Islamic Circle最新文献_第4页

Tinjauan Hukum Ekonomi Syariah Terhadap Praktik Jual Beli Kulit Hewan Kurban di Mesjid Muslimin Teladan 伊斯兰经济法对穆斯林清真寺祭祀兽皮做法的审查

Islamic Circle Pub Date : 2021-01-08 DOI: 10.56874/islamiccircle.v1i2.286

Imam Muttaqin

引用次数: 0

Perlindungan Hukum Terhadap Debitur (Nasabah) Dalam Perjanjian Kredit ‎Tanpa Agunan Ditinjau Dari Undang-Undang Nomor 8 Tahun 1999 Tentang ‎Perlindungan Konsumen 对债务人的法律保护(客户)(united nations high commissioner for refugees)表示‎没有抵押贷款协议中自1999年8号法律关于‎保护消费者

Islamic Circle Pub Date : 2021-01-08 DOI: 10.56874/islamiccircle.v1i2.288

Indra Utama

{"title":"Perlindungan Hukum Terhadap Debitur (Nasabah) Dalam Perjanjian Kredit ‎Tanpa Agunan Ditinjau Dari Undang-Undang Nomor 8 Tahun 1999 Tentang ‎Perlindungan Konsumen","authors":"Indra Utama","doi":"10.56874/islamiccircle.v1i2.288","DOIUrl":"https://doi.org/10.56874/islamiccircle.v1i2.288","url":null,"abstract":"Abstrak \u0000Perjanjian kredit bank adalah perjanjian pendahuluan dari penyerahan uang. Perjanjian kredit perbankan pada umumnya menggunakan bentuk perjanjian baku, dalam praktiknya bentuk perjanjiannya sudah disediakan oleh pihak bank sebagai kreditor sedangkan debitor hanya mempelajari dan memahaminya dengan baik. Dimana dalam perjanjian tersebut pihak debitur hanya dalam posisi menerima atau menolak tanpa ada kemungkinan untuk melakukan negoisasi atau tawar-menawar, yang pada akhirnya melahirkan suatu perjanjian yang tidak terlalu menguntungkan bagi salah satu pihak. Dalam perjanjian seperti ini, pihak kedua (debitur) sama sekali tidak dapat mengajukan usul ataupun masukan dan keberatan terhadap format perjanjian dan klausula-klausula yang ada di dalamnya. \u0000Tujuan penelitian ini adalah sebagai berikut: (1) Untuk mengkaji dan menjelaskan upaya perlindungan hukum terhadap debitur Kredit Tanpa Agunan terkait dengan Undangundang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen. (2) Untuk mengetahui dan menganalisa bentuk peneyelesaian sengketa secara hukum dalam melindungi debitur (nasabah) selaku konsumen dan Penelitian ini dilakukan dengan menggunakan metode penelitian hukum doktrinal/normatif atau penelitian hukum kepustakaan.","PeriodicalId":143943,"journal":{"name":"Islamic Circle","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-01-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127663007","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Peranan Lubuk Larangan Untuk Meningkatkan Pendapatan Ekonomi Masyarakat Dalam Perspektif Hukum Ekonomi Islam (Studi Kasus Lubuk Larangan Desa Gunung Tua Julu)

Islamic Circle Pub Date : 2020-12-28 DOI: 10.56874/islamiccircle.v1i2.512

Martua Nasution

{"title":"Peranan Lubuk Larangan Untuk Meningkatkan Pendapatan Ekonomi Masyarakat Dalam Perspektif Hukum Ekonomi Islam (Studi Kasus Lubuk Larangan Desa Gunung Tua Julu)","authors":"Martua Nasution","doi":"10.56874/islamiccircle.v1i2.512","DOIUrl":"https://doi.org/10.56874/islamiccircle.v1i2.512","url":null,"abstract":"Abstrak \u0000Kearifan lokal merupakan pengetahuan yang eksplisit yang muncul dari periode panjang yang berevolusi bersama – sama masyarakat dan lingkungannya dalam sistem lokal yang sudah dialami bersama – sama. Penelitian ini akan membahas tentang kearifan lokal yaitu peranan lubuk arangan dalam meningkatkan ekonomi masyarakat dalam perspektif hukum ekonomi islam. Sebagai hasil dari penilitian ini bahwa masyarakat di Desa Gunung Tua Julu memiliki kebiasaan membuka lubuk larangan pada setiap lebaran atau hari besar agama. Penghasilan dari lubuk larangan akan dipergunakan sebagian untuk kas desa Gunung Tua Julu sebagai salah satu program desa Gunung Tua untuk meningkatkan pendapatan ekonomi masyarakat. \u0000 \u0000Kata Kunci: Lubuk Larangan, Ekonomi Islam, Pendapatan \u0000 \u0000Abstract \u0000Local wisdom is explicit knowledge that emerges from a long period of evolving together with the community and its environment in a local system that has been experienced together. This study will discuss local wisdom, namely the role of lubuk arangan in improving the community's economy in the perspective of Islamic economic law. As a result of this research, the people in Gunung Tua Julu Village have a habit of opening the pit of prohibition on every Eid or religious holiday. The income from the Lubuk Ban will be used partly for the Gunung Tua Julu village treasury as one of the Gunung Tua village programs to increase the community's economic income. \u0000 \u0000Keywords: Lubuk Larangan, Islamic Economics, Income","PeriodicalId":143943,"journal":{"name":"Islamic Circle","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115335065","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

