JESI (Jurnal Ekonomi Syariah Indonesia)最新文献

Mutanaqishah Musyarakah Contract: A Solution To Infrastructure Investment Syndication Financing Mutanaqishah Musyarakah合同:基础设施投资银团融资的解决方案

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-07-01 DOI: 10.21927/jesi.2023.13(2).325-341

Z. Zulfikar, Asmuni Asmuni, tut anggraini

{"title":"Mutanaqishah Musyarakah Contract: A Solution To Infrastructure Investment Syndication Financing","authors":"Z. Zulfikar, Asmuni Asmuni, tut anggraini","doi":"10.21927/jesi.2023.13(2).325-341","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).325-341","url":null,"abstract":"This study aims to find an alternative in business activities in Islamic financial institutions, especially in Islamic banking, where when the use of a single contract in a business contract occurs, it still creates weaknesses in the process of cooperation between the customer and the bank. So that it needs to be analyzed further the use of a single contract in a business contract for long-term financing is still relevant for business purposes. This single contract in financing is in great demand by Islamic financial institutions because it is simple and simple in business activities, and of course, it can provide certainty of future income, what we often know is natural certainty contracts. However, along the way, cooperation in natural certainty contracts is not always suitable for long-term financing and the needs of large projects. This research also looks at the phenomenon of problems that occur in the cooperation of a single contract, one of which is the Murabaha contract. Due to this problem, Islamic banks have started to implement the use of multiple contracts or hybrid contracts in long-term investment financing cooperation, especially in the infrastructure sector, because the nature of business contracts is more flexible, can be reviewed, and provides the principle of fairness","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"55 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128001837","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Factors Affecting The Level Of Public Understanding Of Sharia Banking Products 影响公众对伊斯兰银行产品了解程度的因素

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-30 DOI: 10.21927/jesi.2023.13(2).342-357

Irma Juniartkik, N. Nurlaila, Nurma Rahmani

{"title":"Factors Affecting The Level Of Public Understanding Of Sharia Banking Products","authors":"Irma Juniartkik, N. Nurlaila, Nurma Rahmani","doi":"10.21927/jesi.2023.13(2).342-357","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).342-357","url":null,"abstract":"Actualmente, el desarrollo de los bancos islámicos no va a la zaga del progreso de los bancos convencionales, pero todavía existe uno de los problemas que enfrentan los bancos islámicos: la baja comprensión pública de los productos bancarios islámicos, especialmente aquellos causados por la dominación de la banca convencional para que los bancos islámicos la banca todavía es subestimada por algunas personas. Este estudio tiene como objetivo determinar los factores que pueden influir en el nivel de comprensión pública de los productos de la banca islámica.Esta investigación utiliza métodos cuantitativos. Los datos utilizados son datos obtenidos de un cuestionario de 300 encuestados. Los resultados obtenidos de este estudio se basan en la distribución de cuestionarios que han sido medidos a través de los indicadores factoriales del nivel de comprensión, los cuales se representan en la línea continua, se puede observar que las variables de conocimiento, experiencia, factores económicos, medio ambiente, la educación y la información tienen un efecto positivo con un valor t de 4933, que es más grande que el valor de la tabla t y significativo para el nivel de comprensión pública de los productos bancarios de la shariah","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"144 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123245421","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analysis of Human Resources Development Strategy in Increasing Employee Productivity at PMKS PT. Pandawa's Ray PMKS公司提高员工生产力的人力资源开发战略分析

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-30 DOI: 10.21927/jesi.2023.13(2).358-371

Andriani Sahputri, N. Aslami, Budi Dharma

{"title":"Analysis of Human Resources Development Strategy in Increasing Employee Productivity at PMKS PT. Pandawa's Ray","authors":"Andriani Sahputri, N. Aslami, Budi Dharma","doi":"10.21927/jesi.2023.13(2).358-371","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).358-371","url":null,"abstract":"Achievement of Crude Palm Oil (CPO) production at POM PT. Sinar Pandawa which exceeded the target was not in line with the absenteeism rate for the last three years, so it can be assumed that it was not from employee productivity. Therefore, employee work productivity still needs to be improved. This study aims to determine the human resource development strategy carried out by POM PT. Sinar Pandawa in increasing the work productivity of its employees. The research method used is a qualitative approach with descriptive analysis, by collecting data through interviews, observation, and documentation. The results showed the implementation of the human resource development strategy carried out by POM PT. Sinar Pandawa to increase employee productivity is to implement management functions, namely planning, organizing, supervising, and controlling all activities carried out by all departments in which there is a strategy for recruiting human resources, selecting, placing, and grouping employees, training, performance appraisal, as well as supervising and controlling company activities and employee attendance, various forms of appreciation for employees, as well as creating a safe and comfortable ecosystem as well as providing appreciation and relevant facilities. POM PT. Sinar Pandawa uses training as a way to increase the productivity of its employees.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134171502","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Risk Analysis in Halal Supply Chain Management Activities on Aceh Noodle Products (Case Study: Mie Aceh Razali) 亚齐面条产品清真供应链管理活动的风险分析(以米亚齐拉扎利为例)

