发布求助
文献互助 智能选刊 最新文献

FINANCIAL PLANNING REVIEW最新文献

筛选
英文 中文
Personality, financial risk-taking attitude, and older individuals' stock investment decisions 个性、金融冒险态度与老年人股票投资决策
FINANCIAL PLANNING REVIEW Pub Date : 2023-10-11 DOI: 10.1002/cfp2.1171
Yi Liu, Sarah Del Asebedo, Blain Pearson
{"title":"Personality, financial risk-taking attitude, and older individuals' stock investment decisions","authors":"Yi Liu,&nbsp;Sarah Del Asebedo,&nbsp;Blain Pearson","doi":"10.1002/cfp2.1171","DOIUrl":"10.1002/cfp2.1171","url":null,"abstract":"<p>This study investigates the relationship between personality traits and older individuals' stock investment decisions using structural equation modeling. The results suggest that greater openness and extraversion are associated with a higher propensity to participate in stock investments and hold a larger proportion of stock investments relative to their other financial assets. Additionally, the findings suggest that those with greater conscientiousness and agreeableness are less likely to hold stock investments and tend to hold smaller proportions of stock investments relative to other financial assets. Last, the results indicate that those with greater openness and extraversion are more willing to take financial risks, whereas those with greater conscientiousness and agreeableness display less willingness to take financial risks.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"6 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136212162","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
A test of the spender-saver perception scale 消费-储蓄感知量表的测试
FINANCIAL PLANNING REVIEW Pub Date : 2023-09-28 DOI: 10.1002/cfp2.1170
Michelle Kruger, John E. Grable
{"title":"A test of the spender-saver perception scale","authors":"Michelle Kruger,&nbsp;John E. Grable","doi":"10.1002/cfp2.1170","DOIUrl":"10.1002/cfp2.1170","url":null,"abstract":"<p>The purpose of this paper is to present insights into the development, testing, and use of the Spender-Saver Perception Scale—a scale that measures a person's perception of their romantic partner's financial behavior on a continuum from spender to saver.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"6 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-09-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/cfp2.1170","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135425271","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Racial and gender differences in financial advice seeking: Evidence from the National Financial Capability Study 寻求财务咨询的种族和性别差异：来自国家财务能力研究的证据
FINANCIAL PLANNING REVIEW Pub Date : 2023-09-28 DOI: 10.1002/cfp2.1169
Miranda Reiter, Di Qing
{"title":"Racial and gender differences in financial advice seeking: Evidence from the National Financial Capability Study","authors":"Miranda Reiter,&nbsp;Di Qing","doi":"10.1002/cfp2.1169","DOIUrl":"10.1002/cfp2.1169","url":null,"abstract":"<p>There is a growing interest to increase diversity among consumers who are seeking financial advice, but the influences of race and gender on financial advice seeking have not been widely explored in the literature. We examine the role of race and gender on financial advice seeking among U.S. households by employing a decomposition technique. The findings highlight that asking for financial advice is not determined by race or gender in and of itself, but by the racial and gender differences in the predictors associated with financial advice seeking. Black and female consumers were found to be more likely to ask for financial advice when making savings and investment decisions. The relationships between financial advice seeking and