JESI (Jurnal Ekonomi Syariah Indonesia)最新文献_第2页

Factors Influencing Interest in Muslim Entrepreneurs as Financing Partners for Sharia P2P Lending 影响穆斯林企业家作为伊斯兰教法P2P借贷融资伙伴兴趣的因素

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-10 DOI: 10.21927/jesi.2023.13(2).210-224

Riska Anin Chrisananda, Dewi Sjam, Sulistya Rusgianto

引用次数: 0

Consumer Behavior: Components of Purchase Intention Products E-Commerce Perspective Maqāṣid Al-Sharīʿah 消费者行为:购买意愿产品的组成部分——电子商务视角Maqāṣid al - shari - tah

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-07 DOI: 10.21927/jesi.2023.13(2).198-209

Rohani Rohani, Andi Hadidu, Manda Hm

引用次数: 0

The Influence of Sharia Marketing, Service Excellence, and Reputation on the Trust of Mudharabah Savings Customers (Case Study: BSI KCP Perbaungan) 伊斯兰教法营销、卓越服务和声誉对慕达拉巴省储蓄客户信任的影响(案例研究:BSI KCP Perbaungan)

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-04 DOI: 10.21927/jesi.2023.13(2).183-197

Siti Bejana Siagian, Tri Inda Fadhila Rahma

{"title":"The Influence of Sharia Marketing, Service Excellence, and Reputation on the Trust of Mudharabah Savings Customers (Case Study: BSI KCP Perbaungan)","authors":"Siti Bejana Siagian, Tri Inda Fadhila Rahma","doi":"10.21927/jesi.2023.13(2).183-197","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).183-197","url":null,"abstract":"Trust is one of the crucial factors in forming consumer loyalty because it is a form of consumer willingness to trust and rely on products and services. This study aims to analyze the influence of marketing Sharia variables. This study aims to analyze the influence of marketing sharia variables and service excellence on customer trust in mudharabah savings at BSI KCP Perbaungan. The sample used was 55 people and the method used in sampling was saturated sampling. Data was collected by distributing questionnaires to customers of mudharabah savings products. The analytical tool used is multiple linear regression analysis. The dependent variable of this study is customer trust. Independent variables include Sharia marketing, service excellence, and reputation. The research method used is quantitative. For data analysis method using multiple regression analysis models. While processing the data using SPSS. The results showed that from the variables that had been examined between the dependent and independent variables, the results of the research test using the multiple regression analysis models obtained the dependent variable customer trust in mudharabah savings that could be influenced by sharia marketing, service excellence, and reputation.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114219245","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Implementation of Creative Economy in Improving Economic Welfare Maqāṣid Al-Sharīʿah Perspective (Case Study: Rattan Craftsmen of Jentera Stabat Village) 创意经济在提高经济福利中的实施Maqāṣid al - shari ā ah视角(以Jentera Stabat村的藤匠为例)

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-03 DOI: 10.21927/jesi.2023.13(2).157-169

Siti Nurhalita, M. Marliyah

{"title":"Implementation of Creative Economy in Improving Economic Welfare Maqāṣid Al-Sharīʿah Perspective (Case Study: Rattan Craftsmen of Jentera Stabat Village)","authors":"Siti Nurhalita, M. Marliyah","doi":"10.21927/jesi.2023.13(2).157-169","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(2).157-169","url":null,"abstract":"Creative economy development can increase people's income in Jentera Stabat Village, which is one of the Creative Economy Areas, where almost every family becomes a rattan woven craftsman. UD. The Ambane area is one of the places where creative economic industry activities develop, especially rattan woven craftsmen. UD. Medan Ambane seeks to provide proper wages to rattan-woven craftsmen so that their lives can be more prosperous. The wages of the rattan woven craftsmen are 250,000 - 400,000 set with a processing time of around 5 - 7 days depending on the complexity of the pattern and the shape of the woven. This study aims to determine the increase in the economic welfare of rattan craftsmen from the perspective of machair sharia and the creative economy. This research is qualitative research using a descriptive approach, resulting in an in-depth description of the welfare of the rattan craftsmen in Jentera Stabat Village. To obtain data, researchers used an instrument in the form of in-depth interviews. So the results of the study indicate that the wicker rattan chair business is carried out by UD. Ambane event from the perspective of sharia maqhasid has brought positive changes because the existence of a wicker chair business plays a role in increasing people's income and can create jobs for the surrounding community. Based on maqhasid sharia according to Ibnu Asyur who applies 8 elements related to employment, it is concluded that UD. The Ambane event in Muamalah Intensification provides direct training to craftsmen, and for Gharar which is difficult to avoid by UD's business. The Ambane event does not burden every small mistake made by the craftsmen because the business owner will provide the right solution. Owner of UD. The Ambane event also provides working hours from morning to night according to the needs of the craftsmen provides decent wages, and avoids elements of slavery.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129876427","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Effect of Performance Expectations, Effort Expectations, Social Influence, and Facilitation Conditions on Behavioral Intentions in Sharia Entrepreneurship 绩效期望、努力期望、社会影响和促进条件对伊斯兰教创业行为意向的影响

