{"title":"LONG-TERM IMPACT OF MACROECONOMIC VARIABLES ON FOREIGN EXCHANGE RESERVES IN THE ORGANIZATION OF ISLAMIC CORPORATION","authors":"Heru Wahyudi, Widia Anggi Suripto","doi":"10.20473/jebis.v9i1.40217","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.40217","url":null,"abstract":"One of the factors that influence the country's economy is foreign exchange reserves. This study examines the long-term effect of inflation variables, Gross Domestic Product (GDP), exports, imports, and receipts of remittances in 7 countries of the Organization of Islamic Cooperation. This study uses secondary data panels in 7 countries of the Organization of Islamic Cooperation from 1990 to 2021. The method used in this analysis is the Fully Modified Ordinary Least Square (FMOLS) panel. The results of this study are the variables used are cointegrated in the long run. There are partially negative and significant effects on foreign exchange reserves in 7 countries of the Organization of Islamic Cooperation. GDP and exports have a significant positive effect on foreign exchange reserves. Imports have a negative and insignificant effect on foreign exchange reserves and receipts of remittances have a positive and insignificant effect on foreign exchange reserves in the 7 OIC countries from 1990-2021. This research is expected to contribute to the Cooperation Organization countries related to increasing foreign exchange reserves through macroeconomic control of inflation control, increasing export diversification, increasing export diversification, decreasing imports, and increasing remittances while still paying attention to people in work abroad. It is hoped that the increase in foreign exchange reserves that can improve the organization's economic level can optimize cooperation in Islamic Cooperation, namely to support international peace and security and protect the holy places of Muslims.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"14 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84103563","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
AGUSTIN MILA ARLINA, MUSTOFA MUSTOFA, AHMAD AGUS HIDAYAT
{"title":"ANALISIS EKONOMI ISLAM TERHADAP PEMUNGUTAN PAJAK PENGHASILAN (Pph 21)","authors":"AGUSTIN MILA ARLINA, MUSTOFA MUSTOFA, AHMAD AGUS HIDAYAT","doi":"10.15548/jebi.v8i1.770","DOIUrl":"https://doi.org/10.15548/jebi.v8i1.770","url":null,"abstract":"Income tax (PPh 21) is a mandatory payment, related to the gain that a person receives from a person's work, service, or activity. Income tax is collected based on a progressive levy rate that adjusts the amount of the taxpayer's income, the greater the income, the greater the percentage of levy imposed. In this study, it shows that the determination of progressive income tax rates (PPh 21) is obtained from the perspective of equality and benefit, and income tax (PPh 21) achieves 3 out of 4 tax accumulation principles (dharibah) in the Islamic economy as a result of which income tax is taken from the obligatory tax allowed.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136365378","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
MUALLIFATUR ROSIDAH, JAMAL ABDUL AZIZ, MUNTAHA MAHFUD
{"title":"ANALYSIS OF ACAD CONSTRUCTION ON SHARIA ONLINE LOANS AT PT DUHA MADANI SYARIAH","authors":"MUALLIFATUR ROSIDAH, JAMAL ABDUL AZIZ, MUNTAHA MAHFUD","doi":"10.15548/jebi.v8i1.771","DOIUrl":"https://doi.org/10.15548/jebi.v8i1.771","url":null,"abstract":"Technological developments in the field of information and communication have had a major impact on the digitalization of finance, especially with the presence of a new innovation called financial technology. One such fintech is Duha Syariah. This study aims to analyze the construct of sharia online financing contracts at PT Duha Madani Syariah from the perspective of Sharia Economic Law. While this research uses library research. Normative juridical approach. Source of data using primary data and secondary data. Data collection techniques using documentation. Data analysis consists of data reduction, data categorization, and data synthesis.The construct analysis of the sharia online financing contract at PT Duha Madani Syariah uses a Murabahah contract, Duha Syariah gives a certain amount of money to the customer to buy the desired item, then Duha Syariah gets a margin from the purchase of the item, and the customer makes installment payments to Duha Syariah.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"127 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136365377","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muhammad Maulana Hamzah, dan Jafar, Shodiq Laode, E-Wallet Gen Z, Perilaku Konsumtif
