The 2021 12th International Conference on E-business, Management and Economics最新文献_第4页

Gender Differences in Car Loan Access: An Empirical Analysis 汽车贷款获取的性别差异:一个实证分析

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481145

Yanhong Li

{"title":"Gender Differences in Car Loan Access: An Empirical Analysis","authors":"Yanhong Li","doi":"10.1145/3481127.3481145","DOIUrl":"https://doi.org/10.1145/3481127.3481145","url":null,"abstract":"Across the world, there is a widely held view that women are subject to discrimination by financial institutions. Due to the rising social justice movement, which aims, in part, to increase gender equality, most developed countries have worked to reduce gender disparities in loan application processes. This study aims to analyze whether gender inequality exists in India's car loan industry. The dataset used in this paper contains the records of used car loans made in India between 2013 and 2015 to test whether gender discrimination exists in the used car loan application process. A regression-based method is used, and it is found that gender was a statistically significant predictor of disbursement, requested amount, and interest rate charged. Loan applications by women have a lower likelihood of approval when the applicants’ CIBIL scores are lower than 790.29. Furthermore, women with CIBIL scores lower than 769.54 are assigned higher interest rates than male applicants with comparable CIBIL scores. That indicates that taste-based discrimination against women with low CIBIL scores exists. A female applicant must obtain a spectacular CIBIL score to eliminate the negative consequences of gender inequality. Therefore, adopting gender-blind applications would lead to more equal outcomes in used car loans.","PeriodicalId":115326,"journal":{"name":"The 2021 12th International Conference on E-business, Management and Economics","volume":"280 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132445516","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Empirical Research on the Credit Risk Spillover Effect of Internet Shadow Banking∗ 互联网影子银行信贷风险溢出效应实证研究*

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481167

Chengguo Zhao, Jiayan Chu, Meng Li

引用次数: 0

Relationship Between Environmental Regulation and Water Pollution in China -Based on the Perspective of Green Total Factor Productivity 基于绿色全要素生产率视角的中国环境规制与水污染关系研究

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481214

Xiaoyan Shen, Rong Zhao

{"title":"Relationship Between Environmental Regulation and Water Pollution in China -Based on the Perspective of Green Total Factor Productivity","authors":"Xiaoyan Shen, Rong Zhao","doi":"10.1145/3481127.3481214","DOIUrl":"https://doi.org/10.1145/3481127.3481214","url":null,"abstract":"Based on the water pollution emission volume of 30 provinces in China from 2004 to 2018 and the temporal and spatial correlation of water pollution, this paper uses the spatial panel model and threshold regression method to incorporate environmental regulations, green total factor productivity and water pollution intensity into the one research framework, to have an experience identification of the key factors affecting water pollution. The results show that: there are apparent spatial spillover and high emission regional clusters in Chinese provinces. Government supervision and market regulation can substantially reduce pollution emissions, while how to mitigate environmental problems through green total factor productivity require government and market regulation guidance. Through the threshold regression, it is proved that the government control-and-command mode performs the optimal action range, for the emission reduction effect gradually converges as the enhancement of regulatory intensifies, yet the promotion effect of the two kinds of regulatory measures will be strengthened with the improvement of green total factor productivity. Therefore, solving water pollution depends on unremitting efforts and joint control to prevent the snowball effect and leakage. The key to pollution reduction lies in the joint-effort of green technology progress and high energy efficiency to achieve green development goals.","PeriodicalId":115326,"journal":{"name":"The 2021 12th International Conference on E-business, Management and Economics","volume":"90 3","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113959410","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A Critical Review on China's Inbound Tourism 中国入境旅游研究述评

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481238

Suyuan Zhang, Xuewang Dong, Chai Zhang, Jingjing Guan

{"title":"A Critical Review on China's Inbound Tourism","authors":"Suyuan Zhang, Xuewang Dong, Chai Zhang, Jingjing Guan","doi":"10.1145/3481127.3481238","DOIUrl":"https://doi.org/10.1145/3481127.3481238","url":null,"abstract":"The development and evolution of inbound tourism is a complex dynamic process. With the continuous complex changes of the current world situation and the rapid and healthy development of China's economy, the existing research cannot fully and truly reflect China's inbound tourism development. Based on the two major indicators of inbound tourists and international tourism revenue, this paper compares the development of inbound tourism market of six Asian tourism destinations including China, and concludes that China's inbound tourism market is sluggish with slowly growing number of inbound overnight foreign tourists and decreasing inbound tourism revenue. In the past decade, the growth rate of China's inbound tourism is not only lower than the average level of the Asia Pacific region, but also lower than that of Japan, Thailand, Vietnam, India and other neighboring countries, and even the market share of Europe and the United States is low. The factors affecting the development of inbound tourism are very complex. Through literature review, it is considered that it is very likely that Chinese tourism destinations cannot meet the perception and preference of foreigners, which requires tourism researchers to pay attention to the introduction of new materials, new theories and new methods when analyzing China's inbound tourism.","PeriodicalId":115326,"journal":{"name":"The 2021 12th International Conference on E-business, Management and Economics","volume":"42 10","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"113999955","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analyze the Value of European Options and Power Options Based on Black-Scholes Model 基于Black-Scholes模型的欧式期权和电力期权价值分析

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481235

Zijing Zhao, Taozheng Guo

引用次数: 0

The Intergenerational Transmission of The Father's Pro-Social Behavior: The Mediating Effect of The Father's Marital Satisfaction and The Parents’ Support for Co-parenting 父亲亲社会行为的代际传递:父亲婚姻满意度与父母共同抚养支持的中介作用

