Iqtishadia最新文献_第4页

The Effectiveness Of Productive Infaq-Based Community Economic Empowerment to The Small And Medium Enterprises (SMEs) Growth in Pekalongan 基于生产性信息的社区经济赋权对Pekalongan中小企业（SME）增长的有效性

Iqtishadia Pub Date : 2021-06-25 DOI: 10.21043/IQTISHADIA.V14I1.7910

Nurfani Arisnawati

{"title":"The Effectiveness Of Productive Infaq-Based Community Economic Empowerment to The Small And Medium Enterprises (SMEs) Growth in Pekalongan","authors":"Nurfani Arisnawati","doi":"10.21043/IQTISHADIA.V14I1.7910","DOIUrl":"https://doi.org/10.21043/IQTISHADIA.V14I1.7910","url":null,"abstract":"This study aims to find out (1) the procedure of distributing productive infaq to empower the SMEs’ economy and (2) the effectiveness of productive infaq-based economy empowerment for SMEs growth by BAZNAS through Sharia Financial Institutions in Pekalongan. This research applies a qualitative method using a phenomenology approach, where BAZNAS serves as the primary data. During data collection, this research uses triangulation: observation, interviews, and documentation. Additionally, the sample was selected based on a purposive sampling technique. This study finds out that productive infaq is allocated by sharia financial institutions. Also, the distribution of ZIS (alms and infaq) through the non-profit institutions does not apply profit sharing between BAZNAS and the institutions because it is under qardul hasan. BAZNAS utilizes the productive infaq to increase the capital for business people. If the business has achieved its targets and objectives, the program can be found to be effective. Infaq of Sharia Financial Institutions in 2017-2018 reached 160 million IDR that has been distributed to the SMEs. As a result, the distribution can be considered very effective and may need improvement to get economic growth in Pekalongan.","PeriodicalId":55756,"journal":{"name":"Iqtishadia","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-06-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46673013","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Relationship between Love of Money, Islamic Religiosity and Life Satisfaction: a Muslim’s Perspective 从穆斯林视角看金钱之爱、伊斯兰宗教信仰与生活满意度的关系

Iqtishadia Pub Date : 2020-06-17 DOI: 10.21043/iqtishadia.v13i1.7333

Arif - Hoetoro

引用次数: 7

Zakah Rate In Islamic Stock Performance Models: Evidence From Indonesia 伊斯兰股票表现模型中的天课率:来自印度尼西亚的证据

Iqtishadia Pub Date : 2020-06-15 DOI: 10.21043/iqtishadia.v13i1.6004

Mohammad Farhan Qudratullah

引用次数: 1

Islamic Financial Literacy, Promotion, and Brand Image Towards Saving Intention in Sharia Bank 伊斯兰金融知识、推广和品牌形象对伊斯兰银行储蓄意向的影响

Iqtishadia Pub Date : 2020-06-15 DOI: 10.21043/iqtishadia.v13i1.6489

A. Rozikin, I. Sholekhah

引用次数: 15

Knowledge and Awareness of Islamic Financial in Europe And America Countries 欧美国家对伊斯兰金融的认识与意识

Iqtishadia Pub Date : 2020-05-28 DOI: 10.21043/IQTISHADIA.V13I1.7207

E. Ernawati, M. Asri

引用次数: 2

Mashlaha in Financing Risk Measurement in Sharia Financing Institutions Sharia金融机构融资风险度量中的Mashlaha

