S. Rofiqoh, R. Ratnasari, Alimin Alimin, M. Ala'uddin, Thoyyib Mas'udi, Anik Rufaidah, Fatin Fadilah Hasib
{"title":"伊斯兰银行融资对COVID-19时期业务成本的影响:印尼伊斯兰银行的研究","authors":"S. Rofiqoh, R. Ratnasari, Alimin Alimin, M. Ala'uddin, Thoyyib Mas'udi, Anik Rufaidah, Fatin Fadilah Hasib","doi":"10.30739/jpsda.v2i1.1259","DOIUrl":null,"url":null,"abstract":"This paper aims to validate a potential financing of sharia banking to profit and operational cost on Covid-19 era. The secondary monthly SPS data is used to support the double-simple linear regression analysis. The result of f-statistic and t-statistic analysis shows that the potential financing of sharia banking significantly influence to the profit only. It means that a risk-sharing regulatory framework in sharia banking may provide the inner adjustment which any mismatch regarding maturity, risk, value or linkage with the real economy is corrected systematically on covid-19 era. It offers policy implication for regulators, supervisors and sharia banking Standard Operating Procedure (SOP).","PeriodicalId":152041,"journal":{"name":"JPSDa: Jurnal Perbankan Syariah Darussalam","volume":"16 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2022-01-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA\",\"authors\":\"S. Rofiqoh, R. Ratnasari, Alimin Alimin, M. Ala'uddin, Thoyyib Mas'udi, Anik Rufaidah, Fatin Fadilah Hasib\",\"doi\":\"10.30739/jpsda.v2i1.1259\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This paper aims to validate a potential financing of sharia banking to profit and operational cost on Covid-19 era. The secondary monthly SPS data is used to support the double-simple linear regression analysis. The result of f-statistic and t-statistic analysis shows that the potential financing of sharia banking significantly influence to the profit only. It means that a risk-sharing regulatory framework in sharia banking may provide the inner adjustment which any mismatch regarding maturity, risk, value or linkage with the real economy is corrected systematically on covid-19 era. It offers policy implication for regulators, supervisors and sharia banking Standard Operating Procedure (SOP).\",\"PeriodicalId\":152041,\"journal\":{\"name\":\"JPSDa: Jurnal Perbankan Syariah Darussalam\",\"volume\":\"16 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2022-01-27\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"JPSDa: Jurnal Perbankan Syariah Darussalam\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.30739/jpsda.v2i1.1259\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"JPSDa: Jurnal Perbankan Syariah Darussalam","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.30739/jpsda.v2i1.1259","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
PENGARUH PEMBIAYAAN BANK SYARIAH TERHADAP LABA DAN BIAYA OPERASIONAL PERIODE COVID-19: STUDI PADA BANK SYARIAH DI INDONESIA
This paper aims to validate a potential financing of sharia banking to profit and operational cost on Covid-19 era. The secondary monthly SPS data is used to support the double-simple linear regression analysis. The result of f-statistic and t-statistic analysis shows that the potential financing of sharia banking significantly influence to the profit only. It means that a risk-sharing regulatory framework in sharia banking may provide the inner adjustment which any mismatch regarding maturity, risk, value or linkage with the real economy is corrected systematically on covid-19 era. It offers policy implication for regulators, supervisors and sharia banking Standard Operating Procedure (SOP).