El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam最新文献

{"title":"Pengaruh Operating Cash Flow, Profitabilitas, dan Leverage terhadap Financial Distress pada Perusahaan Properti dan Real Estate yang Terdaftar di Bursa Efek Indonesia (BEI) Tahun 2018-2022","authors":"Sintia Oktapani, Neni Maryani","doi":"10.47467/elmal.v5i4.1861","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1861","url":null,"abstract":"The objective of this study is to investigate the impact of operating cash flow, profitability, also leverage on financial difficulties among property also real estate firms listed on the Indonesian stock exchange (IDX) from 2018 to 2022. This research employs quantitative methods, utilizing secondary data sources such as annual also financial reports obtained from 47 property also real estate companies during the specified period. The sampling procedure involved purposive sampling, yielding a total of 235 data samples. The research framework adopts multiple linear regression analysis. Findings from this investigation reveal that, individually, operating cash flow also profitability do not significantly influence financial distress, whereas leverage exhibits a detrimental effect. Moreover, collectively, operating cash flow, profitability, also leverage jointly impact financial distress within the realm of property also real estate enterprises listed on the Indonesian stock exchange (IDX) during the 2018-2022 period.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"413 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139847615","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Dampak Perkembangan Teknologi dan Digitalisasi dalam Bisnis Syariah Analisis Sosiologi Hukum terhadap Perubahan pada Praktik Transaksi Keuangan Islam","authors":"Dea Dahlia, Srimauludiyah, T. Arifin, Abdal","doi":"10.47467/elmal.v5i4.971","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.971","url":null,"abstract":"This article aims to analyze the impact of digitization of technological developments on Sharia business activities regarding Islamic financial transactions. Analyzing in the sociology of law regarding changes in Islamic financial transactions in the era of digitalization. With the development of digitalization technology, there are significant changes in aspects of life, especially in Islamic finance. The nature of this research is qualitative research with an analytical descriptive approach, and legal sociology analysis, the method used is the collection of a number of data through library research. In the analysis of legal sociology, it understands how the community and Islamic economic actors adapt to these changes and how to interpret changes in sharia with the digitalization of technological advances. In Sharia business and Islamic finance with the digitalization of technological developments there are many changes to these changes, there is a need to comply with sharia principles such as respecting the integrity of Islamic values. This discussion provides insight into how Islamic businesses can thrive in the digital age without compromising religious values. \u0000Keywords: Islamic business digitalization, sociology of law, Islamic financial transactions","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"348 5-6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139848540","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pentingnya Perilaku Organisasi dan Strategi Pemasaran dalam Menghadapi Persaingan Bisnis di Era Digital: Studi Kasus Usaha “SAPIRING” Sale Pisang Kering","authors":"Sischa Ayu Anggraeni, Nilawati Fiernaningsih","doi":"10.47467/elmal.v5i4.1145","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1145","url":null,"abstract":"Every company needs organizational behavior, where organizational behavior is needed if you want to establish good communication between individuals and groups and be able understand individual behavior in an organization. In the digital era like today, where the level business high. Every company must pay attention to one very important and vital aspect in company management, namely in the filed of marketing. By using marketing concepts and strategies in running a business, targeted or effective marketing management will be more optimal. So, it can be hoped that the company can maximize the achievement of profit and non-profit, to the maximum and can face existing competition and at the same time achieve success in its business for the company concerned.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"83 9-10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139849347","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analisis Kinerja Keuangan pada PT. Bank Sinarmas Tbk yang Terdaftar pada Bursa Efek Indonesia Tahun 2019 – 2023","authors":"Berkat Febrianto Lase, Pustika Ayuning Puri, Wahyu Purbo Santoso","doi":"10.47467/elmal.v5i4.1862","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1862","url":null,"abstract":"The strategic role of banking as an intermediary institution manifests through its ability to gather and channel funds from the public to support economic activities, ultimately enhancing the stability of the country's economic structure. The importance of banking health in the fund collection process requires a sound condition and banking services that attract public interest. Bank health evaluation can be conducted through various