Iqtishadia Pub Date : 2019-10-23 DOI: 10.21043/iqtishadia.v12i2.4992

Salmah Said, A. Sofyan, A. Amiruddin

{"title":"Mashlaha in Financing Risk Measurement in Sharia Financing Institutions","authors":"Salmah Said, A. Sofyan, A. Amiruddin","doi":"10.21043/iqtishadia.v12i2.4992","DOIUrl":"https://doi.org/10.21043/iqtishadia.v12i2.4992","url":null,"abstract":"The crisis of confidence in the credit rating agency forced Islamic financing institutions to apply risk measurement methods independently and renewed the study of credit risk measurement. Moreover, this research also discusses mashlaha (public interest) in measuring financing risk. This research uses a mixed method approach, combining quantitative methods to measure risk by utilizing CreditRisk+, and qualitative methods in analyzing mashlaha in these measurements. This study revealed that CreditRisk+ is able to measure financing risk accurately. This study also found that there is mashlaha as part of maqashid al-sharia in risk measurement, namely 1) Tahdzib al-Fard, that makes a financial institution capable of independently measuring the risk of its own financing; 2) Iqamah al-Adl, independent measurement will create information justice by comparing measurement results both internally and externally. 3) Mashlaha itself, with internal risk measurement, will reduce systemic risk. The implications of this study is the use of mashlaha in analyzing financing risk provides more stringent prudential in the measurement of financing risk.","PeriodicalId":55756,"journal":{"name":"Iqtishadia","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-10-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45680029","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

The Implementation of Good Corporate Governance to Develop Islamic Micro Insurance In Indonesia 印尼实施良好公司治理发展伊斯兰小额保险

Iqtishadia Pub Date : 2019-10-23 DOI: 10.21043/iqtishadia.v12i2.5508

I. Firmansyah

引用次数: 4

Debt And Equity-Based Financing, Size And Islamic Banks Profitability: Empirical Evidence From Indonesia 基于债务和股权的融资、规模和伊斯兰银行盈利能力：来自印度尼西亚的经验证据

Iqtishadia Pub Date : 2019-10-23 DOI: 10.21043/iqtishadia.v12i2.3539

Rofiul Wahyudi, Siti Mujibatun, Riduwan Riduwan

引用次数: 9

Is There Moral Hazard in Islamic Rural Bank Financing? 伊斯兰村镇银行融资存在道德风险吗？

Iqtishadia Pub Date : 2019-10-23 DOI: 10.21043/iqtishadia.v12i2.3875

Adelia Oktarina, Idqan Fahmi, I. Beik

引用次数: 1

Shariah Screening Methodology: Does It ‘Really’ Shariah Compliance? 伊斯兰教法筛选方法:它“真的”符合伊斯兰教法吗?

Iqtishadia Pub Date : 2019-10-23 DOI: 10.21043/iqtishadia.v12i2.5573

Abdullah Ayedh, A. Shaharuddin, M. Kamaruddin

{"title":"Shariah Screening Methodology: Does It ‘Really’ Shariah Compliance?","authors":"Abdullah Ayedh, A. Shaharuddin, M. Kamaruddin","doi":"10.21043/iqtishadia.v12i2.5573","DOIUrl":"https://doi.org/10.21043/iqtishadia.v12i2.5573","url":null,"abstract":"The Shariah financial screening indices is to exclude companies with unacceptable levels of conventional debt, liquidity, interest-based investment and/or impure income. Ideally, companies must not borrow on the basis of interest rate, nor invest in debt-bearing instruments, as well as not generating income through any other Shariah-impermissible activities. However, such restrictions would screen out the vast majority - if not all - of the stocks that are available on the market, even those listed in Islamic countries. Based on this condition, Shariah scholars tried to come out with a set of Shariah indices to be tested on existing companies in order to classify them as Shariah-compliant companies. Thus, the aim of this paper is to explore and critically analyse comparison of Shariah screening methodology amongst major Shariah indices in the world. By applying the reviewing for all related literature and contents of Shariah screening’s laws and regulations. It can be stated that several group of Shariah indices can be categorized. Firstly, under qualitative measures (business activities), there are two groups which are: (i) financial activities orientation; and (ii) indic with non-financial activities orientation. Meanwhile, under quantitative measures (financial ratios), another several groups can be categorized based on different adoption in the nominator, denominator and tolerate percentage used. It is hoped that this work would inspire more research on Shariah screening using different research methods and compare between the indices according to segments this research argued. Besides, the policy makers should give more attention to ensure the Shariah screening practices and the enhancement Shariah screening standardizing among the major Shariah indices. Last but not least, investors and stakeholders whom concern of Shariah screening could also benefited of the findings of this study by having better understanding of Shariah screening practices and compare between existed indices.","PeriodicalId":55756,"journal":{"name":"Iqtishadia","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2019-10-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46290315","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 11