JESI (Jurnal Ekonomi Syariah Indonesia)最新文献_第4页

Implementation of the MSME Micro Financing Strategy Through a Murabahah Agreement at BSI KCP Bangkalan Trunojoyo 通过BSI KCP Bangkalan Trunojoyo的Murabahah协议实施中小微企业融资战略

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-03-22 DOI: 10.21927/jesi.2023.13(1).36-44

Fika Amalna, Farid Ardyansyah

引用次数: 3

Pengaruh Promosi, Brand Image, dan Shopping Lifestyle terhadap Impulse Buying di Shopee

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-01-24 DOI: 10.21927/10.21927/jesi.2022.12(2).135-141

A. Salam

{"title":"Pengaruh Promosi, Brand Image, dan Shopping Lifestyle terhadap Impulse Buying di Shopee","authors":"A. Salam","doi":"10.21927/10.21927/jesi.2022.12(2).135-141","DOIUrl":"https://doi.org/10.21927/10.21927/jesi.2022.12(2).135-141","url":null,"abstract":"This study aims to analyze the effect of promotion, brand image and shopping lifestyle on impulse buying at shopee in the Margoluwih Village community. This study uses a quantitative approach with data collection using a questionnaire. The population in this study is the people of Margoluwih Village. The sampling technique was the Slovin formula and the research sample obtained was 97 respondents. There are two variables used in this study, namely the independent variable and the dependent variable. The independent variables in this study were promotion (X1), brand image (X2), and shopping lifestyle (X3). For the dependent variable, namely impulse buying (Y). The method of data analysis with multiple linear regression models, then in processing the data using the Eiews 9 software application. The results of this study based on t-test analysis showed that promotion and shopping lifestyle had a positive effect on impulse buying at shopee. Meanwhile, brand image does not have a positive effect on impulse buying at shopee in the Margoluwih Village community. The coefficient of determination (Adjusted R Square) is 0.634453 or 63%. This means that Promotion (X1), Brand Image (X2), and Shopping Lifestyle (X3) have a joint effect of 63%. While the other 37% are influenced by other factors not mentioned in this study.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"17 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"120904285","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Subjective Norms Are Not Important for Millennials in Determining Their Interest in Technology: TAM and TPB Models Examines 主观规范对千禧一代决定他们对技术的兴趣并不重要:TAM和TPB模型检验

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-01-24 DOI: 10.21927/10.21927/jesi.2022.12(2).162-181

Alwahidin La Pade, Jodi Wahyu Prayoga

{"title":"Subjective Norms Are Not Important for Millennials in Determining Their Interest in Technology: TAM and TPB Models Examines","authors":"Alwahidin La Pade, Jodi Wahyu Prayoga","doi":"10.21927/10.21927/jesi.2022.12(2).162-181","DOIUrl":"https://doi.org/10.21927/10.21927/jesi.2022.12(2).162-181","url":null,"abstract":"This study examines the factors influencing the intention to use Islamic mobile banking services. In this study, factors influencing millennials' interest in using Islamic mobile banking are perceived usefulness, perceived ease of use, attitudes towards behaviour, subjective norms and behavioural control. This research is a development of previous research, which also uses a combination model of TAM (Technology Acceptance Model) and TPB (Theory of Planned Behavior). Data analysis was performed using Smart PLS Software version 3.0 and IBM SPSS 25. The results of this study indicate that perceived ease of use, perceived benefits, attitude to use, and behavioural control influence students' interest in using Islamic mobile banking. Meanwhile, subjective norms do not affect students' interest in using sharia mobile banking. The implications of this research are relevant for bank management, strategic divisions, marketing and mobile banking analysts to pay attention to the factors influencing individual interest in using mobile banking in developing their information systems.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"78 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129095422","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Potensi Ekonomi Guwosari Menjadi Kalurahan Mandiri Melalui Maggot Guwosari的经济潜力通过Maggot成为一个独立的卡鲁特

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-01-24 DOI: 10.21927/10.21927/jesi.2022.12(2).127-134

