Bulletin of Baikal State University最新文献

{"title":"Mathematical Models for Calculation of the Parameters of the Bank and the Borrower in the Mortgage Lending","authors":"Sergey Ovanesyan, Irina Starostacheva","doi":"10.17150/2500-2759.2021.31(4).423-430","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).423-430","url":null,"abstract":"The article covers the consideration of the issues of analysis and development of mathematical models to improve the efficiency of the mortgage lending system. The relevance of the study is due to the fact that the current mechanisms of mortgage lending in Russia do not correspond to global trends: by interest rates level; in terms of the volume of loans issued and other conditions. However, it is one of the main tools that allows to improve the population’s living conditions and, as a result, to release the socio-economic tension caused by this factor, as well as to attract additional input in the investment and construction sector, which in modern conditions is one of the most important problems. As a result of the research carried out, the article offers a mathematical model for calculating the parameters of the bank and the borrower, in order to form the most acceptable conditions for the loan. In the mathematical model, such parameters of the borrower and the lender as the price of the apartment, the percentage of the down payment from its price, the mortgage loan rate, the total debt and the loan term, as well as the share of the borrower's income allocated to monthly payments are interconnected. This model will allow the bank to determine the most suitable loan conditions regarding the payment amount, term, and available credit limit, and the borrower to calculate the parameters of the loan in order to make an informed decision on attracting it. All this, in the end, will allow banks to reduce the level of risk on issued mortgage loans, and the borrower — confidence in the ability to pay off the mortgage loan.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76043004","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Problems and Prospects of the Helium Industry in Russia","authors":"G. Rusetskaya, Alexander Yuryshev","doi":"10.17150/2500-2759.2021.31(4).448-457","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).448-457","url":null,"abstract":"The transition to an innovative way of development in the gas industry is associated with deep, comprehensive processing of natural gas, the start-up of manufacturing products with high added value. In terms of proven reserves of natural gas, Russia ranks number one in the world, the demand is constantly growing both at the domestic market and for exports. Natural and associated petroleum gases of many oil and gas condensate fields in Russia are multicomponent systems that contain a number of components important for the gas chemical industry (ethane, propane, butane, etc.). The most valuable of these is helium. The purpose of this work is to study the problems and prospects for the development of the helium industry in Russia and in the world. Using the methods of economic analysis, generalization and synthesis, the authors estimated the volume of reserves of helium-saturated gases in the fields of the country and Eastern Siberia, the state of helium production, the potential for using helium in the sectors of the Russian economy, the possibility and conditions of competitive entry into the world market. As a result, they detected Russia’s technological inferiority in a number of industries, coming from the low demand for helium, the location of potential consumers far from production centers, the high cost of helium production, the lack of reliable methods of its transportation, etc. At the same time, full-scale helium demand satisfaction of Russian industries is associated with the construction of the Amur Gas Processing Plant. The demand for helium in the countries of the world is constantly growing, an increase in consumption is observed in traditional industries and in the field of innovative technologies. The US dominance in the production of helium is gradually declining due to the depletion of some deposits. The authors make a conclusion that after 2030 Russia can satisfy domestic consumption of helium to bring the industry to an effective economic and environmental level and, while reducing the cost of production, become a major participant in its world market.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82152877","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Living Arrangements of Older Persons: Analysis of the Activities of Constituent Entities of the Russian Federation","authors":"O. Sedykh","doi":"10.17150/2500-2759.2021.31(4).534-540","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).534-540","url":null,"abstract":"The growth of the number of older persons makes it necessary to create decent favourable conditions for their lives and activities, which contributes to forming the basis for their active longevity. Nowadays, in order to solve this kind of problems, an alternative form of social service, a «foster family for older persons» is widespread in many constituent entities of the Russian Federation. Legal relations in a foster family are regulated by the rules of different branches of law. The leading role is played by the legal framework of the constituent entities. Meanwhile, one can observe a lack of consistency in defining terms and notions, as there is no legal definition of a «foster family for an older person» in the federal legislation. The purpose of the research is to establish regional similarity in documents and to find possible solutions of the problems that arise when implementing this kind of social assistance in the Irkutsk region. The content analysis conducted by the author allowed her to study the regulatory framework of the activities of foster families for older persons; to consider the options for naming the alternative form of service and its main notions; assess social demographic characteristics of people that create a foster family; to define the main conditions for creating a foster family. According to the results of the research, key directions of the activities, aimed at improving regional regulatory legal acts, are identified, organizational events, aimed at providing a possibility for older persons to stay in habitual family conditions as long as possible, are programmed. The obtained conclusions can be used to formulate regulations of the federal legislation on foster families for older persons and other regulatory legal acts and methodological documents of both federal and regional levels, which, in the future, could reduce the number of problems that arise when implementing this kind of social assistance for older persons in constituent entities of the Russian Federation.