Airlangga Journal of Innovation Management最新文献_第4页

THE ROLE OF INSURANCE IN ANTICIPATING THE RISK OF DEFAULT IN PEER TO PEER (P2P) LENDING SCHEME 点对点(p2p)借贷方案中保险在预测违约风险中的作用

Airlangga Journal of Innovation Management Pub Date : 2021-11-15 DOI: 10.20473/ajim.v2i2.27332

Ida Ayu Rhadana Satvikarani, Mas Rahmah, Dian Purnama Anugerah

{"title":"THE ROLE OF INSURANCE IN ANTICIPATING THE RISK OF DEFAULT IN PEER TO PEER (P2P) LENDING SCHEME","authors":"Ida Ayu Rhadana Satvikarani, Mas Rahmah, Dian Purnama Anugerah","doi":"10.20473/ajim.v2i2.27332","DOIUrl":"https://doi.org/10.20473/ajim.v2i2.27332","url":null,"abstract":"The presence of fintech in Indonesia is said as an answer of people needs about the ease on transaction and financing in business activity. According to Article 3 of POJK No.77 of 2016 concerning Information Technology-Based Money Lending Services, it is explained that Information Technologybased Money Lending Service is the implementation of financial services to bring lenders together with borrowers in order to make loan agreements in rupiah currency directly through electronic systems using internet networks commonly referred to as Peer to Peer (P2P) Lending. Commonly when the default in P2P Lending exist, the role of insurance is to mitigate the risk in order to support lender protection. This study reviewed the risk of default in P2P lending schemes, within discussion of insurance role in doing mitigation of default risk in P2P lending. This legal research uses normative juridical research method with statute approach and conceptual approach. The study result explain that P2P Lending is a form of investment, in which every investment must have a risk, and this risk is directly proportional to the high risk high return. Default or often referred to as non-performing loan (NPL) is a situation where borrowers are late to return principal of the loan more than 90 days from maturity time, therefore risk mitigation is important. The purpose of insurance scheme in P2P Lending fintech services is an effort to overcome losses suffered by lenders.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125852985","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

INFORMATION SYSTEM DESIGN AND INVENTORY MANAGEMENT ON PHARMACY BUSINESS WITHIN ABC-XYZ ANALYSIS METHOD 基于abc-xyz分析方法的药房业务信息系统设计与库存管理

Airlangga Journal of Innovation Management Pub Date : 2021-11-15 DOI: 10.20473/ajim.v2i2.31124

Christopher Amadeus Herlambang, J. Parung

{"title":"INFORMATION SYSTEM DESIGN AND INVENTORY MANAGEMENT ON PHARMACY BUSINESS WITHIN ABC-XYZ ANALYSIS METHOD","authors":"Christopher Amadeus Herlambang, J. Parung","doi":"10.20473/ajim.v2i2.31124","DOIUrl":"https://doi.org/10.20473/ajim.v2i2.31124","url":null,"abstract":"Inventory will difficult to be controlled when there is an increase on product item number. It needs product grouping analysis to determine product priorities. So that, an inventory management information system that supports inventory planning process becomes important to discuss. The same problem is also experienced by Kutisari pharmacy which has nearly 1500 product items that controlled by conventional-based stock and inventory recording system. Based on observations pharmacy planning is currently done based on the owner subjectivity. The expired goods is often became problem because control system is still conventional and number of product items is quite large. Researchers classify products in various stages with final result being a combination of ABC and XYZ classifications. The demand data for priority products is forecasted according to the model that gives best MAPE/MSD results and researcher improves inventory management system flow by implementing an inventory management information system at Kutisari Pharmacy. After that, an analysis is carried out to find out benefits of application system. Based on data analysis, losses from expired drugs and goods that are not recorded in warehouse resulted in lost sales of Rp. 3,312,000 in a year. In future this losses could be prevented and minimized, so that it can be benefits for pharmacy business.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123005588","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

