NCC Journal最新文献

The liquidity paradox in Nepalese banks 尼泊尔银行的流动性悖论

NCC Journal Pub Date : 2021-12-31 DOI: 10.3126/nccj.v6i1.57817

Dipendra Karki

{"title":"The liquidity paradox in Nepalese banks","authors":"Dipendra Karki","doi":"10.3126/nccj.v6i1.57817","DOIUrl":"https://doi.org/10.3126/nccj.v6i1.57817","url":null,"abstract":"This study analyzes the influence of bank-specific and macroeconomic variables on liquidity in commercial banks in Nepal. Using pooled cross - sectional data from ten sample banks for the period 2011/12 to 2016/17, with sixty observations, the study employs a causal-comparative and descriptive research design as its methodology. The study concludes that bank-specific and macroeconomic variables significantly affect the liquidity in Nepalese banks, with different effects observed for public sector banks, joint ventures, and domestic private banks. This study finds that the capital adequacy ratio, bank size, and return on assets are the key determinants of bank liquidity. The findings suggest that the capital adequacy ratio positively impacts the liquidity of all types of banks in Nepal. However, the liquidity of all banks is adversely affected by the return on assets. Additionally, bank size negatively affects the liquid assets to total assets ratios of all types of banks, indicating that larger banks have lower liquidity ratios. The liquid assets to deposits ratio has a positive impact on public banks' liquidity but a negative effect on joint venture and private banks' liquidity in Nepal. These findings have significant implications for policymakers, regulators, and bank managers in Nepal to ensure effective liquidity management.","PeriodicalId":403873,"journal":{"name":"NCC Journal","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121645544","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Impact of premium collection on investment pattern of Nepalese life insurance companies 保费征收对尼泊尔寿险公司投资模式的影响

NCC Journal Pub Date : 2021-12-31 DOI: 10.3126/nccj.v6i1.57793

J. Upadhyay, Rumita Dhaugoda

{"title":"Impact of premium collection on investment pattern of Nepalese life insurance companies","authors":"J. Upadhyay, Rumita Dhaugoda","doi":"10.3126/nccj.v6i1.57793","DOIUrl":"https://doi.org/10.3126/nccj.v6i1.57793","url":null,"abstract":"The premium collection is one of the main sources for investment and measuring profitability of insurance companies. This research aims to analyze the effect of premium collection on the investment strategy and profitability of the life insurance company. Only four insurance companies have been selected out of the nineteen life insurance companies in Nepal using simple random sampling technique. The purpose of this descriptive and causal-comparative study is to examine the impact of premium collection on investment and profitability in life insurance companies. Both primary and secondary data have been incorporated. Descriptive statistical tools consist of mean, standard deviation, coefficient of variation as well as the inferential statistic consists of correlation and regression analysis as secondary data variables. The findings indicate a positive and significant relationship between total investment and premium collection in the life insurance industry. Additionally, premium collection shows significantly positive relationships with earnings per share and net profit. However, the research also suggests an insignificant relationship between premium collection and return on assets (ROA) and return on equity (ROE). Furthermore, the study highlights the influence of various other factors on premium collection and investment patterns, including firm size, government regulations, investment duration, investment period, and investment objectives. Understanding these factors can aid in formulating an effective structure for premium collection and investment strategies to achieve higher profitability. The research findings shed light on the significance of premium collection in guiding investment decisions in the life insurance sector. The findings of this study can contribute to the formulation of effective premium collection and investment strategies to maximize profits in this industry.","PeriodicalId":403873,"journal":{"name":"NCC Journal","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121997471","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Share price behavior of Nepalese insurance companies 尼泊尔保险公司股价行为

NCC Journal Pub Date : 2021-12-31 DOI: 10.3126/nccj.v6i1.57814

A. Khadka, Sabuj Khadka

{"title":"Share price behavior of Nepalese insurance companies","authors":"A. Khadka, Sabuj Khadka","doi":"10.3126/nccj.v6i1.57814","DOIUrl":"https://doi.org/10.3126/nccj.v6i1.57814","url":null,"abstract":"This research explores the influencing factors of market share price behavior in the Nepalese insurance business. The study focuses on four insurance firms and utilizes a purposive sample approach, yielding a dataset of 40 observations. The research investigates the correlations between significant factors such as dividend payout ratio (DPR), Earnings per share (EPS), price–earnings ratio (PER), dividend per share (DPS), and market price per share (MPS). The data show strong relationships between these characteristics and the MPS. The DPR and MPS have a negative connection, indicating that increased dividend distributions may lead to lower market prices. Positive correlations, on the other hand, are discovered among EPS, PER, DPR, and MPS, indicating that investors appreciate firms with greater profitability, growth prospects, and dividend payments. The research adds to the knowledge of share price behavior in Nepalese insurance firms. However, it is crucial to note that the findings are based on small sample size and may not apply to other sectors or countries. To fully understand the factors determining market pricing, future research should investigate increasing the sample size and including longitudinal approaches. These results have practical ramifications for investors, insurers, and politicians. Understanding share price behavior allows stakeholders to make educated choices about investment strategies, financial performance assessment, and policy creation to improve economic performance and shareholder value in Nepal's insurance business.","PeriodicalId":403873,"journal":{"name":"NCC Journal","volume":"80 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122230767","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Technology and human resource management: Some observations 技术与人力资源管理:一些观察

NCC Journal Pub Date : 2021-12-31 DOI: 10.3126/nccj.v6i1.57816

P. Shrestha

引用次数: 1

Status of intrinsic motivation of the white-collar employees: Is everyone equally motivated? 白领员工的内在动机现状:每个人的内在动机是否相同?

