El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam最新文献

Pengaruh Kualitas Pelayanan Paket Ibadah Umrah Reguler Terhadap Kepuasan Jama'ah pada Travel PT. Zam-Zam Wisata Islami 定期乌姆拉朝拜套餐的服务质量对旅行 PT.Zam-Zam Wisata Islami 的 Jama'ah 满意度的影响

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-08-09 DOI: 10.47467/elmal.v5i8.4590

Sarma Hasibuan

引用次数: 0

Analisis Faktor Kualitas Informasi Aplikasi SAMBARA Pajak Kendaraan Bermotor di Jawa Barat 西爪哇机动车税 SAMBARA 应用程序信息质量的因子分析

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-08-09 DOI: 10.47467/elmal.v5i8.4567

Rizka Hayya, Nelsi Wisna, Irman Hariman

{"title":"Analisis Faktor Kualitas Informasi Aplikasi SAMBARA Pajak Kendaraan Bermotor di Jawa Barat","authors":"Rizka Hayya, Nelsi Wisna, Irman Hariman","doi":"10.47467/elmal.v5i8.4567","DOIUrl":"https://doi.org/10.47467/elmal.v5i8.4567","url":null,"abstract":"The high level of motor vehicle tax achieved in West Java is closely linked to public awareness in paying their vehicle tax. However, tax revenues still face issues. This research investigates the impact of the Sambara application's quality on the quality of information provided. The information quality variable is crucial as it ensures users receive accurate, relevant, and timely information, affecting the overall user experience. The research aims to examine the correlation between the level of Sambara application information and the application's overall quality and measure how information quality influences the application's overall assessment. Data was acquired by administering a questionnaire using a basic random sample technique based on the motor vehicle population in West Java. The research is conducted with simple linear regression calculations to produce predictive answers and hypotheses. Results indicate a correlation of a favorable nature between the application's quality and the information quality provided. Improving the Sambara application's quality enhances the information quality received by users. The R²-Score of 0.67798 shows that approximately 67.798% of the variability in information quality assessment can be explained by the application's quality","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"44 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-08-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141924209","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Optimalisasi Produktivitas Kerja melalui Sistem Manajemen Kinerja: Peran Kepuasan Kerja sebagai Faktor Intervensi 通过绩效管理系统优化工作效率：工作满意度作为干预因素的作用

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-08-08 DOI: 10.47467/elmal.v5i8.4560

Partimah Partimah, Sutianingsih Sutianingsih

引用次数: 0

Pengaruh Pembiayaan terhadap Peningkatan Pendapatan UMKM pada PT. BTPN Syariah KC. Tanjung Balai 融资对增加 PT BTPN Syariah KC.中小微企业收入的影响丹绒巴莱

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-05-06 DOI: 10.47467/elmal.v5i5.2400

Putri Mildani Sari Sibarani, Syahrul Amsari

{"title":"Pengaruh Pembiayaan terhadap Peningkatan Pendapatan UMKM pada PT. BTPN Syariah KC. Tanjung Balai","authors":"Putri Mildani Sari Sibarani, Syahrul Amsari","doi":"10.47467/elmal.v5i5.2400","DOIUrl":"https://doi.org/10.47467/elmal.v5i5.2400","url":null,"abstract":"This research is aimed at customers of banks in particular UMKM perpetrators need sufficient funding to conduct their business which in the end improve their opinion. The influence of financing on the revenue of UMKM category customers on BTPN Shariah KC. Tanjung Balai. BTPN Shariah contributes to the Indonesian economy by creating jobs and reducing poverty. However, the limited capital available to UMKM hampers its development, and this is where Sharia financing can play an important role, so explore how Sharia funding can provide opportunities for UMKM with limited capital to develop its business and contribute to the economic growth of UMKM in Tanjung Balai. With primary data collected through questionnaires, quantitative methods are used in this research. BTPN Shariah KC. Tanjung Balai was asked to answer the questionnaire. A simple linear regression method is used to analyze data using the SPSS 23 program. The results of the research show that the financing variable affects the customer income variable of 69%, as demonstrated by the t-value of 8,048 less than 2,051 with a significance of 0,000. The remaining portion is affected by additional variables that are not included in the research model.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"8 15","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141006499","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Manajemen Pengelolaan Utang pada Rumah Tangga Kelas Menengah di Kota Pontianak 坤甸中产阶级家庭的债务管理

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-05-06 DOI: 10.47467/elmal.v5i5.2408

