Asian Journal of Managerial Science最新文献

{"title":"Sri Lankan Debt Crisis: The Role of Fiscal Deficit and Current Account Deficit","authors":"Smita Nath","doi":"10.51983/ajms-2023.12.1.3393","DOIUrl":"https://doi.org/10.51983/ajms-2023.12.1.3393","url":null,"abstract":"This paper examines the relationship between the debt-GDP ratio and twin deficits during 1971-2021 in the context of the present economic crisis in Sri Lanka using the techniques of cointegration and error correction model. The results of the study indicate the existence of a long run relationship among these variables. A fiscal deficit tends to increase the debt-GDP ratio in the long run, whereas in the short run, there is no evidence of any impact of fiscal deficit on the debt-GDP ratio. A current account deficit is expected to raise the debt-GDP ratio in the short run; but in the long run, it seems to have a significant negative impact. Similar results are obtained when the relationship among debt-GDP ratio, fiscal deficit and trade deficit is investigated. Hence, the view that opines persistent high fiscal deficit as the main cause behind the crisis, is supported by the present study. The results advocate for utilizing a country’s own resource generating methods like taxation rather than using external debt as a source to finance deficits.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129710150","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Competencies Required for Adaptation in the Fourth Industrial Revolution: Business Educators’ Perspectives","authors":"Jacinta Ifeoma Obidile, O. C. Obi, Nzube H. Ikpat","doi":"10.51983/ajms-2023.12.1.3461","DOIUrl":"https://doi.org/10.51983/ajms-2023.12.1.3461","url":null,"abstract":"The need for job security in the fourth industrial revolution necessitated the study to ascertain the competencies that could be aligned with the jobs and opportunities in the fourth industrial revolution as perceived by business educators. One research question guided the study, and two null hypotheses were tested at 0.05 level of significance. Survey research design was used. Population of the study comprised 98 business educators from four tertiary institutions offering business education courses in Anambra State. There was no sampling, hence, the whole population was used. Structured questionnaire was the instrument for data collection. The instrument was validated by five experts. Data collected were analyzed using mean and standard deviation for the research question while null hypotheses were tested using the z test at 0.05 level of significance. Findings from the study revealed that creativity, empathy, cognitive flexibility, among others were considered as competencies required for adaptation in the fourth industrial revolution. Also, there was no significant difference in the mean ratings of the respondents on the competencies required for adaption in the fourth industrial revolution as a result of gender and location. Based on the findings, it was therefore recommended that business educators should be re-oriented with high-tech resources to blend their knowledge with the contemporary competencies needed for adaptation in the 4IR.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"49 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116000745","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Impact of Credit Risk on the Profitability of Selected Commercial Banks of Bangladesh","authors":"Md. Monzur Morshed Bhuiya, Md. Mahabub Miah, Tasnim Uddin Chowdhury","doi":"10.51983/ajms-2023.12.1.3438","DOIUrl":"https://doi.org/10.51983/ajms-2023.12.1.3438","url":null,"abstract":"The objective of the study is to find out the impact of credit risk on the profitability of selected commercial banks of Bangladesh. To perform this study, we have selected 10 commercial banks from 61 scheduled commercial banks. The selected banks consist of four categories. Among them, three are state owned banks, three are private owned non Islamic banks, three are private owned Islamic banks and one is specialized commercial bank. To show the impact of credit risk on profitability, we have selected ten variables which are calculated using data collected from 2009 to 2018. Among the ten variables, two variables have been used as dependent variables which include Return on Equity (ROE) and Return on Assets (ROA), and among the independent variables include seven bank specific variables and one macroeconomic variable. To find out the result, multiple-regression model has been used and shown the effects of independent variables on ROE & ROA separately. Besides this, an attempt has been made to find out the effect of Basel III on profitability. To show the effect, we have used three years data before Basel III and three years data after Basel III and showed the individual effect on ROE and ROA. The regression result shows that non-performing loan ratio (NPLR), Loan Loss Provision Ratio (LLPR) and macroeconomic variable GDP has a significant negative impact on profitability ratio ROE. The result also shows that Non-performing loan ratio (NPLR), Loan and advance to total deposits ratio (LATD) have a significant impact on profitability ratio Return on Assets(ROA). The regression result for Basel III effect represented that Nonperforming loan has a significant negative impact on Return on Equity (ROE) but this impact is less than that of before Basel III.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131030355","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Identifying the Major Demographic Factors Determining Unified Payments Interface Usage: A Study Based on West Bengal","authors":"Muskan Ghani, Promita Mukherjee, Biswajit Ray","doi":"10.51983/ajms-2023.12.1.3364","DOIUrl":"https://doi.org/10.51983/ajms-2023.12.1.3364","url":null,"abstract":"Around 44 billion digital transactions were recorded across India during the financial year 2021. Ever since the COVID-19 pandemic hit India, a significant growth in the number of digital payments has also occurred. The value of transaction is estimated to rise up to 385 trillion Indian rupees by the financial year 2026 (Statista, 2022). Given this importance of Unified Payments Interface (UPI) usage, we surveyed 205 respondents from rural and urban West Bengal to explore the determinants of UPI usage and the impact of COVID-19 pandemic on UPI use, if any. We used logistic regression and independent sample t-test and found that males and younger individuals use UPI more than females and aged persons, while we do not see any difference in usage across income brackets and between rural and urban areas. The implication is that to make India digital, those who use UPI less, such as females and the aged, should be encouraged to participate more in UPI usage.