EPRA International Journal of Economics, Business and Management Studies最新文献

{"title":"A STUDY ON BEHAVIOURAL FINANCE AND ITS IMPACT ON DECISION MAKING OF AN INVESTMENT","authors":"K Arjun Goud, Dr. K. V. R. Satya Kumar, Dr. P.Chakradhar","doi":"10.36713/epra16186","DOIUrl":"https://doi.org/10.36713/epra16186","url":null,"abstract":"Behavioural finance questions the long-held belief in market rationality by investigating the impact of human psychology on financial decision-making. This study delves into the foundational ideas of behavioural finance, illuminating the ways in which emotions, cognitive biases, and shortcuts influence the actions of investors. It draws attention to the substantial impacts of these irrationalities on monetary choices by examining them. The research delves into certain biases including herding, anchoring, overconfidence, and loss aversion that impact investing decisions. Market inefficiencies caused by these biases may impact asset values and cast doubt on the long-held assumption that markets are inherently efficient. This study delves at the ways in which fear and greed influence financial decisions. Investors impulsive actions, fuelled by these emotions, have the potential to cause market fluctuations. Investors may improve their risk management and strategy development by understanding the psychological aspects that play a role in decision-making. The need of comprehending behavioural finance for different parties is emphasized in the article. To counteract the detrimental impacts of cognitive and emotional biases in financial decisions, it emphasizes the need of raising awareness and providing education. These initiatives may aid lawmakers, financial advisers, and investors in making better decisions in the financial markets by encouraging educated and reasonable decision-making.","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"171 ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-04-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140754873","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE POWER OF SACHET MARKETING: A COMPREHENSIVE EVALUATION","authors":"Shri.Shakti S Sarvade","doi":"10.36713/epra16110","DOIUrl":"https://doi.org/10.36713/epra16110","url":null,"abstract":"Sachet marketing is a strategic approach in which products are offered in small, affordable packaging to meet the needs of cost-conscious consumers. This marketing strategy aims to enhance accessibility, affordability, and convenience, particularly in emerging markets or among demographics with limited purchasing power. Sachet marketing facilitates market penetration by providing entry points for consumers to try new products with reduced financial risk. The approach involves creative packaging, often showcasing innovation in design and sustainability. While offering benefits to both consumers and sellers, such as affordability, trial opportunities, and market expansion, sachet marketing also poses considerations related to environmental impact and the need for a balanced approach to pricing and packaging. Understanding consumer preferences, economic conditions, and cultural factors is essential for successful implementation of sachet marketing strategies.\u0000KEY WORDS: affordability, convenience, Consumer preference, Cost – Effective, Environmental impact","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"36 17","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140231692","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"SELF-EFFICACY AND SAVING BEHAVIOR AMONG STUDENTS IN A LOCAL COLLEGE","authors":"Maria Elena G. Litob, Judelyn L. Sanchez, Daisy S. Gabule","doi":"10.36713/epra16035","DOIUrl":"https://doi.org/10.36713/epra16035","url":null,"abstract":"This descriptive-correlational study aimed to determine the level of self-efficacy and saving behavior among students in a local college. The study involved 318 respondents who were selected via random sampling. Survey forms on self-efficacy and saving behavior were willingly answered by the students. The results of the study found that the self-efficacy of the students in terms of generality, magnitude, and strength has a descriptive equivalent of high. It also revealed that the level of saving behavior of the students has a descriptive equivalent of high, which includes the saving aims, saving consistency, and saving attitude. Moreover, the study showed that there is a significant relationship between self-efficacy and saving behavior among the study respondents. \u0000KEYWORDS: self-efficacy, saving behavior, quantitative research, Philippines","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"19 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140248962","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"CEBU ASIANA LOGISTICS, INC. LEADERSHIP STYLES TOWARDS CREATING ORGANIZATIONAL CULTURE","authors":"Lariben G. Saberon, Clinton John E. Colcol","doi":"10.36713/epra15999","DOIUrl":"https://doi.org/10.36713/epra15999","url":null,"abstract":"This study intent to investigate the leadership style of middle to top managers of Cebu Asiana Logistics Inc. and to create an organizational culture for the organization. The researcher made use of Burnss Transformational and Transactional theory of leadership, Edgar Scheins theory, and Denisons Model of Organizational Culture as its theoretical framework for this research work. This study ascertains the leadership styles of managers and supervisors in the organizational culture of Cebu Asiana Logistics Inc. A significant contribution to understanding this concept of leadership styles is the transformational leadership theory of McGregor Burns which has captured the interest of many researchers in the field of organizational leadership over the past three decades. This theory as cited by Purwanto, A. et al. (2020) in their study on the Effect of Transformational and Transactional Leadership Style on Public Health Centre Performance, was developed in the late 20th century by Burns (1978) in his investigation of political leaders. Most of the managers in Cebu Asiana Logistics Inc., are 41 to 45 years old. And the majority are males with bachelors degree holders. They had been with the company for 1 to 5 years of service, and most of them attended seminars in the Maritime Industry Authority and Philippine Ports Authority; Supervisor respondents are mostly belonging to the age bracket of 46 to 50 years; are males and bachelors degree holders. In terms of length of service, they have been working in the company for 1 to 5 years and have attended seminars from the Philippine Ports Authority. Personnel respondents are ages 26 to 30 years old; Majority of them are males, and are bachelors degree holders; They are also working in the company for 1 to 5 years. Based on the significant findings and conclusions of this research, the following recommendations are offered. 