{"title":"THE EFFICIENCY INFLUENCE OF AGENCIES ON CONTROLLING MONEY LAUNDERING IN BANGLADESH","authors":"Mohammad Ali Mia, K. Supian","doi":"10.46545/aijbms.v5i1.294","DOIUrl":"https://doi.org/10.46545/aijbms.v5i1.294","url":null,"abstract":"Money laundering has emerged as a global concern in recent times, impacting both affluent and developing nations. Among emerging economies, Bangladesh faces pronounced challenges in addressing financial illicit activities due to its lenient regulatory framework and unstable financial sector. The Bangladesh Central Bank issues guidelines to streamline the implementation of the Prevention of Money Laundering Act. To ensure the stability and security of their institutions, financial entities are required to devise anti-money laundering policies in accordance with the stipulations of the Bangladesh Bank. This study centres on assessing the effectiveness of sanctioned organizations in countering money laundering. The research delves into the latest transformations in financial wrongdoing from the Bangladeshi context. It thoroughly explores strategies to prevent money laundering and other financial offences through enhanced efficiency. Presently, money laundering constitutes a complex and evolving criminal activity, with perpetrators constantly devising novel tactics to undermine the financial system. The study will advance the discussion of the influence of combatting the efficiency of authorized agencies to fight against money laundering in Bangladesh.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"64 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126469440","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"INVESTIGATING THE DETERMINANTS OF MOBILE HEALTH APPS ADOPTION AMONG ELDERLY CITIZENS IN BANGLADESH","authors":"","doi":"10.46545/aijbms.v4i1.282","DOIUrl":"https://doi.org/10.46545/aijbms.v4i1.282","url":null,"abstract":"In this modern era, healthcare services are provided through technology, one of which is m-health apps. As a developing country, Bangladesh pursues to offer healthcare facilities to its citizen by using modern technology. However, IT adoption is different among younger and older generations, and several factors impact the adoption intention. This research aims to investigate determinants influencing elderly citizens of Bangladesh to adopt m-health apps. This study applies PLS (Partial Least Squares) statistical technique based on Structural Equation Modeling (SEM) to achieve research objectives. A quantitative research methodology approach was adopted, and a structured questionnaire was disseminated to the 112 target respondents. Purposive random sampling technique was used in this study. The underpinning theory used in this research endeavor is the UTAUT model (Unified Theory on Acceptance and Use of Technology), incorporating several variables such as the quality of m-health apps, perceived risk, and cost. The findings demonstrate that social influence and app quality have a significant positive impact on older people's willingness to adopt m-health apps. In addition, the behavioral intention of users and actual usage behavior have a significant positive association. By extending the UTAUT model with some rationally related variables, this research has contributed to the ICT of the healthcare profession. M-health app providers need to consider improving the features of apps as the quality of apps is regarded as a critical criterion for users.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127617175","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"DOES MARKETING CAPABILITIES MEDIATE ON THE ICT’S ADOPTION AND BUSINESS PERFORMANCE OF THE SMEs IN OMAN? CONCEPTUAL REVIEW","authors":"","doi":"10.46545/aijbms.v4i1.279","DOIUrl":"https://doi.org/10.46545/aijbms.v4i1.279","url":null,"abstract":"The main purpose is to review the empirical evidence and summarize the marketing capabilities' mediating effects on the adoption of ICTs and business performance of the Small and Medium Enterprises (SMEs) in Oman and develop a conceptual framework. Data were collected from the existing literature from different online sources. The study review findings revealed a significant gap in the literature regarding the full understanding of the simultaneous relationship among ICTs, marketing innovation, and business performance in SMEs. Most studies have concentrated on analyzing and discussing only one or two of these phenomena at a time. However, the other studies that have examined the simultaneous relationship among the three variables mentioned above have generally ignored the component of marketing capabilities, focusing instead on the idea of innovation in its broader sense. The present study findings also establish a lack of or insufficient empirical studies that broadly examine the contribution of ICTs adoption among SMEs and its effect on companies’ capabilities, such as marketing capabilities, and consequently its effect on business performance, especially in developing countries. Therefore, the present study is motivated to develop a conceptual framework for measuring the mediating effect of the marketing capabilities, ICTs adoption and business performance of SMEs in Oman one of the developing countries.