POLA KEGIATAN PEREKONOMIAN 经济活动模式

Islamic Circle Pub Date : 2020-12-27 DOI: 10.56874/islamiccircle.v1i2.397

Nursania Dasopang

引用次数: 0

Analisis Manajemen Risiko Pembiayaan Mikro Syariah Berbasis Karakteristik Masyarakat (Studi pada Koperasi Mitra Manindo, Kabupaten Mandailing Natal, Sumatera Utara) 以伊斯兰微融资风险管理为基础的社会特征的分析(合作伙伴Manindo，摄政Mandailing Natal，北苏门答腊)

Islamic Circle Pub Date : 2020-07-10 DOI: 10.56874/islamiccircle.v1i1.97

Lokot Zein Nasution

{"title":"Analisis Manajemen Risiko Pembiayaan Mikro Syariah Berbasis Karakteristik Masyarakat (Studi pada Koperasi Mitra Manindo, Kabupaten Mandailing Natal, Sumatera Utara)","authors":"Lokot Zein Nasution","doi":"10.56874/islamiccircle.v1i1.97","DOIUrl":"https://doi.org/10.56874/islamiccircle.v1i1.97","url":null,"abstract":"Distribution of Islamic microfinance is often constrained by the characteristics of the poor who tend to be conservative. This has implications for the difficulty of efforts to improve the welfare of the poor through increased work ethic and productivity. Various discourses propose the application of risk management based on mapping the characteristics of the poor in the distribution of micro-scale financing, including for the sharia segment. Therefore, this study aims to analyze the characteristics of the poor as the basis for risk management of Islamic micro finance. This research takes a case study on the Mitra Manindo Cooperative in Mandailing Natal Regency, North Sumatra Province. The research method was carried out by taking 102 research samples using questionnaires and analyzed through the development analysis approach. The results of the study concluded that: (i) Mitra Manindo Cooperative members have different business characteristics and performance; (ii) each member has a different level of business problems; and (iii) each member has different characteristics, especially in the work ethic. Characteristics of members in general can be categorized into four clusters, namely dynamic, active, passive, and potential. Based on these results, a cluster-based management method is needed which has implications for the urgency of financing management as a form of financing mitigation. Characteristic mapping is an effort to reduce the uncertainty (gharar) of sharia microfinance governance that emphasizes the importance of transparency, fairness, and equity. This finding can be a proliferation in constructing the mapping design of the characteristics of the poor as a single segment of microfinance.","PeriodicalId":143943,"journal":{"name":"Islamic Circle","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-07-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125527947","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

SYIRKAH ABDAN DALAM PERSPEKTIF MAZHAB SYAFI’I: ANALISIS KONTEKSTUALISASI FIKIH ISLAM KONTEMPORER

Islamic Circle Pub Date : 2020-07-10 DOI: 10.56874/islamiccircle.v1i1.110

Asrul Hamid

引用次数: 1

Jual Beli Lelang Berbasis Kearifan Lokal (Studi Desa Luat Lombang, Kecamatan Sipirok) 本地智慧拍卖

Islamic Circle Pub Date : 2020-07-10 DOI: 10.56874/islamiccircle.v1i1.104

Jannus Tambunan

{"title":"Jual Beli Lelang Berbasis Kearifan Lokal (Studi Desa Luat Lombang, Kecamatan Sipirok)","authors":"Jannus Tambunan","doi":"10.56874/islamiccircle.v1i1.104","DOIUrl":"https://doi.org/10.56874/islamiccircle.v1i1.104","url":null,"abstract":"Sale and Purchase of Local Wisdom Based Wisdom (Study of Luat Lombang Village, Sipirok District) This article reviews the models of auction buying and selling in Luat Lombang Village community. For these people, buying and selling auction is no longer seen solely as a provision determined by religion, but has become a habit and need in community life. \u0000The approach method used in this article is the empirical juridical approach method, namely research on the effectiveness of law by studying legal regulations which are then linked to data and behavior that lives and develops in the midst of society. \u0000So the results of the study show that: First, the factors still carrying out the sale and purchase of auctions in the community of Luat Lombang Village, Sipirok District, because it has become a custom. Second, the sale and purchase of auctions to the public is done in cash, real and clear. Third, the legality of the implementation of buying and selling based on Islamic law in the community of Luat Lombang Village, Sipirok Subdistrict, is legal because it has fulfilled the legal requirements for the sale and purchase agreement and there are benefits for the buyer and the whole community can benefit from the sale of the auction.","PeriodicalId":143943,"journal":{"name":"Islamic Circle","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-07-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132111038","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Konstruksi Pengembangan Wakaf Saham Dalam Rangka Mengoptimalkan Potensi Wakaf Produktif di Indonesia Wakaf股票开发的建设，以优化印尼生产潜力

