Danang Indrajaya, Muji Astuti, Ahmad Maulidizen, Naufal Kurniawan
{"title":"The Effect of Third-Party Funds, Capital Adequacy Ratio, Casa Ratio, Bi Rate, And Inflation Towards The Distribution of Credit Banking in Indonesia","authors":"Danang Indrajaya, Muji Astuti, Ahmad Maulidizen, Naufal Kurniawan","doi":"10.37385/ijedr.v2i3.282","DOIUrl":"https://doi.org/10.37385/ijedr.v2i3.282","url":null,"abstract":"This research aims to determine the effect of internal and external factors on bank lending. The independent variables analyzed were Third-Party Funds (DPK), Capital Adequacy Ratio (CAR), CASA ratio, BI rates, and inflation. While the dependent variable in this study is bank credit distribution. This research was conducted by taking secondary data through the publication of Bank Indonesia (www.bi.go.id), the Financial Services Authority (www.ojk.go.id), and Bureau Van Dijk (www.orbis.bvdinfo.com). The population in this study are banks listed on the Indonesia Stock Exchange (IDX). A sampling of this study was conducted using the purposive sampling method, which amounted to 15 banks with the largest assets in Indonesia in 2018. The research period used is based on annual banking reports, 2011-2018. This research is a quantitative study using the FEM (Fixed Effect Model) method. The results of this research indicate that the variable of Third-Party Funds, Capital Adequacy Ratios, CASA ratio, and Inflation is significantly effective towards the distribution of credit banking partially. On the other hand, the variable BI rate is not significantly effective to the distribution of credit banking. Meanwhile, DPK, CAR, CASA, BI rates, and inflation simultaneously have a significant effect on the distribution of credit banking.","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-02-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131409613","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect Of Retailing Mix On Costumer Purchase Decision","authors":"Edy Nurtanto, Ermina Rusilawati, Zulfadli Hamzah, Md. Zohurul Anis","doi":"10.37385/ijedr.v3i1.417","DOIUrl":"https://doi.org/10.37385/ijedr.v3i1.417","url":null,"abstract":"The pupose of this research was to find out the influence of price, merchandise assortment, communication mix, location, customer service, and store design and display on purchasing decisions at the supermarket CG Mart. The population that becomes the object of this research is all consumers of CG Mart supermarkets. The number of samples used in this study were 100 respondents. The method of analysis used in this study is multiple regression analysis. The results of the study partially show that price has a significant effect on purchasing decisions, merchandise assortment has a significant effect on purchasing decisions, communication mix has effect but not significant on purchasing decisions, location has effect but not significant on purchasing decisions, customer service has a significant effect on purchasing decisions. , the store design and display does have a effect but not significant on purchasing decisions. And the simultaneous research on price, merchandise assortment, communication mix, location, customer service, and store design and display have a significant influence on purchasing decisions at the supermarket CG Mart. \u0000 \u0000Keywords: Price, merchandise assortment, communication mix, location, customer service, store design and display, purchasing decision.","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"172 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124197264","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nurvia Juni Pratiwi, A. A. Purwati, M. L. Hamzah, Nyoto Nyoto
{"title":"The Effect Of Service Quality And Academic Information Systems Quality On Student’s Satisfaction","authors":"Nurvia Juni Pratiwi, A. A. Purwati, M. L. Hamzah, Nyoto Nyoto","doi":"10.37385/ijedr.v3i1.400","DOIUrl":"https://doi.org/10.37385/ijedr.v3i1.400","url":null,"abstract":"The research was conducted on Riau University Pekanbaru. This aims of study to determine the effect of service quality dimensions as seen from 5 dimensions of responsiveness, reliabilty, empathy, assurance, and tangible, then this study aims to determine the effect of quality of academic information systems dimensions as seen from 2 dimensions of system quality and quality of information towords college student satisfaction is following Riau University Pekanbaru. In this study, data were collected by using questonnaire to 400 respondents, which aims is used, include validity test, reliability test, classic assumptions test (normality, heteroscedasticity and multicolinearity), multiple linear regression analysis, goodness of fitest (F test, t test, the coefficient of determination). Data obtained then processed using SPSS program version 19.0, where the value of determination coefficient obtained by 40,6% which means that independent variables is responsiveness, reliability, empathy, assurance, tangible, system quality and quality of information have an effect of the dependent the remaining 59,4% is influenced by other variables not observed in this research.