Fundraising Waqf at Micro Waqf Banks in Realizing People's Welfare

Arivatu Ni’mati Rahmatika, Silviana Rini
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Abstract

Waqf has enormous potential in helping to realize the welfare of the people. Waqf is included in the category of muamalah teachings where the recommendation to implement it is sunnah. The realization of community welfare which is the main goal of waqf can be realized if waqf is managed in a productive way. Productive management of waqf funds certainly cannot be separated from the existence of waqf fundraising. This study aims to determine how waqf fundraising at Micro Waqf Banks. The type of research in this study used a qualitative type of research using descriptive methods. Sources of data needed to assist research obtained through primary and secondary data. The process of collecting data in this study was obtained through observation, interviews, and documentation. Furthermore, data analysis is carried out through several stages which include data reduction, data presentation, and then drawing conclusions and verification. The results showed that the fundraising of waqf in the Micro Waqf Bank Bahrul Ulum Barokah Sejahtera Tambakberas Jombang was obtained from LAZNas (National Zakat Amil Institution) then the funds were managed and distributed productively by the Micro Waqf Bank in the form of business loans with a group system to the community around the pesantren. 
小额信贷银行在实现民生方面的融资
Waqf在帮助实现人民福祉方面具有巨大的潜力。Waqf被包括在muamalah教义的类别中,其中实施Waqf的建议是圣训。社区福利的实现是养老基金的主要目标,只有通过有效的管理才能实现。waqf基金的有效管理当然离不开waqf筹资的存在。本研究旨在确定小额信贷银行的融资方式。本研究的研究类型采用描述性方法进行定性研究。通过第一手和二手数据获得的协助研究所需的数据来源。本研究的数据收集过程采用观察法、访谈法和文献法。此外,数据分析是通过数据缩减、数据呈现、得出结论和验证等几个阶段进行的。结果表明,微型waqf银行Bahrul Ulum Barokah Sejahtera Tambakberas Jombang的waqf资金是从LAZNas (National Zakat Amil Institution)获得的,然后由微型waqf银行以集团系统的商业贷款形式有效地管理和分配给农民周围的社区。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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