{"title":"The Vicious Circle of Non-performing Assets: An introspection for Indian banks to ensure their profitability amidst COVID – 19 pandemic","authors":"","doi":"10.35291/2454-9150.2020.0459","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0459","url":null,"abstract":"The non performing assets (NPAs) or bad loans, as we understand generally, have always been one of the key challenges for Indian banks and financial institutions and they have been adversely affecting the sustainability of these financial service providers. While performing the basic function of extending credit in order to earn interest income, however, it is also important for these institutions to have an efficient and effective credit risk assessment mechanism in place, so that, a proper balance between profitability and sustainability is maintained. Credit scoring models are one of the most important components of credit risk assessment mechanism and banks and financial institutions of many developed countries have developed credit scoring models based on advanced technologies. On the contrary, most of the Indian banks are still dependent on the traditional way of developing credit scoring models, which might be a deterrent against ensuring safe credit policy amidst the COVID – 19 pandemic.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115277161","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Classification of Erythemato-squamous diseases using Artificial Neural Network and Genetic algorithm","authors":"","doi":"10.35291/2454-9150.2020.0464","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0464","url":null,"abstract":"This paper introduces a hybrid model using artificial neural network (ANN) and genetic algorithm (GA) to develop an efficient classification technique for classification of different categories of Erythemato-squamous diseases. Neural network has been extensively used in many applications like classification, regression, web mining, system identification and pattern recognition. Weight optimization in neural network has been a matter of concern for researchers in the field of soft computing. In this paper the weights of ANN are optimized with GA. The proposed hybrid model is applied on the Erythemato-squamous dataset taken from UCI machine learning repository. The dataset contains six different categories: psoriasis, seboreic dermatitis, lichen planus, pityriasis rosea, chronic dermatitis and pityriasis rubra pilaris of Erythemato-squamous diseases. The main aim of this paper is to determine the type of Eryhemato-Squamous disease using the hybrid model. The performance of the hybrid model is evaluated using statistical measures like accuracy, specificity and sensitivity. The accuracy of the proposed model is found to be 99.34% on test dataset. The experimental result shows the effectiveness of the hybrid model in classification of Erythematosquamous diseases.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"230 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116380868","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study on Green Supply Chain Management (GSCM)","authors":"","doi":"10.35291/2454-9150.2020.0439","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0439","url":null,"abstract":"In order to integrate the concern related to environment and supply chain management Green Supply Chain Management (GSCM) has emerged as an environmental innovation. Recently, it has gained popularity amongst practitioners and the academicians. It is also defined as the process of using environmentally friendly inputs and transforming the same into outputs that can be re-used at the end of its life cycle. It is treated as one of the most recent innovation for the improvement in the supply chain management competencies. The major activities under GSCM includes green design, green manufacturing, packaging, waste management and reversal of the logistics. GSCM has emerged as one of the key approaches for the organization whose prime focus is to become an environmentally sustainable enterprise. It is expected that in order to reduce the environmental impact of the various products and services, the organization will implement the strategies relating to it. Organizations have increased the awareness regarding environment due to the competitive, regulatory and marketing pressure.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121774051","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Experimental Analysis of Single Glazing, Double Glazing and Triple Pass Solar Dryer","authors":"","doi":"10.35291/2454-9150.2020.0441","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0441","url":null,"abstract":"Adjustable Multi glazing solar drying system is designed and fabricated for experimental study. The arrangement is made in the present model such that it can be wok as a single glazing, double glazing and multi-glazing solar dryer by adjusting the plain window glass (Glazing). The performance analysis and comparison of Single glazing (SGSD), double glazing (DGSD) and Triple pass solar drying system (TPSD) have been conducted by using red chilli. The performance curves show the effect of solar intensity on the collector efficiency, drying efficiency and pick-up efficiency of solar drying system. The collector efficiency of TPSD increased by 28.8% and 53% as compared to DGSD & SGSD respectively at average value of solar radiation 674.4 W/m² at 26.90 gm per second of air mass. The initial moisture content in red chili was measured and found 78.8 (wb) reduced to minimum moisture content 9.8% (wb). It could be concluded that, the time required to dry the red chilli in TPSD is minimum as compared to SGSD and DGSD.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130834526","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Study of Physical Properties and Analysis of Welding Parameters of A Butt Joint of C45 Steel in MIG Welding","authors":"","doi":"10.35291/2454-9150.2020.0470","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0470","url":null,"abstract":"This project shows the effect of welding variables on the mechanical properties of C45 steel. This medium carbon steel plate of 10 mm thickness welded using the Metal Inert Gas Welding. Welding current, voltage, root gap are the welding parameters. The hardness and tensile strength of weld specimen are investigated in this study. The results showed that the selected welding parameters had significant effects on the mechanical properties of the welded samples. The welded samples were cut and machined to standard configurations (dog bone sample) for tensile and hardness tests. The selected three input parameters were varied at three levels on the analogy; nine experiments were performed based on L9 array of Taguchi’s methodology, which consist three input parameters. Analysis of variance (ANOVA) was employed to find the levels of significance of input parameters. Root gap has greatest effect on tensile strength followed by welding current and voltage. Voltage has the greatest effect on hardness followed by root gap and welding current. The relative studies of machining performances on the basis of metallurgical properties are properties are prepared by the help of statistical tools, i.e. L9 Orthogonal Array, ANOVA etc.