\u0000Keywords : Responsiveness, reliability, empathy, assurance, tangible, system quality and quality of information.","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128861843","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect Of Managerial Ability And Career Planning On Job Satisfaction And Its Impact On Employee Performance","authors":"Muhammad Arif, Syahida Arsad, M. Abdullah","doi":"10.37385/ijedr.v3i1.402","DOIUrl":"https://doi.org/10.37385/ijedr.v3i1.402","url":null,"abstract":"The general objective of this research study is to analyze the effect of managerial ability and career planning on job satisfaction in improving the employee performance of micro division of people business partners at PT. Bank BTPN Tbk. Pekanbaru Branch. This research study is quantitative research. The population of this research study was 71 employees at PT. Bank BTPN Tbk. Pekanbaru Branch. In collecting the data, this research study used Questionnaire. The instrumentof testing for validity used Guttman's formula while test instrument for reliability used Alpha formula from Cronbach. The test showed that it was valid and reliable. Hypothesis testing used normality, linearity, multicollinearity, path analysis, F-test, and T-test formulas. From the results of the research study it was found that: 1) there was an effect of managerial ability on job satisfaction with a path coefficient of 0.234; 2) there was the influence of career planning on job satisfaction with a path coefficient of 0.237; 3) there was an influence of managerial ability on employee performance with a path coefficient of 0.339; 4) there was an influence of career planning on employee performance with a path coefficient of 0.222; 5) there was an effect of job satisfaction on employee performance with a path coefficient of 0.208. From this research study, it was also found that there were 3 factors which influenced employee performance. The most influential factor was managerial ability while the smallest factor was career planning.\u0000Keywords: managerial ability, career planning, job satisfaction, and employee performance","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125694961","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Job Attitude as a Factor on Employees Performance","authors":"Wendell C. Cabrera, Arch. Dennis L. Estacio","doi":"10.37385/ijedr.v3i1.254","DOIUrl":"https://doi.org/10.37385/ijedr.v3i1.254","url":null,"abstract":"An attitude is a psychological state of mind. It is the way a person thinks about situations, and it ultimately determines a person's behavior. In the workplace, employees can have either a positive or negative attitude about specific work tasks, products or services, co-workers or management, or the company as a whole. Positive attitudes among employees make workdays more enjoyable. Tasks are performed to a higher standard and without complaint. Current study is based on the effect of attitude on employee performance. This study includes the attitude related factors (behaviors of employees and leaders, job satisfaction, job commitment, motivation and training) to investigate their impact on employee performance. This study utilized descriptive method of research. An instrument was developed by the researcher with 8 statements to measure the perceived level of satisfaction, involvement, and performance and then distributed among the respondents with the five- point Likert scale. Result shows that all attitude related factors positively affect the employee performance. Motivation and job commitment has highly significant impact of performance of employees. As a result, organizations should value their experienced personnel and devise effective retention policy by giving competitive salary, experienced base pay and experienced based promotion. That will increase the overall performance of the organization.\u0000 \u0000 \u0000 \u0000Keywords: Attitudes, performance, job satisfaction","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"53 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121177928","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Diva Wahyu Syaputri Diva, Nurafni Elvitia, N. I. Riwajanti
{"title":"The Effect Of Covid-19 On The Occurrence Of All Star Hotels On The Island Of Java-Bali During The Pandemic","authors":"Diva Wahyu Syaputri Diva, Nurafni Elvitia, N. I. Riwajanti","doi":"10.37385/ijedr.v2i3.351","DOIUrl":"https://doi.org/10.37385/ijedr.v2i3.351","url":null,"abstract":"Covid-19 is an epidemic that is sweeping across the country right now. The community is greatly affected by this pandemic, especially in the tourism sector, from flights to hotels which are usually crowded with visitors from outside the region and from abroad. Until now, the government is still trying to get the Covid-19 virus to immediately break the chain. The purpose of this analysis is to find out how the influence of Covid-19 on hotel occupancy rates on the islands of Java and Bali. The research sample was obtained from the Central Statistics Agency (BPS). The analysis technique in this study uses regression analysis. From the results of the analysis, it can be seen that there are significant changes in hotel occupancy rates from before and during Covid19. Thus showing that Covid12 has an effect on the hotel economy.","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"189 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124182764","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Economics of Conflicts: Natural Resources and The Dynamics of Conflicts in Post-Colonial West African Sub-Region","authors":"B. Oligbi, Tunde Agara","doi":"10.37385/ijedr.v2i3.271","DOIUrl":"https://doi.org/10.37385/ijedr.v2i3.271","url":null,"abstract":"Of all the sub-regions in Africa, the West Africa sub-region has become very notorious concerning conflict over natural resources. This has become rather endemic with virtually all the states making up the sub-region involved. Although the spate of conflicts has reduced somewhat over the years, especially with the interventionist policy of ECOWAS, however, the conflicts have presented us with domestic, regional as well as international dimensions. While it is crucial to understand the impact which these different trajectories have on the nature, dimensions, direction and dynamics of conflicts in West Africa, it is critical also to understand the role played by natural resources in both escalating and resolving conflicts in this area. While we are aware that, as at anywhere else in the world, these conflicts in the sub-region may be multidimensional and complex in nature, they nevertheless stem from socioeconomic, psychological, and political conditions internal to the respective nations. However, the paper argues that while the internal dimension can always be resolved among contenders, it become probably and takes longer time because of the external dimension which globalization has introduced. Thus, not only has globalization engendered new forms of conflict but it has also made certain that its resolution may not be possible and what we may be at best a reprieve.