Ikonomika Jurnal Ekonomi dan Bisnis Islam最新文献_第3页

WHAT DRIVES CONSUMERS IN USING DIGITAL APPS TO VISIT HALAL TOURISM IN EAST JAVA? OPTIMIZATION STRATEGY FROM UTAUT2 PERSPECTIVE 是什么促使消费者使用数字应用程序访问东爪哇的清真旅游?utaut2视角下的优化策略

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-03 DOI: 10.20473/jebis.v9i1.44569

Yan Putra Timur, M. Battour, R. Ratnasari, S. Zulaikha

引用次数: 0

THE DISTRIBUTION OF PROFITS AND LOSSES, AS WELL AS MONETARY POLICY, IN ISLAMIC BANKS INDONESIA 印尼伊斯兰银行的损益分配，以及货币政策

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.42507

Faizul Mubarok, Rusdianto

{"title":"THE DISTRIBUTION OF PROFITS AND LOSSES, AS WELL AS MONETARY POLICY, IN ISLAMIC BANKS INDONESIA","authors":"Faizul Mubarok, Rusdianto","doi":"10.20473/jebis.v9i1.42507","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.42507","url":null,"abstract":"Profit and loss distribution in Islamic banking financing is based on the principles of fairness and risk sharing between banks and customers. Islamic banking activities channel financing are an effort to move the economic sector. This study intends to examine the short- and long-term link between monetary policy and Mudharabah contract finance, as well as the shocks caused by changes in monetary policy and the contribution of each variable during shocks. The research makes use of a vector error correction model, which is applied to monthly data spanning the years 2004 to 2022. The sample population for the study is comprised of a number of Islamic commercial banks and business units. The findings of the research on interest rates have an effect on financing through Mudharabah contracts in both the short and long terms, but solely on inflation in the long term. However, the exchange rate does not affect the short or long term. Islamic banks must implement a portfolio of Mudharabah contracts and prepare reserve funds when a shock occurs. In Mudharabah contracts, financing Mudharabah is affected by interest rates, both short-term and long-term, but only long-term financing is affected by inflation. The most important change is the change in interest rates. If a change in a financial indicator causes a shock, Islamic banks need to set up reserve funds so they can handle it. To make Islamic banking more competitive, the government needs to keep taking it as seriously as setting interest rates.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"14 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87824185","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ORGANIZATIONAL CHANGES AND THE IMPACT ON THE PERFORMANCE OF SHARIA BANK EMPLOYEES THROUGH AFFECTIVE COMMITMENT 组织变革及情感性承诺对伊斯兰银行员工绩效的影响

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.34743

Muhammad Zakiy, Pawestri Kinasih, Syarif As’ad

{"title":"ORGANIZATIONAL CHANGES AND THE IMPACT ON THE PERFORMANCE OF SHARIA BANK EMPLOYEES THROUGH AFFECTIVE COMMITMENT","authors":"Muhammad Zakiy, Pawestri Kinasih, Syarif As’ad","doi":"10.20473/jebis.v9i1.34743","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.34743","url":null,"abstract":"Organizational changes in a company often bring significant impact. One of the impacts that may arise due to organizational changes is decreasing employee performance. In the Islamic banking industry in Indonesia, one of the banks that has made organizational changes is Bank Syariah Indonesia (BSI). For this reason, it is necessary to pay attention to strategies in dealing with these changes so that changes can run well. One way to improve employee performance is to increase employee affective commitment to the company. This study aims to determine the relationship of organizational change to employee performance mediated by affective commitment. Respondents in this study were employees of Bank Syariah Indonesia (BSI) who had worked before and after the merger. The data collection process was carried out online to 165 employees of Bank Syariah Indonesia (BSI) and then analyzed using the Structural Equation Modeling (SEM) method through the SmartPLS 3.2 application. This study proves that organizational change has a negative effect on affective commitment, while affective commitment has a positive effect on employee performance. In addition, this study also proves that affective commitment is able to mediate a negative relationship between organizational change and employee performance. Therefore, employees need to increase their affective commitment in order to improve performance so as to support organizational change.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"20 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82579653","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

