{"title":"Prudence in Managing and Reporting The Shariah Non-Compliant Income by Malaysian Islamic Banks","authors":"N. Johari","doi":"10.53840/ejpi.v9i2.72","DOIUrl":"https://doi.org/10.53840/ejpi.v9i2.72","url":null,"abstract":"Understanding Shariah Non-Compliance Incidents (SNC) is critical to all key functions of Islamic banks. Prudence in managing and reporting the SNC is critical to the bank because the key functions have to decide on matters related to issues of Shariah Non-Compliances (SNCs). One of the issues of SNCs is the Shariah Non-Compliant Income (SNCI), which should be deducted from the income of Islamic banks. This SNCI has to be reported in the banks' annual reports by the Shariah Committee of the bank. Two sets of semi-structured interview questions were developed for this study, the first set was designed for the banks’ key functions, and the second set for the Shari’ah scholars represented by the Shari’ah Committee (SC) and the Shari’ah Advisory Council (SAC) of BNM. The data were collected from the three types of Islamic Banking Institutions (IBIs) through purposive sampling. In-depth interviews are the primary source of information for data collection. The data were transcribed and analysed using Atlas. ti eased by ‘The Six Phases of Reflexive Thematic Analysis’ to provide a coherent and compelling interpretation of grounded data. Financial reporting is one of the evidence that the bank’s function is seen as accountable, transparent, and prudent in complying with the Shariah principles and regulatory requirements of the regulator. The study adds to the very limited literature on the end-to-end process of managing and reporting SNCI. The findings are thought to be worthwhile because previous studies failed to highlight such evidence on prudence in the process of managing and reporting Shariah Non-Compliant Income by Islamic Banks in Malaysia.\u0000 ","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114167141","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nurul Aina Binti Johaniff, Siti Fadzilah Mat Noor, Hazura Mohamed, Roslinda Ramli
{"title":"Permainan Maya Berunsur Pendidikan Tamadun Abbasiyah","authors":"Nurul Aina Binti Johaniff, Siti Fadzilah Mat Noor, Hazura Mohamed, Roslinda Ramli","doi":"10.53840/ejpi.v9i2.28","DOIUrl":"https://doi.org/10.53840/ejpi.v9i2.28","url":null,"abstract":"Seiring dengan perkembangan teknologi zaman kini, permainan kanak-kanak juga telah mengalami evolusi yang ketara. Berdasarkan kajian terdahulu, terbukti dengan bermain permainan digital atau berkomputer mampu meningkatkan kemahiran pemain sekiranya kandungan permainan dipilih dengan bijaksana dan tujuan untuk mendidik. Sejarah peradaban kegemilangan Islam khususnya zaman Abbasiyah telah lama diperkenalkan, tetapi penyampaian subjek sejarah dengan hanya menggunakan kaedah mendengar membuatkan pelajar menjadi pasif dan mudah bosan. Oleh kerana itu, kajian ini dilakukan untuk mencipta satu permainan maya berunsur pendidikan sebagai alternatif kepada lambakan permainan digital dan berkomputer yang memberi kesan negatif kepada pemain, membantu pelajar lebih memahami dan membantu memupuk minat mereka untuk mendalami sejarah Tamadun Islam. Metodologi yang digunakan bermula dengan analisis keperluan pengguna, reka bentuk, pembangunan dan pengujian permainan. Pengujian kebolehgunaan aplikasi permainan ini dilaksana kepada 23 responden berumur antara 13 hingga 30 tahun. Hasil menunjukkan bahawa responden berpuas hati dengan aplikasi permainan ini dalam mempelajari sejarah Tamadun Abbasiyah.","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121240089","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Leadership Innovations During COVID-19 Pandemic: Practices of Filipino Principals in Teacher Professional Development","authors":"Levy Jose Acuña, Inero V Ancho","doi":"10.53840/ejpi.v9i2.33","DOIUrl":"https://doi.org/10.53840/ejpi.v9i2.33","url":null,"abstract":"This study was focused on how principals manage the professional development of their teachers during the COVID-19 pandemic. This also explored their practices in providing necessary learning opportunities to teachers during the sudden shift of learning modality. In addition, the practices of principals in managing teachers’ professional development have also been investigated. This study utilized the case study method of research using in‐depth semi‐structured topic‐related interviews with six (6) principals