Vìsnik Sumsʹkogo deržavnogo unìversitetu最新文献

{"title":"THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR","authors":"I. Diakonova, A. O. Drofa","doi":"10.21272/1817-9215.2019.4-10","DOIUrl":"https://doi.org/10.21272/1817-9215.2019.4-10","url":null,"abstract":"FinTech field began to develop rapidly since 2008, after the Global Financial Crisis. This was due to the fact that financial institutions could not quickly respond to consumer needs because of a number of regulatory and legislative restrictions that were implemented to overcome the consequences of the crisis. At the same time the main factors of FinTech development were technological evolution, emerging customer expectations, availability of funding and capital, and support from governments and regulatory authorities.\u0000FinTech makes traditional financial services more affordable, flexible and secure, and therefore FinTech is one of the main drivers of digital transformation of the whole financial sector and the development of financial accessibility in the world. The development of the FinTech industry has a huge influence on the financial sector. FinTech strives to make financial services more accessible for both consumers and businesses.\u0000FinTech companies are fast growing and attract a large amount of investment each year in their development. At the same time, traditional financial institutions feel threatened on their part, because with the increasing number of FinTech companies, competition in the financial services market is growing too. In order to stay on the market, traditional banks are forced to adapt to modern realities and develop cooperation with FinTech companies. FinTech companies can help banks provide financial products and services more effectively and strengthen their competitive advantages. For example, they can improve financial inclusion, enhance customer experience, increase transparency, improve security, and provide support and guidance.\u0000Thus, financial institutions in cooperation with FinTech companies are able to provide new financial products and services to groups of customers who previously did not have access to traditional financial services. In addition, thanks to new technologies, financial institutions can offer personalized services and communicate online with customers, which significantly increases their engagement and experience. Furthermore, FinTech companies can help financial institutions detect fraud and deal with cyber-attacks and other online risks.\u0000Keywords:\u0000FinTech, financial technologies, financial services, financial innovations, FinTech adoption.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"196 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115709221","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"DEVELOPMENT OF INDUSTRIAL ENTERPRISE MANAGEMENT STRATEGY ON THE BASIS OF A BALANCED SYSTEM INDICATORS","authors":"I. Rekunenko, I. Kobushko, S. Rybalchenko, M. Maryn","doi":"10.21272/1817-9215.2021.2-26","DOIUrl":"https://doi.org/10.21272/1817-9215.2021.2-26","url":null,"abstract":"This article is devoted to the study of the peculiarities of developing a management strategy for an industrial enterprise. Analysis of the main indicators of enterprise activity is a prerequisite for making effective management decisions and determining strategic directions of development in general. An urgent task for modern business entities is the formation of a balanced scorecard in order to implement it in the management strategy of the enterprise.\u0000Obstacles to the introduction of a balanced scorecard at Ukrainian enterprises have been identified. At the same time, among the foreign companies that have integrated the balanced scorecard are representatives of both the private and public sectors: Volkswagen, Ford Motor Company, Wells Fargo, Citibank, TD Canada Trust, Apple, Microsoft Latin America, Veriz, Veolia Water, Philips Electronics, City of Charlotte, Defense Logistics Agency, Federal Bureau of Investigations (FBI), University of Virginia.\u0000The system of balanced indicators contributes to the formalization and justification of strategic guidelines in accordance with the company's mission in quantitative and qualitative parameters, as well as specifies the actions and efforts of employees, consolidating their responsibility in achieving certain strategic results in staff motivation. This makes it possible to link the remuneration of staff with the achievement of the company's performance, which they have a direct impact on.\u0000The article systematizes the algorithm for developing a management strategy, the stages of forming a balanced scorecard. The key objectives that are necessary to achieve the set performance indicators according to the established blocks of analysis are identified: customers, business processes, training and career growth and finance. The relevance and importance of the chain of causation, which affects all components of a balanced system of indicators on the vertical vector. A balanced system of industrial enterprise development indicators is presented in general.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"48 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127541389","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"STATE REGULATION OF HIGHER EDUCATION FUNDING: WORLD EXPERIENCE","authors":"O. Melnyk, Iuliia Myroshnychenko, A. Rozman-Li","doi":"10.21272/1817-9215.2021.3-13","DOIUrl":"https://doi.org/10.21272/1817-9215.2021.3-13","url":null,"abstract":"Improvement of the quality of higher education depends on many factors, including adequate funding for higher education. At the same time, the low level of higher education quality leads to numerous problems in the labour market, low-level development of human capital and the economy. Thus, the expenditures on financing higher education are investments in the development of the state's human capital, which has a direct influence on its economic growth and sustainable development. The article gives the analysis of approaches to the higher education funding