Business Strategy and Development最新文献

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Mobile banking services and financial inclusion among customers of commercial banks: Evidence from an emerging economy 商业银行客户的移动银行服务和金融包容性:来自新兴经济体的证据
IF 4.8
Business Strategy and Development Pub Date : 2024-11-22 DOI: 10.1002/bsd2.70035
Musah Mohammed Saeed, Evans Donkoh
{"title":"Mobile banking services and financial inclusion among customers of commercial banks: Evidence from an emerging economy","authors":"Musah Mohammed Saeed,&nbsp;Evans Donkoh","doi":"10.1002/bsd2.70035","DOIUrl":"https://doi.org/10.1002/bsd2.70035","url":null,"abstract":"<p>The study is set against the backdrop of rapid technological advancements in the banking sector, specifically in the adoption of mobile banking. Over the last three decades, the banking industry in Ghana, like many others in emerging economies, has transitioned from traditional, branch-based banking services to more automated and digital solutions. This transformation has been largely driven by increasing internet penetration, mobile phone adoption, and the need to reach underserved populations. Despite these advances, a significant proportion of the population remains financially excluded, with limited access to formal financial services. Thus, mobile banking offers an opportunity to enhance financial inclusion, particularly for marginalised communities in Ghana. The study aims to investigate the factors influencing mobile banking services and assess how they impact financial inclusion among customers of commercial banks in an emerging economy. The study through the use of a structured questionnaire gathered 65 primary data from managers and supervisors within 13 commercial banks in Ghana. The study employed a purposive sampling technique to select the 13 commercial banks whilst using convenience sampling to gather data from managers and supervisors within these banks. The results show that mobile banking transfer has a significant negative relationship with financial inclusion, but mobile account management has a significant positive relationship with financial inclusion. Furthermore, the results depict that Mobile banking payment and financial inclusion have no significant relationship. Policy development should focus on increasing financial inclusion among unbanked individuals, enabling access to banking services. Commercial banks should innovate mobile money connections and expand motivation for technical financial inclusion to provide value-added services and improve access to financial services, ultimately promoting financial inclusion. The study shed light on the impact of mobile banking transfer, mobile banking payment, and mobile account management on financial inclusion in Ghana. The study further provides implications for commercial banks and policymakers in sub-Saharan Africa.</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-11-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142708314","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Integrating CSR with environmental consciousness and commitment: Pathways to employee stewardship in Vietnam's mechanical manufacturing sector 将企业社会责任与环境意识和承诺相结合:越南机械制造业员工管理之路
IF 4.8
Business Strategy and Development Pub Date : 2024-11-21 DOI: 10.1002/bsd2.70036
Hung M. Pham, Anh D. Pham, Dung V. Tran, Nham L. Vuong, Ha D. N. Nguyen
{"title":"Integrating CSR with environmental consciousness and commitment: Pathways to employee stewardship in Vietnam's mechanical manufacturing sector","authors":"Hung M. Pham,&nbsp;Anh D. Pham,&nbsp;Dung V. Tran,&nbsp;Nham L. Vuong,&nbsp;Ha D. N. Nguyen","doi":"10.1002/bsd2.70036","DOIUrl":"https://doi.org/10.1002/bsd2.70036","url":null,"abstract":"<p>This research investigates the influence of perceived corporate social responsibility (CSR) on employee environmental stewardship actions (ESA) by drawing upon social exchange theory (SET) and social identity theory (SIT). The mediating role of environmental consciousness (ECS) and commitment (ECM) within this relationship is also examined. The empirical research builds on a sample survey involving 392 participants from various mechanical manufacturing firms in Hanoi, Vietnam. The proposed model was analyzed using a Partial Least Squares Structural Equation Modeling (PLS-SEM) approach. We find that (i) perceived CSR positively impacts employees' ESA, and (ii) both ECS and ECM mediate the relationship between perceived CSR and ESA. These results suggest that CSR fosters ESA through direct and indirect pathways (via ECS or ECM). This research offers valuable insights for businesses in the manufacturing industry, informing the development of effective CSR strategies that promote environmental sustainability among employees.</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-11-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142707839","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Impact of Green Market Orientation and Ambidextrous Green Innovation on Organizational Performance: Empirical Study on Small Restaurants in Vietnam 绿色市场导向和双向绿色创新对组织绩效的影响:越南小型餐馆的实证研究
IF 4.8
Business Strategy and Development Pub Date : 2024-11-21 DOI: 10.1002/bsd2.70042
Quang-Huy Ngo