Islamic Circle Pub Date : 2020-07-10 DOI: 10.56874/islamiccircle.v1i1.98

Lokot Zein Nasution, Diba Anggraini Aris

{"title":"Konstruksi Pengembangan Wakaf Saham Dalam Rangka Mengoptimalkan Potensi Wakaf Produktif di Indonesia","authors":"Lokot Zein Nasution, Diba Anggraini Aris","doi":"10.56874/islamiccircle.v1i1.98","DOIUrl":"https://doi.org/10.56874/islamiccircle.v1i1.98","url":null,"abstract":"Waqf has an important role for improving the quality of development, especially through improving social and economic dimensions. However, the management of waqf on average has not been able to be productively, so that its role for development is still not optimal. This is caused the suboptimal innovation and governance of waqf. The strategy to improve innovation in waqf governance is to create product diversification, one of which is stock waqf. However, the development of stock waqf is constrained by the lack of literature references so that the exploration of the potential and impact of stock waqf is still unknown. Therefore, the purpose of this study is to construct the development of stock waqf in order to optimize the potential of productive waqf in Indonesia. Based on the desk study approach analyzed through literature review, three discussion results can be drawn, namely: (i) the community still has a weak level of knowledge related to stock waqf, which is caused by socialization and literacy that are still low; (ii) the position of stock waqf in the constellation of Islamic financial ecosystem is still weak; and (iii) there are two models of implementing stock waqf that can be done, namely waqf that comes from the profits of stock investors, and waqf that makes Islamic stocks as an object of waqf. To construct the development of stock waqf, policy strengthening is needed, which includes the authorities of the Ministry of Finance, the Ministry of Religion, BWI, BI, and OJK.","PeriodicalId":143943,"journal":{"name":"Islamic Circle","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-07-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115332159","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 5

INOVASI SISTEMIK PEMBIAYAAN PERJALANAN UMRAH MELALUI AMITRA SYARIAH FINANCING (STUDI KASUS PT. WAKAFA ZAIN ABUL HUSNA) 通过伊斯兰金融组织为乌拉之旅提供的系统创新资金(PT. WAKAFA ZAIN ABUL HUSNA案例研究)

Islamic Circle Pub Date : 2020-07-10 DOI: 10.56874/islamiccircle.v1i1.117

M. Lubis

引用次数: 1

AKAD GADAI TANAH PADA MASYARAKAT DESA CANDI KAB. SUMENEP DITINJAU DARI PRESPEKTIF HUKUM ISLAM 阿卡德当铺给社区寺庙KAB村的土地。SUMENEP从伊斯兰法律的角度来看

Islamic Circle Pub Date : 2020-07-10 DOI: 10.56874/islamiccircle.v1i1.115

Akhyar

{"title":"AKAD GADAI TANAH PADA MASYARAKAT DESA CANDI KAB. SUMENEP DITINJAU DARI PRESPEKTIF HUKUM ISLAM","authors":"Akhyar","doi":"10.56874/islamiccircle.v1i1.115","DOIUrl":"https://doi.org/10.56874/islamiccircle.v1i1.115","url":null,"abstract":"Abstract \u0000 \u0000In everyday life there are several forms of land pawning / rice fields that are often carried out by our society. As was done by the people of Candi Village, Dungkek. Regency of Sumenep when wanted to pawn their land / rice fields because of economic problems. However, for whatever the reason, very application of muamalah activities held should not contrary with Islamic law. The purpose of this study is to find out how the pawn system is usually done by people of Candi, Dungkek, Regency of Sumenep is viewed by the perspective of Islamic law. This research uses descriptive qualitative method of analysis. The results of this study are the practice of the pawn that occured in Candi Village can be described as that A as a person who wants to provide land came to the B with the intention to borrow money. In the transaction, A gives land (paddy / garden) as collateral for the debt. However, the agreement did not determined who would manage the land. Although in reality the person who managed the land is B, besides B is entitled to take all the benefits resulted from the collateral land, there is also no provision between the two parties about the time period of the pawn, so the pawn recipient will return the pawn land until the owner paying the debt off. Viewed from the perspective of Islamic law, the land pawn contract carried out by the people of Candi Village, Dungkek Sub district, regency of Sumenep, in the terms of the availability of pillars and pawning conditions, is valid in accordance with the provisions of Islamic law, although it still needs improvement, especially clarity in the management and safe keeping of collateral items (marhun). because there is indication of over-exploitation by Murtahin and there is not the clarity of the time of the Pawn, and this resulted in losses to the Rahin.","PeriodicalId":143943,"journal":{"name":"Islamic Circle","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-07-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122027971","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0