{"title":"A STUDY OF PREFERENCE TOWARDS THE MOBILE WALLETS AMONG THE UNIVERSITY STUDENTS IN LUCKNOW CITY","authors":"S. Rana","doi":"10.19085/JOURNAL.SIJMD040601","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD040601","url":null,"abstract":"Few years back mobile wallet was something majority in India did not hear about but its use saw a huge leap in last couple of years with the surge of smart phones, high speed internet connectivity using 3G and 4G and the lucrative offers mobile wallets provide. This research paper is an attempt to study the preference towards mobile wallet among the students studying in various universities in Lucknow city.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"2016 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-11-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125642886","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"IS CHINA’S BELT AND ROAD INITIATIVE (BRI) A CASE OF CROSS COUNTRY DYNAMIC SYNERGY?","authors":"M.S.S. El-Namaki","doi":"10.19085/JOURNAL.SIJMD040501","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD040501","url":null,"abstract":"China’s Bridge and Road Initiative or BRI is emerging as the new bulwark of a newly reconfigured World economy. The initiative is presented as the conceptual and operational framework for the restructuring of the global economy. Foundations are designed to be all inclusive. There is capital, trade, technology and human resource elements. There are outward flow, inward flows, bilateral flows and regional flows. It draws a whip of economic exchange that run all the way from Spain through Germany, Turkey and Greece to Pakistan and ultimately China. It is projected as “ a Chinese idea but for everyone's benefit”. An effort that will “drive trade and prosperity through Chinese built infrastructure”. And as President Xi puts it “….to …….encourage the building of systems of fair, reasonable and transparent global trade and investment rules.BRI will, to all appearances, require different conceptual foundations from those that guided Raegan’s globalization efforts and the waves that followed. Those were largely based on competition and a country situational dominance based on a unique comparative advantage. BRI’s political and economic context will advance a different foundation: cross country dynamic synergy. And this is the core of the following article.The article starts with a brief analysis of the conceptual framework of the globalization that emerged in the 80’s and contrast that with the principles of cross country dynamic synergy that are adopted today. The article will go further to analysis the principles of the BRI and how those are based on dynamic synergy concepts as well as dynamic synergy application among the players. The article concludes with a projection of the longer term implications of BRI. The article provides a novel application of cross country dynamic synergy concept to a present day event of unusual scope and potential.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-07-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128362424","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"EVALUATION OF HUMAN-ENVIRONMENT INTERACTION IN RIVER OMINLA RIPARIAN CORRIDOR IN ORE TOWNSHIP, ONDO STATE, SOUTH WESTERN NIGERIA","authors":"Ayomide David. Oluwatuyi, A. Adediji, A. Adeola","doi":"10.19085/JOURNAL.SIJMD040101","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD040101","url":null,"abstract":"The study was aim to assess the condition resulted from riparian encroachment in the study area with a view to provide a baseline information for urban and surface water sustainable development. Primary and secondary data were employed. Primary data involved field survey using questionnaire in which 245 copies were administered to the selected riparian residents to evaluate their perception and experience on human effects on riparian vegetation, water body and resultant problems. Secondary data involved an existing relevant data. The data were analysed using descriptive statistics. The survey results showed that urban growth had resulted to loss of farmland/garden (73.9%), riparian natural forest (86.1%), medicinal tree/herbs and shrub (77.1%), and useful timbers (62.8%). Riparian deforestation had also resulted to high sedimentation of the river basin (77.6%), increased river seasonal volume (76.7%),enhanced access of solid particles/materials into the river (76.7%), loss of riparian animals (82.9%), pollution of the river (75.5%) riparian flooding (75.9%) that subsequently resulted to loss of lives and properties (84.1%) and loss of valuable plant (95.9%).Therefore, the study concluded that there is significant negative effects of anthropogenic activities on River Ominla Riparian corridor and that this requires urgent attention.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-06-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134636691","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"INSURANCE AND ECONOMIC DEVELOPMENT IN NIGERIA: CO-INTEGRATION AND CAUSALITY ANALYSIS","authors":"Mfon Sampson Ukpong, I. Acha","doi":"10.19085/JOURNAL.SIJMD040401","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD040401","url":null,"abstract":"We examine the cointegration and causal relationship between insurance and economic development in Nigeria using time series data from 1990 – 2013. Gross domestic product (GDP) is adopted as a proxy for the level of economic development, while total life insurance premiums (TPL), total non-life insurance premiums (TPNL) and total insurance investment (TII) are used in measuring growth in the insurance sector. Data is operationalized