EkBis: Jurnal Ekonomi dan Bisnis最新文献_第3页

Indonesian Islamic Banks and Financial Stability: An Empirical Analysis 印尼伊斯兰银行与金融稳定:实证分析

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-06-29 DOI: 10.14421/ekbis.2021.5.1.1279

Firna Hayyu Nindya Maritsa, Agus Widarjono

引用次数: 2

Consumer Confidence Index in Coronavirus Disease (Covid-19) Era 新冠肺炎时代的消费者信心指数

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-06-10 DOI: 10.14421/ekbis.2021.5.1.1271

Dunyati Ilmiah, M. G. Wonoseto

引用次数: 2

The Effect of Financing on Credit Risk: Empirically on Indonesian Islamic Banking 融资对信用风险的影响:基于印尼伊斯兰银行的实证研究

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2021-06-10 DOI: 10.14421/ekbis.2021.5.1.1309

Fitri Zaelina, Dwi Nastiti

引用次数: 1

Sharia Hybrid Contract Compliance of Islamic Microfinance Institutions in Jepara Regency 耶帕拉县伊斯兰小额信贷机构的伊斯兰教法混合合同合规

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2020-12-28 DOI: 10.14421/EKBIS.2020.4.2.1272

Mahmudatus Sa’diyah, Asep Gugun Gumilar, E. Susilo

{"title":"Sharia Hybrid Contract Compliance of Islamic Microfinance Institutions in Jepara Regency","authors":"Mahmudatus Sa’diyah, Asep Gugun Gumilar, E. Susilo","doi":"10.14421/EKBIS.2020.4.2.1272","DOIUrl":"https://doi.org/10.14421/EKBIS.2020.4.2.1272","url":null,"abstract":"The purpose of this study was to examine the sharia compliance of the Hybrid Contract of the Syriah Microfinance Institution (LKMS) in Jepara Regency. This type of research is a Field Research, using a content analysis approach; to interpret data not as a series of physical events, but as symbolic symptoms to reveal the meaning contained in a text, and the understanding of the message presented. The research object selected was BMT in Jepara Regency which applies contract and unique hybrid products, namely BMT Mitra Muamalah (Mitramu) which has the product \"Gold Pawn\" and BMT Harapan Bersama (HARBER) which has a Musyarakah Mutanaqishah (MMq) product. The results showed that the Musyarakah Mutanaqishah (MMq) financing agreement at BMT Harapan Bersama (HARBER) Jepara was in accordance with the DSN-MUI fatwa NO: 73 / DSN-MUI / XI / 2008. Rahn's contract which is run by BMT Mitra Muamalah Jepara is in accordance with the DSN-MUI Fatwa Number: 25 / DSN-MUI / III / 2002, and Fatwa DSN-MUI Number: 26 / DSN-MUI / III / 2002.. Weak internal and external supervision at Cooperative entities, the implementation of hybrid contracts in the field is prone to deviations and falling to \"Riba\".","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116468202","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Effect of Profitability, Leverage, Liquidity and Activity Against Financial Distress Conditions 盈利能力、杠杆、流动性和活动对财务困境的影响

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2020-12-28 DOI: 10.14421/EKBIS.2020.4.2.1275

S. Sugiarto, Setyo Mahanani

{"title":"Effect of Profitability, Leverage, Liquidity and Activity Against Financial Distress Conditions","authors":"S. Sugiarto, Setyo Mahanani","doi":"10.14421/EKBIS.2020.4.2.1275","DOIUrl":"https://doi.org/10.14421/EKBIS.2020.4.2.1275","url":null,"abstract":"This research aims to determine the effect of profitability, leverage, liquidity and activity on financial distress. The research period is 2018. The approach in this study is quantitative research with all manufacturing companies listed on the IDX in 2018 as the population, which were then selected by purposive sampling method to obtain samples. This research uses logistic regression analysis method. The results of the study indicate that profitability has a negative effect on financial distress as indicated by the regression coefficient of -0.40732. and the prob value. 0.0097 is less than 0.05. Leverage has a positif effect on financial distress. This refers to the regression coefficient of 0.090522 and the prob value. 0.0353<0.05. Liquidity has no effect on financial distress conditions. This refers to the regression coefficient of 0.003604 and the resulting significance value is greater than the required level of significance, namely 0.503> 0.05. Activity has negative effect on financial distress. This refers to the regression coefficient of -0.09906 and the resulting significance value is less than required, namely 0.0047<0.05.","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125141098","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Implementation of Education Insurance: A Case Study on Takaful Keluarga Insurance 教育保险的实施:以回教克鲁加保险为例

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2020-12-28 DOI: 10.14421/EKBIS.2020.4.2.1273

Nasrulloh Nasrulloh, Badrul Mutaqqin

{"title":"The Implementation of Education Insurance: A Case Study on Takaful Keluarga Insurance","authors":"Nasrulloh Nasrulloh, Badrul Mutaqqin","doi":"10.14421/EKBIS.2020.4.2.1273","DOIUrl":"https://doi.org/10.14421/EKBIS.2020.4.2.1273","url":null,"abstract":"Education insurance is an insurance product that guarantees the cost of education for children up to the higher education level. The insured party or the customer is required to pay an amount when the contract is completed according to the agreement of both parties. In practice, education insurance is a combination of the benefits of education funds as well as life insurance. But in fact, insurance participants complained about the procedure for paying education insurance claims. The difficulty of claiming requirements and unclear claims submission processes. This research uses a qualitative research method with a descriptive approach through field research, observation or direct observation, interviews at Surabaya Takaful Keluarga Insurance. The findings show that participants can claim education funds from full-time products according to the time written in the policy book. The Takaful Keluarga Insurance Company provides concessions for policyholders to submit claims one year before the stipulated time as long as there are sufficient savings funds. The implementation of full-blown products in terms of the claim procedure and benefits obtained is following the MUI DSN Fatwa No. 53/DSN-MUI/III/2006 and No. 21/DSN-MUI/ X/2001","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132158032","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Relationship Between Eco-Efficiency on Firm Value Moderated with Profitability and Leverage 企业价值的生态效率与盈利能力和杠杆的关系