INTERCONNECTION OF INFLATION, BI RATE, AND EXCHANGE RATE ON MUDHARABAH AND MURABAHAH FINANCING 通货膨胀、通货膨胀率和汇率的相互关系

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.39202

Early Ridho Kismawadi, Annisa Shafira Tania, Iskandar, M. Bahri

{"title":"INTERCONNECTION OF INFLATION, BI RATE, AND EXCHANGE RATE ON MUDHARABAH AND MURABAHAH FINANCING","authors":"Early Ridho Kismawadi, Annisa Shafira Tania, Iskandar, M. Bahri","doi":"10.20473/jebis.v9i1.39202","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.39202","url":null,"abstract":"The purpose of this study is to analyze the relationship between inflation, BI interest rates, and exchange rates on Mudharabah and Murabahah financing at Sharia Commercial Banks. This research is a quantitative study that applies the Johansen Integration Test and Vector Error Correction Model to see the long-term impact and shock response on certain variables. Research findings show that the exchange rate has a significant negative impact in the short term on Mudharabah financing income, while inflation factors and BI interest rates have a smaller negative impact in the short term. The receipt of Murabahah financing is negatively affected by all factors, especially inflation, BI interest rates, and currency exchange rates. Inflation and exchange rates have a significant negative impact in the long run on Mudharabah and Murabahah financing income, while BI interest rates have a small positive impact in the long run. Recommendations based on the results of this study are the importance of maintaining exchange rate stability and controlling inflation, as well as the need for effective risk management in the face of exchange rate fluctuations and inflation. In addition, Islamic banks need to improve operational efficiency, educate customers about economic risks, and encourage collaboration between relevant institutions for further research and better policy development.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"103 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74828949","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

OPTIMIZATION STRATEGY OF CASH WAQF LINKED SUKUK INSTRUMENT FOR PROCUREMENT OF HEALTH FACILITIES IN INDONESIA 印尼卫生设施采购现金挂钩伊斯兰债券工具的优化战略

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.37806

Ismi Siti Rabbani, A. Nurasyiah, R. Rosida, Abdul Ghafar Ismail

{"title":"OPTIMIZATION STRATEGY OF CASH WAQF LINKED SUKUK INSTRUMENT FOR PROCUREMENT OF HEALTH FACILITIES IN INDONESIA","authors":"Ismi Siti Rabbani, A. Nurasyiah, R. Rosida, Abdul Ghafar Ismail","doi":"10.20473/jebis.v9i1.37806","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.37806","url":null,"abstract":"This study aims to identify problems, solutions, and strategies that hinder the use of Cash Waqf Linked Sukuk (CWLS) as an instrument for procuring health facilities in Indonesia as seen from the dimensions of waqif, promotion, government, regulation, and nadzir. The data analysis technique used is the Analytic Network Process (ANP), using seven expert respondents from academics, regulators, and practitioners. The results of this study indicate that the priority dimension of problems and solutions in general in the use of the CWLS instrument for the procurement of health facilities in Indonesia has to do with the promotional dimension. This is because promotion is a means of communicating to the public about the CWLS instrument. Therefore, promotional activities can minimize people who do not know about the CWLS instrument. The overall strategic priority is the implementation of waqf literacy classes by the Ministry of Religion and the Indonesian Waqf Board to the community. Literacy is an essential component in influencing someone to contribute to waqf. Thus, with this strategy, it is hoped that the public will know about the CWLS instrument. This research is expected to provide benefits for stakeholders of the CWLS instrument to evaluate the strategies that have been carried out previously so that in the future, the utilization of the CWLS instrument in the health sector is more optimal, and the role of waqf in economic development can be achieved.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"75 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73965329","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