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90340836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Changes in the Local Territorial Government Organization and Their Effect on Municipal Budgets (by the Example of Trans-Baikal Region)","authors":"N. Krivonosova","doi":"10.17150/2500-2759.2021.31(4).488-501","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).488-501","url":null,"abstract":"The current reform of local governments in Russia is a process of optimization, consolidation and changing the territorial government organization, which corresponds to global trends in searching for a relevant and effective local territorial governance scheme. The new wave of interest to this process in the RF has been caused by establishing a new type of municipality, namely, municipal district. The article studies the problem of changes in local territorial governance organization in Russia and in Trans-Baikal region, in particular, as well as the effect of these changes on municipal budgets. The analytical calculations are based on the data from The Federal State Statistic Service of RF; the time lag for analyzing the local territorial governance organization is the period of 2007–2020, and 2016–2020 — for analyzing the budget funding of the transformed municipalities in Trans-Baikal region. The results of the study show that the common trends of consolidation of municipalities in Russia became evident only in 2020. According to the analysis of income and expenditures per capita, the territorial transformation of municipality influences the budget relations on the municipal level. Basing on the results of the study, the author proves the necessity of conducting a complex analysis before taking a decision to change a local territorial governance organization in order to build up the financial base of the municipalities.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90364503","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Methodical Approach of Detecting and Calculating Key Indicators of the Competitive Potential of a Trade-Logistics Company in the Conditions of Uncertainty","authors":"Ekaterina Polishchuk, K. Solodukhin","doi":"10.17150/2500-2759.2021.31(4).458-466","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).458-466","url":null,"abstract":"The significantly changed conditions of the activity of trade-logistics enterprises place heavy demands on the accuracy of calculation and planning key indicators of competitive potential. The article formulates and solves a scientific problem, which consists in the absence of a unified approach, within which not only the strategic potential of an enterprise is assessed and key indicators of competitive potential are determined, but also a toolkit for calculating values of these indicators in the conditions of fuzzy input data is proposed. It is suggested to determine the key indicators of competitive potential based on the characteristics of the corporate profile that have the potential for temporary competitive advantages with the possibility of increasing their organization, as well as the key weaknesses of the organization. To calculate the values of the key indicators of competitive potential and their planning in the conditions of uncertainty, it is proposed to use fuzzy inference systems. The article presents the results of approbation of the developed methodological approach in a particular trade and logistics company.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88608167","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A Forgotten Page of the University Science History. Historical-Economic Studies at IFTI - INEI in the 1950s-1960s: Israel D. Brin","authors":"Dmitry Maidachevsky","doi":"10.17150/2500-2759.2021.31(4).553-561","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).553-561","url":null,"abstract":"The article, which was written within a project of studying the history of creation and existence of the “invisible college” of historical and economic studies at IFEI — INEI in the 1950s–1960s, reconstructs the intellectual biography of one of its participants — Israel D. Brin. The Irkutsk period of the scientist's work is characterized by his referring to historical-economic analysis: establishing a link between the problems of state capitalism and the problems of the NEP and considering the specific institutional forms that state capitalism took during the period of the NEP in the USSR in the 1920s. The works of the political economist reflected the transformation of the economic history of the NEP into a holistic and complex scientific issue. In addition to historians, political economists got involved in the solution of this problem. Their referring to the past was caused not only by historical interest, but also by urgent problems of the present. The New Economic Policy was interesting from the point of view of the implementation of its principles as well as the use of the institutional forms of state capitalism, tested during the implementation of this policy, in the practice of the people's democracies of Europe and Asia, which were in the process of transition from capitalism to socialism after the Second World War.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74299431","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Solar Wind Parameters and Its Geoefficiency During Minimums of Four Solar Cycles","authors":"V. Degtyarev, G. Popov, S. Chudnenko","doi":"10.17150/2500-2759.2021.31(4).508-514","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).508-514","url":null,"abstract":"Recently a number of publications have appeared on the long and deep minimum in cycle 23 of solar activity. This interest is due to the fact that it turned out to be the longest and deepest in terms of the number of sunspots in the entire era of space exploration. The features of the minimum of cycle 23 of solar activity and the beginning of cycle 24 made it possible to assume that in the coming decades, a minimum of solar activity similar to the Dalton or Maunder minimum, leading to a global change in the earth's climate, may occur. Such assumptions make a detailed study of the influence of the minimum of solar cycle 23 on the parameters of the solar wind and the interplanetary magnetic field, as well as a comparison of this influence with similar manifestations in the three previous cycles very urgent. The work carried out statistical processing and analysis of data available in print and on the Internet on the indices of solar activity (W and F10.7), on geomagnetic activity, as well as on the parameters of the solar wind and interplanetary field. In contrast to other similar studies, when choosing time intervals for all cycles, only one — 12 months was used, which made it possible to exclude annual and semi-annual variations in solar wind parameters. For the considered minima of solar activity, the geoeffectiveness of the disturbed fluxes ICME, CIR, and Sheath was considered. A monotonic and very significant decrease in the geoeffectiveness of the ICME streams was found. Data processing on the hourly average values of the solar wind parameters at the minima of geomagnetic activity for 4 cycles confirmed the significant difference between cycle 23 and the previous ones in the behavior of the magnetic field. The cycle-by-cycle decrease in the geoeffectiveness of coronal ejections discussed in the press deserves a more detailed analysis using extensive data on magnetic activity indices.