JPSDa: Jurnal Perbankan Syariah Darussalam最新文献_第2页

STRATEGI INVESTASI GENERASI MILENIAL DALAM MASA PEMULIHAN EKONOMI PASCA PANDEMI COVID 19 COVID大流行后经济复苏的千年投资战略

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-07-30 DOI: 10.30739/jpsda.v2i2.1654

Shelvyna Rikantasari, Kholishudin Kholishudin

{"title":"STRATEGI INVESTASI GENERASI MILENIAL DALAM MASA PEMULIHAN EKONOMI PASCA PANDEMI COVID 19","authors":"Shelvyna Rikantasari, Kholishudin Kholishudin","doi":"10.30739/jpsda.v2i2.1654","DOIUrl":"https://doi.org/10.30739/jpsda.v2i2.1654","url":null,"abstract":"The research, entitled Millennial Generation Investment Strategy in the Post-Covid-19 Economic Recovery Period, discusses the strategies used by millennials in carrying out investments. This study uses a descriptive qualitative method where the method looks at the actual phenomena that occur in the community so that the resulting research is classified as new research. The results of this study show that millennials are starting to invest in several ways, namely by preparing emergency funds, diversifying wealth and understanding the risks resulting from each investment instrument. With this strategy, millennials are more careful and careful in choosing various investment instruments. This is also directly related to the economy that existed at the time of the COVID-19 pandemic where at that time the economy in Indonesia and other world countries affected by the pandemic experienced a decline in the wheels of the economy. Therefore, the government makes a new normal policy during the pandemic and makes a policy to increase investment with the aim of revitalizing the wheels of the economy that is happening in Indonesia.","PeriodicalId":152041,"journal":{"name":"JPSDa: Jurnal Perbankan Syariah Darussalam","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122127104","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS PEMBIAYAAN MIKRO BERMASALAH DI BANK SYARIAH INDONESIA KANTOR CABANG JAMBI

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-07-30 DOI: 10.30739/jpsda.v2i2.1264

E. Siregar, Putri Nur Kholida Zifa, Ambok Pangiuk

{"title":"ANALISIS PEMBIAYAAN MIKRO BERMASALAH DI BANK SYARIAH INDONESIA KANTOR CABANG JAMBI","authors":"E. Siregar, Putri Nur Kholida Zifa, Ambok Pangiuk","doi":"10.30739/jpsda.v2i2.1264","DOIUrl":"https://doi.org/10.30739/jpsda.v2i2.1264","url":null,"abstract":"Abstract: This research aims to discover problematic financing products and how the Bank Syariah Indonesia Jambi branch office handles the problematic financing. The research method used in this research is a qualitative descriptive method. As for collecting data through interviews with Bank Syariah Indonesia Jambi branch office employees. Direct observation of the particular object at which the research point and record everything related to problematic financing and documentation related to this research. The results of research that the author has conducted at Bank Syariah Indonesia's first Jambi branch office are the existence of 200 iB Microfinance products that are problematic, then how to deal with problematic financing by rescheduling, restructuring reconditioning. \u0000 \u0000Abstrak: Tujuan penelitian ini untuk mengetahui adanya produk pembiayaan yang bermasalah dan bagaimana cara Bank Syariah Indonesia kantor cabang Jambi menangani pembiayaan bermasalah tersebut. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Adapun metode pengumpulan datanya dengan cara wawancara kepada karyawan Bank Syariah Indonesia kantor cabang Jambi. Observasi secara langsung terhadap objek tertentu yang menjadi titik penelitian serta mencatat segala sesuatu yang berhubungan dengan pembiayaan bermasalah dan dokumentasi yang berkaitan dengan penelitian ini. Hasil penelitian yang telah dilakukan oleh penulis di Bank Syariah Indonesia kantor cabang Jambi yang pertama adalah adanya produk pembiayaan mikro 200 iB yang bermasalah, selanjutnya bagaimana menangani pembiayaan bermasalah yaitu dengan cara rescheduling, restructuring dan reconditioning.","PeriodicalId":152041,"journal":{"name":"JPSDa: Jurnal Perbankan Syariah Darussalam","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114082158","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

EKSISTENSI KOPERASI YANG MENJADI TANTANGAN DI ERA REVOLUSI INDUSTRI 4.0 在工业革命时期，合作社的存在是一个挑战

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-07-30 DOI: 10.30739/jpsda.v2i2.1024

Muhammad Fadhil Aflakh Zakka, Arjuna Rizaldi

引用次数: 0

PENGARUH MOTIVASI KERJA, DISIPLIN DAN ETOS KERJA TERHADAP PERILAKU KEPEMIMPINAN PADA KANTOR PELAYANAN PEMBENDAHARAAN NEGARA (KPPN) KOTA PALEMBANG 工作动机、纪律和职业道德对帕伦邦市市政委员会(KPPN)领导行为的影响

