SAARJ Journal on Banking & Insurance Research最新文献

{"title":"The importance of using the agricultural insurance system in increasing the volume of agricultural production in pandemic conditions","authors":"Yadgarov Akram Akbarovich","doi":"10.5958/2319-1422.2020.00019.3","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00019.3","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"140 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116726295","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The economic and financial mechanisms of the employment supplies in the field of public services","authors":"S. Sharipov","doi":"10.5958/2319-1422.2018.00024.3","DOIUrl":"https://doi.org/10.5958/2319-1422.2018.00024.3","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115258227","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Features of implementation of innovative management and modernization processes incorporate enterprises","authors":"F. Soatov","doi":"10.5958/2319-1422.2021.00009.6","DOIUrl":"https://doi.org/10.5958/2319-1422.2021.00009.6","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121064176","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Bank credits for innovation projects: Justification of significance","authors":"Jamshid Shakirov","doi":"10.5958/2319-1422.2019.00009.2","DOIUrl":"https://doi.org/10.5958/2319-1422.2019.00009.2","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124142209","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Commercial bank credit behaviour in Nepal","authors":"Shiva Poudel","doi":"10.5958/2319-1422.2017.00016.9","DOIUrl":"https://doi.org/10.5958/2319-1422.2017.00016.9","url":null,"abstract":"This paper examines the major indicators of commercial bank credit in Nepal using panel data analysis of 104 observations from eight major commercial banks operated in Nepal for the period of 2002/03 to 2014/15. The total credit facility provided by the commercial banks is considered as the proxy of commercial bank credit. The analysis confirmed that bank size, liquidity ratio, deposit to capital ratio, cash reserve ratio and investment portfolio have the significant positive impact on commercial bank credit in Nepal. Contrarily, credit risk (the ratio of non-performing loan to total loan) has the significant negative impact on commercial bank credit. Regarding macroeconomic variables, rate of inflation has the significant positive impact whereas inter-bank interest rate has the significant negative impact on commercial bank credit in Nepal. Therefore, it is important to examine how far the bank credit behavior of the Nepali commercial bank is being affected by the different firm specific variables as well as the macroeconomic variables. Banks with high proportions of their deposits in time deposits have higher loan-deposit ratios than do banks with high proportions of demand deposits, due to the greater instability of the latter. Among them, eight banks were taken as sample by stratifying two government owned or its major holdings, three joint-venture with foreign banks and three banks fully operated by the private sectors. Contrarily, credit risk (the ratio of non-performing loan to total loan) has the significant negative impact on bank credit. Regarding macroeconomic variables, rate of inflation has the significant positive impact whereas inter-bank interest rate has the significant negative impact on commercial bank credit in Nepal.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129223407","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"“Improvement of methodological bases of business processes in insurance activity”","authors":"Yakubova Nargiz Tursunbaeva","doi":"10.5958/2319-1422.2019.00005.5","DOIUrl":"https://doi.org/10.5958/2319-1422.2019.00005.5","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128011989","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Tourism product advancement theory and possibility. CASE of Uzbekistan","authors":"Tursunova Gulmira","doi":"10.5958/2319-1422.2017.00008.X","DOIUrl":"https://doi.org/10.5958/2319-1422.2017.00008.X","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122397037","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Statistical analysis of the status and development of small entrepreneurship in Uzbekistan","authors":"Sayfullaev Siddik Nosirovich","doi":"10.5958/2319-1422.2020.00023.5","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00023.5","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122423206","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Solution of problems on the development of banks’ off-balance operations","authors":"Khudoyorov Oybek Odilovich","doi":"10.5958/2319-1422.2020.00012.0","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00012.0","url":null,"abstract":"","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126355940","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Financial statements analysis and investment decisions in nigerian banks (a study of diamond bank plc)","authors":"Ihe Ndubuisi John, Onyeanusi Chioma Sylvia Hope","doi":"10.5958/2319-1422.2020.00010.7","DOIUrl":"https://doi.org/10.5958/2319-1422.2020.00010.7","url":null,"abstract":"The annual financial report provided by the accounting system is considered the main source of information for investment decision making. It is therefore important for the banking sector to fully disclose matters concerning their operations. Hence, the validity and accuracy of the decisions depend on the proper analysis of financial statements. Investment decision makers rely on information obtained from financial statements to predict profit margins, Return on capital employed, return on investments, etc. Without financial statements, it will be difficult to determine the profit and evaluation of the performance of the banking sector and companies. It is necessary that Accountants take further steps in ensuring that the true and fair view of the actual worth of businesses are also incorporated in the financial statements published by them. This study aims at ascertaining the relevance of financial statement analysis on investment decisions in the Nigerian banking sector with emphasis on Diamond Bank Plc. The target population of the study is 150 respondents from Diamond bank main branch and sample size of 110 respondents was determined using Taro Yamane's formula. Stratified random sampling was used to determine the respondents. The study used both primary and secondary data, including interview and annual reports of Diamond Bank Plc. Data collected was analyzed using SPSS version 21. Data analysis involved statistical computations for averages, percentages, and correlation and regression analysis. The study established that financial statement analysis is very important for investment decision making. It is recommended that commercial banks devise a self-assessment form with benchmarks on the key areas of assessments to be codified within a document for clients to read and use it for self-assessment. From such assessment, banks can develop categories for customers, based on the investment decision making, the security expected and term of the investment. This would serve to minimize the time taken in investment decision analysis.","PeriodicalId":436614,"journal":{"name":"SAARJ Journal on Banking & Insurance Research","volume":"71 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128735700","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}