Dina Amaliah Maulida, Dwi Surya Atmaja, Syahbudi

{"title":"Manajemen Pengelolaan Utang pada Rumah Tangga Kelas Menengah di Kota Pontianak","authors":"Dina Amaliah Maulida, Dwi Surya Atmaja, Syahbudi","doi":"10.47467/elmal.v5i5.2408","DOIUrl":"https://doi.org/10.47467/elmal.v5i5.2408","url":null,"abstract":"Basically, debt in Islam is seen as an instrument that can help in meeting the needs of individuals or groups in need, but also has a side that needs to be considered so as not to cause harm or injustice. Due to poor financial management, some people today are more likely to go into debt. Many people go into debt to make ends meet, and the desire to owe comes from wanting to have an amount of money that is greater than their income. It is very important to carry out financial management in married life because the consumptive tendencies of modern society cause irresponsible financial management. This research is an interdisciplinary research that is exploratory, exploratory research does not require certain hypotheses or theories. Researchers only prepare a few questions as a guide to obtain primary data in the form of information, information, as initial data needed. There are two data sources, primary data and secondary data, data analysis techniques using observation, interviews and documentation. The interview results show that debt management in middle-class households in Pontianak City is influenced by various factors, including needs, income, and awareness of the importance of managing debt wisely. In many cases, good debt management plays a key role in maintaining family economic stability","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"159 1‐4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141007334","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Labelisasi Halal, Brand Awareness, dan Viral Marketing Terhadap Keputusan Pembelian Konsumen di Mixue: Studi Kasus pada Pelanggan Muslim Mixue di Surakarta 清真标签、品牌意识和病毒式营销对 Mixue 消费者购买决策的影响：关于苏腊卡尔塔 Mixue 穆斯林顾客的案例研究

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-05-06 DOI: 10.47467/elmal.v5i5.2386

Sela Pratika Dewi, Ahmad Mardalis

{"title":"Pengaruh Labelisasi Halal, Brand Awareness, dan Viral Marketing Terhadap Keputusan Pembelian Konsumen di Mixue: Studi Kasus pada Pelanggan Muslim Mixue di Surakarta","authors":"Sela Pratika Dewi, Ahmad Mardalis","doi":"10.47467/elmal.v5i5.2386","DOIUrl":"https://doi.org/10.47467/elmal.v5i5.2386","url":null,"abstract":"he food and beverage industry in Indonesia continues to experience growth amidst various ever-changing market trends. Ice cream is one of the most popular food products in Indonesia. One of the ice cream brands that is currently widely discussed by the community is Mixue ice cream. Consumers who are aware of this brand make Mixue easily remembered and recognized. Technological advancements make it easier for people to obtain and access new viral information. Viral marketing strategies facilitate this brand in introducing itself to consumers and serve as a promotional medium for marketers. The emergence of halal certification provided by MUI for Mixue has a significant influence on Indonesian society due to the majority of its population being Muslims. This research aims to analyze the influence of halal labeling, brand awareness, and viral marketing on consumer purchasing decisions in Mixue, especially among Muslim consumers in Surakarta. This study is a quantitative research type using survey methods. The research technique used is purposive sampling, where the researcher uses their own considerations in selecting the necessary population to provide information that is in line with the research needs. The researcher used primary data in analyzing the data. This method was carried out by distributing questionnaires to the target population and obtaining a sample of 210 respondents. The data processing used was with SPSS Statistics version 26. The results of this study indicate that the halal labeling variable, brand awareness variable, and viral marketing variable significantly influence Muslim consumer purchasing decisions in Mixue simultaneously..","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"19 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141010969","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Pengaruh Indikator Keuangan dan Makroekonomi Terhadap Profitabilitas Bank Pekreditan Rakyat di Masa Sebelum dan Selama Pandemi Covid-19 金融和宏观经济指标对 Covid-19 大流行前和期间人民信贷银行盈利能力的影响分析

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-05-06 DOI: 10.47467/elmal.v5i5.2431