Nadya Nurul Annisa, Defia Ifsantin Maula

{"title":"Potensi Ekonomi Guwosari Menjadi Kalurahan Mandiri Melalui Maggot","authors":"Nadya Nurul Annisa, Defia Ifsantin Maula","doi":"10.21927/10.21927/jesi.2022.12(2).127-134","DOIUrl":"https://doi.org/10.21927/10.21927/jesi.2022.12(2).127-134","url":null,"abstract":"Penelitian ini menganalisis tentang potensi ekonomi Kalurahan Guwosari menjadi Kalurahan mandiri melalui maggot. Kalurahan Guwosari merupakan termasuk dari wilayah Kapanewon Pajangan Kabupaten Bantul. Potensi ekonomi di Kalurahan Guwosari sangat beragam dan terbagi ke beberapa sektor diantaranya : pariwisata, peternakan, pertanian, perikanan dan industri kecil. Penelitian ini berfokus pada sektor peternakan yaitu maggot. Di Guwosari terdapat budidaya maggot yaitu MMJ Maggot guwosari di Jl. Guwosari raya, maka dari itu karena sudah ada kelembagaannya maka ada peluang untuk Kalurahan Guwosari menjadi Kalurahan Mandiri melalui Maggot. Budidaya maggot sendiri merupakan budidaya level rumah tangga dimana setiap orang dapat membudidayakan maggot. Maggot atau belatung merupakan larva dari lalat BSF (Hermetia Illucens, Stratimydae, Diptera). Maggot Black Soldier Fly dapat digunakan sebagai bahan memberi makan ikan dan juga pakan peternakan unggas. maggot bermanfaat untuk mereduksi sampah organik, Sebanyak 1 gram maggot bisa mengkonsumsi 1 kilogram sampah organik dalam waktu 24 jam. Permasalahan yang terjadi adalah belum adanya peternakan Kalurahan yang mewadahi pendistribusian maggot. Pada penelitian ini pendekatan penelitian yang digunakan dalam penelitian ini adalah pendekatan kualitatif dan metode yang digunakan ada 3 (tiga) diantaranya : metode observasi, metode wawancara dan metode dokumentasi.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"196 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123013724","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Ketahanan Perbankan Syariah di Indonesia Terhadap Fluktuasi Kondisi Makroekonomi dan Fundamental Saat Pandemi Covid 19 伊斯兰银行在印度尼西亚对大宪章大流行期间宏观经济和基本条件的波动的弹性

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-01-24 DOI: 10.21927/jesi.2022.12(2).115-126

Radia Purbayati, Rosma Pakpahan, Endang Hatma Juniwati, Agil Krisna Rivanda

{"title":"Ketahanan Perbankan Syariah di Indonesia Terhadap Fluktuasi Kondisi Makroekonomi dan Fundamental Saat Pandemi Covid 19","authors":"Radia Purbayati, Rosma Pakpahan, Endang Hatma Juniwati, Agil Krisna Rivanda","doi":"10.21927/jesi.2022.12(2).115-126","DOIUrl":"https://doi.org/10.21927/jesi.2022.12(2).115-126","url":null,"abstract":"The aims of this study is to examine the business resilience of the Islamic banking in Indonesia, and predicts the recovery of Islamic banking performance due to the shock of the Covid-19 Pandemic. The population in this study was Islamic Commercial Banks. The research focused on all Islamic Banking in Indonesia, period January 2017 to May 2022 as many as 12 Sharia Commercial Banks consisting of 1 bank in the Bank Group based on Core Capital (KBMI) 3, 1 bank is in KBMI 2 and 10 banks are in KBMI 1. The research used a descriptive analysis method of the Islamic banking in Indonesia. The variables tested included the ratio of NPF, CAR, ROA, Asset SIZE and GDPG growth. The analysis tool used VAR/VECM. The results showed that the business resilience of the Islamic banking industry was maintained. This condition is inseparable from government interference in the context of National Economic Recovery so that the financial performance of the Islamic banking was under threshold value. Modeling estimator using VAR at optimum lag 1 and showed that financial variable shock due to the Covid-19 Pandemic were responded to in the short term. The dynamics of variables and the recovery towards equilibrium conditions take varying amounts of time. The biggest contribution from the change in response results from the variable itself but the contribution weakens further and the dominant determinant variable to the change in response is the VARIABLE SIZE.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"55 10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130254920","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Faktor-faktor yang Mempengaruhi Ketidaketisan Penggunaan Komputer oleh Pengguna di UMKM Kabupaten Sleman