{"title":"Do E-Wallets Altered Consumptive Behavior? Qualitative Study Of Gen Z In Jambi City","authors":"Muhammad Maulana Hamzah, dan Jafar, Shodiq Laode, E-Wallet Gen Z, Perilaku Konsumtif","doi":"10.24239/jiebi.v5i1.143.82-93","DOIUrl":"https://doi.org/10.24239/jiebi.v5i1.143.82-93","url":null,"abstract":"This research was conducted to find out and analyze the factors that influence the use of e-wallets and how the behavior of generation Z in the city of Jambi forms. This study uses a qualitative approach. The data sources used are primary and secondary data sources. While the data collection technique used in this study is using observation interviews and documentation. The results showed that the factors that influence the use of e-wallets in generation Z in the city of Jambi are divided into the main factors namely, Benefit, Convenience and supporting factors including, Cost Factor, Popular Factor, Efficiency Factor, Speed Factor, Factor Security, Convenience Factors, Promo and Discount Factors, and Pulse/Token Payment Service Business Factors. Thus there are two main factors and eight supporting factors. Transaction purposes that indicate that using e-wallets encourage people to be more consumptive are top-up Games and Online Shopping. Based on observation from 112 informants, out of 112 informants, 62% of them feel more consumptive when using e-wallets. Meanwhile, 38% felt that they were not consumptive and 4% were mediocre.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"34 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80521091","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
SHEEMA HASEENA ARMINA, MUFTI AFIF, MUHAMMAD AGUS SETIAWAN
{"title":"BUSINESS STRATEGY OF MUSLIM FAMILY BUSINESSES DURING PANDEMIC COVID-19","authors":"SHEEMA HASEENA ARMINA, MUFTI AFIF, MUHAMMAD AGUS SETIAWAN","doi":"10.15548/jebi.v8i1.754","DOIUrl":"https://doi.org/10.15548/jebi.v8i1.754","url":null,"abstract":"The pandemic covid-19 engulfed the entire world and influenced all business especially in Micro, Small and Medium Enterprise. This clarification leaves a business strategy issue that needs to be a question whether any changes or standstill. This study aims to analyze business strategy of a family business that sells typical food in a region namely sate Ayam Setono village Ponorogo. The using method is qualitative with case study exploratory approach by observation, interview and documentation. This study found that the business strategy has not changed much in this food family business during pandemic covid-19. The fear and anxiety that most people feel about sophistication of the government’s pandemic policy has an effect on the overall operation of the company, just digitization does not match seller’s capabilities while simultaneously attempting to preserve the qualities of this business. Attempts to change this strategy digitally have previously been made, but little has changed, so not every business impacted by covid-19 will adapt its business strategy online, because the Setono Ponorogo chicken satay company is one way of maintaining its features directly in society knowledge.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136365376","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Perilaku Konsumen Halal: Peluang Usaha Generasi Milenial Pasca Pandemi Di Kota Palu","authors":"Sitti Aisya, dan Fahreza Najmi, Ekonomi Syariah","doi":"10.24239/jiebi.v5i1.137.39-50","DOIUrl":"https://doi.org/10.24239/jiebi.v5i1.137.39-50","url":null,"abstract":"Penelitian ini bertujuan untuk mengeksplorasi generasi milenial dengan menjadikan perubahan perilaku konsumen halal sebagai peluang bisnis pasca pandemi. Pandemi telah mempengaruhi perilaku masyarakat dalam memilih dan menentukan kebutuhannya. Pandemi menuntut adaptasi terhadap kebiasaan baru, pemikiran kreatif, inovasi, termasuk dalam membuka usaha. Perubahan pola konsumen pun diadaptasi pasca pandemi seperti penggunaan masker dan cuci tangan. Deskripsi kualitatif sebagai metode penelitian dengan teknik observasi, wawancara dalam pengumpulan data. Kemudian menganalisis data melalui reduksi