{"title":"The Impact of Green Market Orientation and Ambidextrous Green Innovation on Organizational Performance: Empirical Study on Small Restaurants in Vietnam","authors":"Quang-Huy Ngo","doi":"10.1002/bsd2.70042","DOIUrl":"https://doi.org/10.1002/bsd2.70042","url":null,"abstract":"<div>\u0000 \u0000 <p>The natural resource-based view (NRBV) posits that aligning business operations toward sustainability fosters innovation and leads to sustainable competitive advantages. Green market orientation (GMO) and green innovation (GI) have emerged as strategic approaches that enhance organizational performance (OP). However, understanding service contexts still needs to be improved, particularly in small restaurants in emerging countries. Additionally, while previous studies on GMO and GI have primarily focused on operationalizing OP based on past performance, there needs to be more understanding of their impact on past performance and future growth. Utilizing a balanced scorecard approach helps to address this limitation effectively. Building on these theoretical frameworks, this study investigates the impact of GMO and ambidextrous GI on OP and the mediating role of ambidextrous GI in the GMO-OP linkage. Data from 272 small restaurants in Vietnam were collected and analyzed using PLS-SEM to illuminate the effects of GMO in the restaurant context. The findings support both direct and indirect effects. This study advances NRBV by utilizing balanced scorecard approaches to capture performance outcomes comprehensively. This research also extends GMO studies to the service sector, especially small restaurants, underscoring the pivotal roles of GMO in boosting GI and performance. Lastly, this study follows prior calls for more studies to shed light on the antecedents and consequences of ambidextrous GI.</p>\u0000 </div>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-11-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142707838","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Harnessing Green Intellectual Capital for Sustainable Development: The Dynamic Capabilities Approach to Environmental Policy 利用绿色知识资本促进可持续发展:环境政策的动态能力方法
IF 4.8
Business Strategy and Development Pub Date : 2024-11-20 DOI: 10.1002/bsd2.70041
Md Aisha Begum, T. N. V. R. L. Swamy
{"title":"Harnessing Green Intellectual Capital for Sustainable Development: The Dynamic Capabilities Approach to Environmental Policy","authors":"Md Aisha Begum,&nbsp;T. N. V. R. L. Swamy","doi":"10.1002/bsd2.70041","DOIUrl":"https://doi.org/10.1002/bsd2.70041","url":null,"abstract":"<div>\u0000 \u0000 <p>This research explores the critical role of Green Intellectual Capital (GIC) in fostering business sustainability within the Indian hotel industry, with a particular focus on the mediating effect of dynamic capabilities. GIC comprises three key components such as Green Human Capital (GHC), Green Relational Capital (GRC), and Green Structural Capital (GSC). Dynamic capabilities, which enable organizations to sense, seize, and transform resources in response to environmental changes, play a crucial role in enhancing the relationship between GIC and sustainability outcomes. Using a quantitative approach, a survey was conducted with 400 professionals from the Indian hotel sector. Structural equation modeling (SEM) was applied to examine the relationships between GIC, Dynamic capabilities, and Business sustainability. The findings reveal that GHC and GRC have significant direct effects on business sustainability, while GSC's impact is primarily mediated by dynamic capabilities. The results emphasize that dynamic capabilities allow hotels to adapt and innovate in the face of sustainability challenges, ensuring long-term business viability. This work addresses a gap in the existing literature by focusing on the hospitality sector in a developing economy, offering practical insights for hotel managers to leverage GIC and dynamic capabilities to improve sustainability. It also contributes to theoretical frameworks by integrating the Resource-Based View (RBV) and Dynamic Capabilities theories. Future research could expand to other sectors and explore additional mediating variables.</p>\u0000 </div>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-11-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142707787","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Unveiling the blackbox within ESG ratings' blackbox: Toward a framework for analyzing AI adoption and its impacts 揭开 ESG 评级黑箱中的黑箱:建立分析人工智能应用及其影响的框架
IF 4.8
Business Strategy and Development Pub Date : 2024-11-19 DOI: 10.1002/bsd2.70038
Felipe Suárez Giri, Teresa Sánchez Chaparro
{"title":"Unveiling the blackbox within ESG ratings' blackbox: Toward a framework for analyzing AI adoption and its impacts","authors":"Felipe Suárez Giri,&nbsp;Teresa Sánchez Chaparro","doi":"10.1002/bsd2.70038","DOIUrl":"https://doi.org/10.1002/bsd2.70038","url":null,"abstract":"<p>Artificial intelligence (AI) is transforming entire industries at an unprecedented pace. Yet, established technology adoption theories offer limited tools for characterizing business AI integration and analyzing its effects. These primarily focus on the factors facilitating or hindering adoption, rather than on adoption patterns and impacts. This paper introduces a novel conceptual framework to address this key gap and applies it to the case of the ESG rating industry. ESG raters play a pivotal role in sustainable finance, providing metrics that guide investment decisions globally. However, little is known about the extent and nature of their AI usage and its implications. Through a mixed-methods approach combining the analysis of job postings, patent filings, research publications, and corporate websites, we examine AI adoption among major ESG raters. Our investigation explores the specific AI technologies employed, their functional applications, the innovations developed, the intensity of AI integration, and the potential impacts of raters' AI adoption. Our results reveal widespread and growing AI adoption across the industry. Our findings show that raters extensively leverage Natural Language Processing to streamline data collection, processing, and analysis. Furthermore, they have pioneered Machine Learning innovations that significantly expand their sustainability assessment capabilities in various domains. These findings mark a considerable departure from prior academic and gray literature that characterized major ESG raters as having minimal AI use, prompting critical questions regarding the implications of this technological transformation for ESG ratings' reliability, transparency, and potential biases.