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-07-30 DOI: 10.30739/jpsda.v2i2.1500

Puput Anduana Putri, Maya Panorama, Rizky Ramadhani Putri, Epi Royani Misrawati

{"title":"PENGARUH MOTIVASI KERJA, DISIPLIN DAN ETOS KERJA TERHADAP PERILAKU KEPEMIMPINAN PADA KANTOR PELAYANAN PEMBENDAHARAAN NEGARA (KPPN) KOTA PALEMBANG","authors":"Puput Anduana Putri, Maya Panorama, Rizky Ramadhani Putri, Epi Royani Misrawati","doi":"10.30739/jpsda.v2i2.1500","DOIUrl":"https://doi.org/10.30739/jpsda.v2i2.1500","url":null,"abstract":"Abstract \u0000 \u0000Motivation is an encouragement to someone in order to achieve the desired goal. With the motivation to improve employee performance and work discipline in the company. The purpose of this study was to determine whether work motivation has a direct effect on employee performance and to determine whether work discipline mediates the effect of work motivation on employee performance at the Palembang City State Treasury Service Office (KPPN). The research variables used were work motivation, discipline and work ethic as independent variables and employee performance as the dependent variable. Data analysis used multiple linear regression. The results of the study are in line with the theoretical study used in this study, namely for the work motivation variable in accordance with Herzberg's theory that motivation can form a person who can improve performance in achieving organizational goals, for the leadership style variable in line with the Target Path theory developed by Robert House where Leadership can help employees to improve their performance. As for the work discipline variable, it is in line with Hasibuan's opinion where work discipline will affect the performance of the employee concerned. Thus, the results of the study show that the variables of work motivation, work discipline and work ethic have a significant influence on leadership at KPPN Palembang City. \u0000 \u0000Keywords: Motivation, Work Discipline, Work Ethic, and leadership behavior \u0000 ","PeriodicalId":152041,"journal":{"name":"JPSDa: Jurnal Perbankan Syariah Darussalam","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115028174","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

HOW DOES STRENGTHENING ISLAMIC BANKING COMPETITIVENESS? INDONESIA EVIDENCE 如何加强伊斯兰银行的竞争力?印尼的证据

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-07-30 DOI: 10.30739/jpsda.v2i2.1447

Budi Sukardi, Mohammad Albizar Putra Riyadi

{"title":"HOW DOES STRENGTHENING ISLAMIC BANKING COMPETITIVENESS? INDONESIA EVIDENCE","authors":"Budi Sukardi, Mohammad Albizar Putra Riyadi","doi":"10.30739/jpsda.v2i2.1447","DOIUrl":"https://doi.org/10.30739/jpsda.v2i2.1447","url":null,"abstract":"The quality of service provided depends on the ability of service providers to meetcustomers’ expectations. This study aims to determine the impact of Islamic servicequality and floating market methods on the competitiveness of Islamic banks. Thisstudy used quantitative methods with non-probability sampling techniques, usingpurposive sampling techniques. The study population was BTN Syariah customers.The data acquisition was made by spreading questionnaires to customers. Informationgleaned from specific considerations tailored to the research’s purpose or problemand data analysed by multiple linear regression techniques. The results showed thatIslamic service quality affects the competitiveness of Islamic banks, and marketingmethods based on the floating market affect the competitiveness. The study improvedBTN Syariah Indonesia’s competitiveness in Islamic service quality and marketingmethods based on the floating market. This research helps banks recognise the pointsand strategies for strengthening Islamic banks’ competitiveness and generatingpositive experiences to gain customer loyalty with the proper approach, namelyIslamic service quality and marketing strategies with floating market methods.","PeriodicalId":152041,"journal":{"name":"JPSDa: Jurnal Perbankan Syariah Darussalam","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116086450","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

TANTANGAN KOPERASI MELALUI SOSIALISASI MASYARAKAT SEBAGAI UPAYA MEWUJUDKAN KESEJAHTERAAN ANGGOTA KOPERASI SELAMA PANDEMI COVID-19 DI ERA INDUSTRI 4.0 在4.0大流行期间，合作社通过社区社会化挑战，以实现合作社成员的福利

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-01-27 DOI: 10.30739/jpsda.v2i1.1017

Julia Muthiani, Arjuna Rizaldi

引用次数: 0

PENGARUH FAKTOR SOSIAL, BUDAYA DAN RELIGIUSITAS TERHADAP KEPUTUSAN ANGGOTA MENABUNG DI BMT UGT SIDOGIRI CAPEM SEMPU 社会、文化和宗教因素对储蓄会员的决定的影响