data, penyajian data dan penarikan kesimpulan. Kemudian memeriksa keabsahan data dengan triangulasi Kesimpulan dari penelitian menunjukkan bahwa perubahan perilaku konsumen halal dalam kegiatan konsumsi membuat generasi milenial kota Palu memanfaatkan peluang bisnis dengan memanfaatkan situasi dan teknologi yang ada. Perilaku konsumen yang lebih banyak menghabiskan waktu untuk berselancar di dunia maya membuat pelaku usaha memilih media sosial sebagai tempat promosi usaha seperti Instagram dan Facebook. Konsumen cenderung secara signifikan memilih produk yang terjamin kehalalannya. Prioritas kepuasan terhadap barang tidak lagi mendominasi pemilihan produk, tetapi mencakup aspek kesehatan dan jaminan kehalalan. Perubahan ini membuka peluang bisnis bagi generasi milenial untuk mendistribusikan dan memproduksi barang halal. Generasi milenial melakukan inovasi produk dengan membuat minuman kesehatan agar imunitas tubuh terjaga dari virus, menjual dengan metode take away, dan menggunakan mitra ojek online untuk mengantarkan pesanan kepada pembeli, serta memiliki jaminan halal pada produk.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82518881","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS PENGEMBANGAN HALAL LOGISTIK DENGAN PENDEKATAN FISHBONE","authors":"OKTORA ANDIKA, RANGGA WISANGGARA, IKA YOGA","doi":"10.15548/jebi.v8i1.775","DOIUrl":"https://doi.org/10.15548/jebi.v8i1.775","url":null,"abstract":"In the development of halal logistics at H. Arifin Surian's Pondok Kacang business, there are various obstacles in the development process. Because the concept of halal logistics is indeed by Islamic law, which is not limited to logos or packaging that has halal permits, this study aims to determine the development of the Halal Logistics concept for H. Arifin's peanut cottage business using Fishbone analysis. The type of data needed in this research is qualitative data. Sources of data used in this study are primary data and secondary data. The data analysis technique used in this study is the Fishbone approach. The results showed that the application of Halal Logistics at Pondok Kacang H. Arifin Surian's Business was that supply chain activities were not carried out optimally, such as at the production, storage, and distribution stages. Solving or solving problems from the Halal Logistics system at H. Arifin Surian's Pondok Kacang Business found in business actors and the resources used in implementing Halal Logistics can be overcome by applying Islamic Sharia throughout supply chain activities. Obstacles such as production process activities, packaging processes, warehousing, distribution, and transportation in the implementation of the supply chain should pay attention to the halalness of a product by maintaining cleanliness and separating between halal and non-halal products in H. Arifin Surian's Pondok Kacang Business.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136365379","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact Of Brand Image and Promotion on Customer Loyalty","authors":"Imam Haryadi, Syharuddin Syharuddin","doi":"10.24239/jiebi.v5i1.148.51-67","DOIUrl":"https://doi.org/10.24239/jiebi.v5i1.148.51-67","url":null,"abstract":"Grab indeed is a big company that provide service of ride and food delivery. The question is whether the brand image of Grab with its product Grabfood gain customer loyalty or their promotion reach the customer loyalty or even both variables are influence customer loyalty. Some researches discussed that both variables are influences customer loyalty. On the other hand, there are researches that stated that brand image has no effect on customer loyalty as well as promotion has no impact on customer loyalty. It is important to investigate whether the brand image of Grab and its promotion able to influence the customer loyalty directly without customer satisfaction. Moreover, this study is conducted at Ponorogo regency which few of similar platform compete each other. This study aims to investigate the impact of brand image and promotion on customer loyalty. The method employed in this study is a qualitative method. Multiple regression analysis was used to analyzed the data through SPSS 20 aplication. The data was obtained using servey questionnaire. The population of this study is 12.422. Therefore, using Slovin technique the sample size of this 99 respondents. The result