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-01-24 DOI: 10.21927/10.21927/jesi.2022.12(2).150-161

Widya Stia Ningrum, Nila Hidayah

{"title":"Faktor-faktor yang Mempengaruhi Ketidaketisan Penggunaan Komputer oleh Pengguna di UMKM Kabupaten Sleman","authors":"Widya Stia Ningrum, Nila Hidayah","doi":"10.21927/10.21927/jesi.2022.12(2).150-161","DOIUrl":"https://doi.org/10.21927/10.21927/jesi.2022.12(2).150-161","url":null,"abstract":"Komputer telah banyak membawa kemudahan salah satunya memaksimalkan hasil pekerjaan. Semakin berkembangnya teknologi, semakin sulit untuk mengukur apa yang salah dan benar dalam penggunaannya. Di dalam dunia bisnis, kebijakan dan pelatihan sumber daya manusia dikembangkan demi terciptanya kesadaran tentang etika dan penggunaan komputer sebagaimana mestinya. Tujuan dari penelitian ini adalah untuk mengetahui sejauh mana penggunaan komputer yang tidak etis oleh pengguna teknologi informasi di UMKM Kabupaten Sleman. Pada penelitian ini menggunakan metode survei yang merupakan cara untuk mengumpulkan informasi secara luas dari beberapa subjek yang berkaitan. Hasil dari penelitian ini menunjukkan bahwa etika kerja Islam berpengaruh positif terhadap etika penggunaan komputer. Etika penggunaan komputer tidak berpengaruh terhadap ketidaketisan penggunaan komputer. Sedangkan jenis kelamin sebagai faktor moderasi berpengaruh terhadap ketidaketisan penggunaan komputer. Begitu juga pengalaman kerja sebagai faktor moderasi berpengaruh terhadap ketidaketisan penggunaan komputer. Lalu usia sebagai faktor moderasi berpengaruh terhadap ketidaketisan penggunaan komputer. Demikian pula tingkat pendidikan berpengaruh terhadap ketidaketisan penggunaan komputer.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133237284","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Penerapan Program Baznas Peduli Dhuafa Menuju Kesejahteraan dan Pemberdayaan Zakat Maal Untuk Meningkatkan Penghasilan Mustahik di Kabupaten Indragiri Hilir

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-01-24 DOI: 10.21927/jesi.2022.12(2).109-114