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2020-07-20 DOI: 10.14421/ekbis.2019.3.1.1180

Danang Satrio, S. Kunto

引用次数: 4

ISLAMIC SOCIAL REPORTING INDEX DAN KINERJA KEUANGAN PADA PERBANKAN SYARIAH DI INDONESIA 伊斯兰社会对印尼伊斯兰银行的财务业绩报告

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2019-07-04 DOI: 10.14421/EKBIS.2018.2.1.1099

Sofyan Hadinata

引用次数: 11

STRATEGI PEMASARAN SYARI’AH PADA BMT AL-AMANAH DALAM MENINGKATKAN MODAL DAN PENYALURAN PEMBIAYAAN

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2019-07-04 DOI: 10.14421/ekbis.2018.2.1.1083

Muhamad Subhan

{"title":"STRATEGI PEMASARAN SYARI’AH PADA BMT AL-AMANAH DALAM MENINGKATKAN MODAL DAN PENYALURAN PEMBIAYAAN","authors":"Muhamad Subhan","doi":"10.14421/ekbis.2018.2.1.1083","DOIUrl":"https://doi.org/10.14421/ekbis.2018.2.1.1083","url":null,"abstract":"This research is a field research conducted at the Al-Amanah BMT in Jambi City. Data collection techniques in this study use methods of observation, interviews, and documentation. The formulation of the problem in this study is how the marketing strategy carried out by BMT Al-Amanah in increasing capital and financing distribution, the constraints faced and efforts to overcome these obstacles. This study produces three conclusions, namely: (1) the marketing strategy carried out by BMT Al-Amanah Jambi City in increasing capital and financing distribution is by determining the market segmentation of products and services, conducting marketing activities in accordance with the target market, as well as positioning and mixing concepts. marketing; (2) the constraints faced include the lack of human resources who are competent in their fields, the source of funds as limited capital, and the existence of tight competition with other financial institutions. (3) efforts made to overcome obstacles are by improving the quality of human resources, continuing to strive to be able to increase the number of customers, and increase capital and financing distribution through promotion and introducing the BMT financial system to the wider community.","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121064059","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

PENGARUH STRUKTUR MODAL TERHADAP PROFITABILITAS EMITEN INDEKS SAHAM SYARIAH INDONESIA 资本结构对印尼回教股票指数EMITEN盈利能力的影响

EkBis: Jurnal Ekonomi dan Bisnis Pub Date : 2019-04-04 DOI: 10.14421/EKBIS.2018.2.1.1098

Prasojo Prasojo

{"title":"PENGARUH STRUKTUR MODAL TERHADAP PROFITABILITAS EMITEN INDEKS SAHAM SYARIAH INDONESIA","authors":"Prasojo Prasojo","doi":"10.14421/EKBIS.2018.2.1.1098","DOIUrl":"https://doi.org/10.14421/EKBIS.2018.2.1.1098","url":null,"abstract":"AbstractThis study aims to examine the capital structure for the profitability of companies into the category of the Indonesian Syariah Stock Index (ISSI). This study uses a sample of 149 companies from 2011 to 2016 which are consistently included in the ISSI list. Return on Assets (ROA), Return on Equity (ROE) as the dependent variable. While Debt to Equity Ratio (DER), Short Term Debt (STD) and Long Term Debt (LTD). Statistical testing using panel data regression with the ramdom fixed effect method. The results of the study are the capital structure that is processed with DAR variable has a significant negative effect on the profitability of the company by measuring ROA and ROE, while the capital structure proxied by STD has a significant positive effect on the profitability of the company by measuring ROA and ROE AbstrakPenelitian ini bertujuan untuk mengkaji hubungan struktur modal terhadap profitabilitas perusahaan yang termasuk dalam kategori Indek Saham Syariah Indonesia (ISSI). Penelitian ini menggunakan sampel sebanyak 149 perusahaan dari tahun 2011 sampai 2016 yang secara konsisten masuk dalam daftar ISSI. Return on Assets (ROA), Return on Equity (ROE) sebagai variabel dependen. Sedangakan Debt to Equity Ratio (DER), Short Term Debt (STD) dan Long Term Debt (LTD). Pengujian statistik dengan menggunakan regresi data panel dengan metode ramdom fixed effect. Hasil dari penelitian adalah struktur modal yang di proksikan dengan variabel DAR berpengaruh negatif signifikan terhadap profitabilitas perusahaan dengan pengukuran ROA dan ROE, sedangkan struktur modal yang diproksikan dengan STD berpengaruh positif signifikan terhadap profitabilitas perusahaan dengan pengukuran ROA dan ROE ","PeriodicalId":375939,"journal":{"name":"EkBis: Jurnal Ekonomi dan Bisnis","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116329518","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1