NCC Journal Pub Date : 2021-12-31 DOI: 10.3126/nccj.v6i1.57815

G. Bhattarai, Kapil Shah

{"title":"Status of intrinsic motivation of the white-collar employees: Is everyone equally motivated?","authors":"G. Bhattarai, Kapil Shah","doi":"10.3126/nccj.v6i1.57815","DOIUrl":"https://doi.org/10.3126/nccj.v6i1.57815","url":null,"abstract":"As white-collar employees are more concerned and value the job's intrinsic aspects, this study concentrated on the intrinsic motivation of white-collar employees. This study was dedicated to measuring the general status of the intrinsic motivation of different groups of gender, age, education, experience, and designation. Moreover, this study was dedicated to measuring whether there are differences in intrinsic motivation between and among various groups of employees in terms of their demography (i.e., gender, age, education, experience, and designation). Data were collected among the white-collar employees working in the Nepalese insurance industry. Cross-sectional and perceptual data was analyzed using SPSS. Three hundred fifty-eight responses were analyzed quantitatively. This study measured that white-collar employees working in the insurance industry were intrinsically motivated. Male employees were more intrinsically motivated than female coworkers. Old-aged employees' intrinsic motivation was higher than younger employees. Likewise, this study revealed that employees' intrinsic motivation within the education, experience, and designation groups was similar. Different practical and theoretical implications and directions for future research are suggested.","PeriodicalId":403873,"journal":{"name":"NCC Journal","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116557918","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Sales promotion and consumer buying behavior for FMCGs in Kathmandu 加德满都快速消费品的促销和消费者购买行为

NCC Journal Pub Date : 2021-12-31 DOI: 10.3126/nccj.v6i1.57812

Bharat Rai, Dila Ram Bhandari

{"title":"Sales promotion and consumer buying behavior for FMCGs in Kathmandu","authors":"Bharat Rai, Dila Ram Bhandari","doi":"10.3126/nccj.v6i1.57812","DOIUrl":"https://doi.org/10.3126/nccj.v6i1.57812","url":null,"abstract":"The objective of the research was to identify the factors influencing buying behavior of consumers on fast-moving consumer goods in Kathmandu. The independent variables to measure consumer buying behavior are taken free samples, price discounts, and “buy one get one free” on FMCGs buying. The study used positivist epistemology with predetermined hypotheses and a deductive approach with a single ontological foundation. The study used a quantitative method. To obtain the primary data, a questionnaire which was based on a 7-point Likert scale was utilized. The population for this study was comprised of customers of fast-moving consumer goods and a sample size of 395 was used. In this study, a convenient sampling technique and a causal- comparative research design were used. Multiple regression analysis was used to identify the effect of free samples, price discounts, and “buy one get one free” on consumer behavior. The result of regression analysis found that price discounts and free samples had a significant effect on buying behavior of consumers. In contrast, the buy one gets one free has not significantly affected consumer buying behavior on FMCGs. The results provide future scholars and business people with a road map to view the emerging context of market development.","PeriodicalId":403873,"journal":{"name":"NCC Journal","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133828163","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Exponentiated Weibull inverted exponential distribution: Model, properties and applications 指数威布尔倒指数分布:模型、性质及应用

NCC Journal Pub Date : 2021-12-31 DOI: 10.3126/nccj.v6i1.57785

A. Chaudhary, Lal Babu Sah Telee, Dhirendra Kumar Yadav

引用次数: 0

Macroeconomic determinants of unemployment in Nepal 尼泊尔失业的宏观经济决定因素

NCC Journal Pub Date : 2020-12-31 DOI: 10.3126/nccj.v5i1.56946

Khubi Ram Acharya

引用次数: 0

Nexus between stock market capitalization and its Drivers: An ARDL model analysis 股票市场资本化及其驱动因素之间的关系:一个ARDL模型分析

NCC Journal Pub Date : 2020-12-31 DOI: 10.3126/nccj.v5i1.56951

R. Gurung

{"title":"Nexus between stock market capitalization and its Drivers: An ARDL model analysis","authors":"R. Gurung","doi":"10.3126/nccj.v5i1.56951","DOIUrl":"https://doi.org/10.3126/nccj.v5i1.56951","url":null,"abstract":"This paper aims to examine the nexus between the stock market capitalization and it drivers in Nepalese context using the Auto- regressive Distributed Lag (ARDL) approach using the secondary date from 1988/89 to 2018/19. The stock market capitalization is has used as dependent variable and macro-economic, company specific, stock market size, government policy, and political factors have been used as independent variables. It has reported the descriptive statistics, correlation analysis, data stationary, ARDL bound test of long-run relationship. The long-run relationships amongst the variables have been confirmed with the ARDL short-run dynamics and Error Correction Mechanism approaches. The results indicated that gross domestic product and interest rate are important macro-economic variables to explain the stock market capitalization, whereas the return on equity in the case of firm-specific variables. Moreover, both the government policy and political factors have found to influence the stock market capitalization in the context of Nepalese capital market. The findings suggest for a promotion of economic growth with low and stable interest rates, improve company’s return on equity, and implement supportive government policies with political stability to support the overall stability and growth of the country's stock market capitalization.","PeriodicalId":403873,"journal":{"name":"NCC Journal","volume":"74 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115841650","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Factors Driving Stock Prices of Nepalese Insurers 推动尼泊尔保险公司股价的因素

NCC Journal Pub Date : 2020-12-31 DOI: 10.3126/nccj.v5i1.56938

Dipendra Karki

引用次数: 2