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Don't Let Disability Derail Long-Term Financial Security: Enhancing Retirement Security in a DC World. 不要让残疾破坏长期财务保障:在DC世界中加强退休保障。
Benefits quarterly Pub Date : 2016-01-01
Anna M Rappaport
{"title":"Don't Let Disability Derail Long-Term Financial Security: Enhancing Retirement Security in a DC World.","authors":"Anna M Rappaport","doi":"","DOIUrl":"","url":null,"abstract":"<p><p>Long-term disability (LTD) protection, such as a defined contribution (DC) disability supplement, is critical for good long-term security in a DC environment. For those with a strong LTD program already in place, this challenge can be addressed by providing a DC disability benefit that replaces DC contributions during periods of LTD. If there is no LTD program, that is needed first. Appropriate disability coverage is vital if the DC system truly is to deliver long-term retirement security. This article discusses issues in achieving such coverage and provides ideas to help in developing programs. Few such programs exist today, but it is hoped that this article will encourage more employers to adopt them.</p>","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"32 2","pages":"18-27"},"PeriodicalIF":0.0,"publicationDate":"2016-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"34622610","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Workplace Financial Wellness Programs Help Employees Manage Health Care Changes. 职场财务健康计划帮助员工管理医疗保健的变化。
Benefits quarterly Pub Date : 2016-01-01
Cynthia Meyer, Michael C Smith
{"title":"Workplace Financial Wellness Programs Help Employees Manage Health Care Changes.","authors":"Cynthia Meyer,&nbsp;Michael C Smith","doi":"","DOIUrl":"","url":null,"abstract":"<p><p>Employers and employees are navigating major changes in health insurance benefits, including the move to high-deductible health plans in conjunction with health savings accounts (HSAs). The HSA offers unique benefits that could prove instrumental in helping workers both navigate current health care expenses and build a nest egg for much larger health care costs in retirement. Yet employees often don't understand the HSA and how to best use it. How can employers help employees make wise benefits choices that work for their personal financial circumstances?</p>","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"32 4","pages":"20-23"},"PeriodicalIF":0.0,"publicationDate":"2016-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"35850211","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Integrated Disability Management: Implementing a Customized Whole-Person Approach. 综合残疾管理:实施定制的全人方法。
Benefits quarterly Pub Date : 2016-01-01
Phil Bruen
{"title":"Integrated Disability Management: Implementing a Customized Whole-Person Approach.","authors":"Phil Bruen","doi":"","DOIUrl":"","url":null,"abstract":"<p><p>This article describes how incorporating integrated disability management can address business challenges. It includes case studies featuring organizations that used a \"whole-person approach\" to result in (1) greater and more effective communication and reporting, (2) more satisfied and productive employees and (3) cost savings through quicker return to work when legally and medically appropriate, all in alignment with the particular needs of a given firm. One size most definitely does not fit all.</p>","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"32 2","pages":"8-13"},"PeriodicalIF":0.0,"publicationDate":"2016-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"34622608","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Examining the Evolution of Paid Parental Leave. 带薪育儿假的演变。
Benefits quarterly Pub Date : 2016-01-01
Carol Sladek
{"title":"Examining the Evolution of Paid Parental Leave.","authors":"Carol Sladek","doi":"","DOIUrl":"","url":null,"abstract":"<p><p>While the United States continues to be the only developed nation without mandated paid maternity leave, U.S. employers are blazing their own trail for new parents. This article defines parental leave, explains what's driving the increased interest in paid parental leave among employers offering it and discusses how paid parental leave can benefit employers and employees alike. Finally, the author discusses why not all employers are offering these benefits as well as considerations for employers contemplating whether paid parental leave is right for them.</p>","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"32 3","pages":"37-40"},"PeriodicalIF":0.0,"publicationDate":"2016-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"35850286","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pharmacies Denied Injunction Against Pharmacy Benefit Manager. Grasso Enterprises, LLC v. Express Scripts, Inc., 809 F.3d 1033 (8th Cir. Jan. 11,2016). 药房驳回对药房福利经理的禁令。Grasso Enterprises, LLC诉Express Scripts, Inc.， 809 F.3d 1033(2016年1月11日第8庭)。