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126924721","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ASSESSMENT OF MICRO INSURANCE AS AN EMERGING MICROFINANCE FOR THE POOR: A STUDY ON SOMALIA","authors":"","doi":"10.46545/aijbms.v4i1.280","DOIUrl":"https://doi.org/10.46545/aijbms.v4i1.280","url":null,"abstract":"This research aims to determine whether microinsurance could take the role of conventional microfinance for the underprivileged in Somalia. The current situation of micro-insurance in Somalia is examined in this study, along with the difficulties encountered and the potential for development. The study also investigates how the poor view micro-insurance and whether they are willing to use this financial tool. The outcomes of this paper will aid in shaping future micro-insurance programs that are more successful by shedding light on the viability of using it to help Somalia's poor gain financial inclusion. The study examined how micro-insurance affects the poor's access to the financial system and risk management skills. The non-probabilistic sampling method is used to conduct the study, including a literature review, stakeholder interviews, and surveys of clients. The results of this study will help researchers better understand how microinsurance may be used in Somalia to promote financial inclusion and fight poverty. The findings will also help policymakers and practitioners to figure out the best strategy for utilizing micro insurance’s potential to lessen poverty and encourage financial inclusion among the underprivileged in Somalia.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115242977","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PRIORITIZATION AND IDENTIFICATION OF FACTORS AFFECTING BANK EMPLOYEES RETENTION AND ITS INFLUENCE ON PRODUCTIVITY: A CONCEPTUAL FRAMEWORK","authors":"","doi":"10.46545/aijbms.v4i1.281","DOIUrl":"https://doi.org/10.46545/aijbms.v4i1.281","url":null,"abstract":"Employee retention is vital for every organization, especially in the banking sector, for a nation's growing economy. Banking institutions are the platform for the economic growth of a country. The main objective of this study is to find out the influencing factors of employee retention and its impact on employee performance in the financial sector of Bangladesh. This research is qualitative and exploratory in nature, where data have been collected from secondary sources like published articles and renowned journals, including Scopus Database, Springer, ABS, Google Scholar, Emerald, and research gate. From extensive literature, it is assumed that career development, training and development, job satisfaction, attractive compensation package, employee voice, and transformational leadership positively impact employee retention, and employee retention has a significant relationship with employee performance. The organisation's management can make policies and redesign the work on the basis of the factors presented in this paper, which would lead to a happy workforce. This study will be of value to anyone seeking a better understanding of employee retention to improve employee performance and organizational productivity.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"96 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116104921","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"EMPOWERING ECONOMIC GROWTH: THE VITAL ROLE OF MICROFINANCE IN REDUCING UNEMPLOYMENT IN SOMALIA","authors":"","doi":"10.46545/aijbms.v4i1.283","DOIUrl":"https://doi.org/10.46545/aijbms.v4i1.283","url":null,"abstract":"This study investigates how microfinance might help Somalia's unemployment rate decline. In many developing nations, microfinance has been acknowledged as a powerful tool for reducing poverty and fostering economic growth. The impact of microfinance on Somalia's unemployment rate is examined in this essay. Widespread acceptance of microfinance as a technique for reducing poverty and promoting economic growth in developing nations. The high unemployment rate in Somalia has posed a significant obstacle to the nation's economic development and social stability. This study looks at how microfinance could encourage small business growth and entrepreneurship in Somalia while lowering unemployment rates. The study looks at the difficulties faced by Somalia's microfinance organizations and how they affect efforts to lower unemployment. Additionally, it explores the connection between microfinance and job creation as well as the ways in which it might encourage entrepreneurship and the growth of small businesses. According to the study's findings, microfinance has the potential to significantly contribute to lowering Somalia's unemployment rate by facilitating access to capital, encouraging entrepreneurship, and generating employment possibilities. Yet, overcoming the difficulties faced by microfinance institutions in Somalia, such as poor infrastructure, a lack of regulatory framework, and political instability, is essential to the success of microfinance in lowering unemployment.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"76 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126917173","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"DOSE INDIVIDUAL ATTRIBUTES MATTERS ON THE EMPLOYABILITY READINESS AMONG ENGINEERING GRADUATES IN THE HIGH EDUCATION INSTITUTES IN OMAN","authors":"","doi":"10.46545/aijbms.v3i1.223","DOIUrl":"https://doi.org/10.46545/aijbms.v3i1.223","url":null,"abstract":"The aim of this study is to examine the effects individual attributes on the Employability Readiness among engineering graduates of the High Education Institutes in Oman. The study adopted self-directed structured questionnaire which was distributed to a sample of engineering students and graduates from a number of colleges and universities. The study used the structural equation modelling (SEM) for analysing the collected data. The findings of the statistical analysis of the study showed the most influential individual attributes on graduates’ readiness for employability are workshop attendance that affect the attainment of the technical skills of the graduates, family motivations, and graduates’ career orientations that help graduates to identify future career requirements and future career opportunities, and graduates’ personal learning targets. Also, class attendance, academic excellence, financial sources, and parents’ career position showed high important effects as well. The findings of this attribute which consist of the individual attributes of personnel’s’ values, attitudes, abilities, and work-life balance enhance the graduates attainment of the adaptability and flexibility attributes for their future readiness for employability. Therefore, study findings showed Individual attributes factor has high influence on the Readiness for Employability of the graduates in Oman. Finally, the study’s implementations and recommendations could be transferred to the Gulf and Arab or other countries’ contexts having similar settings of HE systems and similar issues of skills gap and employability concern of their graduates.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130590797","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Masoud Rashid, Al Hinai, Research Fellow, Dr. Abul Bashar Bhuiyan