through the stationarity test, cointegration test, regression analysis and granger causality tests. The stationarity test reveals that all-time series data are stationary at the 1%, 5% and 10% levels of significance. The test for cointegration shows that all cointegrate when GDP is the endogenous variable. The granger causality test reveals that there is a bidirectional relationship existing between GDP and total non-life insurance premiums while a unidirectional relationship exists between GDP and total life insurance premiums with no causal relationship existing between GDP and total insurance investments. An R-squared value of 0.9776 indicates that the independent variables account for 97.8% of the variations in GDP while the remaining 2.2% is attributable to influence of other variables or fators not in the scope of this study. We conclude that insurance not only contributes to economic development but also has a long term equilibrium relationship. Therefore, we recommend that insurance activities in the country should be encouraged to promote effectiveness and efficiency in order to enhance the long term relationship with economic development.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-06-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132370455","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"INFLUENCE OF FINANCIAL INCLUSION AND SOCIAL INCLUSION ON THE PERFORMANCE OF WOMEN - OWNED BUSINESSES IN LAGOS STATE, NIGERIA","authors":"S. SajuyigbeAdemola","doi":"10.19085/JOURNAL.SIJMD040301","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD040301","url":null,"abstract":"Recognising the indispensable role of women owned enterprises in general economic development, the government of Nigeria have offered support to the development of women owned enterprises through financial intermediary, infrastructures and policy measures. Despite of these indicators, the state of micro entrepreneurship has yet to reach a satisfactory level and women enterprises continue to lag behind that of their male counterparts. This study therefore investigated the influence of financial inclusion and social inclusion on the Performance of Women - Owned Businesses in Lagos State, Nigeria. The population of this study comprised all four thousand six thousand sixty three (4,663) women-owned Micro, Small and Medium Enterprises (MSMEs) registered with SMEDAN while three hundred and fifty seven (357) were selected as a sample size for the study. The data collection instruments for the study were structured questionnaire and personal interview. Data were analyzed with the aid of Multiple Regression (Ordinary Least Square Estimation) and Pearson Product Moment Correlation Coefficient. Results showed that financial inclusion and social inclusion have positive and significant influence on women–owned businesses performance. Additionally, financial inclusion and social inclusion jointly contribute about 42.9% to the performance of women –owned businesses. Results also indicated that social inclusion (r = 0. 543**) is positively and significantly related with the financial inclusion. The therefore recommended that government should have a policy in place through its financial regulator to encourage financial institutions to diversify their branch networks in the country and government should also have policies and regulatory frameworks in place that will close the gender gap in financial inclusion and social inclusion.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-06-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122861732","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"DEMOGRAPHIC PROFILING OF RETAIL CONSUMERS IN ZIMBABWE","authors":"S. Mlambo","doi":"10.19085/JOURNAL.SIJMD040201","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD040201","url":null,"abstract":"This paper explores the notion of consumer demographic profiling of Zimbabwe by using census and survey data from Zimbabwe’s statistical agency ZIMSTAT. Certain trends emerged by examining secondary data mostly from 1962 when the first comprehensive census was conducted for Africans and non-Africans in Zimbabwe. A number of significant features come to light including age/sex composition, household size, population distribution and the changing role of women in the population and for decision makers within households. Conclusions and recommendations have been made concerning significant implications for all types of retailers of products and services.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"136 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-06-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116849987","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Comparative Analysis of Retail Banking Promotional Measures- A study of customer perception towards promotional strategies adopted by Indian Commercial Banks","authors":"Rajesh K Sharma, N. Bhalla","doi":"10.19085/JOURNAL.SIJMD031101","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD031101","url":null,"abstract":"In today’s competitive financial world, each financial institution is trying hard to get the maximum share in terms of profit, sales and customers. A customer may be salaried or self employed. Irrespective of the profession, he/she requires banking services like a requirement of loan, services of foreign exchange, safe deposit of money etc. In order to meet and exceed customer’s expectations, Indian banks offer customized banking products. Bank main objective is to get new customer and to retain the existing one. In order to attract new customers, banks are adopting various promotional measures like sales promotion, advertising, personal selling and publicity. Which promotional measure is the most striking one and is liked by customers, poses a big question mark? In order to study the most preferred promotional measure, a survey is being conducted to know the customer preference. 