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-25 DOI: 10.21927/jesi.2023.13(2).301-312

Mutia Sari, S. Sugianto, M. J. I. Nasution

引用次数: 0

Fundamental Literacy of Cash Waqf and Its Impact on Interest in Waqf Among Students With Religiosity as a Moderating Variable 以宗教信仰为调节变量的学生现金储备基本素养及其对现金储备兴趣的影响

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-23 DOI: 10.21927/jesi.2023.13(2).313-324

Ambardi Ambardi, Nur Aini, A. Aminah

{"title":"Fundamental Literacy of Cash Waqf and Its Impact on Interest in Waqf Among Students With Religiosity as a Moderating Variable","authors":"Ambardi Ambardi, Nur Aini, A. Aminah","doi":"10.21927/jesi.2023.13(2).313-324","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).313-324","url":null,"abstract":"The purpose of this study was to find out whether the cash waqf literacy variable affects students' interest in cash waqf and whether the moderating variable, namely religiosity, will strengthen or weaken the influence of the relationship between literacy variables on student interest in waqf variables. This research was conducted on students of the Ahmad Dahlan Institute of Technology and Business. The sample used in this study was students of the Ahmad Dahlan Jakarta Institute of Technology and Business who were still actively studying. The sampling technique of this study used a nonprobability sampling technique. The number of samples used in this study was 200 respondents. The analysis technique used in this study is the Moderated Regression Analysis, which is an application of multiple linear regression where the equation contains an element of interaction (multiplication of two/more independent variables). From the results of this study, it can be concluded that cash waqf literacy has a positive effect on interest in cash waqf among students. Furthermore, religiosity moderates the relationship between cash waqf literacy and interest in cash waqf. In other words, the religiosity variable can strengthen the relationship between cash waqf literacy and interest in cash waqf among students.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133013613","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Effect of Service Quality and Employee Performance on Customer Satisfaction at Fashion By Belvia Stores Belvia Fashion门店服务品质与员工绩效对顾客满意度的影响

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-20 DOI: 10.21927/jesi.2023.13(2).273-286

Aulia Azmi Lubis, M. Marliyah, M. I. Harahap

{"title":"The Effect of Service Quality and Employee Performance on Customer Satisfaction at Fashion By Belvia Stores","authors":"Aulia Azmi Lubis, M. Marliyah, M. I. Harahap","doi":"10.21927/jesi.2023.13(2).273-286","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).273-286","url":null,"abstract":"The business world is currently in great demand by the wider community, considering that various types of products and services are in great demand by business people. One of the business worlds that has tough competition is the fashion business. This is because trends in the fashion industry change dynamically from time to time. This study aims to see how much influence service quality and employee performance have on customer satisfaction. The research method used in this research is a quantitative research using a probability sampling technique with a purposive sampling approach for sampling and also using the Slovin formula. Questionnaires will be distributed to Fashion by Belvia Shop customers with a total sample of 61 respondents. The results of this study are the effect of service quality (X1) on customer satisfaction as the Y variable. From the analysis, it is obtained that a significant value is 0.007 <0.05 so it can be concluded that customer satisfaction has a significant influence on customer satisfaction. The effect of employee performance (X2) on customer satisfaction as the Y variable from the analysis obtained a significant value of 0.000 <0.05 so it can be concluded that employee performance has a significant influence on customer satisfaction. ","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117087355","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Marketing Strategy for Winning Market Share from Islamic Economic Perspective (Case Study: UD. Haikal Broiler Chicken Industry) 伊斯兰经济视角下赢得市场份额的营销策略(案例研究:UD)海卡尔肉鸡业)

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-17 DOI: 10.21927/jesi.2023.13(2).258-272

S. Saifuddin, Muhammad Fikri Haikal

引用次数: 0

Analysis of Consumer Behavior Factors in Purchasing Woven Bag Craft Products in the Perspective of Maqāṣid Al-Sharīʿah (Case Study of Presidio Village, Grabag District, Magelang Regency) Maqāṣid视角下编织袋工艺产品消费者行为因素分析(以马格朗县格拉巴格区普雷西迪奥村为例)

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-15 DOI: 10.21927/jesi.2023.13(2).287-300