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83978297","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Mechanism for Effectively Meeting the Needs of the Population in Essential services by Regions Municipal Economy: Current State and Trends","authors":"A. Shupletsov, Y. Skorobogatova","doi":"10.17150/2500-2759.2021.31(4).439-447","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).439-447","url":null,"abstract":"The importance of effectively meeting the needs of the region's population in essential services under conditions of uncertainty is becoming an increasingly important and relevant area of economic development of the local economy. A systematic study carried out in the article pertaining to assessing and using the potential of interaction between the state, regions and municipalities in order to meet the needs of the population in essential services contributes to strengthening the capabilities of the local economy. But this cannot be achieved without analyzing the external and internal environment and implementing, on this basis, a forecast of a dynamic change in the economic situation, to which the power structures do not pay due attention. It was found that the shortcomings of the methodological tools lead to a low quality of the developed forecast and management decisions. The article clarifies the concept of strategic management in relation to the socio-economic development of territories, shows that solving such problem situations increases the potential of the local economy, aims at increasing efficiency and has a positive effect on strengthening the socio-economic potential of the Siberian territories. \u0000Proposals aimed at solving the problems of forecasting socio-economic development have been prepared. It is shown that the mechanism of work of state structures of territories and of business on the field of rendering socially important services to the population, based on the use of optimization theory in forecasting activity, allows to reveal unused opportunities and redistribute them in the areas being the bottlenecks. The proposals include a conceptually distributed in time optimization model of effective solutions to meet the needs of the population in the region in services based on the real state of the economy and the emerging prospects for dynamic change towards growth. This view of the problems of the local economy makes it possible to use the proposed organizational and economic solutions to the challenges with a high degree of efficiency. This stimulates the search for new approaches to the study of the problems faced by municipalities, the identification of relevant forms and methods of solving socially significant problems.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84302531","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Constitutional Principle of Social Solidarity as a Basis for the Consolidation of the Russian Society and States","authors":"S. Leonova","doi":"10.17150/2500-2759.2021.31(4).562-567","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).562-567","url":null,"abstract":"The current circumstances related to the Covid-19 pandemic, which the entire world community had to face, raised sharply the question of mutual responsibility of the society and the state. At the same time, restrictions imposed at the state level are most often assessed by citizens as excessive. As a result, the number of studies devoted to establishing the legitimacy of restricting human rights and freedoms in the conditions of the epidemic is growing, however, such a phenomenon as social solidarity remains practically ignored. It is social solidarity, understood as the cohesion of the society (not only in the face of common threats and challenges), that can become the basis for constructive interaction between the society and the state. The aim of the study was the legal understanding of social solidarity as a new constitutional principle of the Russian state, which presupposes the possibility of establishing permissible restrictions on individual rights and freedoms in the conditions of protecting the foundations of the constitutional state from the modern threats. The absence of a normative definition of social solidarity in the current legislation of Russia, despite the constitutional reform carried out in 2020, entails difficulties in the correct interpretation of this phenomenon. The use of both general scientific and special methods of cognition of socio-legal phenomena — the formal legal method and the method of legal modeling — made it possible to see in social solidarity not only the legal structure, but also the leading moral and ethical principle of interaction between the society and the state. The analysis of the domestic legal acts made it possible to conclude that the constitutional principle of social cohesion of the society and the state in the face of various threats with the observance of such elements as the rule of law, the constitutional provision of individual rights and freedoms and the conditions for their permissible restriction is the basis for the inviolability of the state and its constitutional system.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80068225","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Special Technology Development Economic Zones as a Form of Innovations Transfer","authors":"Victor Kolodin, Elizaveta Zaitseva","doi":"10.17150/2500-2759.2021.31(4).478-487","DOIUrl":"https://doi.org/10.17150/2500-2759.2021.31(4).478-487","url":null,"abstract":"In the context of global competition, sustainable development of Russian economy is impossible without introduction of innovation technologies. Although the government has taken measures to support the sphere of innovations in recent years, the processes of transferring and commercializing the technologies have not been efficient enough. The purpose of this study is to find out the reasons why special technology development economic zones created as means of innovation transfer have not become an effective tool of attracting investments and technologies in presentday Russia. The following tasks have been accomplished in the study: to determine the participants of the technology transfer process; to prove the necessity of its government support, to analyze the basic forms of technology transfer in Russia. Using various research methods, namely, information resources study, data analysis and comparison, the authors have been able to analyze the practices of creating technology development zones in Russia and estimate their efficiency. The results of the study help to determine the key problems and perspectives of improving technology development zones and prove the necessity of government support of technology transfer. The results of the study may be used for transforming the existing special economic and technology development zones in Russia into an efficient tool of attracting private investments in the economy of innovations, which could enable the country to wean itself off the technology dependence and prevent the outflow of highly qualified specialists.","PeriodicalId":9341,"journal":{"name":"Bulletin of Baikal State University","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83872781","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}