income level, employment status, education level, and subjective knowledge differed significantly for Black and White consumers. Employment status, race, and homeownership differed significantly for women and men seeking financial advice. The results show that the predictors which explain financial advice seeking may not apply in the same way to all consumers. Practitioners can use this research to refine how they market and gain a better understanding of how race and gender are associated with certain important variables that are associated with seeking financial advice.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"7 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-09-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135425140","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Verification of the Structural Model of Financial Well-being and Related Factors: Focusing on the Role of Financial Management Skills 财务幸福感结构模型及相关因素的验证:关注财务管理技能的作用
FINANCIAL PLANNING REVIEW Pub Date : 2023-08-31 DOI: 10.36029/fpr.2023.08.16.3.145
Younju Jang, Eunmi Kim, Minjung Kim
{"title":"Verification of the Structural Model of Financial Well-being and Related Factors: Focusing on the Role of Financial Management Skills","authors":"Younju Jang, Eunmi Kim, Minjung Kim","doi":"10.36029/fpr.2023.08.16.3.145","DOIUrl":"https://doi.org/10.36029/fpr.2023.08.16.3.145","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135988006","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Scale for Money Attitude of Adults: Developing and Its Applications 成人金钱态度量表的开发与应用
FINANCIAL PLANNING REVIEW Pub Date : 2023-08-31 DOI: 10.36029/fpr.2023.08.16.3.1
Jae-Kyung Choi, Se-Jeong Yang
{"title":"Scale for Money Attitude of Adults: Developing and Its Applications","authors":"Jae-Kyung Choi, Se-Jeong Yang","doi":"10.36029/fpr.2023.08.16.3.1","DOIUrl":"https://doi.org/10.36029/fpr.2023.08.16.3.1","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"147 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135988009","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
From the Executive Editor 来自执行主编
FINANCIAL PLANNING REVIEW Pub Date : 2023-08-31 DOI: 10.1002/cfp2.1168
Stephen M. Horan
{"title":"From the Executive Editor","authors":"Stephen M. Horan","doi":"10.1002/cfp2.1168","DOIUrl":"https://doi.org/10.1002/cfp2.1168","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"6 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"50156021","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Realized Income Replacement Rate of Public Pensions for the Retirees and Retired Households 退休人员和退休家庭公共养老金实现收入替代率
FINANCIAL PLANNING REVIEW Pub Date : 2023-08-31 DOI: 10.36029/fpr.2023.08.16.3.173
Kyung-Wook Cha
{"title":"Realized Income Replacement Rate of Public Pensions for the Retirees and Retired Households","authors":"Kyung-Wook Cha","doi":"10.36029/fpr.2023.08.16.3.173","DOIUrl":"https://doi.org/10.36029/fpr.2023.08.16.3.173","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135988001","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
A Study on Retirement Preparation Among Young Adults 青年人退休准备的研究
FINANCIAL PLANNING REVIEW Pub Date : 2023-08-31 DOI: 10.36029/fpr.2023.08.16.3.91
Sohyeon Cho, Hyuncha Choe