methods, including the CAMEL method covering capital, asset quality, management, earnings, and liquidity, as well as the RGEC method encompassing Risk Profile, Good Corporate Governance, Earnings, and Capital. Bank Sinarmas, as one of the public banks in Indonesia, has played a significant role in economic recovery through the distribution of People's Business Credit (KUR) and its success in maintaining the health of the banking sector. This research is descriptive with a quantitative approach, utilizing literature review and documentation as data collection techniques. The results of this study indicate that the financial condition of PT Bank Sinarmas Tbk from 2019 to 2023 can be classified as generally “healthy”. However, in terms of Asset Quality and Management aspects, it falls into the \"Fairly Healthy\" category, while in terms of Profitability, specifically the Return on Asset (ROA) ratio, it is categorized as \"Less Healthy.\" The findings are expected to serve as a guide for the company, assisting in maintaining a healthy financial state and improving areas that are less healthy to uphold public trust. The research contributes to academic literature, serving as a significant reference for the development of financial management knowledge, particularly in the analysis of financial statements. It is also envisioned as a foundation for further research with similar focuses. As guidance for future researchers, it is recommended to broaden the scope of research by involving other financial ratio indicators, following the latest methods in accordance with the regulatory framework of financial institution supervision in Indonesia.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"178 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139849932","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analisis Penerapan Halal Supply Chain Management dalam Meningkatkan Kepercayaan Konsumen UMKM Al-Izza","authors":"N. Hidayat, Noer Ayu Komang Kathy Saputri, Khammada Qurratu A'yunii","doi":"10.47467/elmal.v5i4.1136","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1136","url":null,"abstract":"This article aims to analyze the application of Halal Supply Chain Management in increasing consumer confidence in UMKM Al-Izza products.The research method carried out is descriptive research with a qualitative approach. Data was collected through interviews with UMKM owners and consumers, as well as direct observation at production sites. This study concludes The implementation of halal supply chain management in UMKM Al-Izza includes a series of activities involving the provision of materials, including the stage of direct purchase of goods and storage of goods. The next step includes production activities that involve taking materials from storage warehouses, product production processes, and continued with distribution activities that include delivering products to sales locations and sales processes. Islamic consumers who consume UMKM Al-Izza products argue that halal products are very important, especially for Muslims, related to the belief that the products sold by UMKM Al-Izza are halal products because of clean sales places, clean safe production sites avoid haram substances, neat packaging and there are halal compositions and logos, and the ingredients used,  and also Muslim-majority neighborhoods","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":" 11","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139789166","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Pengungkapan Tanggung Jawab Sosial dan Lingkungan (TJSL), Pertumbuhan Penjualan, dan Intensitas Modal terhadap Nilai Perusahaan","authors":"Alya Zhafira, Christina Dwi Astuti","doi":"10.47467/elmal.v5i4.1847","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1847","url":null,"abstract":"This research aims to explore the connection between corporate social responsibility (TJSL) disclosure, sales growth, and capital intensity in relation to firm value, incorporating profitability and leverage as control variables. The research takes a quantitative approach, analyzing secondary data and focusing on companies in the consumer non-cyclical sector listed on the Indonesia Stock Exchange from 2018 to 2022. Through purposive sampling, 198 observational samples were gathered between 2018 and 2022. The data analysis, conducted using the SPSS version 29.0 program, involved multiple linear regression analysis. The findings highlight a significant positive impact of capital intensity on firm value. However, corporate social responsibility disclosure and sales growth show no noticeable effect on firm value based on the results of this study. \u0000 ","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":" 27","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139789255","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pentingnya Perilaku Organisasi dan Strategi Pemasaran dalam Menghadapi Persaingan Bisnis di Era Digital: Studi Kasus Usaha “SAPIRING” Sale Pisang Kering","authors":"Sischa Ayu Anggraeni, Nilawati Fiernaningsih","doi":"10.47467/elmal.v5i4.1145","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1145","url":null,"abstract":"Every company needs organizational behavior, where organizational behavior is needed if you want to establish good communication between individuals and groups and be able understand individual behavior in an organization. In the digital era like today, where the level business high. Every company must pay attention to one very important and vital aspect in company management, namely in the filed of marketing. By using marketing concepts and strategies in running a business, targeted or effective marketing management will be more optimal. So, it can be hoped that the company can maximize the achievement of profit and non-profit, to the maximum and can face existing competition and at the same time achieve success in its business for the company concerned.