Doni Rahmad, Fajri Adrianto, Masyhuri Hamidi

{"title":"Analisis Pengaruh Indikator Keuangan dan Makroekonomi Terhadap Profitabilitas Bank Pekreditan Rakyat di Masa Sebelum dan Selama Pandemi Covid-19","authors":"Doni Rahmad, Fajri Adrianto, Masyhuri Hamidi","doi":"10.47467/elmal.v5i5.2431","DOIUrl":"https://doi.org/10.47467/elmal.v5i5.2431","url":null,"abstract":"This research aims to examine the influence of CAR, LDR, CASA, PDRB, and Inflation on the profitability of 82 (eighty-two) Rural Credit Banks (BPR) in the West Sumatra Province presented in the form of ROA ratios during the period before the Covid pandemic from 2017 to 2019 and during the Covid pandemic period from 2020 to 2022. The research method employed is descriptive research with a quantitative approach, utilizing panel data regression analysis. The data used are secondary data sourced from the financial reports of BPR publications in the West Sumatra Province, the Central Bureau of Statistics, and Bank Indonesia. Partial results of the research during the pre-Covid pandemic period indicate that (1) CAR significantly influences ROA positively; (2) LDR significantly influences ROA negatively; (3) CASA significantly influences ROA negatively; (4) PDRB significantly influences ROA negatively; (5) Inflation does not significantly influence ROA. Simultaneously, CAR, LDR, CASA, PDRB, and Inflation collectively significantly affect ROA of BPR in the West Sumatra Province during the pre-Covid pandemic period. Partial results during the Covid pandemic period indicate that (1) CAR significantly influences ROA positively; (2) LDR does not significantly influence ROA; (3) CASA does not significantly influence ROA; (4) PDRB significantly influences ROA negatively; (5) Inflation does not significantly influence ROA. Simultaneously, CAR, LDR, CASA, PDRB, and Inflation collectively significantly affect ROA of BPR in the West Sumatra Province during the Covid pandemic period.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"3 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141006412","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Peran Lembaga Zakat dalam Pemberdayaan Ekonomi Penerima Zakat: Studi Kasus BAZNAS Kota Jogja dan BAZNAS DIY 天课机构在提高天课受惠者经济能力方面的作用：哥打若迦天课协会（BAZNAS Kota Jogja）和 DIY 天课协会（BAZNAS DIY）的案例研究

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-05-02 DOI: 10.47467/elmal.v5i5.2398

S. Sutrisno

{"title":"Peran Lembaga Zakat dalam Pemberdayaan Ekonomi Penerima Zakat: Studi Kasus BAZNAS Kota Jogja dan BAZNAS DIY","authors":"S. Sutrisno","doi":"10.47467/elmal.v5i5.2398","DOIUrl":"https://doi.org/10.47467/elmal.v5i5.2398","url":null,"abstract":"This research aims to determine the role of zakat institutions in economic empowerment of zakat recipients, with a case study at BAZNAS Jogja City & BAZNAS DIY. This research uses descriptive qualitative methods. Data obtained through observation, interviews and documentation. There were seven informants in this research consisting of the Program Manager, Implementing Staff for zakat distribution, Program Facilitators and zakat recipients at each Zakat Institution studied. The research results concluded that BAZNAS Jogja City & BAZNAS DIY have played an optimal role in efforts to improve the economy of zakat recipients. The two zakat institutions have implemented several productive zakat programs aimed at empowering zakat recipients in the businesses they run. The strategy used is providing provisions to potential aid recipients, business training and providing business capital to zakat recipients. There are several obstacles faced by BAZNAS Jogja City & BAZNAS DIY in empowering the economy of zakat recipients, including zakat recipients not being optimal in running their businesses, especially in increasing sales. Thus, BAZNAS City and BAZNAS DIY need to provide assistance according to the problems experienced by zakat recipients to help and improve the businesses of zakat recipients. \u0000Keywords: Role of BAZNAS, Economic Empowerment, Zakat recipients.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"28 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-05-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141022498","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Usulan Strategi Bisnis untuk Meningkatkan Keunggulan Kompetitif Usaha Pada Startup Prove Fragrance dengan Menggunakan Metode SWOT 使用 SWOT 方法提高 Prove Fragrance 初创公司业务竞争优势的拟议业务战略

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-02-12 DOI: 10.47467/elmal.v5i5.1865

Indah Br Simamora, Agus Maolana Hidayat

引用次数: 0

Usulan Strategi Bisnis untuk Meningkatkan Keunggulan Kompetitif Usaha Pada Startup Prove Fragrance dengan Menggunakan Metode SWOT 使用 SWOT 方法提高 Prove Fragrance 初创公司业务竞争优势的拟议业务战略

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2024-02-12 DOI: 10.47467/elmal.v5i5.1865

Indah Br Simamora, Agus Maolana Hidayat

引用次数: 0

El-Mal: Jurnal Kajian Ekonomi &amp; Bisnis Islam最新文献

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam最新文献