{"title":"Another Approach of DeFi: P2P Smart Contracts","authors":"Ansel Shaidullin, Mikhail M. Komarov","doi":"10.1109/CBI54897.2022.10054","DOIUrl":"https://doi.org/10.1109/CBI54897.2022.10054","url":null,"abstract":"The relevance of the chosen topic lies in the fact that in the modern world the role of technologies and alternative methods of providing banking services is constantly growing. This work is aimed at revealing the main indicators of the functioning of P2P lending, highlighting their advantages over classical centralized banks, as well as using smart contracts for implementation in the blockchain environment. The leading approach to the study of this problem is the analysis of the econometric and financial parameters of banks providing the P2P lending service (on the example of the Lending club company), the study of the smart contract functioning algorithm in P2P. The methodology for calculating credit risk was adapted for P2P lending, the main parameters affecting credit risk were disclosed, significant and insignificant indicators of the probability of default were calculated, an improved methodology was proposed for assessing the quality of a borrower based on a scoring model and applied in the blockchain environment.","PeriodicalId":447040,"journal":{"name":"2022 IEEE 24th Conference on Business Informatics (CBI)","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114562399","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
M. Franco, Erion Sula, Alberto Huertas Celdrán, E. Scheid, L. Granville, B. Stiller
{"title":"SecRiskAI: a Machine Learning-Based Approach for Cybersecurity Risk Prediction in Businesses","authors":"M. Franco, Erion Sula, Alberto Huertas Celdrán, E. Scheid, L. Granville, B. Stiller","doi":"10.1109/CBI54897.2022.00008","DOIUrl":"https://doi.org/10.1109/CBI54897.2022.00008","url":null,"abstract":"Cyberattacks have increased in number and severity, negatively impacting businesses and their services. As such, cybersecurity can no longer be seen just as a technological issue, but it must also be recognized as critical to the economy and society. Current solutions struggle to find indicators of unpredictable risks, limiting their ability to perform accurate risk assessments. This work thus introduces SecRiskAI, an approach that employs Machine Learning (ML) to assess and predict how exposed a business is to cybersecurity risks. For this purpose, four ML algorithms were implemented, trained, and evaluated using synthetic datasets representing characteristics of different sizes of businesses (e.g., number of employees, business sector, and known vulnerabilities). Moreover, a Web-based user interface is provided to simplify the risk prediction workflow. The quantitative evaluation performed on SecRiskAI shows a minimal performance overhead and the high accuracy of the ML models, while a case study assesses the feasibility of the overall process for decision-makers.","PeriodicalId":447040,"journal":{"name":"2022 IEEE 24th Conference on Business Informatics (CBI)","volume":"304 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122775371","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Developing a Generic Predictive Computational Model using Semantic data Pre-Processing with Machine Learning Techniques and its application for Stock Market Prediction Purposes","authors":"Natalia Yerashenia, D. C. Y. Fee, A. Bolotov","doi":"10.1109/CBI54897.2022.00013","DOIUrl":"https://doi.org/10.1109/CBI54897.2022.00013","url":null,"abstract":"In this paper, we present a Generic Predictive Computational Model (GPCM) and apply it by building a Use Case for the FTSE 100 index forecasting. This involves the mining of heterogeneous data based on semantic methods (ontology), graph-based methods (knowledge graphs, graph databases) and advanced Machine Learning methods. The main focus of our research is data pre-processing aimed at a more efficient selection of input features. The GPCM model pipeline's cycles involve the propagation of the (initially raw) data to the Graph Database structured by an ontology and regular updates of the features' weights in the Graph Database by the feedback loop from the Machine Learning Engine. The Graph Database queries output the most valuable features that, in turn, serve as the input for the Machine Learning-based prediction. The end-product of this process is fed back to the Graph Database to update the weights. We report on practical experiments evaluating the effectiveness of the GPCM application in forecasting the FTSE 100 index. The underlying dataset contains multiple parameters related to predicting time-series data, where Long Short-Term Memory (LSTM) is known to be one of the most efficient machine learning methods. The most challenging task here has been to overcome the known restrictions of LSTM, which is capable of analysing one input parameter only. We solved this problem by combining several parallel LSTMs, a Concatenation unit, which merges the LSTMs' outputs (into a time-series matrix), and a Linear Regression Unit. which produces the final result.","PeriodicalId":447040,"journal":{"name":"2022 IEEE 24th Conference on Business Informatics (CBI)","volume":"136 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124286820","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"An Adaptable Framework for Entity Matching Model Selection in Business Enterprises","authors":"Alex Boyko, Siamak Farshidi, Zhiming Zhao","doi":"10.1109/CBI54897.2022.00017","DOIUrl":"https://doi.org/10.1109/CBI54897.2022.00017","url":null,"abstract":"Entity matching is the process of identifying data in different data sources that refer to the same real-world entity. A significant number of entity matching approaches have been introduced in the literature, which complicates the selection process. In this study, we propose a framework to support researchers in finding the best fitting entity matching model (s) based on the characteristics of their datasets. The proposed framework can be extended by adding more models, features, and use cases. To evaluate the framework, we have conducted a case study in the context of a business enterprise to support them with finding the right entity matching model out of five preselected models by the case study experts. The case study participants confirmed the framework's usefulness in assisting them in finding the best-fitting entity matching models. Having the knowledge regarding entity matching models readily available supports decision-makers at business enterprises in making more efficient and effective decisions that meet their requirements and priorities. Furthermore, such reusable knowledge can be employed by other researchers to develop new concepts and solutions for future challenges.","PeriodicalId":447040,"journal":{"name":"2022 IEEE 24th Conference on Business Informatics (CBI)","volume":"12 30","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114046809","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Resource Requirements in Business Process Modelling from an Operations Management Perspective","authors":"A. Goel, Min-Bin Lin","doi":"10.1109/CBI54897.2022.10047","DOIUrl":"https://doi.org/10.1109/CBI54897.2022.10047","url":null,"abstract":"Operations management entails the design and control of business operations with the goal of providing goods and services as efficiently as possible. Usually various resources are required to conduct operations and the required resources are usually limited in numbers and availability. Business process models supporting operations management should aid in effectively using available resources, identifying process inefficiencies, and enabling appropriate action if resources are unavailable or cannot operate as required. In this work we show how typical resource requirements found in operations management can be included in business process models and propose BPMN 2.0 compatible modelling patterns for describing resource requirements based on the concepts of requests and releases. We discuss various modelling requirements from an operations management perspective and discuss how request-release modelling patterns can be used for different application cases.","PeriodicalId":447040,"journal":{"name":"2022 IEEE 24th Conference on Business Informatics (CBI)","volume":"73 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124462544","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}