\u0000 \u0000Keywords: Conflicts, Dynamics, Globalization, Natural Resources, Sub-Region, West Africa\u0000.","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116297055","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Covid-19 Pandemic and Foreign Bank Performance in Asia-Pacific","authors":"Darynaufal Mulyaman, Farhan Julianto","doi":"10.37385/ijedr.v2i3.298","DOIUrl":"https://doi.org/10.37385/ijedr.v2i3.298","url":null,"abstract":"The covid-19 pandemic affects all aspects of human life, including the economy. Investments, transactions, and other financial services got a surprising shock as the effects of the pandemic. However, as time goes by, the pandemic starts to re-normalize turning into a new normal. Even, some countries in the Asia Pacific commencing a new-normal life, like, China, South Korea, and Singapore. Despite the good news, it seems the grassroots is not fully recovered from the shock. Therefore we argue that the positive outlook may not give a lot of positive senses and confidence, hence skepticism in the economy persists, especially in economic growth, despite some aspects, such as international banks or financial institutions in Asia set an optimist target. Further, this paper would like to explain the Behavioral Political Economy perspective and the case of CIMB Group in Indonesia for capturing regional political economy explanation and analyzed the relation of grassroots condition and the target’s positivism post the pandemic, as Indonesia is the second-largest market in the Asia Pacific and CIMB is one of the prominent universal bank groups in ASEAN and beyond.","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121433451","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Chile Nzeh Innocent, B. Uzoechina, M. Eze, C. P. Imoagwu, Uzoma M. Anyachebelu
{"title":"Manufacturing Sector Performance and Natural Resources Endowment: Evidence from Natural Resource-rich Sub-Saharan African Countries","authors":"Chile Nzeh Innocent, B. Uzoechina, M. Eze, C. P. Imoagwu, Uzoma M. Anyachebelu","doi":"10.37385/ijedr.v2i3.283","DOIUrl":"https://doi.org/10.37385/ijedr.v2i3.283","url":null,"abstract":"Theoretically, it has been observed that an abundance of natural resources that are not well harnessed can displace some vital sectors of the economy, especially the manufacturing sector. In this study, using annual series ranging from 1990-2019 and under the framework of a Panel ARDL, we investigated the link between natural resources endowment and the performance of the manufacturing sector in natural resource-rich SSA countries. Findings of our study show that in the short-run, natural resources endowment has an insignificant positive link with the manufacturing sector performance. However, in the long-run, the contribution of natural resources to the performance of the manufacturing sector becomes negative. On grounds of these findings, we recommend, among others; the diversification of the economies of this group into manufacturing sector by using proceeds from the export of natural resources to develop infrastructure necessary to improve the sector.\u0000 \u0000Keywords : Natural resources, Manufacturing sector, Institutions, Panel ARDL, Employment, Inflation","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130006963","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Role of Intellectual Capital in Improving Micro, Small, And Medium-Scale Business Performance in The Hostel And Culinary Sector in Pekanbaru, Indonesia","authors":"A. A. Purwati, B. Budiyanto, Suhermin Suhermin","doi":"10.37385/ijedr.v2i2.274","DOIUrl":"https://doi.org/10.37385/ijedr.v2i2.274","url":null,"abstract":"The increased level of competitiveness and Micro, Small, and Medium-Scale Business (MSME) performance in the hostel and culinary sector in Indonesia, especially in Pekanbaru, need more concerns since MSME is an important business sector to encourage the economy of a country and reduce the unemployment rate by creating job opportunities. In the technology era, the development of the intellectual capital concept suitable for MSME is needed due to the current competitive and disruptive business area. This study was conducted in 378 MSMEs in the hostel and culinary sector in Pekanbaru city. The data analysis technique in this study was Structural Equation Modeling (SEM) assisted by AMOS. The result of this study showed that human capital influenced the financial performance and non-financial performance of MSME in the hostel and culinary sector in Pekanbaru City, while technology capital did not influence the non-financial performance of MSME in the hostel and culinary sector in Pekanbaru city. Customer capital influenced the financial and non-financial performances of MSME in the hostel and culinary sector in Pekanbaru city. Social capital influenced the financial and non-financial performances of MSME in the hostel and culinary sector in Pekanbaru city. Non-financial performance influenced the financial performance of MSME in the hostel and culinary sector in Pekanbaru city. \u0000 ","PeriodicalId":361475,"journal":{"name":"International Journal of Economics Development Research (IJEDR)","volume":"208 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115749453","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}