Z. Abidin, S. Sucipto, Bahrul Ma’ani

{"title":"Penerapan Program Baznas Peduli Dhuafa Menuju Kesejahteraan dan Pemberdayaan Zakat Maal Untuk Meningkatkan Penghasilan Mustahik di Kabupaten Indragiri Hilir","authors":"Z. Abidin, S. Sucipto, Bahrul Ma’ani","doi":"10.21927/jesi.2022.12(2).109-114","DOIUrl":"https://doi.org/10.21927/jesi.2022.12(2).109-114","url":null,"abstract":"BAZNAS Kabupaten Indragiri Hilir mengembangkan konsep penyaluran dana zakat secara bergulir dan berkesinambungan untuk para penerima zakat, dengan tujuan agar dapat meningkatkan taraf hidupnya dan mampu berubah dari penerima zakat menjadi pemberi zakat. Adapun yang menjadi pembahasan dalam penelitian ini adalah bagaimana penerapan program Baznas peduli dhu’afa’ menuju kesejahteraan mampu meningkatkan penghasilan perekonomian mustahik dan pemberdayaan zakat maal untuk meningkatkan penghasilan Mustahik, Jenis penelitian yang digunakan adalah field research, dengan teknik wawancara, observasi, dan dokumentasi serta menggambarkan fakta yang terjadi di lapangan. Adapun yang menjadi subyek dalam penelitian ini adalah pengurus BAZNAS dan mustahik pada BAZNAS kab INHIL. Hasil yg diperoleh menunjukkan bahwa Program yang sudah diterapkan Baznas peduli dhu’afa’ menuju kesejahteraan yaitu dalam bentuk bantuan perahu, pertamini, kapal penangkap ikan, alat angkas rambut, bedah rumah, dan gerobak jualan. Adapaun pemberdayaan zakat maal untuk meningkatkan penghasilan Mustahik, BAZNAS menerapkan beberapa strategi diantaranya: Peningkatan perekonomian secara langsung, Peningkatan perekonomian melalui pemberian skill dan keterampilan, Peningkatan perekonomian melalui pemberian modal usaha, dan Peningkatan perekonomian melalui membuka lapangan kerja.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122395230","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Pengaruh Profitabilitas, Likuiditas, Leverage, Kebijakan Dividen dan Ukuran Perusahaan terhadap nilai perusahaan pada perusahaan terdaftar di Jakarta Islamic Index (JII) periode 2019- 2021 公司盈利能力、流动性、杠杆、股息政策和公司规模对雅加达伊斯兰指数(JII)上市公司价值的影响

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-01-24 DOI: 10.21927/10.21927/jesi.2022.12(2).142-149

Silvia Waning Hiyun Puspita Sari, Meutia Layli, Marsuking Marsuking, Dimas Wibisono, Ardyanto Wibowo, Defia Ifsantin Maula, Ridho Satria Harahap, F. Firmansyah, M. Hasbi

{"title":"Pengaruh Profitabilitas, Likuiditas, Leverage, Kebijakan Dividen dan Ukuran Perusahaan terhadap nilai perusahaan pada perusahaan terdaftar di Jakarta Islamic Index (JII) periode 2019- 2021","authors":"Silvia Waning Hiyun Puspita Sari, Meutia Layli, Marsuking Marsuking, Dimas Wibisono, Ardyanto Wibowo, Defia Ifsantin Maula, Ridho Satria Harahap, F. Firmansyah, M. Hasbi","doi":"10.21927/10.21927/jesi.2022.12(2).142-149","DOIUrl":"https://doi.org/10.21927/10.21927/jesi.2022.12(2).142-149","url":null,"abstract":"Penelitian ini bertujuan untuk menguji Pengaruh Profitabilitas (ROA), Likuiditas (Current Rasio), Leverage (Debt Ratio), Kebijakan Dividen (DPR) dan Ukuran Perusahaan (Firm Size) terhadap nilai perusahaan (PBV) pada perusahaan terdaftar di Jakarta Islamic Index (JII) periode 2019- 2021. Data yang digunakan dalam penelitian ini diperoleh dari data laporan tahunan. Populasi dalam penelitian ini adalah perusahaan terdaftar di Jakarta Islamic Index (JII). Teknik pemilihan sampel yang digunakan yaitu purposive sampling dan diperoleh sebanyak 30 perusahaan JII dengan periode penelitian pada tahun 2015-2019. Metode analisis data dalam penelitian ini adalah analisis regresi linier berganda dengan menggunakan software SPSS. Hasil penelitian menunjukkan bahwa secara simultan Profitabilitas, Likuiditas, Leverage, Kebijakan Dividen dan Ukuran Perusahaan berpengaruh signifikan terhadap Nilai Perusahaan. Likuiditas dan kebijakan dividen secara parsial berpengaruh positif dan signifikan pada nilai perusahaan, sedangkan profitabiIitas, leverage dan ukuran perusahaan tidak memiIiki pengaruh signifikan terhadap niIai perusahaan.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134086631","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Potential of Sharia Tourism Muara Jambi Temple on Regional Economic Growth 伊斯兰教旅游对区域经济增长的潜力