EXPLORING ISLAMIC FINTECH: A BIBLIOMETRIC APPROACH 探索伊斯兰金融科技:文献计量方法

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.45713

M. Irfan, S. Rusmita

{"title":"EXPLORING ISLAMIC FINTECH: A BIBLIOMETRIC APPROACH","authors":"M. Irfan, S. Rusmita","doi":"10.20473/jebis.v9i1.45713","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.45713","url":null,"abstract":"Introduction: In recent years, Islamic Fintech and bibliometric analysis in general have drawn more attention in the finance literature. In this study, all papers indexed in the Dimensions database that cover the wide topic of Fintech and Islamic Fintech from 2017 to 2023 are examined using bibliometric analytical tools.\u0000 Methods: The authors discovered 675 papers that met the set function, subject, and criteria requirements. The papers' publishing by knowledge area, annual study output, national contribution, author count, and most prestigious journals were all analysed. The co-occurrence of keywords and document citations was visually analysed using the VOS viewer. Filter the data set from “Islamic Fintech” or “Bibliometric Analysis” or “Literature Reviews”, and concluding the research on the 76 final publications.\u0000Results: According to the findings, the dimensions database includes depicts the second search on the keyword of “Islamic Fintech” or “Bibliometric Analysis”, than research found 97 publication from the different filed like, 51 publication form the articles, 19 publication from the edited book, 15 publication form the chapters, 7 publication form the preprint, 4 from proceedings, and 1 from the monograph.\u0000Research limitations/implications : The bibliometric analysis carried out was confined to Dimensions data. Other national and international databases were not taken into account for this research.\u0000Conclusion and suggestion: Between 2017 and 2023, this study examined relevant studies on bibliometric analysis of Islamic Fintech Publication. The study presents a concise review of the literature accessible to researchers working in this area and provides recommendations for future research.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"27 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80806017","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ORGANIZATIONAL COMMITMENT, EMPLOYEES PERFORMANCE AND ISLAMIC WORK ETHICS: HALAL RESTAURANT PERSPECTIVE 组织承诺、员工绩效与伊斯兰职业道德:清真餐厅视角

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.38701

Zainuddin S, Erwin Jafar, M. Muhajir, M. Rusli

{"title":"ORGANIZATIONAL COMMITMENT, EMPLOYEES PERFORMANCE AND ISLAMIC WORK ETHICS: HALAL RESTAURANT PERSPECTIVE","authors":"Zainuddin S, Erwin Jafar, M. Muhajir, M. Rusli","doi":"10.20473/jebis.v9i1.38701","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.38701","url":null,"abstract":"Halal restaurants are a staple for Muslims. Employee performance is an important element in increasing the number of visitors to halal restaurants. This study aims to analyze the effect of Islamic work ethic on employee performance, the effect of Islamic work ethic on organizational commitment; and the effect of organizational commitment on employee performance. This study uses a type of quantitative research. The population in this study is all halal restaurant employees who have halal certification in Indonesia. Sampling using purposive sampling with certain criteria. Data collection techniques using a questionnaire. While the data analysis of this study uses SEM PLS.The results of this study indicate that the Islamic work ethic variable has an influence on employee performance, Islamic work ethic has a positive effect on the dimensions of organizational commitment. In addition, the results of this study indicate that organizational commitment variables affect employee performance. This research has two contributions, namely empirical and policy aspects. The results of this study are additional literature related to empirical evidence of the influence of Islamic work ethics and organizational commitment to halal restaurants. In addition, the results of this study help halal restaurants in sustainable development.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"29 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80389351","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALYSIS OF HEALTH LEVEL, SHARIA MAQASHID INDEX AND POTENTIAL FINANCIAL DISTRESS AT BANK MUAMALAT INDONESIA FOR THE 2017- 2020 PERIOD 2017- 2020年期间印尼muamalat银行的健康水平、伊斯兰教法麦加希德指数和潜在财务困境分析

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.38245

Mohammad Khoiruzi Afiq, Ana Toni Roby Candra Yudha

{"title":"ANALYSIS OF HEALTH LEVEL, SHARIA MAQASHID INDEX AND POTENTIAL FINANCIAL DISTRESS AT BANK MUAMALAT INDONESIA FOR THE 2017- 2020 PERIOD","authors":"Mohammad Khoiruzi Afiq, Ana Toni Roby Candra Yudha","doi":"10.20473/jebis.v9i1.38245","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.38245","url":null,"abstract":"This study aims to comprehensively measure the performance of Bank Muamalat Indonesia as the oldest Islamic bank in Indonesia that has experience in facing the 1998 monetary crisis, which is very interesting as a research object. This research uses a comparative descriptive method with a quantitative approach. The data used is of the time series data type in the form of BMI's financial statements for the 2017-2020 period. The analytical techniques used in this study used several techniques and stages, namely the level of bank health using the RGEC method, the achievement of sharia maqashid using Abu Zahrah's version of the sharia maqashid index, comparison of RGEC and IMS performance using quadrant analysis measurement (QAM) and analysis of potential financial distress using Zmijewski (X-Score). The results show that the use of the RGEC and IMS methods at Bank Muamalat Indonesia can complement the advantages and disadvantages of each performance measuring instrument. Meanwhile, the performance results from the analysis of potential financial distress through the Zmijewski method (X-score) have provided validation and strengthened the performance results of the RGEC and IMS. This study recommends that the management of Bank Muamalat Indonesia increase the amount of financing by prioritizing the principle of prudence, considering that a suitable risk profile and capital performance should be able to overcome earnings performance that is not optimal. In addition, advice to Bank Indonesia to review Bank Indonesia regulatory policy No.13/1/PBI/2011 related to the use of the RGEC method as an assessment of bank health levels wherein the performance assessment policy does not have a specific specialization for performance assessment of Islamic banks.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"169 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85916092","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