{"title":"A Study on Retirement Preparation Among Young Adults","authors":"Sohyeon Cho, Hyuncha Choe","doi":"10.36029/fpr.2023.08.16.3.91","DOIUrl":"https://doi.org/10.36029/fpr.2023.08.16.3.91","url":null,"abstract":"본 연구는 은퇴준비의 영역을 여가 및 취미활동, 일 및 사회활동, 사회관계, 주거환경, 마음의 안정, 재무, 건강 등 7가지의 영역으로 구분하여 은퇴준비에 대한 사회초년생들의 인식과 역량, 그리고 실제로 은퇴준비를 하고 있는 현황을 파악하고 은퇴준비의 인식, 역량, 실태간 구조적 관계를 은퇴준비 영역별로 살펴보며, 은퇴준비 영역별 중요성인식이 은퇴준비 역량과 실태의 관계를 매개하여 사회초년생의 은퇴준비에 영향을 미치는지 살피고자 하였다. 이를 위해 취업한 지 5년 이내로 경제활동을 본격적으로 시작하며 정기적인 월 소득이 있는 20~30대인 사회초년생 540명을 대상으로 온라인 설문조사를 실시한 자료를 토대로 연구문제를 해결하였다. 연구결과 사회초년생은 모든 은퇴준비 영역에서 필요성은 인식하고 있었으나 재무적인 은퇴준비와 관련이 깊은 영역의 중요성을 더 높게 인식하였다. 은퇴준비에 필요한 역량의 수준은 지식, 기능, 태도 순이었으며, 은퇴준비 실태의 경우 건강과 재무적 영역에서 은퇴준비를 하고 있는 수준이 높은 것으로 나타났다. 사회초년생의 특성에 따른 은퇴준비인식과 역량의 차이를 살펴보면 남성에 비해 여성일수록, 학력이 낮은 집단일수록, 소득이 낮을수록 은퇴준비를 중요하게 생각하는 인식 수준은 높은 반면 은퇴준비 기능과 은퇴준비 수준이 낮게 나타났다. 사회초년생의 은퇴준비 영역별 실태와 은퇴준비 역량 및 중요성 인식간의 관계에 대한 분석결과 전반적으로 은퇴준비 지식 역량은 은퇴준비 실태에 단독으로 영향을 미치기보다는 중요성 인식에 영향을 주거나 이를 매개하여 완전매개효과가 나타나 은퇴준비에 대한 인식과 함께 고양시킬 필요가 있음을 보여주었다. 한편 은퇴준비지식이 중요성 인식을 통해 실태에 미치는 완전매개효과의 통계적 유의성을 확보한 영역은 재무와 건강 영역으로, 앞서 사회초년생들이 가장 필요하고 중요하게 인식하던 영역에서 완전매개효과가 두드러지게 나타남을 확인하였다. 은퇴준비지식은 인식에 영향을 주는 반면, 은퇴준비 태도 역량은 인식에 영향을 미치지 못하며, 은퇴준비지식은 실태에 영향을 미치지 못하지만 은퇴준비 태도와 기능 역량은 실태에 영향을 미치는 경우가 많았다. 따라서 은퇴준비 지식, 태도, 기능의 역량이 종합적으로 은퇴준비 실태로 이어져야 함을 확인할 수 있었다. 이는 필요한 은퇴준비 영역별로 사회초년생에게 은퇴준비를 위한 다양한 제언을 효과적으로 제공해야 함을 시사한다.","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135987699","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Effects on the Recognition of Retirement Life and Financial Planning Counseling of Office Workers to Financial and Non-Financial Retirement Satisfaction Predictive Measures 退休生活认知及财务规划咨询对财务及非财务退休满意度预测的影响
FINANCIAL PLANNING REVIEW Pub Date : 2023-08-31 DOI: 10.36029/fpr.2023.08.16.3.35
Youngsoon Cho, Namtae Park
{"title":"Effects on the Recognition of Retirement Life and Financial Planning Counseling of Office Workers to Financial and Non-Financial Retirement Satisfaction Predictive Measures","authors":"Youngsoon Cho, Namtae Park","doi":"10.36029/fpr.2023.08.16.3.35","DOIUrl":"https://doi.org/10.36029/fpr.2023.08.16.3.35","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135988008","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Characteristics of Victims of mis-sold Financial Investment Products and a Study on the Types of Complaining Behavior and Determinants 金融投资产品不当销售受害者特征、投诉行为类型及影响因素研究
FINANCIAL PLANNING REVIEW Pub Date : 2023-08-31 DOI: 10.36029/fpr.2023.08.16.3.119
Min-Joo Gwak
{"title":"Characteristics of Victims of mis-sold Financial Investment Products and a Study on the Types of Complaining Behavior and Determinants","authors":"Min-Joo Gwak","doi":"10.36029/fpr.2023.08.16.3.119","DOIUrl":"https://doi.org/10.36029/fpr.2023.08.16.3.119","url":null,"abstract":"본 연구는 금융소비자를 보호하기 위한 제도가 시행되고 있지만 여전히 불완전판매로 인한 금융민원이 발생함에 따라 금융피해를 감소시킬 수 있는 방안을 모색하고자 금융투자상품 이용소비자의 피해 경험과 소비자 불만호소행동의 결정요인을 살펴보았다. 이를 위해 최근 3년 이내 금융투자상품을 거래하면서 금융피해를 경험한 소비자를 대상으로 온라인 전문 리서치 업체를 이용하여 설문조사를 실시하였으며, 주요 연구 결과는 다음과 같다.BR 첫째, 금융투자상품을 이용하는 소비자의 금융 피해 경험을 살펴본 결과, 금융소비자의 위험성향에 맞지 않는 금융상품을 판매하거나 설명의 의무를 게을리하는 등 여전히 불완전판매가 이루어지고 있다고 금융소비자들은 인식하고 있었다. 둘째, 금융피해 경험이 있는 소비자는 대면 방식보다는 비대면 방식으로 금융투자상품에 가입하는 비율이 높았으며, 투자하는 목적으로 여유자금 마련(28.5%)과 노후자금 마련(26.8%)의 비율이 높았다. 또한 금융투자상품 관련 정보를 획득하는 경로 1순위는 금융 전문 웹사이트나 앱(19.2%)이 아닌 SNS(21.5%)인 것으로 나타났다. 셋째, 금융피해 경험이 있는 소비자는 불만호소행동 유형 중 무행동, 금융회사 직접대응, 퇴출, 부정적 구전활동 등을 주로 하고 있는 것으로 나타났다. 특히 아무런 행동을 하지 않는 이유로는 ‘정신적으로 힘들 것 같아서’(26.5%)와 ‘처리하는 방법을 잘 몰라서’(26.0%)가 높은 비율을 보였다. 넷째, 금융 특성 중 자기과신 성향과 금융지식 수준이 높고, 투자자 교육을 받은 경험이 있는 경우에는 적극적인 불만호소행동을 하는 것으로 나타났다. 다섯째, 금융투자상품을 거래하는 과정에서 피해가 발생한 경우 자신의 불만을 표현하도록 영향을 미치는 주요 변수는 불만호소행동에 대한 긍정적인 태도인 것으로 나타났다.","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135987697","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
首页 上一页 下一页 尾页
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整，为了账户安全，请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
请完成安全验证×
相关产品
×
本文献相关产品
联系我们：info@booksci.cn Book学术提供免费学术资源搜索服务，方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号：481959085
Book学术官方微信