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2022-08-01 DOI: 10.21927/jesi.2022.12(1).53-68

Fiza Fradesa

{"title":"The Potential of Sharia Tourism Muara Jambi Temple on Regional Economic Growth","authors":"Fiza Fradesa","doi":"10.21927/jesi.2022.12(1).53-68","DOIUrl":"https://doi.org/10.21927/jesi.2022.12(1).53-68","url":null,"abstract":"Abstract This scientific article aims to discuss The Potential of Sharia Tourism Muara Jambi Temple on Regional Economic Growth. The data collection techniques in this study used qualitative methods through observation, interviews, documentation, and triangulation techniques, as well as data analysis techniques, namely data reduction, data presentation, and conclusion drawing and verification. The results of his research are that Muara Jambi Temple has the potential to become sharia tourism, seen from its development which can have a significant impact on the economy, about 45% of the people around the temple area who depend their lives on this tourist spot. However, when viewed as a whole, this tourist spot has no potential as a sharia tourist place because in its management there are still several policies that do not lead to sharia rules, so improvements and improvements still need to be reviewed so that later this place can be used as sharia tourism, it is predicted around 10-15 years later this temple can be realized as a sharia tourism. The government and related stakeholders are expected to further strengthen the synergy to build Jambi tourism for the better in order to increase regional economic growth. Keywords: Potential, Sharia Tourism, Economic Growth.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133693123","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh kemajuan teknologi dan Literasi Keuangan terhadap Minat Masyarakat untuk Berinvestasi pada Produk Syariah melalui Reksadana dengan Perilaku Keuangan sebagai Variabel Moderasi 技术进步和金融素量对公众通过金融行为作为温和变量投资伊斯兰产品的兴趣的影响

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2022-08-01 DOI: 10.21927/jesi.2022.12(1)14-24

Sa'adatun Nisa' Mei Dianty

{"title":"Pengaruh kemajuan teknologi dan Literasi Keuangan terhadap Minat Masyarakat untuk Berinvestasi pada Produk Syariah melalui Reksadana dengan Perilaku Keuangan sebagai Variabel Moderasi","authors":"Sa'adatun Nisa' Mei Dianty","doi":"10.21927/jesi.2022.12(1)14-24","DOIUrl":"https://doi.org/10.21927/jesi.2022.12(1)14-24","url":null,"abstract":"Reksadana di Indonesia berkembang mulai tahun 1976 dengan adanya kemajuan teknologi hal ini berkembang dengan pesat namun literasi keuangan dan perilaku keuangan pada masyarakat indonesia masih rendah meskipun setiap tahun terjadi peningkatan. Penelitian yang dilakukan oleh peneliti bertujuan untuk menguji pengaruh kemajuan teknologi dan literasi keuangan terhadap minat masyarakat untuk berinvestasi khususnya pada produk syariah melalui aplikasi investasi reksadana dengan menggunakan variabel moderasi yaitu perilaku keuangan. Metode penelitian yang digunakan dalam penelitian ini yaitu penelitian kuantitatif dengan menggunakan teknik nonprobability sampling dengan pendekatan purposive sampling untuk pengambilan sampel. Kuesioner akan disebarkan kepada masyarakat di Provinsi Jawa Timur dengan jumlah sampel sebanyak 116 responden. Penelitian ini menggunakan analisis regresi linier berganda serta melakukan uji analisis generasi moderate, uji t dan koefisien determinasi. Hasil uji statistik penelitian ini menunjukkan bahwa kemajuan teknologi dan literasi keuangan berpengaruh positif dan signifikan terhadap return on investment secara parsial ataupun simultan. Kemudian untuk behavioral finance dapat memoderasi pengaruh kemajuan teknologi terhadap minat investor. Demikian pula, keuangan perilaku dapat mengontrol efek literasi keuangan pada hasil investasi.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"106 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124774606","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0