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134402224","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Innovating Start-up Business and Entrepreneurship","authors":"","doi":"10.35291/2454-9150.2020.0435","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0435","url":null,"abstract":"Innovation and Entrepreneurship are two related words in the business world. Entrepreneurship is an activity of designing, starting and running a new business. Entrepreneurship is doing things that are generally not done in the ordinary course of business. Entrepreneurship is the risk taking by the innovators called entrepreneur in an\u0000economy. Innovation may be in introducing a new manufacturing process that has not yet been commercially exploited. Innovation is translating ideas or inventions that creates value. It satisfy the customer needs and preferences. Entrepreneurship is applying innovation to bring ideas and does thing in a new and better way. Innovation involves problem solving and Entrepreneurship is a problem solver. The paper says about the innovation and Entrepreneurship mainly focus on the importance and development of the business where the company earns profit from the customer satisfaction. It shows the current role of the innovation and Entrepreneurship development and how it helps in\u0000business survival.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"70 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132101062","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Second Order Low Pass RC Active Filter for Low Frequency Signal Processing","authors":"","doi":"10.35291/2454-9150.2020.0467","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0467","url":null,"abstract":"The different parameters define the characteristics of filter for various applications like: Biomedical applications, Defense communication systems, Wireless Communication systems etc. The mostly measured parameters for filter designing are frequency range, cut off frequency, gain, power consumption, and noise. In this paper, our work focuses on frequency range measurement at cut off frequency of Hz of second order low pass filter with designed using CMOS technology for IC fabrication. The proposed circuit gives the high frequency range at low frequency (100Hz – 10MHz) with 1mV 50Hz low power supply using complementary compound pair on the value of R=1K and C=10pH. This second order active low pass filter provides high amplification at the output with 4.861V. It is implemented and simulated on 180nm Cadence tool in terms of wide frequency range or band at cut off frequency of Hz to MHz.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127436171","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Determinants of Retained Earnings in Profitable Petroleum Companies in India: A Study of Petroleum Sector","authors":"","doi":"10.35291/2454-9150.2020.0450","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0450","url":null,"abstract":"In this paper an attempt has been made to identify the important determinants of retained earnings in profitable petroleum companies in petroleum sector of India and which have impact on the retention of earnings of petroleum companies under study. Multiple linear regression is used to identify the determinants of retained earnings for a period of sixteen years. Also the importance of retained earnings as a source of finance for petroleum sector companies is also studied in the paper.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115679586","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Applications of Queuing Theory in Quantitative Business Analysis","authors":"","doi":"10.35291/2454-9150.2020.0474","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0474","url":null,"abstract":"Queuing Theory provides the system of applications in many sectors in life cycle. Queuing Structure and basic components determination is computed in queuing model simulation process. Distributions in Queuing Model can be extracted in quantitative analysis approach. Differences in Queuing Model Queue discipline, Single and Multiple service station with finite and infinite population is described in Quantitative analysis process. Basic expansions of probability density function, Expected waiting time in queue, Expected length of Queue, Expected size of system, probability of server being busy, and probability of system being empty conditions can be evaluated in this quantitative analysis approach. Probability of waiting ‘t’ minutes or more in queue and Expected number of customer served per busy period, Expected waiting time in System are also computed during the Analysis method. Single channel model with infinite population is used as most common case of queuing problems which involves the single channel or single server waiting line. Single Server model with finite population in test statistics provides the Relationships used in various applications like Expected time a customer spends in the system, Expected waiting time of a customer in the queue, Probability that there are n customers in the system objective case, Expected number of customers in the system","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115700348","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Investigation of Anaerobic Digestion of Organic Solid Waste","authors":"","doi":"10.35291/2454-9150.2020.0431","DOIUrl":"https://doi.org/10.35291/2454-9150.2020.0431","url":null,"abstract":"The technology of anaerobic digestion of organic solid wastes is, in many aspects, mature. Topics such as fundamentals (kinetics, modeling, etc...) Process aspects performance, two and single phase systems, wet technologies, digestion enhancement of several treatments. Digestion with other substrates and its relation to composting technology are examined in this review. Special attention is paid to the advantages of anaerobic digestion in limiting the emission of greenhouse gases. An overview of industrial achievements and future developments. Municipal solid waste management\u0000(MSWM) is one of the major environmental problems of Indian cities. Improper management of municipal solid waste (MSW) causes hazards to inhabitants. Various studies reveal that about 90% of MSW is disposed of unscientifically in open dumps and landfills, creating problems to public health and the environment. In the present study, an attempt has been made to provide a comprehensive review of the characteristics, generation, collection and transportation, disposal and treatment technologies of MSW practiced in India Special attention is paid to the advantages of anaerobic digestion in limiting the emission of greenhouse gases. On overview domestic and organic waste achievement and future development.","PeriodicalId":394517,"journal":{"name":"International Journal for Research in Engineering Application & Management","volume":"50 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129876603","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}