{"title":"THE EFFECTS OF HUMAN CAPITAL ATTRIBUTES ON THE EMPLOYABILITY READINESS AMONG ENGINEERING GRADUATES IN THE HIGH EDUCATION INSTITUTE’S IN OMAN","authors":"Masoud Rashid, Al Hinai, Research Fellow, Dr. Abul Bashar Bhuiyan","doi":"10.46545/aijbms.v3i1.222","DOIUrl":"https://doi.org/10.46545/aijbms.v3i1.222","url":null,"abstract":"The aim of this study is to investigate the effects of human capital attributes on the employability readiness of the engineering graduates of the High Education Institutes in Oman. The study adopted self-directed structured questionnaire distributed to a sample of engineering students and graduates from a number of colleges and universities. The study used the structural equation modelling (SEM) for analysing the collected data. The findings of the statistical analysis of the study showed that Omani graduates signify professional ethics and morality, teamwork including respecting others, cooperating, negotiating, persuading, and contributing to discussions, Communication skills including listening and questioning, Capacity for lifelong learning including openness to new ideas, Creative thinking of the ability to develop and apply appropriate solutions, and Problem solving skills of the ability to analyse facts and situations as the top required skills of Readiness for Employability. Specifically, study findings showed Human capital attributes factor has high influence on the Readiness for Employability of the graduates in Oman. Finally, the study’s implementations and recommendations could be transferred to the Gulf and Arab or other countries’ contexts having similar settings of HE systems and similar issues of skills gap and employability concern of their graduates.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133747020","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Noorjahan Begum Lecturer, Dept. of Bba, Md. Mazharul Islam, Bhuiyan Lecturer, Nushrat Hashmi Lecturer, D. O. Mathematics, Nayan Kumar, Sadhu Lecturer, Md. Ali Imran Lecturer, Abu Obida, Rahid Lecturer, Ikbal Ahmed Lecturer, Dept . Cse
{"title":"GREEN BANKING: AN INDISPENSABLE STEP FOR THE BANK TO SAVE OUR ENVIRONMENT","authors":"Noorjahan Begum Lecturer, Dept. of Bba, Md. Mazharul Islam, Bhuiyan Lecturer, Nushrat Hashmi Lecturer, D. O. Mathematics, Nayan Kumar, Sadhu Lecturer, Md. Ali Imran Lecturer, Abu Obida, Rahid Lecturer, Ikbal Ahmed Lecturer, Dept . Cse","doi":"10.46545/aijbms.v3i1.146","DOIUrl":"https://doi.org/10.46545/aijbms.v3i1.146","url":null,"abstract":"This research aims at keeping our planet safe which we are harming day by day by the advancement of modern civilization. In modern age, we are now vastly dependent on bank sector for our important activities. As a result, banks in Bangladesh are performing digitalize and effective activities to maintain a sound economy due to emphasize public services for profits. In this study the authors found that profit should not be earned at the expense of the world's most pressing environmental problem which can be caused a climate change through global warming. Western countries have already thought out of the box and introduced green banking for sustainable development. Sampling framed and statistical tools used by researchers and reveals that green banking (GB) is not only corporate social responsibility (CSR) but also in broader sense of corporate environmental responsibility (CER). It also explains the main objective of green banking is to keep the world livable without any significant damage. Specifically, we already have seen the light. But we have to adopt this idea for all commercial Bank either public or private.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127721750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Impact of Reward and Recognition, Supervisor Support on Employee Engagement","authors":"M. Baqir, S. Hussain","doi":"10.46545/aijbms.v2i3.256","DOIUrl":"https://doi.org/10.46545/aijbms.v2i3.256","url":null,"abstract":"Employee engagement play a key role for the success of any organization because they provides the highest employee satisfaction , lower employee turnover rate , greater employee loyalty, better customer service, higher sales and higher profitability. The aim of this study is to examine the impact of reward and recognition and perceived supervisor support on employee engagement. The method used in research is quantities descriptive. We used questionnaire to collect data. The population in this study consisted of employees of Muslim Commercial Bank & National Bank of Pakistan. Data were collected in Multan from 108 employees but unfortunately 08 questionnaire data rejected because the data was not proper fill. The data were analyzed using through statically package for social science (SPSS Version 21).The results show that reward & recognition and supervisor support can engage employees for better performance. Hence; employee’s engagement can improve through the reward and recognition and supervisor support.","PeriodicalId":202884,"journal":{"name":"American International Journal of Business and Management Studies","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-11-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128420481","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}