Benefits quarterly Pub Date : 2016-01-01
{"title":"Pharmacies Denied Injunction Against Pharmacy Benefit Manager. Grasso Enterprises, LLC v. Express Scripts, Inc., 809 F.3d 1033 (8th Cir. Jan. 11,2016).","authors":"","doi":"","DOIUrl":"","url":null,"abstract":"","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"32 2","pages":"58-9"},"PeriodicalIF":0.0,"publicationDate":"2016-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"34622612","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Fund Reimbursement Under Subrogation Provisions. Central States Health and Welfare Fund v. Lewis, 745 F.3d 283 (7th Cir. 2014). 根据代位求偿规定偿还基金。中央国家卫生和福利基金诉Lewis案，745 F.3d 283(2014年第7卷)。
Benefits quarterly Pub Date : 2015-01-01
{"title":"Fund Reimbursement Under Subrogation Provisions. Central States Health and Welfare Fund v. Lewis, 745 F.3d 283 (7th Cir. 2014).","authors":"","doi":"","DOIUrl":"","url":null,"abstract":"","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"31 2","pages":"57-8"},"PeriodicalIF":0.0,"publicationDate":"2015-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"34192383","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Accidental Death and Dismemberment Benefits. Green v Life Ins. Co. of North America, 754 F.3d 324 (5th Cir. 2014). 意外死亡和伤残津贴。绿色vs生命。北美股份有限公司，754 F.3d . 324(2014年5月)。
Benefits quarterly Pub Date : 2015-01-01
{"title":"Accidental Death and Dismemberment Benefits. Green v Life Ins. Co. of North America, 754 F.3d 324 (5th Cir. 2014).","authors":"","doi":"","DOIUrl":"","url":null,"abstract":"","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"31 2","pages":"55-6"},"PeriodicalIF":0.0,"publicationDate":"2015-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"34192382","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
ERISA Preemption. Central States, Southeast & Southwest Areas Health & Welfare Fund v. Gerber Life Ins. Co., 771 F.3d 150, 151 (2d Cir. 2014). ERISA抢占。中部各州、东南和西南地区卫生和福利基金诉格伯人寿保险公司案。中国科学院学报，771 F.3d . 150, 151(2014年第2卷)。
Benefits quarterly Pub Date : 2015-01-01
{"title":"ERISA Preemption. Central States, Southeast & Southwest Areas Health & Welfare Fund v. Gerber Life Ins. Co., 771 F.3d 150, 151 (2d Cir. 2014).","authors":"","doi":"","DOIUrl":"","url":null,"abstract":"","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"31 2","pages":"58"},"PeriodicalIF":0.0,"publicationDate":"2015-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"34192384","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Impact of Long-Term Care on Retirement Wellness. 长期护理对退休健康的影响。
Benefits quarterly Pub Date : 2015-01-01
Anna M Rappaport
{"title":"Impact of Long-Term Care on Retirement Wellness.","authors":"Anna M Rappaport","doi":"","DOIUrl":"","url":null,"abstract":"<p><p>Retirement wellness is the result of retiring at an appropriate age, saving enough and managing risks appropriately. One of the major risks that often is not addressed effectively is the long-term care (LTC) risk, i.e., the risk of needing help due to physical or cognitive limitations. In 2014, the Society of Actuaries issued a call for papers on the link between LTC and retirement security. This article will discuss the topic of LTC and retirement security broadly, drawing from several of the papers. Some of the topics include the impact of LTC on the individual, family members and caregivers; modeling results showing the impact of LTC on assets needed for a secure retirement; alternative methods of financing LTC; the link between housing decisions and LTC; and some ideas for the future.</p>","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"31 2","pages":"31-44"},"PeriodicalIF":0.0,"publicationDate":"2015-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"34192381","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
... But employer need not be a mind reader. Lanier v. Univ. of Texas SW Med. Ctr., 527 Fed. Appx. 312 (5th Cir. 2013). …但雇主不必是一个读心术的人。拉尼尔诉德克萨斯大学西南医学中心案。，第527卷第312卷(2013年第5卷)。
Benefits quarterly Pub Date : 2014-01-01
{"title":"... But employer need not be a mind reader. Lanier v. Univ. of Texas SW Med. Ctr., 527 Fed. Appx. 312 (5th Cir. 2013).","authors":"","doi":"","DOIUrl":"","url":null,"abstract":"<p><p>While employees need not use the specific words \"FMLA leave\" when providing such a request, they need to provide sufficient notice to the employer to make it aware of their needs for qualified leave.</p>","PeriodicalId":79563,"journal":{"name":"Benefits quarterly","volume":"30 2","pages":"77"},"PeriodicalIF":0.0,"publicationDate":"2014-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"32634706","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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