发布求助
文献互助 智能选刊 最新文献

FINANCIAL PLANNING REVIEW最新文献

筛选
英文 中文
Predicting mortality from credit reports 根据信用报告预测死亡率
FINANCIAL PLANNING REVIEW Pub Date : 2021-12-06 DOI: 10.1002/cfp2.1135
Giacomo De Giorgi, Matthew Harding, Gabriel F. R. Vasconcelos
{"title":"Predicting mortality from credit reports","authors":"Giacomo De Giorgi,&nbsp;Matthew Harding,&nbsp;Gabriel F. R. Vasconcelos","doi":"10.1002/cfp2.1135","DOIUrl":"10.1002/cfp2.1135","url":null,"abstract":"<p>Data on hundreds of variables related to individual consumer finance behavior (such as credit card and loan activity) is routinely collected in many countries and plays an important role in lending decisions. We postulate that the detailed nature of this data may be used to predict outcomes in seemingly unrelated domains such as individual health. We build a series of machine learning models to demonstrate that credit report data can be used to predict individual mortality. Variable groups related to credit cards and various loans, mostly unsecured loans, are shown to carry significant predictive power. Lags of these variables are also significant thus indicating that dynamics also matters. Improved mortality predictions based on consumer finance data can have important economic implications in insurance markets but may also raise privacy concerns.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"4 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-12-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77585889","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Design and Implementation of a Coaching Program for Financial Planning 财务规划辅导计划的设计与实施
FINANCIAL PLANNING REVIEW Pub Date : 2021-11-30 DOI: 10.36029/fpr.2021.11.14.4.69
Yeahee Kim, Hyun Choe
{"title":"Design and Implementation of a Coaching Program for Financial Planning","authors":"Yeahee Kim, Hyun Choe","doi":"10.36029/fpr.2021.11.14.4.69","DOIUrl":"https://doi.org/10.36029/fpr.2021.11.14.4.69","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"2 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88325486","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect of Real Estate Project Financing on Defaults in Peer-to-Peer Loans 房地产项目融资对p2p贷款违约的影响
FINANCIAL PLANNING REVIEW Pub Date : 2021-11-30 DOI: 10.36029/fpr.2021.11.14.4.21
Sowon Lee
{"title":"The Effect of Real Estate Project Financing on Defaults in Peer-to-Peer Loans","authors":"Sowon Lee","doi":"10.36029/fpr.2021.11.14.4.21","DOIUrl":"https://doi.org/10.36029/fpr.2021.11.14.4.21","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"59 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"91144135","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Diversity in financial planning: Race, gender, and the likelihood to trust a financial planner 理财规划的多样性:种族、性别和信任理财规划师的可能性
FINANCIAL PLANNING REVIEW Pub Date : 2021-11-30 DOI: 10.1002/cfp2.1134
M. Reiter, Martin Seay, Ajamu C. Loving
{"title":"Diversity in financial planning: Race, gender, and the likelihood to trust a financial planner","authors":"M. Reiter, Martin Seay, Ajamu C. Loving","doi":"10.1002/cfp2.1134","DOIUrl":"https://doi.org/10.1002/cfp2.1134","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"88 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"91359751","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
The Uncertainty of China"s Economic Policy and Bank Credit Supply 中国经济政策的不确定性与银行信贷供给
FINANCIAL PLANNING REVIEW Pub Date : 2021-11-30 DOI: 10.36029/fpr.2021.11.14.4.41
W. Wen, Kwang-soo Park
{"title":"The Uncertainty of China\"s Economic Policy and Bank Credit Supply","authors":"W. Wen, Kwang-soo Park","doi":"10.36029/fpr.2021.11.14.4.41","DOIUrl":"https://doi.org/10.36029/fpr.2021.11.14.4.41","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"30 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85858827","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Introduction to the Household Finance and Health Special Issue 家庭财务与健康特刊导言
FINANCIAL PLANNING REVIEW Pub Date : 2021-11-15 DOI: 10.1002/cfp2.1133
Vicki L. Bogan
{"title":"Introduction to the Household Finance and Health Special Issue","authors":"Vicki L. Bogan","doi":"10.1002/cfp2.1133","DOIUrl":"10.1002/cfp2.1133","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"4 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"73857610","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Emerging adulthood milestones, perceived capability, and psychological well-being while transitioning to adulthood: Evidence from a national study 成年初期的里程碑，感知能力，以及过渡到成年的心理健康:来自一项全国性研究的证据
FINANCIAL PLANNING REVIEW Pub Date : 2021-11-12 DOI: 10.1002/cfp2.1132
Swarn Chatterjee, Jinhee Kim, Saerom Chung
{"title":"Emerging adulthood milestones, perceived capability, and psychological well-being while transitioning to adulthood: Evidence from a national study","authors":"Swarn Chatterjee,&nbsp;Jinhee Kim,&nbsp;Saerom Chung","doi":"10.1002/cfp2.1132","DOIUrl":"10.1002/cfp2.1132","url":null,"abstract":"<p>Using the 2017 wave of the transition to adulthood dataset, this study examined the association between the achievement of key milestone markers of adulthood and the well-being of emerging adults between ages 18 and 28. Results indicate that relationship status, financial behavior, and perceived capability were positively associated with the well-being of emerging adults. The results also indicate that financial responsibility, mediated by cohabiting relationship status, was negatively associated with relationship satisfaction and life satisfaction of emerging adults. All relationship categories were positively associated with well-being when compared with the reference group of emerging adults who were single and not in a relationship. The study also found that being African Americans or other racial-ethnic minority groups was negatively associated with life satisfaction, thus indicating a greater need for programs and policies to bridge the gap in perceived well-being that currently exists between Non-Hispanic Whites and other racial-ethnic minority groups. Educational attainment was positively associated with the perceived well-being of emerging adults. Implications of the key findings of this study are included for financial planners, scholars, and policymakers.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"4 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-11-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83446356","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
