Journal of Financial Services Marketing最新文献_第4页

Education loan repayment: a systematic literature review 教育贷款还款:系统的文献综述

Journal of Financial Services Marketing Pub Date : 2023-10-05 DOI: 10.1057/s41264-023-00248-2

Rakshith Bhandary, Sandeep S. Shenoy, Ankitha Shetty, Adithya D. Shetty

{"title":"Education loan repayment: a systematic literature review","authors":"Rakshith Bhandary, Sandeep S. Shenoy, Ankitha Shetty, Adithya D. Shetty","doi":"10.1057/s41264-023-00248-2","DOIUrl":"https://doi.org/10.1057/s41264-023-00248-2","url":null,"abstract":"Abstract Education is a significant contributor to human capital. Financial assistance for education through institutional loan serves as the key element for human development, and loan repayment without default makes the education loan product self-sustainable. The systematic review aims to study the various articles related to education loan repayment (ELR) using bibliometric analysis approach and R studio software with the help of biblioshiny package. The study analyses 812 articles published in the Scopus database between 1990 and 2022. The review identifies most relevant authors, most cited articles, publication trends, keywords and themes, and trending topics. The review finds that research in the domain of ELR is at an increasing trend with a growth rate of 7.2% and, in the year 2022, the highest number of scientific publications, that is, 72 articles, was published. The review exhibits that existing research in the field has mainly focused on themes such as repayment burden, financial literacy, financial education, student debt, income, mental health, and loan defaults. The study concludes that highly cited work in educational loan repayment is in the field of medicine, highlighting salary as the key factor for educational loan repayment, and loan repayment is incentivized by the federal government to serve the designated underserved areas through service option loan repayment programs. Methods on designing and marketing new approaches to loan repayment can be researched in future with relation to human resource recruitment and retention by the employers.","PeriodicalId":46310,"journal":{"name":"Journal of Financial Services Marketing","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134977638","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Financial planning behaviour: a systematic literature review and new theory development 财务规划行为:系统的文献综述与新理论发展

Journal of Financial Services Marketing Pub Date : 2023-10-03 DOI: 10.1057/s41264-023-00249-1

Kingsley Hung Khai Yeo, Weng Marc Lim, Kwang-Jing Yii

{"title":"Financial planning behaviour: a systematic literature review and new theory development","authors":"Kingsley Hung Khai Yeo, Weng Marc Lim, Kwang-Jing Yii","doi":"10.1057/s41264-023-00249-1","DOIUrl":"https://doi.org/10.1057/s41264-023-00249-1","url":null,"abstract":"Abstract Financial resilience is founded on good financial planning behaviour. Contributing to theorisation efforts in this space, this study aims to develop a new theory that explains financial planning behaviour. Following an appraisal of theories, a systematic literature review of financial planning behaviour through the lens of the theory of planned behaviour (TPB) is conducted using the SPAR-4-SLR protocol. Thirty relevant articles indexed in Scopus and Web of Science were identified and retrieved from Google Scholar. The content of these articles was analysed using the antecedents, decisions, and outcomes (ADO) and theories, contexts, and methods (TCM) frameworks to obtain a fundamental grasp of financial planning behaviour. The results provide insights into how the financial planning behaviour of an individual can be understood and shaped by substituting the original components of the TPB with relevant concepts from behavioural finance, and thus, leading to the establishment of the theory of financial planning behaviour, which posits that (a) financial satisfaction (attitude), (b) financial socialisation (subjective norms), and (c) financial literacy, mental accounting, and financial cognition (perceived behavioural controls) directly affect (d) the intention to adopt and indirectly shape, (e) the actual adoption of financial planning behaviour, which could manifest in six forms (i.e. adoption of cash flow, tax, investment, risk, estate, and retirement planning). The study contributes to establishing the theory of financial planning behaviour, which is an original theory that explains how different concepts in behavioural finance could be synthesised to parsimoniously explain financial planning behaviour.","PeriodicalId":46310,"journal":{"name":"Journal of Financial Services Marketing","volume":"86 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135739313","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Correction to: Experience in financial services: a bibliometric analysis and thematic content analysis 更正:金融服务经验:文献计量分析和专题内容分析

Journal of Financial Services Marketing Pub Date : 2023-10-03 DOI: 10.1057/s41264-023-00251-7

Dhananjay Bapat, Devika Vashisht

引用次数: 0

Understanding intention to adopt telematics-based automobile insurance in an emerging economy: a mixed-method approach 理解在新兴经济体中采用基于远程信息处理的汽车保险的意图:混合方法方法

Journal of Financial Services Marketing Pub Date : 2023-09-30 DOI: 10.1057/s41264-023-00253-5

Vikas Chauhan, Rohit Joshi, Vipin Choudhary

引用次数: 0

Relationship between financial innovations and the performance of commercial banks 金融创新与商业银行绩效的关系

Journal of Financial Services Marketing Pub Date : 2023-09-30 DOI: 10.1057/s41264-023-00252-6

Abdul Ghafoor Awan, Janoobia Parveen

引用次数: 0

Fear of COVID-19 disease and QR-based mobile payment adoption: a protection motivation perspective 对COVID-19疾病的恐惧和基于qr的移动支付采用:保护动机的视角

Journal of Financial Services Marketing Pub Date : 2023-09-25 DOI: 10.1057/s41264-023-00246-4

Muhammad Iskandar Hamzah

引用次数: 0

Understanding young consumers’ attitude formation for new-age fintech credit products: an SOR framework perspective 了解年轻消费者对新时代金融科技信贷产品的态度形成:SOR框架视角

Journal of Financial Services Marketing Pub Date : 2023-09-20 DOI: 10.1057/s41264-023-00247-3

Chandan Kumar Behera, Ritika Dadra

引用次数: 1

Correction to: Customer acceptability towards AI-enabled digital banking: a PLS-SEM approach 更正:客户对支持人工智能的数字银行的可接受性:PLS-SEM方法

Journal of Financial Services Marketing Pub Date : 2023-09-15 DOI: 10.1057/s41264-023-00250-8

Swaraj S. Bharti, Kanika Prasad, Shwati Sudha, Vineeta Kumari

引用次数: 0

Trust-building mechanism for promoting mobile payments' continued use by small businesses in a developing country: tackling the perceived risk issue 促进发展中国家小企业继续使用移动支付的信任建立机制:解决感知风险问题

Journal of Financial Services Marketing Pub Date : 2023-09-14 DOI: 10.1057/s41264-023-00245-5

Sahid Susilo Nugroho, Widya Paramita

引用次数: 0

The impact of COVID-19 on the banking sector’s efficiency and growth trajectory 新冠肺炎对银行业效率和增长轨迹的影响

IF 3

Journal of Financial Services Marketing Pub Date : 2023-08-27 DOI: 10.1057/s41264-023-00244-6

Haruna Babatunde Jaiyeoba, Nafiu Olaniyi Oladokun, Razali Haron, Mohammed Ahmed Suleman

引用次数: 0