</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/bsd2.70038","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142674085","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Strategic management of employee churn: Leveraging machine learning for sustainable development and competitive advantage in emerging markets 员工流失的战略管理:利用机器学习促进新兴市场的可持续发展和竞争优势
IF 4.8
Business Strategy and Development Pub Date : 2024-11-05 DOI: 10.1002/bsd2.70039
Poorva Agrawal, Seema Ghangale, Bablu Kumar Dhar, Nilesh Nirmal
{"title":"Strategic management of employee churn: Leveraging machine learning for sustainable development and competitive advantage in emerging markets","authors":"Poorva Agrawal,&nbsp;Seema Ghangale,&nbsp;Bablu Kumar Dhar,&nbsp;Nilesh Nirmal","doi":"10.1002/bsd2.70039","DOIUrl":"https://doi.org/10.1002/bsd2.70039","url":null,"abstract":"<p>Employee churn or attrition presents significant challenges, especially in emerging markets, where it can disrupt business operations and inflate recruitment costs. This research leverages machine learning techniques to predict employee churn, focusing on developing sustainable and inclusive retention strategies that enhance business competitiveness. By analyzing a range of predictive algorithms and key variables associated with churn, the study identifies the most effective models for predicting attrition. A comprehensive exploratory data analysis was conducted using an indigenous machine learning model, offering practical insights for human resource management in emerging markets. The findings align with the sustainable development goals (SDGs), promoting decent work, and economic growth. This study contributes to business strategy by proposing data-driven solutions for workforce stability and sustainable development.</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-11-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142588174","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Corporate sustainability commitment in the Middle East and North Africa region: Impact on innovation and firm performance 中东和北非地区企业的可持续发展承诺:对创新和公司业绩的影响
IF 4.8
Business Strategy and Development Pub Date : 2024-11-04 DOI: 10.1002/bsd2.70025
Hanen Sdiri, Ines Ammar
{"title":"Corporate sustainability commitment in the Middle East and North Africa region: Impact on innovation and firm performance","authors":"Hanen Sdiri,&nbsp;Ines Ammar","doi":"10.1002/bsd2.70025","DOIUrl":"https://doi.org/10.1002/bsd2.70025","url":null,"abstract":"<p>This study examines the effects of corporate sustainability factors (CSFs)—specifically gender diversity, energy practices, and environmental practices—on innovation and their subsequent impact on firm performance in the Middle East and North Africa (MENA) region. By integrating Absorptive Capacity Theory, we explore how these CSFs drive innovation, contributing to broader sustainable development goals. We analyze the impact of innovation on firm performance using the resource-based view (RBV). Utilizing secondary data from the World Bank Enterprise Survey (WBES), we employ a two-stage instrumental variable regression (IV-2SLS) to address endogeneity and establish causal relationships. Our findings reveal that stakeholder engagement through gender diversity, energy practices, and environmental practices significantly enhances innovation, which, in turn, drives firm performance. Diverse leadership fosters creativity and innovation, while energy-efficient and environmentally sustainable practices reduce costs, improve brand reputation, and align with sustainable development goals. These insights underscore essential policy implications for promoting environmental policy, clean production, and sustainable innovation ecosystems. Encouraging MENA firms to engage stakeholders and adopt sustainable practices can drive economic prosperity and contribute to the United Nations Sustainable Development Goals (SDGs).</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-11-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142587954","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Beyond aroma: A sustainability performance analysis of Italian coffee roasting companies 超越香气:意大利咖啡烘焙公司的可持续性绩效分析
IF 4.8
Business Strategy and Development Pub Date : 2024-10-31 DOI: 10.1002/bsd2.70033
Sara Triachini, Francesca Romana Giannini, Valentina Bramanti, Stella Gubelli, Ettore Capri