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133158703","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Personality Traits, Mentoring and Effectual Logic of Entrepreneurial Self-Efficacy: Implications on Potential Entrepreneurs","authors":"Ratika Rani","doi":"10.51983/ajms-2022.11.2.3290","DOIUrl":"https://doi.org/10.51983/ajms-2022.11.2.3290","url":null,"abstract":"The intent of this study is to address the role of personality traits, mentoring and the effectual logic of entrepreneurial self-efficacy of potential entrepreneurs. In many research on the psychology of the potential entrepreneurs found that personality traits from the big five personality system namely Openness to experience, Conscientiousness, Extroversion, Agreeableness and Neuroticism and generalized self-efficacy individual belief to perform in every situations. In search of role of mentoring, personality traits on entrepreneurial self-efficacy. Entrepreneurial self-efficacy is defined as the strength of the individual’s belief that he or she capable of successfully performing any task of the entrepreneurship. Entrepreneurial Self efficacy consist of five dimensions namely marketing, innovation, finance-control, management, risk taking. Here we conduct a study on the potential entrepreneurs- students those are being trained and have shown their interest in perusing entrepreneurship. We found that potential entrepreneurs have high self-efficacy in marketing, management and financial control. It was also found that if we identified potential entrepreneurs, resources can be channeled and more effectively. This study investigated the relationships of personality traits, mentoring, and effectual logic on entrepreneurial self-efficacy as established in the past researches. The study uses purposive sampling. The data used is both primary and secondary. The primary data has been collected from 57 entrepreneurial students across Agra region. For collecting primary data used self-constructed questionnaire which has been tested for reliability and validity using principal components analysis and content validity check by the experts. The qualitative data from 25 respondents has also been collected using interview method. The correlation and regression analysis has been used. The findings of the quantitate data suggest that personality traits are positively related to entrepreneurial self-efficacy but around there is no relationship among mentoring and entrepreneurial self-efficacy. It is affected by the factors like the type, size of class, mentor and duration of mentoring session and the liberty they get by the mentors. Here, the problems posed by the current competitive situations which affect the start-up businesses. A significant relationship was found between effectual logic and entrepreneurial self-efficacy.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116784027","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Exploring the Aura of Strategic HRM for Organizational Dexterity","authors":"M. Ray Chaudhuri, S. Mukherjee","doi":"10.51983/ajms-2022.11.2.3238","DOIUrl":"https://doi.org/10.51983/ajms-2022.11.2.3238","url":null,"abstract":"Strategic Human Resource Management (SHRM) covers the entire HR strategies used by organizations and attempts to quantify their influence on the performance of the organization. SHRM is a process for evolving and executing HR strategies that are associated with business plans and help the organization attain its objectives. This paper will explore the impression of SHRM in organization skillset and the link between strategic human resource management practices and organizational performance while using the resource-based view (RBV) approach in organizations. Existing research has highlighted or recommended that organizations use either a comprehensive and integrated approach or the best fit strategy to acquire a strategic advantage. The significance of SHRM for businesses will be discussed in this paper. The purpose of this paper is to inform people by providing an insight into the different components connected with Personnel Management and SHRM. It was possible to find many studies on these topics, and the most relevant ones were taken into consideration. To avoid the accumulation of too much data, redundancy, and irrelevance to present activities, the period of the 1990s has been taken into consideration. The method of collecting data is secondary, hence, the majority of the literature was sourced from internet databases and reputable Indian and international books and publications.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128041381","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Success Factors in Alternative Delivery Channels of Banking: Innovative Solutions to Meet the Challenges of Bank of the Future","authors":"Saila Sarmin Rapti, Md. Masudur Rahman","doi":"10.51983/ajms-2022.11.2.3246","DOIUrl":"https://doi.org/10.51983/ajms-2022.11.2.3246","url":null,"abstract":"This paper aims at understanding the success factors in the Alternative Delivery Channel (ADC) of different scheduled commercial banks in Bangladesh. This research includes the most commonly used channels provided by commercial banks such as ATM, POS, Credit/debit card, mobile banking, internet banking, agent banking, etc. The research methodology involves collecting both primary and secondary data. The primary data was sourced from the questionnaire prepared to find out the significant factors that responsible for the successful venture of any alternative delivery channel of the scheduled banks. The clients were selected based on their services received from ADCs and the sample size is 144. The study also focuses on the reasons why some banks are so successful in this area, why some banks are not. For the secondary data, the authors have taken the individual bank’s data from Bangladesh Bank. The secondary data enabled to assess of the present scenario of the ADC facilities of the commercial banks in Bangladesh. The study will help policymakers to detect the challenges of promoting alternative delivery channels in the banking sector and make solutions to meet the challenges of the future banking system.