发布求助
文献互助 智能选刊 最新文献

Journal of Risk and Insurance最新文献

筛选
英文 中文
Membership Benefits 会员好处
IF 1.7 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-08-27 DOI: 10.1111/jori.70017
{"title":"Membership Benefits","authors":"","doi":"10.1111/jori.70017","DOIUrl":"https://doi.org/10.1111/jori.70017","url":null,"abstract":"","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":""},"PeriodicalIF":1.7,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.70017","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144910176","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Annual Meeting 年度会议
IF 1.7 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-08-27 DOI: 10.1111/jori.70018
{"title":"Annual Meeting","authors":"","doi":"10.1111/jori.70018","DOIUrl":"https://doi.org/10.1111/jori.70018","url":null,"abstract":"","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":""},"PeriodicalIF":1.7,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144910177","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Issue Information: Journal of Risk and Insurance 3/2025 发行信息：《风险与保险杂志》第3/2025期
IF 1.7 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-08-27 DOI: 10.1111/jori.12477
{"title":"Issue Information: Journal of Risk and Insurance 3/2025","authors":"","doi":"10.1111/jori.12477","DOIUrl":"https://doi.org/10.1111/jori.12477","url":null,"abstract":"","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":"577-579"},"PeriodicalIF":1.7,"publicationDate":"2025-08-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.12477","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144910178","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Shared exposures or management fashions? Antecedents of convergence in the insurance and banking industries 共享公开还是管理模式？保险业和银行业融合的先兆
IF 1.7 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-08-20 DOI: 10.1111/jori.70013
Lei Fang, Gianvito Lanzolla, Andreas Tsanakas
{"title":"Shared exposures or management fashions? Antecedents of convergence in the insurance and banking industries","authors":"Lei Fang,&nbsp;Gianvito Lanzolla,&nbsp;Andreas Tsanakas","doi":"10.1111/jori.70013","DOIUrl":"https://doi.org/10.1111/jori.70013","url":null,"abstract":"<p>We study convergence in the attention of decision-makers across the insurance and banking industries. Our analysis is based on textual risk disclosures (10-K reports, 2006–2018), providing a snapshot of corporate priorities and contexts. We theoretically link convergence with decision-making contexts via the Attention-Based View. Leveraging strategic management theory, we identify antecedents of convergence in attention and, therefore, potentially, risk contagion. These include common trends in the macro-environment, substitution threats, and management fashions. We combine this theoretical framework with machine learning tools to create quantitative measures of convergence in attention and its antecedents. We find that the proposed measure of convergence is predictive of inter- and intra-industry stock correlations. Finally, based on regression and sensitivity analyses, we identify the relative importance of different antecedents, showing that shared risk management fashions largely drive Inter-industry convergence in attention. This highlights challenges when interpreting regulatory text data in the context of predicting contagion risk.</p>","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":"818-850"},"PeriodicalIF":1.7,"publicationDate":"2025-08-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.70013","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144909966","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Optimal retirement with long-run income risk 具有长期收入风险的最优退休
IF 1.7 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-08-12 DOI: 10.1111/jori.70014
Shan Huang, Seyoung Park, Jane Yoo
{"title":"Optimal retirement with long-run income risk","authors":"Shan Huang,&nbsp;Seyoung Park,&nbsp;Jane Yoo","doi":"10.1111/jori.70014","DOIUrl":"https://doi.org/10.1111/jori.70014","url":null,"abstract":"<p>We examine an optimal portfolio problem where an individual receives nontraded labor income and must decide how to allocate her wealth between a stock and a risk-free asset, while also determining the optimal time to retire. Specifically, we explore how incorporating long-run income risk by assuming that labor income and stock prices are cointegrated affects both the optimal asset allocation and retirement strategy. Our findings show that accounting for long-run income risk alters the optimal allocation to risky assets and the timing of retirement. This helps explain why younger individuals with limited wealth are less likely to participate in the stock market, whereas wealthier individuals tend to allocate more to risky assets. Moreover, our findings reveal a positive relationship between stock investment and retirement age, driven by the positive correlation between wealth at retirement and the chosen retirement age.</p>","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":"581-626"},"PeriodicalIF":1.7,"publicationDate":"2025-08-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.70014","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144910019","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Membership Benefits
IF 2.1 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-05-13 DOI: 10.1111/jori.70011
{"title":"Membership Benefits","authors":"","doi":"10.1111/jori.70011","DOIUrl":"https://doi.org/10.1111/jori.70011","url":null,"abstract":"","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 2","pages":"575-576"},"PeriodicalIF":2.1,"publicationDate":"2025-05-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.70011","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143944906","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Issue Information: Journal of Risk and Insurance 2/2025