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-06-02 DOI: 10.21927/jesi.2023.13(2).170-182

Erwin Horas, Sultan Iskandar, Z. Abidin, D. Daryanti

引用次数: 0

Determinasi Tingkat Kemiskinan di Sumatera Selatan Tahun 2019-2022

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-05-24 DOI: 10.21927/jesi.2023.13(1).144-156

Aliyah Aisyiyah Mirrahma, Msy Aziza Septiani, Maya Panorama

{"title":"Determinasi Tingkat Kemiskinan di Sumatera Selatan Tahun 2019-2022","authors":"Aliyah Aisyiyah Mirrahma, Msy Aziza Septiani, Maya Panorama","doi":"10.21927/jesi.2023.13(1).144-156","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(1).144-156","url":null,"abstract":"Poverty is a multidimensional problem related to economic, political, social, cultural, and community participation. This is evidenced by the increasing trend of the number of people living below the poverty line. The main trigger of poverty in Indonesia is the inequality of economic distribution or what is known as economic justice. Whereas all religions prohibit economic monopoly actions that cause injustice and order their people to give charity (zakat) and cooperate evenly. With the aim of reducing the poverty rate of the community even though we still often hear of hunger and hardship for some humans. This means that the welfare that is expected and aspired to has not been realized for people's lives. According to BPS 2022 data, South Sumatra is included in the top 10 with high poverty rates. Therefore, this study aims to determine, explain and analyze the factors that affect the Percentage of Poor Population (PPM) in South Sumatra for the period 2019-2022. This research method uses panel data regression method with individual unit observations as many as 17 districts / cities of South Sumatra province in a four-year period from 2019 to 2022. This study uses one response variable, namely PPM and four explanatory variables, namely the unemployment rate (TPT), average years of schooling (RLS), GRDP per capita, and human development index (HDI). The results of this study show that the fixed effect model with two-way specific effects is the best model of the panel data poverty rate. Variables that have a significant effect are GRDP. RLS. and HDI","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114351035","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Business Feasibility Aspects of Village-Owned Enterprises in Indonesia 印尼乡村企业经营可行性分析

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-04-18 DOI: 10.21927/jesi.2022.12(1).90-107

Darmawan Darmawan

{"title":"Business Feasibility Aspects of Village-Owned Enterprises in Indonesia","authors":"Darmawan Darmawan","doi":"10.21927/jesi.2022.12(1).90-107","DOIUrl":"https://doi.org/10.21927/jesi.2022.12(1).90-107","url":null,"abstract":"This research is the first in an effort to find out the Business Feasibility Aspects of Village-Owned Enterprises (BUM Desa) in Indonesia. This research is very important because the Village Fund of IDR 329 trillion over the last five years has not been able to be maximally utilized by BUM Desa. There are 2,188 BUM Desa not operating and 1,670 BUM Desa that are running but have not yet contributed optimally to driving the village economy. BUM Desa must be revitalized, improving the performance of BUM Desa is important and urgent because Village Funds continue to increase every year. In 2020, the government allocates a budget of IDR 72 trillion. This study seeks the Business Feasibility Aspects of Village-Owned Enterprises (BUM Desa) by using questionnaires and direct field observations throughout Indonesia with a sample expected to represent Java and Outside Java. It was found that there are five aspects that can measure the feasibility of a business in the BUM Desa business unit: Market and Marketing Aspects; Management and Human Resources Aspects; Financial aspect; Business Environment Aspect; and Legal Aspects. The main problem of BUM Desa is in the financial aspect (76,56%) and the aspect of the business environment (73,29%). Meanwhile, the Market and Marketing Aspects; Management and HR Aspects; Legal Aspect have a feasibility score of above 80%. The business feasibility of BUM Desa in Java is better than outside Java. The social and financial business type has a lower feasibility level than other types of business.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"63 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114388687","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Impact of Model, Price, and Quality Factors: Variable Level of Consumer Satisfaction as a Measure in Buying Woven Sarong Products 模型、价格和品质因素的影响:消费者满意度在织造纱笼产品购买中的变量水平