Puji Nur Fadilah, M. Pudail, Achmad Nur Alfiyanto

{"title":"Analysis of Consumer Behavior Factors in Purchasing Woven Bag Craft Products in the Perspective of Maqāṣid Al-Sharīʿah (Case Study of Presidio Village, Grabag District, Magelang Regency)","authors":"Puji Nur Fadilah, M. Pudail, Achmad Nur Alfiyanto","doi":"10.21927/jesi.2023.13(2).287-300","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).287-300","url":null,"abstract":"Behind a large number of enthusiasts and the increase in handicraft businesses, various kinds of consumer behavior occur when the process of purchasing a product, for example, consumer behavior in assessing or comparing the advantages of one product to another. Consumer behavior is a destination instrument where consumer behavior will be directed. Consumer behavior is a preference that is relative by characterizing one's experience in interacting with several objects. The purpose and benefits of this research are to find out consumer behavior, what are the reasons and motivations for consumers in making purchasing decisions for handicraft products from the perspective of Maqosid Syariah so that in the future they can better manage strategies in developing businesses. This study used a type of qualitative research. The research data is primary data and secondary data obtained directly by informants at the location of the object of research including woven bag craft business owners, consumers, and the community in Presidio Village, Grabag District, Magelang Regency","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134051487","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analysis of Customer Service Strategy for Bank Syariah Indonesia KCP Medan Sukaramai in Improving Excellent Service to Customers 印尼伊斯兰银行Medan Sukaramai提高客户优质服务的客户服务策略分析

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-15 DOI: 10.21927/jesi.2023.13(2).245-257

Misbah Sitohang, Tri Inda Fadhila Rahma

{"title":"Analysis of Customer Service Strategy for Bank Syariah Indonesia KCP Medan Sukaramai in Improving Excellent Service to Customers","authors":"Misbah Sitohang, Tri Inda Fadhila Rahma","doi":"10.21927/jesi.2023.13(2).245-257","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).245-257","url":null,"abstract":"This study aims to analyze the customer service strategy of Bank Syariah Indonesia KCP Medan Sukaramai in improving excellent service to customers. This study uses a qualitative approach and SWOT data analysis techniques, namely strengths, weaknesses, opportunities, and threats. This research shows that BSI KCP Medan Sukaramai's customer service improving excellent service must pay attention to strategic factors. Strategic factors in terms of strengths (strengths) are using polite language, performing services quickly and precisely, and the ability to remember. Meanwhile, in terms of weaknesses, the network, banking system, and bank image are only intended for the Muslim community. So this strength must be utilized to be able to reach the opportunities that exist, namely that the bank is in an area that is easily accessible by the public because it is passed by public transportation and also Sharia business principles which do not limit customers based on their religion. Weaknesses must be minimized to avoid threats, which the BSI KCP Medan Sukaramai office is close to a private bank, namely Bank Muamalat, which has the potential to be a choice for the community if the service received at BSI KCP Medan Sukaramai is not as expected and people's habits are still frequent. transactions in conventional banks are also a further threat","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128612282","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Effect of Perceptions of Profit Sharing, Islamic Financial Literacy, and E-Banking on Customer Interests in Using Bank Syariah Indonesia (BSI) Services Religiosity as a Moderating Variable 利润分享观念、伊斯兰金融知识和电子银行对客户使用印尼伊斯兰银行(BSI)服务兴趣的影响

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-12 DOI: 10.21927/jesi.2023.13(2).225-244

Mey Maulidya, Rediyanto Putra

{"title":"The Effect of Perceptions of Profit Sharing, Islamic Financial Literacy, and E-Banking on Customer Interests in Using Bank Syariah Indonesia (BSI) Services Religiosity as a Moderating Variable","authors":"Mey Maulidya, Rediyanto Putra","doi":"10.21927/jesi.2023.13(2).225-244","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).225-244","url":null,"abstract":"The increasing development of Islamic banks in Indonesia can be seen in the office network of Islamic banks, which increased by 3% from 2020 to 2021. Therefore, the purpose of this study is to explain the influence of perceptions of profit sharing, Islamic financial literacy, and the quality of e-banking services on customer interest in using BSI services, with religiosity as a moderating variable. The data in this study used primary data collected by a questionnaire that was distributed to 400 BSI customer respondents determined by the Slovin formula. The sampling technique used was accidental sampling. The analysis technique in this study uses moderating regression analysis (MRA) with the help of SPSS 25. The results of this study indicate that perceptions of profit sharing, Islamic financial literacy, and quality of e-banking services have a positive influence on customers' interest in using BSI services, either partially or simultaneously; religiosity is unable to moderate the influence of perceptions of profit sharing, Islamic financial literacy, and quality of e-banking services on interest in using BSI services. The suggestion for this research is that future researchers should add other variables that affect interest in using BSI services, such as trust, brand image, and product diversity, as independent variables and make promotion variables a moderating variable to obtain more comprehensive results. They also need to add samples with wider coverage areas. wider so that it is not dominant in students so that further research can provide a broader picture of the problem of this research and the level of generalization obtained can be higher. Not only that, readers are expected to add insight regarding Islamic financial literacy and understanding of the profit-sharing system implemented by Bank Syariah Indonesia so that they have an interest in using BSI services","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128245856","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0