THE EFFECT OF WORK ENVIRONMENT, WORK TRAINING AND PUNISHMENT ON WORK ACHIEVEMENT OF DPRD SECRETARIAT EMPLOYEES 工作环境、工作培训和惩罚对DPRD秘书处员工工作绩效的影响

Airlangga Journal of Innovation Management Pub Date : 2021-11-15 DOI: 10.20473/ajim.v2i2.30866

Mulya Rosalia, Kelik Purwanto, Mayroza Wiska

{"title":"THE EFFECT OF WORK ENVIRONMENT, WORK TRAINING AND PUNISHMENT ON WORK ACHIEVEMENT OF DPRD SECRETARIAT EMPLOYEES","authors":"Mulya Rosalia, Kelik Purwanto, Mayroza Wiska","doi":"10.20473/ajim.v2i2.30866","DOIUrl":"https://doi.org/10.20473/ajim.v2i2.30866","url":null,"abstract":"Human resources are a resource needed by an organization, because human resources are sources that play an active role in running of an organization and decision-making process. The existence of human resources in a company or government agency plays a very important role. By improving quality of human resources, it is expected that employees can work productively and professionally so that employee's work performance is expected to be more satisfactory according to required work standards. This study aims to determine the effect of work environment, job training and punishment on work performance of non-civil servant employees. The case study of this research is at DPRD Secretariat of Merangin Regency. The type of research used in this study is quantitative research, sample of this research is non-civil servant employees at DPRD Secretariat of Merangin Regency. This sampling uses non-probability sampling. The tool used to collect data is in form of a questionnaire consisting of 40 questions, data is analyzed using Validity Test, Reliability Test, Multicollinearity Test, Normality Test, Heteroscedasticity Test, R2 Determination Coefficient Test, Multiple Multiple Regression Analysis Test, Partial Hypothesis Testing ( T-test), Simultaneous Hypothesis Testing (F-Test). The results of this study indicate that dependent variable work environment (X1), job training (X3) and punishment (X4) have a positive and significant effect on employee performance. ","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133112105","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Financial Performance of Telecommunication Sector Companies Before And During The Covid-19 Pandemic 2019冠状病毒病大流行之前和期间电信行业公司的财务业绩

Airlangga Journal of Innovation Management Pub Date : 2021-11-15 DOI: 10.20473/ajim.v2i2.30322

Alifa Jauzaa, Heni Hirawati

{"title":"Financial Performance of Telecommunication Sector Companies Before And During The Covid-19 Pandemic","authors":"Alifa Jauzaa, Heni Hirawati","doi":"10.20473/ajim.v2i2.30322","DOIUrl":"https://doi.org/10.20473/ajim.v2i2.30322","url":null,"abstract":"This research aims to analyze the financial performance of telecommunications sektor companies judging from profitability ratios which unclude ROA, ROE, and NPM period before and during the Covid-19 pandemi. Covid-19 has an impact on the weakening of various sektors of the economy. Nevertheless, there are still some sektors that are able togrow. One of them is the telecommunications sektor. The internet plays a big role in community activities that are generally carried out online, causing an increase in the performance of telecommuniciation issuers. The data used in this study is the financial statements of telecommunication companies listed on the Indonesia Stock Exchange quarter 2 of 2019-quarter 1 of 2021 and analyzed using descriptive methods. The results showed that the financial performance of telecommunications sektor companies was guided by the average value of profitability ratios that include ROA, ROE, and NPM obtained results that during the covid-19 pandemi were first confirmed, overall, the average financial performance of telecommunications sektor companies has increased. Assesment with the analysis of Hotteling’s T2 test also provided results that there was no difference in financial performance in terms of the profitability ratio between before and during the covid-19 pandemi","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131381536","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

THE STUDY OF SME’S PERFORMANCE IN FURNITURE CARVING INDUSTRY 家具雕刻行业中小企业绩效研究

Airlangga Journal of Innovation Management Pub Date : 2021-11-15 DOI: 10.20473/ajim.v2i2.31073