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481133

Li Wen, Ting Zhou, Zheng Huang

引用次数: 0

Analysis of Wechat Marketing Model in The Context of Mobile Internet Era 移动互联网时代背景下的微信营销模式分析

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481190

Qi Huang, Xiaofen Li, Hailing Liu

{"title":"Analysis of Wechat Marketing Model in The Context of Mobile Internet Era","authors":"Qi Huang, Xiaofen Li, Hailing Liu","doi":"10.1145/3481127.3481190","DOIUrl":"https://doi.org/10.1145/3481127.3481190","url":null,"abstract":"With the help of literature survey, this paper first collects data on the scale of mobile Internet users in China, the scale of mobile Internet shopping users, heralding a new era for mobile Internet. Meanwhile, data such as the frequency of WeChat usage and the number of monthly active WeChat users show that WeChat is a mobile social product most used by Chinese mobile Internet users. Then, the paper analyzes the traditional WeChat marketing models, including: the marketing model based on the People Nearby function, the marketing model based on the shake function, the marketing model based on the sweep function, etc. It pointed out the shortcomings of the traditional WeChat marketing model, such as the people nearby function have strong regional attributes, so it is only suitable for localized marketing; Shake function is not suitable to use in daily marketing activities; the circle of friends sharing marketing is disliked by many users; and the WeChat public number fans have low stickiness. Finally, the authors combine the functions and characteristics of each type of WeChat account and propose a WeChat marketing matrix model, so that the operation of each WeChat account can support and transform each other; at the same time, it propose optimization strategies for interactive marketing and content marketing, including focusing on cooperation and cultivation with opinion leaders, targeted planning of interactive content, stable release time and release content, etc., which provides more reference for enriching WeChat marketing model and enhancing fans' engagement.","PeriodicalId":115326,"journal":{"name":"The 2021 12th International Conference on E-business, Management and Economics","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128472779","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

UTAUT Model in Predicting Auditor Intention in Adopting CAATs 采用CAATs时预测审计师意图的UTAUT模型

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481142

B. Handoko, Nathalie Christina Chu

{"title":"UTAUT Model in Predicting Auditor Intention in Adopting CAATs","authors":"B. Handoko, Nathalie Christina Chu","doi":"10.1145/3481127.3481142","DOIUrl":"https://doi.org/10.1145/3481127.3481142","url":null,"abstract":"This era of the industrial revolution 4.0 affects all fields including accounting itself. So that all areas affected by the era of the industrial revolution 4.0 are both positive and negative. The industrial revolution 4.0 also has an impact on the audit field. The impact is such that auditors do not need to go to the client company's premises to request data which can now be emailed by the client company or are not required to manually calculate the client company's financial reports. The purpose of this research is to see the effect of performance expectancy, effort expectancy, social influence, and facilitating conditions on Indonesian external auditor's intention to adopt and use Computer Assisted Audit Techniques (CAATSs). This research is quantitative causal which use statistical approach to test the hypothesis. We used primary data from questionnaires for analysis. Respondent of this research is auditor who work in public accounting firm. The result of this research is performance expectancy has a sig value. 0.433, effort expectancy has a sig. value 0.03, social influence has a sig value. 0.029, and the facilitating conditions has a sig. value 0.401. So it can be stated that Performance Expectancy (X1) and Facilitating Condition (X4) have no significant effect on Auditor's Intention in Adopting CAATs (Y), Effort Expectancy (X2) and Social Influence (X3) have significant effect on Auditor's Intention in Adopting CAATs (Y).","PeriodicalId":115326,"journal":{"name":"The 2021 12th International Conference on E-business, Management and Economics","volume":"119 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116211281","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Analysis of the Investment Trend of Boxes Industry During the COVID-19 Pandemic Based on the Fama-French Five-Factor Model 基于Fama-French五因素模型的新冠肺炎疫情期间箱包行业投资趋势分析

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481243

Qihan Cong, Chi-sau. Ma

{"title":"Analysis of the Investment Trend of Boxes Industry During the COVID-19 Pandemic Based on the Fama-French Five-Factor Model","authors":"Qihan Cong, Chi-sau. Ma","doi":"10.1145/3481127.3481243","DOIUrl":"https://doi.org/10.1145/3481127.3481243","url":null,"abstract":"In early 2020, the outbreak of the COVID-19 severely hits the global economy. With the closure of many manufacturing industries, a large number of employees have lost their jobs, residential consumption fells rapidly and many firms go bankrupt. Under such background, this paper investigates the impact of the epidemic on the Boxes industry and analyzes the changes of each factor in the Boxes industry before and after the epidemic using the Fama-French five-factor model. The results show that the coefficient of market factor decreases due to the epidemic. It indicates that the industry is less sensitive to market volatility and the size factor becomes redundant. The BM ration factor changes from redundant to significant and the coefficient is positive, which indicates that investors prefer value stocks in the Boxes industry after the epidemic. The profitability factor is always redundant and the investment style factor changes from significant to redundant, showing that the COVID-19 pandemic brings opportunities and challenges to the whole industry. It also indicates that companies with a high book-to-market ratio and stable development in the Boxes industry are more valuable for investment recommendation during the epidemic.","PeriodicalId":115326,"journal":{"name":"The 2021 12th International Conference on E-business, Management and Economics","volume":"52 10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127568877","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Blockchain Technology in Food Safety Governance 食品安全治理中的区块链技术

The 2021 12th International Conference on E-business, Management and Economics Pub Date : 2021-07-17 DOI: 10.1145/3481127.3481245

Puqing Wang, Saidi Yang, Teng Li

引用次数: 0