of this study indicates that promotion partially impacting customer loyalty while brand image partially has no effect on customer loyalty. Meanwhile, simultanousely promotion and brand image influence customer loyalty. The level of impact of promotion and brand image are about 53.3% while the rest of it about 46.7% are impacted by other factor excluded from this study. The result of this study is quite strong, therefore, it is important for Grab to take an account on their brand image, since Grab already have an enormous promotion in several platform of media social. Brand image probably could be erupted by the Grab partner (driver) therefore it is important to maintain the relationship with the partner.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"12 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75409153","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Zulaika Matondang, Hamni Fadlilah, Ahmad Saefullah
{"title":"Pengaruh Pengetahuan Produk, Label Halal, dan Harga Produk Terhadap Keputusan Pembelian Kosmetik Dengan Religiusitas Sebagai Variabel Moderating","authors":"Zulaika Matondang, Hamni Fadlilah, Ahmad Saefullah","doi":"10.24239/jiebi.v5i1.138.18-38","DOIUrl":"https://doi.org/10.24239/jiebi.v5i1.138.18-38","url":null,"abstract":"Kosmetik memiliki dampak signifikan dalam meningkatkan penampilan seseorang, terutama pada wajah. Di Indonesia, pasar kosmetik menawarkan beragam produk, termasuk merek-merek dalam negeri dan impor. Bagi masyarakat Muslim yang mayoritas, sangat penting untuk mengumpulkan informasi sebelum melakukan pembelian, seperti pengetahuan produk, sertifikasi halal, harga, dan kesesuaian dengan agama. Namun, beberapa konsumen terpengaruh oleh harga murah dan hasil instan, mengabaikan pentingnya label halal. Penelitian sebelumnya telah fokus pada pengaruh pengetahuan, label halal, dan harga terhadap keputusan pembelian, namun penelitian ini secara unik menggabungkan religiusitas sebagai variabel pemoderasi. Penelitian ini bertujuan untuk mengeksplorasi efek pengetahuan produk, label halal, dan harga terhadap keputusan pembelian kosmetik, dengan mempertimbangkan religiusitas. Populasi penelitian terdiri dari mahasiswa Fakultas Ekonomi dan Bisnis Islam di UIN Syahada Padangsidimpuan. Menggunakan pendekatan kuantitatif, data dikumpulkan melalui kuesioner dan dianalisis menggunakan aplikasi SPSS. Pengambilan sampel acak sederhana digunakan, dengan 100 responden terpilih. Temuan penelitian menyoroti pengaruh positif dan signifikan dari pengetahuan produk terhadap keputusan pembelian. Label halal dan harga produk juga memainkan peran penting dalam membentuk pilihan konsumen. Selain itu, religiusitas bertindak sebagai faktor pemoderasi yang mempengaruhi hubungan antara pengetahuan produk dan keputusan pembelian, serta antara label halal dan keputusan pembelian. Selain itu, religiusitas memoderasi dampak harga produk terhadap keputusan pembelian.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"12 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75136481","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"CULTURAL ATTRACTIONS, FACILITIES, ACCESSIBILITY, AND REPEAT VISIT TOURISTS IN HALAL TOURISM","authors":"MARTA VINA SEFIRA, ROMY YUNIKA PUTRA","doi":"10.15548/jebi.v8i1.791","DOIUrl":"https://doi.org/10.15548/jebi.v8i1.791","url":null,"abstract":"This study aims to determine the effect of tourist attractions, facilities, and accessibility on interest in repeat visits among Istano Basa Pagaruyung tourists in Tanah Datar Regency. This type of research is called quantitative research. The data source in this research is primary data. The data collection method uses a questionnaire distributed to all visitors to the Istano Basa Pagaruyung tourist attraction, Tanah Datar Regency. The number of samples used amounted to 102 respondents, and the primary data was analyzed using the Structural Equation Model (SEM) data analysis technique with the help of the SmartPLS application program. The results of this study indicate that cultural attractions have a positive and significant effect on interest in repeat visits, facilities have a positive and significant impact on interest in repeat visits, and accessibility has a positive and significant impact on interest in repeat visits.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136366020","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}