CFP board anonymous case histories: Ethical themes of compensation disclosure CFP董事会匿名案例:薪酬披露的伦理主题
FINANCIAL PLANNING REVIEW Pub Date : 2021-10-28 DOI: 10.1002/cfp2.1126
Derek J. Sensenig, Meghaan Lurtz, Mindy Joseph, Josh Harris, Kenneth J. White, Megan McCoy
{"title":"CFP board anonymous case histories: Ethical themes of compensation disclosure","authors":"Derek J. Sensenig,&nbsp;Meghaan Lurtz,&nbsp;Mindy Joseph,&nbsp;Josh Harris,&nbsp;Kenneth J. White,&nbsp;Megan McCoy","doi":"10.1002/cfp2.1126","DOIUrl":"10.1002/cfp2.1126","url":null,"abstract":"<p>This study analyzed the CFP® Board's anonymous case histories (ACH) for the ethical use and misuse of compensation disclosures on the CFP Board's “Find A CFP Professional” tool. More specifically we explored the research question: what are the characteristics of CFP professionals who have violated established ethical standards regarding fee-only, fee-based, and commission fee structures from 2009 to 2020 according to the theory of fraudulent ethical behavior? A thematic analysis was used to compare cases in which CFP certificants incorrectly characterized their compensation structure (<i>n</i> = 23). Four themes emerged: practitioner characteristics, firm characteristics, payment characteristics, and culpability. Each theme was examined under the fraud pentagon's theoretical framework (Crowe, 2011). Several interesting findings emerged from the study, including tenured professionals representing a larger proportion of planners who committed ethics violations than previous research would suggest. In addition, there appeared to be difficulties understanding the fee-only structure when working under certain licenses or firm structures. These findings support the need to maintain public disclosure of fee-structure for consumers, highlights the importance of educating consumers on the differences between compensation types, and reinforces the need for continued education for CFP professionals to stay abreast of compliance matters.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"4 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81680243","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
A facet measure of money madness: A preliminary analyses of a new questionnaire 金钱疯狂的一个侧面测量:对一份新问卷的初步分析
FINANCIAL PLANNING REVIEW Pub Date : 2021-10-20 DOI: 10.1002/cfp2.1131
Adrian Furnham, George Horne
{"title":"A facet measure of money madness: A preliminary analyses of a new questionnaire","authors":"Adrian Furnham,&nbsp;George Horne","doi":"10.1002/cfp2.1131","DOIUrl":"10.1002/cfp2.1131","url":null,"abstract":"<p>This study reports on the development of a new, facet level questionnaire to measure “money madness” based on a well-established, four-factor model. It reviews the papers currently available to researchers on those with “money troubles” such as financial distress. In this study, 256 adult participants from diverse backgrounds, who were recruited online, completed a 52-item questionnaire designed to measure three facets of each of the four money factors: Security, Power, Love, and Freedom. They also completed a financial literacy questionnaire which had two factors. The internal reliability of the four money factors was satisfactory but this was not the case for all the facets. Factor analysis partly confirmed the hypothesized structure. Regressions indicated that associating money with power was the best predictor of financial literacy. The use of a facet or factor measure and necessary future theoretical and psychometric developments are discussed.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"4 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85264158","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
Gender differences in COVID-19-related stress and relationships with life satisfaction among financial advisors 理财顾问中与covid -19相关的压力和生活满意度的性别差异
FINANCIAL PLANNING REVIEW Pub Date : 2021-10-18 DOI: 10.1002/cfp2.1129
Derek T. Tharp, Elizabeth J. Parks-Stamm, Michael Kitces, Meghaan Lurtz
{"title":"Gender differences in COVID-19-related stress and relationships with life satisfaction among financial advisors","authors":"Derek T. Tharp,&nbsp;Elizabeth J. Parks-Stamm,&nbsp;Michael Kitces,&nbsp;Meghaan Lurtz","doi":"10.1002/cfp2.1129","DOIUrl":"10.1002/cfp2.1129","url":null,"abstract":"<p>This study examines gender differences in COVID-19-related stress and the relationship between COVID-19-related stress and life satisfaction in a large sample of financial advisors in the United States (<i>n</i> = 499). Compared to men, women reported greater increases in work-related stress since the onset of COVID-19, higher levels of stress from managing family responsibilities, and more stress from witnessing the impact of COVID-19 on their clients (i.e., empathetic stress). Using an integrative model of top-down and bottom-up influences on life satisfaction, COVID-19-related stress predicted life satisfaction among women but not men. Consistent with integrative models of both bottom-up and top-down influences on satisfaction assessment, trait affect was found to predict life satisfaction. Implications of the unequal stress of COVID-19 on men and women within the financial planning profession are discussed.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"4 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-10-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/cfp2.1129","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"91436106","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 5
首页 上一页
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整，为了账户安全，请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
请完成安全验证×
相关产品
×
本文献相关产品
联系我们：info@booksci.cn Book学术提供免费学术资源搜索服务，方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号：481959085
Book学术官方微信