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-04-13 DOI: 10.21927/jesi.2023.13(1).134-143

L. Devita

引用次数: 0

Development of a Tourism Village Efforts to Empower the Community's Economy from an Islamic Economic Perspective: A Case Study of West Lombok's Kebon Ayu 伊斯兰经济视角下旅游村发展对社区经济的赋能——以西龙目岛Kebon Ayu为例

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-03-31 DOI: 10.21927/jesi.2023.13(1).115-123

Zahratul Aini Kurniati Fitri, Zainudin Mansyur, Baiq Ratna Mulhimmah

{"title":"Development of a Tourism Village Efforts to Empower the Community's Economy from an Islamic Economic Perspective: A Case Study of West Lombok's Kebon Ayu","authors":"Zahratul Aini Kurniati Fitri, Zainudin Mansyur, Baiq Ratna Mulhimmah","doi":"10.21927/jesi.2023.13(1).115-123","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(1).115-123","url":null,"abstract":"The tourism sector in the world economy has a role to play as a contributor to employment and economic growth. In the current era of regional autonomy, villages are given the authority to regulate wider community interests, aiming to accelerate the realization of community welfare through service, empowerment, and the role of village communities, as well as increasing regional competitiveness by taking into account the principles of equity and justice. The development of tourism villages is a new idea related to the utilization of village potential, which is expected to be packaged into tourism products that can preserve local wisdom, where community empowerment becomes a public concern and is considered one of the appropriate approaches in overcoming the problem of poverty. So that empowerment can form an economically self-sufficient society. This study aims to find out how to implement the economic empowerment of the people of Kebon Ayu Village through the Tourism Village Program and what obstacles are encountered in this implementation. The research method used is qualitative research with data collection carried out using observation, documentation, and interviews. Data analysis techniques are carried out by reducing, presenting, and drawing conclusions. The results of the study show that community economic empowerment through the Tourism Village program has a positive impact on increasing people's income and creating employment opportunities through training and providing business facilities. The main obstacles faced were the lack of business capital, lack of public awareness, and inadequate promotion and marketing media.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114376439","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Solving Problematic Financing Through the Execution of Murabaha Contracts: A Case Study of Agam Madani BMT 通过执行Murabaha合同解决融资问题:以Agam Madani BMT为例

JESI (Jurnal Ekonomi Syariah Indonesia) Pub Date : 2023-03-31 DOI: 10.21927/jesi.2023.13(1).124-133

Alfin Dani Arwanto, F. Arianti, Wina Antika Putri Z, S. Yani, Maisarah Leli, Deri Rizal

{"title":"Solving Problematic Financing Through the Execution of Murabaha Contracts: A Case Study of Agam Madani BMT","authors":"Alfin Dani Arwanto, F. Arianti, Wina Antika Putri Z, S. Yani, Maisarah Leli, Deri Rizal","doi":"10.21927/jesi.2023.13(1).124-133","DOIUrl":"https://doi.org/10.21927/jesi.2023.13(1).124-133","url":null,"abstract":"Murabahah is one of the contracts and products at BMT Agam Madani. This product is financing that is in great demand and is liked by the public. Murbahah contracts cannot be avoided when problematic financing occurs which is favored by interested parties from the community indirectly and contains risks. This study aims to describe the use of the execution method to overcome problematic financing in Murabaha contracts. The method used is a qualitative method with a case study approach. The source of data is done by looking at the social situation regarding problematic financing to the point of saturation. Data collection techniques were carried out using in-depth interviews, namely interview guides aimed at customer informants and BMT employees, besides that they also made observations. The results found from the research that the settlement of problematic financing at BMT Agam Madani is classified into two forms, if there is good faith from the customer, then a rescheduling is carried out. If the customer is not good enough, a warning letter will be given up to three times and ends with execution in the form of submitting debt guarantees. This is done because the letter of guarantee signed by the parties is entered into as a deed of acknowledgment of debt which is classified as an authentic deed and execution as an execution of the payment of a sum of money.","PeriodicalId":284504,"journal":{"name":"JESI (Jurnal Ekonomi Syariah Indonesia)","volume":"101 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116374170","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2