based on the foreign experience study in order to determine the possibilities of adaptation and implementation to Ukrainian education system. The authors chose to analyze the approaches to financing higher education in England, Germany, the Scandinavian countries and the United States. The key models of funding higher education are reviewed, namely the English model as an example of formula funding, the social model of the Scandinavian countries, the American model with a comprehensive financial support system for students and the German model with a dual education system. Countries have different approaches to the organization of financing higher education (for example, funding \"by formula\" (which also differs in various models), \"by results\", \"money per student\", etc.). The common for the countries is the recognition of higher education and HEIs as essential subjects of the socio-economic space, interaction with which contributes to the quality development of society and economic growth of the country. Therefore, the considered models are characterized by a multi-channel system of financing higher education institutions, which includes both funding from the state budget and revenues from private sources, as well as paid services provided by the very universities. There is also a high level of financial support of students through grants, loans, subsidies and more. It is noted that this principle of financing the Higher Education Institutions and, in fact, students as subjects of education is prospective for implementation into higher education funding system of Ukraine.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125593217","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"FINANCIAL INCLUSION AS A DRIVER PROVIDING FINANCIAL SECURITY IN UKRAINE","authors":"O. Zakharkin, V. Boronos, L. Zakharkina, O. Tverezovska","doi":"10.21272/1817-9215.2019.1-6","DOIUrl":"https://doi.org/10.21272/1817-9215.2019.1-6","url":null,"abstract":"Theoretical approaches to defining the concept of financial inclusion are considered. It is determined that financial inclusion and the public and business confidence in the financial and credit system are driving factors for directing savings into the investment sector, reducing the level of shadow economy, increasing the financial stability of economic entities, and, as a consequence, increasing the level of government revenues and financial security ensuring. Theoretical and methodological foundations of financial inclusion spreading as a driver of financial security of Ukraine are investigated.\u0000Key words: financial inclusion, financial security, financial literacy, financial services.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"66 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128070157","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"RELIABILITY TO BANKS: AN OVERVIEW OF WORLD AND DOMESTIC APPROACHES TO DETERMINING CONTENT AND MAIN CHANNELS OF IMPACT","authors":"A. Buriak, A. Lasukova","doi":"10.21272/1817-9215.2019.3-3","DOIUrl":"https://doi.org/10.21272/1817-9215.2019.3-3","url":null,"abstract":"Restoring trust in banks is one of the measures to ensure the implementation of the nationwide banking sector rehabilitation program. The article summarizes the world and domestic experience of researching trust in banks by identifying the main approaches and characteristics of its manifestation. The main direction is characterized by the search and identification of key factors that affect the level of trust in banks, their assessment, taking into account the peculiarities of the country. Domestic experience indicates the importance and feasibility of creating a favorable macro- and microeconomic climate in the country. It has been determined that the manifestation of public trust in banks can be assessed through financial and non-financial aspects. The financial aspect of assessing bank trust is based on the using of quantitative indicators, the non-financial aspect is an approach of assessing bank trust by finding and identifying factors that affect the level of trust in banks that can be managed and predicted to prevent crisis-related phenomena. Non-financial factors include socio-demographic indicators (gender, age, marital status, education, income, access to information); religious, political and economic values, determinants at the country level (GDP per capita, financial crisis, deposit insurance and bank concentration in the country). According to the group of socio - demographic indicators, women trust banks more than men; trust in banks tends to increase with income; by age and education - decreases; different media channels for getting information have different effects on trust. According to the group of religious values - trust in banks by religious people is higher and depends on religious denominations. Political and economic values have a positive and significant impact on the level of trust, namely wealth, social assistance and democracy.\u0000Keywords:\u0000level of trust, financial sector, trust in banks.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125990232","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"CREDIT CAPACITY ASSESSMENT OF COMMERCIAL BANK BORROWER","authors":"A. Bondarenko, M. Moiseienko, V. Gordienko, O. Dutchenko","doi":"10.21272/1817-9215.2019.4-12","DOIUrl":"https://doi.org/10.21272/1817-9215.2019.4-12","url":null,"abstract":"The purpose of the article is to study the essence of solvency of the enterprise, to determine the approaches to assessment and analysis of solvency.\u0000 Since the assessment of the borrower's solvency is the key to the successful functioning not only of the financial and credit institution, but also of the enterprise itself, so in the conditions of formation and development of market relations lenders need to have an accurate idea of the borrower's solvency.\u0000 Relevance of the research topic is explained by the fact that today the solvency of the enterprise requires a thorough and comprehensive research in terms of the solvency of enterprises and the development of a scientific justification for a common algorithm that borrowers can use to calculate their credit obligations.