Tri Siwi Agustina

{"title":"THE STUDY OF SME’S PERFORMANCE IN FURNITURE CARVING INDUSTRY","authors":"Tri Siwi Agustina","doi":"10.20473/ajim.v2i2.31073","DOIUrl":"https://doi.org/10.20473/ajim.v2i2.31073","url":null,"abstract":"The center of SMEs carving furniture in Karduluk village, Sumenep Regency in Madura, East Java which has dynamic and uncertain environment and also high level of competition. Such situation needs adequate managerial capabilities so that SME players can sustain their existence from external competition. In spite of its thriving existence, the industry has some potential problems, which need to be identified The purpose of this research is to determine the effect of the entrepreneurship orientation, the capability of business network towards the performance of SMEs through the commitment of the businessmen. This research employed quantitative analysis, which used AMOS as its method of analysis. Data collection was conducted by distributing questionnaires to 105 craftman who were also managers of craving furniture units. This research found that businessmen orientation affected the performance of carving furniture. Business networking capability affected the performance of carving furniture. Behavioral commitment had a partial mediation impact on entrepreneurship orientation towards the performance of carving furniture. Behavioral commitment had a full mediation impact on entrepreneurship orientation towards the performance of carving furniture. ","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"126 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128212591","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

BUSINESS PROCESS REENGINEERING IN THE BUSINESS PROCESS OF HAJJ AND UMRAH REGISTRATION SERVICES (CASE STUDY: MINISTRY OF RELIGION IN BALIKPAPAN CITY) 朝觐和朝圣登记服务业务流程中的业务流程再造(以巴里巴潘市宗教部为例)

Airlangga Journal of Innovation Management Pub Date : 2021-07-02 DOI: 10.20473/ajim.v2i1.25759

Ridha Auliya, I. Prabowo

{"title":"BUSINESS PROCESS REENGINEERING IN THE BUSINESS PROCESS OF HAJJ AND UMRAH REGISTRATION SERVICES (CASE STUDY: MINISTRY OF RELIGION IN BALIKPAPAN CITY)","authors":"Ridha Auliya, I. Prabowo","doi":"10.20473/ajim.v2i1.25759","DOIUrl":"https://doi.org/10.20473/ajim.v2i1.25759","url":null,"abstract":"The Ministry of Religion of the Republic of Indonesia is the Ministry within the Indonesian Government in charge of religious affairs. The Ministry of Religion in Balikpapan can serve in the fields of Education, Marriage, Waqf, Consultants on Household Issues, Mosque Construction, Hajj and others. The Ministry of Religion in the Field of Hajj and Umrah (PHU) Administrators as community organizers and facilitators who of course must behave professionally in serving, accompanying and assisting everything that is needed and prepared by prospective pilgrims before departure until returning to worship. Hajj and Umrah organizers as institutions within the ministry of religion certainly need to fulfill the demands of providing guidance. In this practical work, the special task carried out at the Ministry of Religion of the City of Balikpapan is to carry out Business Process Reengineering in the business process for Hajj registration services during the COVID-19 pandemic, so that the business process becomes more effective and efficient. Preparation of a Business Process with a Business Process Reengineering by providing additional activities and reducing activities. The addition of this activity for prospective pilgrims is proposed to first check the haj registration information on the kemenag.go.id website or asramahajibalikpapan.co.id. The information on the website is complete for community needs. So with the prospective pilgrims who can check Hajj registration information online, it can eliminate misunderstandings and the quality of service provided by the Ministry of Religion is already very good.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125527688","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

DEPENDENCE OF PLAYING ONLINE GAMES WITH TIME MANAGEMENT AND PRO-SOCIAL BEHAVIOR 网络游戏对时间管理和亲社会行为的依赖

Airlangga Journal of Innovation Management Pub Date : 2021-07-02 DOI: 10.20473/ajim.v2i1.27566