{"title":"Beyond aroma: A sustainability performance analysis of Italian coffee roasting companies","authors":"Sara Triachini,&nbsp;Francesca Romana Giannini,&nbsp;Valentina Bramanti,&nbsp;Stella Gubelli,&nbsp;Ettore Capri","doi":"10.1002/bsd2.70033","DOIUrl":"https://doi.org/10.1002/bsd2.70033","url":null,"abstract":"<p>Coffee consumption is becoming increasingly prevalent among a growing number of consumers worldwide. Despite ranking seventh in coffee consumption, Italy is the global coffee export leader, with almost 1000 coffee roasting companies across the country. As a product subject to increasing interest in sustainability, numerous studies address the economic, social and environmental challenges affecting coffee production. However, only a few evaluate the sustainability performance of roasting companies in consuming countries. This study examines the integration of corporate social responsibility (CSR) in business strategy to provide an overview of sustainability performance among Italian roasting companies. The analysis encompasses 78 sustainability practices across 49 businesses and assesses their communication to stakeholders. Furthermore, factors such as company size and specialty coffee sale were investigated for their influence on sustainability performance. The findings reveal a low commitment to sustainability within the Italian coffee sector, with 83.7% of companies in the first two stages of the five-stage CSR assessment model. Although there is an interest in addressing product safety, quality, and consumer relations, responsible sourcing is often relegated to suppliers or voluntary sustainability standards. Communication is not effective, as more than half of the companies did not provide sustainability information on their websites. In this sample, the commitment to sustainability was directly related to the size of the business, and the same relationship was observed for roasters selling specialty coffees.</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/bsd2.70033","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142561685","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ESG risk, CEO education and gender: Evidence from Southeast Asia 环境、社会和公司治理风险、首席执行官教育和性别:来自东南亚的证据
IF 4.8
Business Strategy and Development Pub Date : 2024-10-30 DOI: 10.1002/bsd2.70034
Desi Adhariani, Doddy Setiawan, Iman Harymawan, Winda Wulansari, Ahmad Hambali
{"title":"ESG risk, CEO education and gender: Evidence from Southeast Asia","authors":"Desi Adhariani,&nbsp;Doddy Setiawan,&nbsp;Iman Harymawan,&nbsp;Winda Wulansari,&nbsp;Ahmad Hambali","doi":"10.1002/bsd2.70034","DOIUrl":"https://doi.org/10.1002/bsd2.70034","url":null,"abstract":"<p>This study explores the impact of a CEO's educational background from a top university on reducing corporate ESG risk and the potential moderating role of CEO gender. Using the QS World University Rankings (QS WUR) to define reputable universities, the research focuses on companies in ASEAN (Association of Southeast Asian Nations) countries, known for elevated ESG risks. Through Ordinary Least Squares (OLS) regression analysis, the results show that CEOs educated at top universities reduce ESG risk, while CEO gender does not moderate this relationship. The findings represent the importance of reputable universities as habitus to support the globalization of business and responsible management education, regardless the gender. The results also highlight the influence of educational background on corporate ESG performance, with significant implications for corporate strategy and CEO appointments.</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-10-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142555516","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Beyond financials: Examining the impact of customer focus, internal processes, and learning & growth on the sustainable performance of commercial banks—Moderating role of management commitment 超越财务:考察以客户为中心、内部流程以及学习与成长对商业银行可持续绩效的影响--管理层承诺的调节作用
IF 4.8
Business Strategy and Development Pub Date : 2024-10-29 DOI: 10.1002/bsd2.70030
Nathenael Fentaw Ayele, Manjit Singh
{"title":"Beyond financials: Examining the impact of customer focus, internal processes, and learning & growth on the sustainable performance of commercial banks—Moderating role of management commitment","authors":"Nathenael Fentaw Ayele,&nbsp;Manjit Singh","doi":"10.1002/bsd2.70030","DOIUrl":"https://doi.org/10.1002/bsd2.70030","url":null,"abstract":"<p>This study examines the key factors influencing sustainable performance in commercial banks, focusing on the impact of non-financial metrics—customer focus, internal processes, and learning and growth—within the Balanced Scorecard framework on the performance of commercial banks in Ethiopia. Additionally, it examines the moderating role of management commitment in this relationship, grounded in organizational learning theory, upper echelons theory, and the balanced scorecard model. The study adopts an explanatory research design, utilizing covariance-based structural equation modeling and interaction-term analysis. A multi-stage sampling technique, followed by systematic random sampling, was employed, with Soper's formula used to determine a sample size of 480 from a total population of 4990. Mahalanobis distance was applied to identify and remove biased responses. The findings reveal that non-financial metrics—customer focus, internal processes, and learning and growth—positively affect commercial banks' sustainable performance, and management commitment strengthens this effect. Furthermore, the results empirically validate the proposed hypotheses, emphasizing the value of incorporating non-financial metrics into performance measurement and highlighting the essential role of management commitment in ensuring their success. This research fills a gap in the literature on sustainable performance measurement within the Ethiopian banking sector and provides actionable insights for managers and policymakers.</p>","PeriodicalId":36531,"journal":{"name":"Business Strategy and Development","volume":"7 4","pages":""},"PeriodicalIF":4.8,"publicationDate":"2024-10-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"142540998","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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