\u0000 Today, there is no single algorithm for determining a borrower's solvency. Each banking institution uses its own methodology, which, in its opinion, is the most effective and takes into account a wide range of financial indicators.\u0000 According to the valuation specificity for the assessment of legal entities regulated by the NBU, determining the borrower's solvency involves analyzing its financial and economic characteristics Requirements of the Regulations on the determination of the size of credit risk by the banks of Ukraine established the calculation of the credit risk indicator, which provides for the definition of the integral indicator, calculation of the borrower's financial class and the probability of default.\u0000 Within the limits of the given research the complex estimation of Technologia JSC solvency has been carried out, by results of which the quantitative indicators received as a result of construction of the integral model, are included into the range of values corresponding to the second class of the borrower. Calculation of the overall qualitative indicator confirmed the high level of solvency of the studied enterprise, with a minimum probability of default.\u0000 In order to improve the quality of the solvency assessment of the borrower we propose, in further studies, to consider the competitiveness of the enterprise as a factor of more accurate determination of its financial condition and solvency.\u0000Keywords:\u0000solvency, borrower, financial standing, financial factors.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124846860","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PROSPECTS FOR THE DEVELOPMENT OF THE SIMPLIFIED TAXATION SYSTEM IN UNCERTAINTY CONDITIONS","authors":"O. Miroshnуchenko, Myroslava Monastyruk","doi":"10.21272/1817-9215.2022.4-34","DOIUrl":"https://doi.org/10.21272/1817-9215.2022.4-34","url":null,"abstract":"The article investigates the peculiarities of the simplified taxation system in Ukraine and the main changes that were caused by the beginning of the war. It was determined that such a system has several shortcomings that affect the single tax's fiscal, regulatory and incentive efficiency. Nevertheless, the simplified taxation system plays a crucial role in the development of the direct entrepreneurial activity, which directly impacts the level of technological, investment and economic development of the country, as entrepreneurs are the driving force behind the development of IT, trade and services. Based on the analysis of tax changes in the direction of the simplified taxation system and experts' opinions on their appropriateness and vice versa, we believe that such a system is necessary for the functioning of the current small and medium-sized businesses. In the case of increasing tax rates or changing tax objects, it can contribute to the shadowing of business. Especially the issue of abandonment of the simplified taxation system cannot be raised in the current military conditions when one of the important items of budget formation is the voluntary payment of the single tax by entrepreneurs. That is, the practical analysis of the application of permitted tax mechanisms to minimize tax payments during the war made it possible to summarize the simplified taxation system's shortcomings and propose appropriate recommendations that will increase the fiscal and stimulating effect of the single tax. The identified recommendations will ensure the filling of the budget by introducing a progressive single tax rate, providing for a separate taxation group for IT specialists, controlling the legality of the use of benefits provided for the period of war, etc. At the same time, the stimulating function of the single tax is possible due to free consultations (the need for which was proved by the Google Trends tool), the launch of social media, and the increase of additional opportunities for expanding activities for all areas of economic activity. We believe that the implementation of the proposed recommendations will stimulate the further development of small and medium-sized businesses.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125051060","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"MARKET MECHANISM FORMATION FOR STIMULATING THE DEVELOPMENT OF ENERGY ACCUMULATION SYSTEMS IN UKRAINE","authors":"U. Pysmenna, I. Sotnyk, O. Kubatko, G. Trypolska, T. Kurbatova","doi":"10.21272/1817-9215.2021.3-4","DOIUrl":"https://doi.org/10.21272/1817-9215.2021.3-4","url":null,"abstract":"development of energy storage systems. The current state of energy storage systems in Ukraine is studied. The capacity of the segment of energy storage systems in the energy market, due to the need to meet the requirements of the European Energy Community on the flexibility of the integrated energy system, renewable energy sources and the objective need to use such systems as system service providers. The sufficiency of market and state incentives for the broad application and development of energy storage technologies in the conditions of quasi-competitive and full-scale electricity market of Ukraine is determined, taking into account the perspective tendencies of energy development. The cost and benefit analysis of investment projects for installation and operation of energy storage systems for three most common and prospective types of applications for the Ukrainian electricity market: participation in the market of ancillary system services, participation in the balancing market and system constraints reduction (renewables) is conducted. The sensitivity of project indicators of these types of applications is analyzed depending on the number of parameters: variations in specific capital expenditures, green tariff rates, market prices \"day ahead\" and market conditions of system services. It is substantiated that in Ukraine the energy storage systems are the most promising as the providers of system services for primary regulation of frequency and power, a sufficient reserve of which is one of the conditions for integration of the Ukrainian power system into the European energy system ENTSO-E, ancillary services through auctions for the provision of primary regulation services with a long-term time horizon. Regarding the prospects for the development of decentralized energy system, it is proved that the development of decentralized storage systems consisting of industrial facilities, substations and other low-capacity energy facilities has great potential with reformatting the energy system architecture to \"smart grid\" standards to form fundamentally new economic incentives for the development of energy storage systems.