1. Managers and supervisors should pursue graduate education and should be given incentives by the company. 2. Managers and supervisors as well as personnel should be given the chance to continuously evaluate the leadership styles and implementation of organizational culture competencies for results that could promote the quality, efficiency, flexibility, and productivity of the whole Cebu Asiana Logistics Inc. system.\u0000KEYWORDS: Leadership styles, organizational culture, Transformational leadership, Transactional leadership","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"4 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140248673","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"TECHNOLOGICAL TRANSFORMATION: THE EMERGING TRENDS IN EMPLOYABILITY SKILLS AMONG ENGINEERING GRADUATES: AN EMPIRICAL ANALYSIS","authors":"Dr. V. Tulasi Das, Dr. B. Sreedhar Reddy","doi":"10.36713/epra16023","DOIUrl":"https://doi.org/10.36713/epra16023","url":null,"abstract":"We are living in a fast-paced competitive world where new technologies are being introduced almost every day, trends are evolving, manual jobs are becoming obsolete, and new tech jobs are on the rise. Technology has eased its way into our lives, it has given rise to uncertainty. The rapid changes in the technologies have also transformed the need for in-demand skills in the industries. In addition, newer domains are emerging in the market and this is fuelling the demand for talent with the required skills that are capable of driving the organizational growth. Organizations and educational institutes need to cater to the requirements of the industry for upcoming generations and lay foundations for devising solutions that support rapid skill development. Industry 4.0 was in the recent past in 2011, its focus was on digitalization and included automation, artificial intelligence (AI) technologies, connected devices, data analytics, cyber-physical systems, digital transformation, and more., India needs to invest in constant upskilling of human resources and stay agile. Industry 5.0, seems to have already set in, 2020. The focus is personalization and humanization, emphasizing collaboration between humans and machines to create sustainable products and services and to deliver value-added tasks to customers. Hence, it is essential for us to keep learning and constantly upskill ourselves. The importance of upskilling for leaders by stating, When a person stops learning, they start falling behind. Therefore, we must learn new skills in such uncertain times to adapt to rising jobs in the era of industrial transformation. Over the past few years, the world is experiencing rapid changes in every sector. New employment avenues have opened and due to this, the demand for tech-savvy new-age skills has also grown. Keeping this in view this article is focus on to study the emerging trends in reskilling, upskilling and capacity building programmes. \u0000KEY WORDS: Uncertainty, Technological Transformation, Artificial Intelligence, Data Analytics, Digital Transformation, Upskilling, Reskilling, Capacity Building.","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"164 S344","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140256840","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"NAVIGATING THE COMMODITY MARKET: AN OVERVIEW FOR INVESTORS AND TRADERS","authors":"Ramanatha A, Ramya M, Prameela N, Shivaprasad S","doi":"10.36713/epra15981","DOIUrl":"https://doi.org/10.36713/epra15981","url":null,"abstract":"The paper provides an in-depth overview of commodity markets, covering traded goods, key stakeholders, financial instruments such as swaps, options, and futures. It underscores the importance of risk management, touching upon pricing, operational, and geopolitical factors, as well as the role of commodities in portfolio diversification. Additionally, it explores forthcoming trends in commodity trading, notably sustainability, and underscores the significance of education and risk awareness in making well-informed decisions.\u0000KEYWORD: Commodity Trading, Investors and Traders, trading strategies, portfolio diversification, commodity exchanges.","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"26 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140262565","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"UNVEILING THE LIVED EXPERIENCES OF 5-6S MONEY LENDERS: A PHENOMENOLOGICAL INQUIRY","authors":"April Mae T. Callo, Emma V. Sagarino","doi":"10.36713/epra15742","DOIUrl":"https://doi.org/10.36713/epra15742","url":null,"abstract":"The purpose of this study was to uncover and understand the experiences of 5-6 money lenders in Kapalong, Davao del Norte. In-depth interviews were done with 10 purposively chosen money lenders. The gathered information was analyzed thematically. The experiences of the participants encompass the struggle of collecting debt amortization and lack of working capital. Hence, they stressed the need for financial agreements, additional investment, efficiency & amiability, and aid through training, capital, and tax incentives. The results imply that government agencies may craft a program to improve the lending experiences of the money lenders and enhance the lending industrys overall quality.