50 customers, each from Axis Bank and IndusInd Bank, are selected for study. The outcome was astonishing as the customers of Axis Bank gives preference to public relation and customers of IndusInd bank gives preference to effective advertising.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-04-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127778282","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Examining Correlates between School Teacher’s Self-Efficacy and Their Job Involvement","authors":"Shalini Srivastava, G. Tiwari, A. Srivastava","doi":"10.19085/JOURNAL.SIJMD031201","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD031201","url":null,"abstract":"The objective of this study is to examine the relationship between self-efficacy and job involvement. Data for the study was collected from secondary school teachers of Uttarakhand region, India. Validity, internal consistency and reliability of the measures were evaluated. Correlation analysis, mean and standard deviation analysis was conducted to evaluate the hypothesis. Findings indicate that the measures of self-efficacy and job involvement are capable of generalization in secondary school context. Further teacher self-efficacy was positively and significantly correlated to teacher sense of job involvement. This study is important as it contributes towards the self-cognitive theory provided by Bandura.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-04-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116881742","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Gen Y’s Workplace Expectations on Employment Terms and Conditions: Comparative Analysis of Collegians and Office Goers","authors":"Neeta Sinha, Neelam Kshatriya","doi":"10.19085/JOURNAL.SIJMD030801","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD030801","url":null,"abstract":"Over the past few years, an increase in stress has been witnessed amongst employees of various generations, working together at the workplace. In the process of settling at work, Millenials (Gen Y) are demonstrating new behaviors with the intent to gain success, which is starkly different from their predecessors. The objective of the study is to make a comparative analysis of the workplace related expectations of Gen Yers first as students and then as employees in order to analyze if these expectations change with time and experience, or remain the same. Data was collected through “Two Stage Stratified Random sampling” from Millennial MBA students from four major districts of Gujarat. Out of 843 respondents, 555 i.e. 65.8 percent were students and 288 i.e. 34.2 percent being the young working professionals. The students rated “Salary” as the first selection criteria and “job security” being second whereas Professionals rated “Job Security “as the most important factor and “Salary” was rated second, thereby stressing on the importance of these two variables in their selection criteria. “Location of the job” was rated as the least important variable both by the Students and Professionals thereby indicating that they are mobile and interested in taking up assignments that can help expand their outlook irrespective of the location. For these five variables; the average ranking given by the respondents was cross tabulated with 1.Age, 2.Gender and 3. Status, in order to bring out the comparative importance assigned to each variable.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-11-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129449789","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Dynamic synergy analysis in international business: the concept and application to two players China and Russia","authors":"M.S.S. El-Namaki","doi":"10.19085/JOURNAL.SIJMD030702","DOIUrl":"https://doi.org/10.19085/JOURNAL.SIJMD030702","url":null,"abstract":"There are two ways to conduct economic, and possibly political, business between countries. The first is conventional search for country present day competitive advantage (Porter, 1990). Yet competitive advantage is transient, not sustainable (Forbes, 2.6.2013). And competitive advantage could relate to yesterday’s industries not today’s arenas. A more plausible search is that for strategic synergy or a situation where the two countries whole is greater than the sum of individual country parts. The later, the synergy route, places emphasis on strategic longer term complementarity or synergy between the two countries rather than a transient advantage. The following article addresses the second scenario. It projects a model for the identification of the term driving forces of two economies, tracing their respective future synergies and deriving synergy-rooted strategies. The article goes on to apply the model to two countries: China and Russia, being contemporary illustrations of a largely politically driven search for economic synergy. The model could have conceptual as well as applied dimensions. Conceptually, it provides a theoretical framework for present day international business concepts. Operationally it could lead to specific strategies, and venues, for economic and business engagement between countries.","PeriodicalId":431805,"journal":{"name":"Scholedge International Journal of Management & Development","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-08-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126014926","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}