THE IMPACT OF PRODUCTIVE AND CONSUMPTIVE FINANCINGS ON INDONESIAN ISLAMIC BANKING PROFITABILITY: MARKOV SWITCHING DYNAMIC REGRESSION 生产性融资和消费性融资对印尼伊斯兰银行盈利能力的影响:马尔可夫切换动态回归

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.45639

Wahyu Wibisono Wahid, Imron Mawardi, Muhammad Ubaidillah Al Mustofa, Mohammad Haidar Risyad, Dzikri Nurrohman, N. Latifah

{"title":"THE IMPACT OF PRODUCTIVE AND CONSUMPTIVE FINANCINGS ON INDONESIAN ISLAMIC BANKING PROFITABILITY: MARKOV SWITCHING DYNAMIC REGRESSION","authors":"Wahyu Wibisono Wahid, Imron Mawardi, Muhammad Ubaidillah Al Mustofa, Mohammad Haidar Risyad, Dzikri Nurrohman, N. Latifah","doi":"10.20473/jebis.v9i1.45639","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.45639","url":null,"abstract":"This study investigates the effect of Islamic bank financings on banks' profitability during two distinct periods, namely stable and unstable conditions. This study also examines the profitability tendencies of banks during the two periods mentioned. To answer these objectives, this study applies the Markov Switching Dynamic Regression technique to 173 monthly observations from the Islamic commercial banking industry from December 2007 to March 2022. In stable times, the results indicate that productive financing harms the profitability of Islamic banks. Productive financing entails greater credit risk and can raise principal-agent concerns, moral hazard, and adverse selection. Consequently, productive financing necessitates higher monitoring costs. In an unstable period, consumptive financing negatively affects Islamic bank profitability. The proportion of consumptive financing exceeds the proportion of productive financing. This then increases the risk of credit and default, especially during economic instability when many consumers request reconditioning and even restructuring of financings from the bank. In addition, the results indicate that the profitability of Islamic banking is anticipated to endure longer in stable regimes and to recoup more quickly from unstable or crisis regimes. The findings of this study will likely serve as references and materials for banking management decisions, particularly financing decisions during periods of economic stability and crisis. Islamic banking should prioritize consumer financing during periods of economic stability and increase the proportion of productive financing during periods of economic instability.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81180117","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALYSIS OF HALAL TOURISM DEVELOPMENT IN PAMEKASAN: ANALYTICAL NETWORK PROCESS APPROACH 帕梅卡山清真旅游发展分析:分析网络过程方法

Ikonomika Jurnal Ekonomi dan Bisnis Islam Pub Date : 2023-07-01 DOI: 10.20473/jebis.v9i1.35195

R. Utama, Imron Mawardi

{"title":"ANALYSIS OF HALAL TOURISM DEVELOPMENT IN PAMEKASAN: ANALYTICAL NETWORK PROCESS APPROACH","authors":"R. Utama, Imron Mawardi","doi":"10.20473/jebis.v9i1.35195","DOIUrl":"https://doi.org/10.20473/jebis.v9i1.35195","url":null,"abstract":"This research aims to analyze problems, solutions, and strategic policies to support the development of halal tourism in Pamekasan by employing the Analytic Network Process (ANP) method. Data were obtained from nine experts consisting of representatives of academics, practitioners, associations, and regulators. Findings show that the most dominant issue is the aspect of human resources, followed by infrastructure, regulation, management, and marketing issues. Several strategic policies can be implemented to strengthen the development of halal tourism in Pamekasan, including (1) forming a team of mediators and regional tourism councils; (2) establishing halal tourism as a regional priority program; (3) increasing the capacity of Human Resources that involved in Halal tourism; (4) revitalizing tourism infrastructure and support its development; (5) increasing the diversification of halal tourism products; and (6) encouraging and facilitating halal certification. This research is expected to serve as a policy reference for decision-making, particularly in the development of Halal tourism. Further research could be conducted to investigate the implementation of halal tourism in Pamekasan; following the adoption of the RIPPDA Regional Regulation.","PeriodicalId":31744,"journal":{"name":"Ikonomika Jurnal Ekonomi dan Bisnis Islam","volume":"74 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83749513","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0