\u0000KEYWORDS: Business management, micro-money lenders, plight, qualitative-phenomenological inquiry, thematic analysis, Philippines","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"42 10","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140433953","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"OPTIMISING EMPLOYEE PERFORMANCE THROUGH QUALITY IMPROVEMENT WORK LIFE AND EMPLOYEE ENGAGEMENT; A CASE STUDY ON THE REGIONAL SECRETARIAT OF PEKALONGAN CITY","authors":"Cornelius Daniel Masae, Luki Iftinanaura, Gita Sugiyarti","doi":"10.36713/epra15780","DOIUrl":"https://doi.org/10.36713/epra15780","url":null,"abstract":"This study aims to optimise employee performance at Pekalongan City Regional Secretariat through improving quality of work life and employee engagement, using organisational citizenship behaviour (OCB) as a mediator. Quality of work life and employee engagement are identified as key factors that have the potential to improve employee performance. By utilising mathematical equations, this study illustrates the relationship between these variables. The study population consisted of civil servants in the Regional Secretariat of Pekalongan City. Analysis methods include descriptive analysis, multiple regression, coefficient of determination test, F test (Anova), and mediation test (Sobel test). \u0000KEYWORDS: Quality of work life, employee engagement, employee performance, organisational citizenship behaviour","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"21 13","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140451019","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE IMPACT OF ARTIFICIAL INTELLIGENCE IN DECISION MAKING: A COMPREHENSIVE REVIEW","authors":"Muhammad Eid BALBAA, Marina Sagatovna ABDURASHIDOVA","doi":"10.36713/epra15747","DOIUrl":"https://doi.org/10.36713/epra15747","url":null,"abstract":"Artificial Intelligence (AI) has emerged as a transformative technology with the potential to revolutionize decision making across various domains. This research article explores the impact of AI in decision making and its implications for individuals, organizations, and society. The article begins by providing an overview of AI and its key components, such as machine learning and natural language processing. It then discusses the role of AI in enhancing decision-making processes by automating tasks, augmenting human capabilities, and providing data-driven insights. The article highlights the benefits of AI in improving decision accuracy, efficiency, and scalability, while also acknowledging the challenges and risks associated with its implementation. These challenges include ethical considerations, biases in AI algorithms, and potential job displacement. The article further explores the importance of transparency, accountability, and interpretability in AI decision-making systems. Additionally, it discusses the role of human-AI collaboration and the need for interdisciplinary approaches to ensure the responsible and ethical deployment of AI in decision making. Drawing on case studies and empirical research, the article provides concrete examples of how AI is transforming decision making in various fields, such as finance, healthcare, and transportation. Finally, the article concludes by discussing future directions and recommendations for policymakers, organizations, and individuals to harness the full potential of AI in decision making while addressing its ethical, social, and economic implications.\u0000KEYWORDS: Artificial Intelligence, Decision Making, Machine Learning, Automation, Augmentation, Ethical Considerations, Bias, Transparency, Human-AI Collaboration, Responsible AI.","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":"251 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139848696","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE IMPACT OF ARTIFICIAL INTELLIGENCE IN DECISION MAKING: A COMPREHENSIVE REVIEW","authors":"Muhammad Eid BALBAA, Marina Sagatovna ABDURASHIDOVA","doi":"10.36713/epra15747","DOIUrl":"https://doi.org/10.36713/epra15747","url":null,"abstract":"Artificial Intelligence (AI) has emerged as a transformative technology with the potential to revolutionize decision making across various domains. This research article explores the impact of AI in decision making and its implications for individuals, organizations, and society. The article begins by providing an overview of AI and its key components, such as machine learning and natural language processing. It then discusses the role of AI in enhancing decision-making processes by automating tasks, augmenting human capabilities, and providing data-driven insights. The article highlights the benefits of AI in improving decision accuracy, efficiency, and scalability, while also acknowledging the challenges and risks associated with its implementation. These challenges include ethical considerations, biases in AI algorithms, and potential job displacement. The article further explores the importance of transparency, accountability, and interpretability in AI decision-making systems. Additionally, it discusses the role of human-AI collaboration and the need for interdisciplinary approaches to ensure the responsible and ethical deployment of AI in decision making. Drawing on case studies and empirical research, the article provides concrete examples of how AI is transforming decision making in various fields, such as finance, healthcare, and transportation. Finally, the article concludes by discussing future directions and recommendations for policymakers, organizations, and individuals to harness the full potential of AI in decision making while addressing its ethical, social, and economic implications.\u0000KEYWORDS: Artificial Intelligence, Decision Making, Machine Learning, Automation, Augmentation, Ethical Considerations, Bias, Transparency, Human-AI Collaboration, Responsible AI.","PeriodicalId":398391,"journal":{"name":"EPRA International Journal of Economics, Business and Management Studies","volume":" 24","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139788636","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}