{"title":"Statistical analysis of the status and development of small entrepreneurship in Uzbekistan","authors":"Sayfullaev Siddik Nosirovich","doi":"10.5958/2319-1422.2020.00023.5","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00023.5","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122423206","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Features of implementation of innovative management and modernization processes incorporate enterprises","authors":"F. Soatov","doi":"10.5958/2319-1422.2021.00009.6","DOIUrl":"https://doi.org/10.5958/2319-1422.2021.00009.6","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121064176","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Solution of problems on the development of banks’ off-balance operations","authors":"Khudoyorov Oybek Odilovich","doi":"10.5958/2319-1422.2020.00012.0","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00012.0","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126355940","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Commercial bank credit behaviour in Nepal","authors":"Shiva Poudel","doi":"10.5958/2319-1422.2017.00016.9","DOIUrl":"https://doi.org/10.5958/2319-1422.2017.00016.9","url":null,"abstract":"This paper examines the major indicators of commercial bank credit in Nepal using panel data analysis of 104 observations from eight major commercial banks operated in Nepal for the period of 2002/03 to 2014/15. The total credit facility provided by the commercial banks is considered as the proxy of commercial bank credit. The analysis confirmed that bank size, liquidity ratio, deposit to capital ratio, cash reserve ratio and investment portfolio have the significant positive impact on commercial bank credit in Nepal. Contrarily, credit risk (the ratio of non-performing loan to total loan) has the significant negative impact on commercial bank credit. Regarding macroeconomic variables, rate of inflation has the significant positive impact whereas inter-bank interest rate has the significant negative impact on commercial bank credit in Nepal. Therefore, it is important to examine how far the bank credit behavior of the Nepali commercial bank is being affected by the different firm specific variables as well as the macroeconomic variables. Banks with high proportions of their deposits in time deposits have higher loan-deposit ratios than do banks with high proportions of demand deposits, due to the greater instability of the latter. Among them, eight banks were taken as sample by stratifying two government owned or its major holdings, three joint-venture with foreign banks and three banks fully operated by the private sectors. Contrarily, credit risk (the ratio of non-performing loan to total loan) has the significant negative impact on bank credit. Regarding macroeconomic variables, rate of inflation has the significant positive impact whereas inter-bank interest rate has the significant negative impact on commercial bank credit in Nepal.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129223407","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A study on “soliga's life style” with special reference to b.r.hills, chamarajanar district, karnataka state","authors":"M. Lokesha, Y. Siddegowda","doi":"10.5958/2319-1422.2020.00002.8","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00002.8","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122994015","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Awareness of health insurance in rural areas","authors":"Sheetal Singh","doi":"10.5958/2319-1422.2020.00034.X","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00034.X","url":null,"abstract":"This paper is about Health Insurance companies in the wake of better and affordable healthcare services in rural sector of India. The findings of the research are that the Health Insurance companies are demonstrating some promising results even in the time of limited resources due to failing economy. Health insurance is a rapidly emerging social security instrument for the rural poor, for whom, chronic health problems, arising due to prevalence of diseases and inaccessibility to an affordable health care system is a major threat to their income earning capacity. Insurance is one of the risk management strategies. The need for an insurance system that works on the basic principle of pooling of risks of unexpected costs of persons falling ill and needing hospitalization by charging premium from a wider population base of the same community. There is a need to increase the awareness of health insurance among rural population therefore this study was undertaken.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"89 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124571827","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analytical study of yes bank by considering financial failure: Issues and challenges","authors":"Puneet Kumar, R. Upadhyay","doi":"10.5958/2319-1422.2021.00005.9","DOIUrl":"https://doi.org/10.5958/2319-1422.2021.00005.9","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127694678","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Determinants of lending Behavior: Evidence from Nepalese Commercial Banks","authors":"Jeet Bir Bajrcaharya","doi":"10.5958/2319-1422.2018.00006.1","DOIUrl":"https://doi.org/10.5958/2319-1422.2018.00006.1","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128953436","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Obtaining some results through exchanges in rekurent relationships and studying their applications in solving issues","authors":"Kamoliddinov Davlatjon Utkirkhon Ugli","doi":"10.5958/2319-1422.2021.00033.3","DOIUrl":"https://doi.org/10.5958/2319-1422.2021.00033.3","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129162094","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Importance and role of financing of religious educational institutions in the development of religious enlightenment","authors":"Dusanov Salim Mamarasulovich, Mallabaev Abdullakh","doi":"10.5958/2319-1422.2021.00030.8","DOIUrl":"https://doi.org/10.5958/2319-1422.2021.00030.8","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128792859","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}