each from elementary, junior high school and senior high school in a division in the National Capital Region in the Philippines. Despite the sudden disruption in education, the principal assumes the responsibility in managing the teacher professional development through employing practices that are temporary in nature suited to the current situation and needs of the organization. First, the principal plans the management of teacher professional development through strategic planning that involves conducting needs analysis and self-assessment among teachers to identify their priority needs. In addition, consulting and engaging stakeholders during planning helps the principal to set clear goals and objectives in managing the teacher professional development. Second, the principal organizes the teacher professional development to coordinate the available resources and planned activities. During the sudden shift in education delivery, online platforms emerge where principal assures that the gap between the learning delivery and activities are being addressed using these platforms. Third, the principal leads the teacher professional development in dealing with changes brought by the pandemic. Leading enables the principal to focus on innovative practices in the content, delivery, and design of the teacher professional development. The principal controls the teacher professional development through conducting monitoring and evaluation.","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130898065","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Suhaily Maizan Abdul Manaf, Fathiyah Ismail, N. A. M. Azmin, Sholehah Abdullah, Siti Fatimah Mardiah Hamzah, Nik Noor Afizah Azlan, Salwani Affandi, Zaimi Mohamed
{"title":"MoneyWise Cash-Flow Simulation Module: Improving Students’ Grade Through Enhanced Personal Financial Planning System","authors":"Suhaily Maizan Abdul Manaf, Fathiyah Ismail, N. A. M. Azmin, Sholehah Abdullah, Siti Fatimah Mardiah Hamzah, Nik Noor Afizah Azlan, Salwani Affandi, Zaimi Mohamed","doi":"10.53840/ejpi.v9i2.77","DOIUrl":"https://doi.org/10.53840/ejpi.v9i2.77","url":null,"abstract":"The development of MoneyWise Personal Cash-Flow Simulation Module in teaching and learning focuses on helping students understand the personal financial management elements. The simulation enables the students to experience the essentials of budgeting, record-keeping, valuable tools, and tips on managing cash flows and other related activities in money management. During the simulation, the students have been able to analyse their financial position in various reports, such as the budget template and cash-flow statement. In the meantime, the module will enhance students’ potentials to obtain excellent grades in the personal financial planning course and elevate their skills and readiness to face real-life situations in the future. The findings have shown that the percentage of student’s scores in Part A has increased from 75.9 per cent in semester 20182 to 84.6 per cent in semester 20184. While 80.6 per cent score in 20192 which is above the targeted average, concludes that the objectives have been achieved. The system not only functions as an e-learning material but is also helpful for individuals to record and manage their daily transactions. MoneyWise is an excellent e-learning innovation and relevant financial tool to elevate financial literacy, aligning with the National Strategy for Financial Literacy 2019-2023.","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"305 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131925617","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Preliminary Study of QAFSCALE Measuring Waqf-Based Qardhul Hassan Financing Receptiveness","authors":"H. Amin","doi":"10.53840/ejpi.v9i2.90","DOIUrl":"https://doi.org/10.53840/ejpi.v9i2.90","url":null,"abstract":"Understanding the elements favoured by waqif (donor) in engaging in waqf-based qardhul hassan financing has been a major topic of Islamic social finance, should and if it is implemented to better assist ummah amid financial and health crises, primarily in Malaysia. Previous studies, on the other hand, represented a narrow theoretical viewpoint and disregarded the significance of maqasid al-Shariah and its relationship to customers. Thus, using an Attia's maqasid method (Attia, 2010), this research constructs QAFSCALE to quantify waqif preference of waqf-based qardhul hassan