Yoessy Etna Werdini, S. Suroso, Tatik Meiyutariningsih

{"title":"DEPENDENCE OF PLAYING ONLINE GAMES WITH TIME MANAGEMENT AND PRO-SOCIAL BEHAVIOR","authors":"Yoessy Etna Werdini, S. Suroso, Tatik Meiyutariningsih","doi":"10.20473/ajim.v2i1.27566","DOIUrl":"https://doi.org/10.20473/ajim.v2i1.27566","url":null,"abstract":"The purpose of this research is to know the relationship of dependence of playing online games with time management and behavioural prososial. Time management is an ability of students in use of time,that can set goals, priorities, and do control time in self-regulation. Prososial behavior is an action that encourages someone to do interpersonal relationships, working, honest and helping others. Online game addiction is a state of person who are tied to very strong habits and cannot off to play games online from time to time regardless of a negative impact to them. Analysis method used is quantitative approach using Product Moment Correlation technique of using 96 samples in class 2 State Junior High School 13 on Surabaya city. The result showed a positive relationship of dependence play online games with time management retrieved value rxy = 0.291 with probability of 0.004 (p < 0.05) there is a positive relationship of dependence with online gaming behavior prososial retrieved values rxy2 = 0.339 with probabili ties of 0.001 (p < 0.05). Thoose, the hypothesis about negative relationships between dependency play online games with time management and prosocial behavior, denied. ","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"141 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116763626","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Generation Z Perception of Counterfeit Product Attribute and The Influence Toward Purchase Intention Z世代对假冒产品属性的感知及其对购买意愿的影响

Airlangga Journal of Innovation Management Pub Date : 2021-07-02 DOI: 10.20473/ajim.v2i1.26224

Distiani Fitria Kusuma

引用次数: 3

Succession Planning in Micro and Small Family Business (Case: Micro and Small Family Business in East Jakarta) 微型和小型家族企业的继任规划(案例:东雅加达微型和小型家族企业)

Airlangga Journal of Innovation Management Pub Date : 2021-07-02 DOI: 10.20473/ajim.v2i1.26567

S. Pramudya

引用次数: 0

IMPROVING PERFORMANCE THROUGH REST TIME SYSTEM DESIGN: PHYSIOLOGICAL INTEGRATION AND QUALITY FUNCTION DEVELOPMENT 通过休息时间系统设计提高成绩:生理整合和素质功能发展

Airlangga Journal of Innovation Management Pub Date : 2021-07-02 DOI: 10.20473/ajim.v2i1.25384

Johan Alfian Pradana

{"title":"IMPROVING PERFORMANCE THROUGH REST TIME SYSTEM DESIGN: PHYSIOLOGICAL INTEGRATION AND QUALITY FUNCTION DEVELOPMENT","authors":"Johan Alfian Pradana","doi":"10.20473/ajim.v2i1.25384","DOIUrl":"https://doi.org/10.20473/ajim.v2i1.25384","url":null,"abstract":"Overwork is the cause of above-normal pulses. Rest time role needed to re-normalize pulse. The research aims to design the right rest system with a Physiology and Quality Function Deployment approach in tofu craftsmen of the male gender in Kediri district. The method with the first stage performs measurements of pulse, oxygen consumption, metabolism, energy and intervention. The second stage performs a set of attributes needs of craftsmen and technical responses from MSME owners know with the final results of attribute selection based on the highest weight. The results showed an effective rest time of 233.9 minutes per 6 hours of work reviewed from the physiological approach. Rest time with Quality Function Deployment approach weighing 192.02 is worship with a time of 20 minutes; sleep weight 182.25 with a time of 60 minutes; evaluation weighed 157.84 with a time of 120 minutes; heating weighs 152.96 with a time of 20 minutes; and drinking water weighed 121.85 with a time of 13.9 minutes. With this result, a break design system can be applied to improve the performance of tofu craftsmen. Subsequent development may lead to reduced rest time but result in greater performance.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"86 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-07-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125916350","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2