SAARJ Journal on Banking & Insurance Research最新文献_第10页

Issues of the development of competitiveness and the prospects of specialization in rice farms 发展竞争力的问题和水稻农场专业化的前景

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2017.00021.2

A. Ibragimov, A. Durmanov

引用次数: 3

Social security life insurance scheme Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Actuarial insight based on Indian mortality 社会保障人寿保险计划:基于印度人死亡率的精算洞察

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2016.00015.1

R. L. Shinde, R. Chavhan

引用次数: 0

Human resource management and learning capabilities in nepalese commercial banks 尼泊尔商业银行的人力资源管理与学习能力

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2020.00028.4

Dilliram Bhandari

引用次数: 0

Board attributes and the likelihood of financial statement fraud in quoted firms in Nigeria 董事会属性与尼日利亚上市公司财务报表欺诈的可能性

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2021.00022.9

Iyafekhe Christian, V. Imagbe

引用次数: 1

Overdraft credit in commercial banks and its accounting 商业银行透支信贷及其核算

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2020.00039.9

Umarov Zafar Absamatovich

引用次数: 0

Forensic accounting and financial malpractices: A conceptual review 法务会计与财务舞弊:概念回顾

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2021.00026.6

Ukarin Isaac, Agharese Joy Uhunmwenma

引用次数: 0

Ownership structure and financial performance of commercial banks: a comparative study of Twomajor banks in Tanzania 股权结构与商业银行财务绩效:坦桑尼亚两大银行的比较研究

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2018.00003.6

Srinivas Madishetti

{"title":"Ownership structure and financial performance of commercial banks: a comparative study of Twomajor banks in Tanzania","authors":"Srinivas Madishetti","doi":"10.5958/2319-1422.2018.00003.6","DOIUrl":"https://doi.org/10.5958/2319-1422.2018.00003.6","url":null,"abstract":"The study is a comparison based on performance of TwoMajor Banksof TanzaniaNMB bank with major ownership of Europeans and CRDB Bank with major ownership of Tanzanians applying t-test to investigate any significant difference between selectCAMEL ratios.The study reveals that there is a significance difference between the performances of both the banks in all the CAMEL ratios applied except Return On Assets (ROA). The NMB bank‟s performance in Capital Adequacy Ratio(CAR), Non Performance Assets ratio(NPA) and Net Interest Margin ratio(NIM) comparatively appears to be better whereas the CRDB Bank performance was comparatively higher in Operating Expenses Ratio(OER), Loan Deposit Ratio(LDR) and Return On Assets with lower variability. It signals that CRDB management is concentrating on efficient functioning of the bank as its OER is comparative lower and its LDR is higher indicating effective use of deposits to increase its ROA instead of concentrating on comparative lower performance in Capital adequacy, Asset quality (NPA) and volume of business (NIM). As against this, NMB Bank is concentrating maintaining higher capital adequacy, asset quality and higher NIM instead of efficiency in use of its resources both human and financial. This may be due to differences in ownership structures and also managerial variability. Both need to improve their performance learning each other‟s experience.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"230 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128619676","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Trend of NPAs in public sector Banks: A study of pre and post crisis period 公共部门银行不良资产趋势:危机前后研究

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2018.00007.3

Manvir Kaur

{"title":"Trend of NPAs in public sector Banks: A study of pre and post crisis period","authors":"Manvir Kaur","doi":"10.5958/2319-1422.2018.00007.3","DOIUrl":"https://doi.org/10.5958/2319-1422.2018.00007.3","url":null,"abstract":"An effort has been made to evaluate the impact of crisis on non-performing assets of Public Sector Banks. Secondary data were used in the present study. The secondary data to non-performing assets from 2001–02 to 2011–12 were collected from various issues of RBI Bulletins. The results mainly indicate that Public Sector Banks have high ratio of nonperforming assets in agriculture Sector due to their primary obligation to lend this sector. The impact of crisis was seen in all Public Sector Banks where the non-performing assets were decreased significantly in the pre-crisis period but was increased at higher rate in Allahabad Bank. The government has realized the importance of management and control of NPAs and in that light introduced legislation through the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (the SARFAESI Act), to institutionalize the process of creating value for investors in the Non-Performing Asset Portfolios of banks and financial institutions. During the pre-crisis period level of NPAs were low but during post crisis period level of NPAs increase in all public Sector Banks. But the impact of crisis was seen in SBI, SBOP, Central Bank of India, Indian Overseas Bank, Vijaya Bank and PNB. Information collected through field survey and secondary data was also used and analysed with different statistical tools simple regression and step wise multiple regression.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126168961","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

An evaluatory study performance of pacs in financial inclusion pacs在普惠金融中的绩效评估研究

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2020.00003.x

T. Rajesh, A. Dileep

引用次数: 0

“Customer relationship management: A scale for measuring profitability and performance of regional rural banks” “客户关系管理:衡量区域农村银行盈利能力和绩效的尺度”

SAARJ Journal on Banking & Insurance Research Pub Date : 1900-01-01 DOI: 10.5958/2319-1422.2021.00037.0

M. Naik, K. Puttanna

引用次数: 0