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"103 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130436525","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Work Stress during COVID-19: Responses from Select IT-ITEs and KPOs","authors":"M. Ray Chaudhuri, Alolika Srimani","doi":"10.51983/ajms-2022.11.2.3276","DOIUrl":"https://doi.org/10.51983/ajms-2022.11.2.3276","url":null,"abstract":"The Corona virus Disease 2019 (COVID-19) has deeply altered social and working environments in several ways. Due to the rapid outbreak of the pandemic, almost every Organisation was responsible for strategic planning to continue further their functional unit by combining the remote and on-site working modes. To proceed with the business transactions in a smooth and speedy manner, remote working culture was introduced in the workplace as a mode of practicing social distancing policy. The new Business Policy i.e., Remote or Hybrid culture is an example of the transformation of business which was applied on multiple levels. The new model of business operation was like a Renaissance for every business function as all individuals were able to adopt the new system in a strategic manner. The Organisation also tried to engage its members with the new ecosystem to deliver the best economic value to the end-users. Restrictions, Social Distancing policies, mandatory lockdown, quarantine period, the anxiety of falling sick and social isolation along with the fear of uncertain layoff and suspension order for job loss generated the fear of missing out (FOMO) which also influences the mental health of the professionals. Workplace facets can play a critical act in controlling or decaying the insane well-being of the population applique this universal sketch. The reason for this paper survey look out and recognize the specialist recognition of work push taking after the scourge rise of COVID-19 and address any diminishing issues like Social Separation and charm that influence useful efficiency and Work-Life-Adjust and the starting of a stretch at the institution. The paper again aims to label the part encumber that developed in the turmoil of the Circadian Rhythm of the operator all the while the ownership of Work from Home (WFH). The size of stress varies on the vital type of the assigned work. The question of stress not only influences the manufacturing but again the strength of the members and the social interactions of their kins. It is individual of surprisingly wonderful meaningful widespread hurdles to the active atmosphere that developed in the emotional disorder of the experts inside the active fixes.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125286571","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Emerging Trends in the Indian Life Insurance Industry","authors":"G. Jyothi, S. Harish Babu","doi":"10.51983/ajms-2022.11.2.3353","DOIUrl":"https://doi.org/10.51983/ajms-2022.11.2.3353","url":null,"abstract":"India’s life insurance industry is rapidly expanding. This Sunrise sector has provided a solid foundation for economic growth and job creation. Because the insurance industry has become more competitive since liberalisation, the insurance regulation and development authority has developed new and formative rules for both products and services. It’s a time when firms’ flagship Unit related plans are bringing in a lot of money. Both technology and investment knowledge are critical during this period. It has been difficult not just to change traditional items to Unit connected products, but also to maintain profitable margins. Customer preferences, fierce competition, and governmental oversight are all driving the development of new products and services. The policy is based on advisers’ recommendations, and internal marketing and motivation are essential. A sustainable and robust system is also required for claim handling and the procurement of new policies. The internet and online policy purchases are a new trend that has motivated businesses to become more significant. The paths to policy sourcing will be high in volume and poor in profit. Rural, social, and micro insurance are new options to consider. The emerging trends and problems that the current industry is facing are discussed in this study. Our research is limited to the life insurance industry.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121135081","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Application of ARIMA Model in Forecasting Exchange Rate: Evidence from Bangladesh","authors":"Mohammad Shahidul Islam, Tasnim Uddin Chowdhury","doi":"10.51983/ajms-2022.11.2.3325","DOIUrl":"https://doi.org/10.51983/ajms-2022.11.2.3325","url":null,"abstract":"This paper attempts to apply the ARIMA time series model to forecast the exchange rate of seven currencies (United States Dollar, Euro, Pound sterling, Australian Dollar, Japanese Yen, Canadian Dollar and Swedish Krona) in terms of Bangladeshi Taka (BDT) and to investigate the accuracy of the model by comparing the forecasted rates with the actual exchange rates. It considered daily currency exchange rates (244 selling price) of seven currencies for twelve months from January 2018 to December 2018 to forecast the subsequent one month (25 selling rate) in January 2019 rate. The Durbin-Watson test result shows an autocorrelation in the daily foreign currency exchange rate with the previous rate. The Augmented Dickey-Fuller test result shows data have unit roots and non-stationary. But the 1st differencing becomes data stationary to apply d equal to 1 in ARIMA model. Also, autocorrelation function considers MA(0) and partial autocorrelation function considers AR(1) for the ARIMA model. So, ARIMA (1,1,0) models are selected based on Ljung-Box test, root mean square error, mean absolute percent error, mean absolute error and R-square values. By using the above ARIMA models, forecasted foreign currency exchange rates next one month calculated and compared with the respective actual rates, which validate with Chi-Square test, mean absolute percent error, mean square error, root mean square error values of Goodness fit test. The result shows that predicted foreign currency exchange rates follow ARIMA (1,1,0) model, which may be applied to forecast the foreign currency exchange rates in Bangladesh.","PeriodicalId":191546,"journal":{"name":"Asian Journal of Managerial Science","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116713345","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}