financing in Malaysia. A total of 292 prospective donors responded in Kota Kinabalu, Sabah, Malaysia. Statistical Package of Social Science (SPSS) 21 was used to analyse the data. The results show that the family factor, consumer factor and the ummah factor were found important as constructs representing the QAFSCALE. Interestingly, this study introduces new QAFSCALE that measures waqif preference to donate in waqf-based qardhul hassan financing.","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"66 3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116525607","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Business Model Canvas: A Bibliometric Analysis of Published Literatures using R","authors":"Mohammad Noorizzuddin Nooh","doi":"10.53840/ejpi.v9i2.34","DOIUrl":"https://doi.org/10.53840/ejpi.v9i2.34","url":null,"abstract":"This study presents a bibliometric analysis on the publications of Business Model Canvas research from Scopus database between 2012 to July 2021. The publication trend is on the rise and anticipated to continue to rise due to the COVID-19 pandemic that requires creative, precise and dynamic business modelling appraoches. Based on keywords used, , the study retrieved 116 documents and analyze the data using various tools. This presented potential researchers with a wide opportunity to publish on recent issue regarding Business Model Canvas during the pandemic and post-pandemic period in SCOPUS publications. Issues pertinent to triple layered business model, IR 4.0 and the post pandemic business model and strategy can bee seen as interesting areas to venture in terms of publication opportunities. \u0000 ","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-09-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122928718","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nurul Wajhi Ahmad, Nor Fadilah Bahari, Norazlina Ripain, Nur Syaheera Atan
{"title":"The Influence of Coronavirus Disease (COVID-19) Pandemic on the Use of Digital Payment in Malaysia","authors":"Nurul Wajhi Ahmad, Nor Fadilah Bahari, Norazlina Ripain, Nur Syaheera Atan","doi":"10.53840/ejpi.v9i1.58","DOIUrl":"https://doi.org/10.53840/ejpi.v9i1.58","url":null,"abstract":"Coronavirus Disease (COVID-19) pandemic has brought historic disruption to the economy, social, and health sectors around the globe. The closure and shut down of some businesses have caused consumption in many industries to decline. The trends that stem from the crisis have also affected the way people transfer money and execute payments for numerous purposes. Digital payments also have become a crucial solution for people as well as many businesses for financial transactions and stimulate their business into this new normal. This paper aims to identify the method of payment before and during the lockdown period and investigate the potential influence of the COVID-19 pandemic on the use of digital payments by applying the Technology Acceptance Model (TAM) and unified Theory of Acceptance and Use of Technology (UTAUT). This paper employed questionnaire-based surveys and a simple random sampling method. A total of 400 respondents were administered and analyzed by deploying descriptive analysis, Mann-Whitney U Test, Kruskal Wallis Test, and multiple regression analysis. The findings reveal that age, education level, ease of use, social influence, and trust have a positive and significant influence on the use of digital payment. Trust depicts the strongest influence on the use of digital payment. The result may provide insight for practitioners and researchers while assisting the digital payment service providers, government, and financial institutions to have a better understanding and concern of the practicality in the use of digital payment for various financial transactions. \u0000Keywords: Covid-19; Digital Payments; Mobile Payments; Mobile Banking; E-Wallet. ","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129182894","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Keunikkan Sanad Dato’ Haji Mohd Nor bin Haji Ibrahim","authors":"Mohd Hasbie al-Shiddieque Ahmad","doi":"10.53840/ejpi.v9i1.65","DOIUrl":"https://doi.org/10.53840/ejpi.v9i1.65","url":null,"abstract":"Kesinambungan sanad dalam mempelajari al-Quran di antara guru dengan murid dan diteruskan kepada generasi ke generasi merupakan satu tradisi di kalangan pencinta ilmu. Kesinambungan sesuatu sanad al-Quran dapat dikenalpasti dengan menjalani