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-01-27 DOI: 10.30739/jpsda.v2i1.1280

Ribut Suprapto, Nawal ika Susanti, Zulfi Ferikha

{"title":"PENGARUH FAKTOR SOSIAL, BUDAYA DAN RELIGIUSITAS TERHADAP KEPUTUSAN ANGGOTA MENABUNG DI BMT UGT SIDOGIRI CAPEM SEMPU","authors":"Ribut Suprapto, Nawal ika Susanti, Zulfi Ferikha","doi":"10.30739/jpsda.v2i1.1280","DOIUrl":"https://doi.org/10.30739/jpsda.v2i1.1280","url":null,"abstract":"This research is motivated by the competitive conditions of Islamic microfinance institutions, especially in BMTs which are getting tighter from time to time, so that each BMT must create a new marketing strategy in order to maintain and achieve a wider market share and can increase member satisfaction, namely with social factors. , culture, and religiosity. The purpose of this study was to determine the effect of social, cultural and religiosity factors on members' decisions to save at BMT UGT Sidogiri Capem Sempu and to determine the econometric model of the problem. In this study using a quantitative approach. Hypothesis testing using t-test and f-test shows that: (1) social variables have a significant effect on members' decisions to save at BMT UGT Sidogiri Capem Sempu. (2) The cultural variable has no significant effect on members' decisions to save at BMT UGT Sidogiri Capem Sempu. (3) The religiosity variable has a significant effect on members' decisions to save at BMT UGT Sidogiri Capem Sempu. Social, cultural and religious factors have an influence of 20.1% on members' decisions to save at BMT UGT Sidogiri Capem Sempu while the remaining 70.9% is influenced by other variables not explained in this study.","PeriodicalId":152041,"journal":{"name":"JPSDa: Jurnal Perbankan Syariah Darussalam","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121536691","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA 伊斯兰银行融资对COVID-19时期业务成本的影响:印尼伊斯兰银行的研究

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-01-27 DOI: 10.30739/jpsda.v2i1.1259

S. Rofiqoh, R. Ratnasari, Alimin Alimin, M. Ala'uddin, Thoyyib Mas'udi, Anik Rufaidah, Fatin Fadilah Hasib

引用次数: 0

TEORI KONSUMSI, PRODUKSI DAN DISTRIBUSI DALAM PERSPEKTIF EKONOMI SYARIAH 从伊斯兰经济的角度来看，消费、生产和分销理论

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-01-27 DOI: 10.30739/jpsda.v2i1.1277

Mohammad Habibi

{"title":"TEORI KONSUMSI, PRODUKSI DAN DISTRIBUSI DALAM PERSPEKTIF EKONOMI SYARIAH","authors":"Mohammad Habibi","doi":"10.30739/jpsda.v2i1.1277","DOIUrl":"https://doi.org/10.30739/jpsda.v2i1.1277","url":null,"abstract":"The most fundamental reason why economics arises and is needed by humans, is because human needs are unlimited while the resources to meet those needs are limited. To overcome this, there are two main things that become the orientation of economics, namely choosing and creating. Choosing related to consumption and distribution, and creating related to production. Thus, the three activities (production, distribution, and consumption) have a very important role in solving economic problems. Islam in its universal and comprehensive teaching also discusses how production, distribution and consumption should be done. Consumption patterns and production behavior determine the wheels of the economy. The Qur'an as a source of teachings, has teachings on consumption, production and distribution in addition to other economic activities. In the context of production, of course, Muslim producers should not be tempted at all by the habits and behaviors of economists who are committing sins, consuming illicit property, spreading hostility, contradicting the sunnatullah, and causing damage on earth. However, as sophisticated as a tool for calculating the blessings of Allah certainly will not count. In conceptual consumption there are several principles that must be obeyed by Muslim consumers, which include: the principle of halal and good, the principle of absence following the passions, the principle of gratitude. Islamic economic systems offer a system economic distribution which prioritizes the value of freedom of action and action based on religious teachings and the value of justice in ownership which is based on two joints, namely freedom and justice","PeriodicalId":152041,"journal":{"name":"JPSDa: Jurnal Perbankan Syariah Darussalam","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-01-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124713821","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PENGARUH KUALITAS PELAYANAN DAN MINAT TERHADAP LOYALITAS NASABAH PADA PRODUK TABUNGAN ISLAMIC BANKING (iB) HASANAH DI KCP BNI SYARIAH KEPANJEN 服务质量和对客户忠诚的影响伊斯兰银行储蓄产品HASANAH at KCP BNI sharfi

JPSDa: Jurnal Perbankan Syariah Darussalam Pub Date : 2022-01-27 DOI: 10.30739/jpsda.v2i1.1276

Tria Wahyuningtyas, Hilda Sanjayawati

引用次数: 0