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":" 41","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139789396","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Literasi Keuangan dan Inklusi Keuangan terhadap Kinerja Usaha Mikro di Kota Batam","authors":"Frendy Martin, Neni Marlina Br. Purba","doi":"10.47467/elmal.v5i4.1763","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1763","url":null,"abstract":"This research aims to analyze the impact of financial literacy and financial inclusion on the performance of Micro Enterprises in the city of Batam. The method employed in this research is quantitative, utilizing primary data collection through questionnaires. The data collection process was carried out via Google Forms and in-person interactions. The research sample consists of 250 Micro Enterprises registered with the Department of Cooperatives and Micro Enterprises in Batam City, selected through simple random sampling technique. Data analysis was conducted using descriptive analysis and quantitative analysis methods, including data quality tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. The analysis process utilized the SPSS software version 25. Research findings indicate that financial literacy has a positive and significant impact on the performance of Micro Enterprises in Batam City. Additionally, financial inclusion also exhibits a positive and significant impact on the performance of Micro Enterprises in Batam City. The results of this research contribute significantly to the understanding of the interrelation between financial literacy, financial inclusion, and the performance of Micro Enterprises. The implications of these findings can serve as a foundation for the development of policies supporting the enhancement of literacy and financial inclusion at the microeconomic level in Batam City.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":" 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139790873","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pendekatan Manajemen Strategi Berbasis Perspektif terhadap Pengembangan Jiwa Wirausaha Bagi Pelaku UMKM dalam Mengelola Potensi Usaha Kuliner di Kabupaten Sampang","authors":"Nindya Hanum, Anugrahini Irawati","doi":"10.47467/elmal.v5i4.1116","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1116","url":null,"abstract":"Usaha Mikro Kecil, dan Menengah (UMKM) are the pillars of the economy in Indonesia, especially for the people of Sampang Regency. According to Law No. 20 of 2008, Usaha Mikro Kecil, dan Menengah (UMKM) are business activities that are able to increase employment opportunities and provide broad economic services to the community, in addition, they can assist in the process of equitable distribution and increase in community income, encourage economic growth, and maintain national stability. The purpose of this study is to determine the Perspective-based Strategy Management Approach to the Development of the Entrepreneurial Spirit of UMKM Actors in Managing Culinary Business Potential in Sampang District. This research uses a descriptive qualitative method by observing UMKM actors in Sampang Culinary District. The results show that UMKM players already have an entrepreneurial spirit in managing culinary business potential in Sampang District. However, in some aspects, it is still necessary to develop the entrepreneurial spirit.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":" 14","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139787811","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Experiential Marketing dan Perceived Quality tehadap Loyalitas Pelanggan POPIPOP Mie Kuah Pedas Cabang Yosodipuro Surakarta","authors":"Jihan Nur Hidayah Kussudyarsana","doi":"10.47467/elmal.v5i4.1776","DOIUrl":"https://doi.org/10.47467/elmal.v5i4.1776","url":null,"abstract":"Tight competition in the culinary industry makes culinary business actors must carry out strategies to increase customer loyalty. For this reason, this study is to analyze the effect of experiential marketing and perceived quality on customer loyalty of POPIPOP Mie Kuah Pedas, Yosodipuro branch. Data were collected from 150 respondents who were customers of POPIPOP Mie Kuah Pedas, Yosodipuro branch. The study employed a purposive sampling strategy to choose participants, followed by data analysis using the SPSS program through multiple regression analysis. The study results show three conclusions, namely Experiential Marketing is significant to Customer Loyalty, Perceived Quality is significant to Customer Loyalty, and Experiential Marketing and Perceived Quality have a simultaneous or joint effect on Customer Loyalty.","PeriodicalId":505263,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":" 57","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139789109","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}