beberapa proses penerimaan sanad al-Quran seperti al-Ard dan al-Sama’ yang telah diamalkan oleh Nabi Muhammad SAW. Dato’ Haji Mohd Nor bin Haji Ibrahim telah menjalankan proses penerimaan sanad al-Quran bersama gurunya Sheikh Ahmad Ḥāmid al-Tījī. Namun demikian, sanad Dato’ Haji Mohd Nor bin Haji Ibrahim tidak pernah dibincang secara ilmiah. Kajian ini menfokuskan kepada keunikkan sanad Dato’ Haji Mohd Nor bin Haji Ibrahim dan menjelaskan ketokohan gurunya iaitu Sheikh Ahmad Ḥāmid al-Tījī dalam pengajian al-Quran. Kajian ini menggunakan metode kualitatif dan menjadikan kaedah temubual sebagai instrumen kajian. Manakala perisian yang digunakan bagi mengalisis temubual menggunakan perisian Nvivo 12. Hasil kajian mendapati bahawa sanad Dato’ Haji Mohd Nor bin Ibrahim merupakan sanad tertinggi yang perolehi dari gurunya Sheikh Ahmad Ḥāmid al-Tījī dengan bacaan Qirā’āt ‘Āṣyar al-Kubra.","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131489325","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Society 5.0 and Industrial Revolution 4.0 on Employment and Future Job in Brunei Darussalam","authors":"Hanafi Baha","doi":"10.53840/ejpi.v9i1.74","DOIUrl":"https://doi.org/10.53840/ejpi.v9i1.74","url":null,"abstract":"Brunei Darussalam is in transition phase to transform Brunei into Smart Nation with support of Society 5.0 and Industrial 4.0. The society development and technologies has killed millions of jobs, according to Future Job Report 2020, 85 million of peoples globally expected to lost their job and being replace with machine by 2025. This research paper seeks to investigate the impact of human and technology transformation toward employment and future job in Brunei Darussalam. Hence, this article is base on qualitative research method, which based on content analysis on existing literature. Initial finding indicated that, Society 5.0 and IR4.0 has positive and negative impact on current employment such as uncounted of hard skill workers are being replaced by AI, robotics and automation. At the same manners, this transformation has created new job opportunities and change society work-style. The purpose of this study is to acknowledge the impact and to prepare our generation to be future ready. To conclude, human and technological transformation is inevitable event. The study proved, Society 5.0 and IR4.0 has solid effect on current employment and future job.","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"126 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134437696","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nor Anisa Musa, Nor Aniza Ahmad, Mohd Syaubari Othman
{"title":"Pembentukan Sahsiah Murid Melalui Program Sahsiah Unggul Murid (SUMUR) di Malaysia","authors":"Nor Anisa Musa, Nor Aniza Ahmad, Mohd Syaubari Othman","doi":"10.53840/ejpi.v9i1.71","DOIUrl":"https://doi.org/10.53840/ejpi.v9i1.71","url":null,"abstract":"Program-program di sekolah terutama pembelajaran di luar bilik darjah adalah berperanan untuk membentuk sahsiah murid dengan memberi penekanan kepada nilai-nilai kepribadian yang baik. Setiap murid perlu memiliki tahap sahsiah yang tinggi dengan mengamalkan cara hidup beragama, berpenampilan sopan santun, berbudi bahasa, mempunyai jati diri dan pelbagai lagi hal-hal berkaitan psikologi yang boleh terbentuk dalam diri secara tekal. Terbentuknya sahsiah unggul di sekolah merupakan antara tujuan yang perlu dicapai setelah pembelajaran atau ketika beraktiviti tanpa mengira batasan demografi seperti agama, bangsa, jantina, lokasi mahupun kategori sekolah. Kementerian Pendidikan Malaysia (KPM) merupakan agensi kerajaan yang bertanggungjawab dan berperanan sebagai saluran utama dalam menekankan pembentukan sahsiah unggul murid. Pelaksanaan Program Sahsiah Unggul Murid (SUMUR) oleh KPM merupakan program yang signifikan dengan keperluan murid berkonsepkan aktiviti bermodul dan berpenilaian sepanjang persekolahan di peringkat menengah. Penilaian yang terkandung dalam Program ini membantu peningkatan indeks kemenjadian murid. Maka, artikel ini membincangkan sorotan kajian lepas perkara-perkara yang mempunyai hubungan dengan sahsiah murid seperti kecerdasan emosi, keterlibatan dan daya tahan.","PeriodicalId":219666,"journal":{"name":"e-Jurnal Penyelidikan dan Inovasi","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-04-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114432602","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}