IF 2.1 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-05-13 DOI: 10.1111/jori.12476
{"title":"Issue Information: Journal of Risk and Insurance 2/2025","authors":"","doi":"10.1111/jori.12476","DOIUrl":"https://doi.org/10.1111/jori.12476","url":null,"abstract":"","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 2","pages":"259-261"},"PeriodicalIF":2.1,"publicationDate":"2025-05-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.12476","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143944664","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Regulating risk culture in the insurance industry using machine learning
IF 2.1 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-05-07 DOI: 10.1111/jori.70009
Aparna Gupta, Abena Owusu
{"title":"Regulating risk culture in the insurance industry using machine learning","authors":"Aparna Gupta,&nbsp;Abena Owusu","doi":"10.1111/jori.70009","DOIUrl":"https://doi.org/10.1111/jori.70009","url":null,"abstract":"<p>This study examines the relationship between risk culture and regulation in the insurance industry using textual analysis and machine learning. By analyzing 10-K disclosures, we classify firms into distinct risk culture clusters and find that the risk culture of insurance firms is significantly shaped by their uncertain risk strategies, constraints in defining, implementing, and reporting risks, as well as litigious decisions and risk management practices. A temporal prediction analysis indicates that large insurers maintaining a poor risk culture trend are less likely to reverse it compared to those improving. Moreover, insurance firms show enhanced risk culture post-Dodd–Frank Act. Our findings underscore the potential benefits of regulations aimed at monitoring and overseeing insurers' risk practices.</p>","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 2","pages":"536-574"},"PeriodicalIF":2.1,"publicationDate":"2025-05-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143944878","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Financial regret at older ages and longevity awareness 年老时的财务遗憾和长寿意识
IF 1.7 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-04-28 DOI: 10.1111/jori.70008
Abigail Hurwitz, Olivia S. Mitchell
{"title":"Financial regret at older ages and longevity awareness","authors":"Abigail Hurwitz,&nbsp;Olivia S. Mitchell","doi":"10.1111/jori.70008","DOIUrl":"https://doi.org/10.1111/jori.70008","url":null,"abstract":"<p>To investigate financial regret among older Americans, we conduct a controlled experiment in the Health and Retirement Study. We document that many older people regret not having bought longevity protection or long-term care insurance, as well as having retired and claimed social security benefits too early. This is especially true for women, Black, and less wealthy older individuals. Additionally, we find that informing participants about objective survival probabilities boosts regret by 43% regarding not having lifetime income, and by even more for those in good health and still working.</p>","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 3","pages":"719-739"},"PeriodicalIF":1.7,"publicationDate":"2025-04-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1111/jori.70008","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"144910481","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Cyber risk assessment for capital management 资本管理的网络风险评估
IF 2.1 3区 经济学
Journal of Risk and Insurance Pub Date : 2025-04-22 DOI: 10.1111/jori.12504
Wing Fung Chong, Runhuan Feng, Hins Hu, Linfeng Zhang
{"title":"Cyber risk assessment for capital management","authors":"Wing Fung Chong,&nbsp;Runhuan Feng,&nbsp;Hins Hu,&nbsp;Linfeng Zhang","doi":"10.1111/jori.12504","DOIUrl":"https://doi.org/10.1111/jori.12504","url":null,"abstract":"<p>This paper introduces a two-pillar cyber risk management framework to address the pervasive challenges in managing cyber risk. The first pillar, cyber risk assessment, combines insurance frequency-severity models with cybersecurity cascade models to capture the unique nature of cyber risk. The second pillar, cyber capital management, facilitates informed allocation of capital for a balanced cyber risk management strategy, including cybersecurity investments, insurance coverage, and reserves. A case study, based on historical cyber incident data and realistic assumptions, demonstrates the necessity of comprehensive cost–benefit analysis for budget-constrained companies with competing objectives in cyber risk management. In addition, sensitivity analysis highlights the dependence of the optimal strategy on factors such as the price of cybersecurity controls and their effectiveness. The framework's implementation across a diverse range of companies yields general insights on cyber risk management.</p>","PeriodicalId":51440,"journal":{"name":"Journal of Risk and Insurance","volume":"92 2","pages":"424-471"},"PeriodicalIF":2.1,"publicationDate":"2025-04-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"143945007","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":3,"RegionCategory":"经济学","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
下一页 尾页
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整，为了账户安全，请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
请完成安全验证×
相关产品
×
本文献相关产品
联系我们：info@booksci.cn Book学术提供免费学术资源搜索服务，方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号：604180095
Book学术官方微信