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"30 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125087934","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ASSESSMENT OF THE INVESTMENT ATTRACTIVENESS OF THE PRIORITY SECTORS OF THE UKRAINIAN ECONOMY","authors":"S. Munka","doi":"10.21272/1817-9215.2021.1-4","DOIUrl":"https://doi.org/10.21272/1817-9215.2021.1-4","url":null,"abstract":"An important precondition for the economic development of Ukraine is the inflow of investment capital in the context of market transformations. For its part, it is possible to satiate the economy of the country with investments only in conditions of stable development of this country, because the main condition for the investor is to avoid the capital loss. For this purpose, scientists are creating rating systems for investment attractiveness of countries, regions and industries, which allow you to choose the best object of investment. Obviously, it is desirable to take into account the research results of the investment attractiveness of a country, region or industry for a successful investment project.\u0000The purpose of article is to analyze the existing methods for determining the investment attractiveness of the economy, develop a rating system of investment attractiveness of a number of the Ukrainian economy sectors and provide recommendations for increasing the investment attractiveness of the sectors of the national economy.\u0000It is used the methods and approaches such as analysis, synthesis, dialectical, systemic and comparative methods which allowed to implement the research.\u0000In a study it is described a methodology for determining the investment attractiveness of a country, region and industry. The investment attractiveness of the branches of the Ukrainian economy was investigated. The problems were identified and the rating systems of investment attractiveness of the Ukrainian economy branches was compiled. Recommendations for increasing the investment attractiveness of the national economy were given.\u0000The research of the investment attractiveness of the economy sectors will identify existing problems in attracting investments and help with their solution. The development of rating systems of investment attractiveness of the Ukrainian economy sectors will help to attract more investments, and investors could choose the best option for investing. Implementation of the developed recommendations will help improve the rating of investment attractiveness of Ukraine's economy.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"117 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124360196","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ANALYSIS OF THE STATE OF THE EUROPEAN PUBLIC INTERNET OF THINGS MARKET AND THE INTRODUCTION OF TECHNOLOGY IN ENTERPRISES","authors":"L. Zakharkina, Y. Okhrimchuk","doi":"10.21272/1817-9215.2021.2-16","DOIUrl":"https://doi.org/10.21272/1817-9215.2021.2-16","url":null,"abstract":"The article analyzes the degree of implementation of information and communication technologies, in particular the Internet of Things in Europe at all levels, from individuals and households to large enterprises. An assessment of the regional distribution of internet use across European countries was performed to identify dependence between the pace of development and level of utilization of Internet of Things technology. The purpose of this study is to analyze the level of mastering of information and communication technologies by European citizens and enterprises, in particular the state of development and the level of application of the Internet of Things. In the course of the research, the methods of systematic and comparative analysis, statistical research and logical generalization were used. Based on the processing of European statistical reports, discrepancies were found between the degree of development of Internet of Things technologies, since the northern and western regions have a more developed technological base than the southern or eastern regions. Among private users of IoT technologies, technological solutions for managing the power consumption of a smart home are most popular, and among smart devices for connecting to the network, they most often choose to use the internet on a TV. The analysis of internet userbase indicates the existence of a divide in digital area, and its likely increase in the next few years, due to the gradual introduction of 5G Internet services. Based on the results of the analysis of the IT infrastructure of European enterprises, the most popular tools for applying Internet of things technology were identified. The analysis showed that European enterprises most frequently choose smart meters, smart lamps, and smart thermostats to optimize energy consumption in the premises of the enterprise among other devices and systems that can be monitored or remotely controlled via the Internet. It was found that large enterprises mostly used devices or systems to optimize energy consumption in the premises of the enterprise, and among medium and small enterprises, tools for optimizing logistics were most often used.","PeriodicalId":412273,"journal":{"name":"Vìsnik Sumsʹkogo deržavnogo unìversitetu","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125017740","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}