IOSR Journal of Economics and Finance最新文献

{"title":"Utilizing Innovative Instructional Strategies in the Development of Entrepreneurial Skills in Business Education Students in Ogun State, Nigeria","authors":"T. A. Akinyele, S. Oke, F. F. Bolarinwa","doi":"10.9790/5933-0801037883","DOIUrl":"https://doi.org/10.9790/5933-0801037883","url":null,"abstract":"This study focused on Utilizing Innovative Instructional Strategies in the Development of Entrepreneurial Skills in Business Education Students in Ogun State, Nigeria. The study was carried out due to the realization of the writers that most graduates of Business Education in Ogun State Higher Institutions despite their knowledge and skills in Entrepreneurship Education do not get self-employed. They will go about looking for employment, getting underemployed and even being frustrated because of lack of employment. Descriptive survey research was adopted for the study.It was guided by two research questions and two hypotheses. The population of the study consisted of 24 lecturers and 289 final year students studying Business Education in six (6) Higher Institutions in Ogun State. Structured questionnaire containing 30 items on a 5 point Linkert Scale was used to obtain information from the respondents.Three hundred and thirteen (313) questionnaires were administered to respondents and three hundred and nine (309) were retrieved and used for the study. The data collected were analysed using mean and standard deviation while t-test parametric test was used to test the hypotheses at 0.05 levels of significance. The findings revealed amongst others that utilization of innovative instructional strategies in the development of Entrepreneurial Skilled in Business Education Students would make more students put the skilled into practice by becoming self-employed and employers of labour. It was also found out that most lecturers don’t apply these strategies because of load of work, lack of skills on this strategy, population of students and non-availability of required resources. One major recommendation was that innovative strategies should be used for better understanding and appreciation of entrepreneurial skill to enhance innovative and creativity.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131819769","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Legal Aspects of Internet Banking in Contexts of Internal and International Laws","authors":"Nariman Fakheri, Zahir Jafarniya, Seyed Gani Nazari","doi":"10.9790/5933-0801034045","DOIUrl":"https://doi.org/10.9790/5933-0801034045","url":null,"abstract":"The modern world deals with great changes on communication of information and development of new technologies of communication and information, making it inevitable to apply new management, economic, political, and legal methods and strategies. The new information and communication that is the basis of management in the modern world requires proper mechanisms and infrastructures in order to make the development of business and good environment for entrepreneur possible. One of the most important infrastructures is internet banking. Arising any issue, whether political, social, economic, or cultural, has consequences associated with different internal or international outcomes, regardless of their positive or negative results. Since financial issues have been always the most challenging issues in human societies, internet banking is dealt with economic issues in a different and new way and hence, it may include regulations to meet, internally or internationally, the legal needs of clients and custodians and contribute to developing this technology further. Global central bank thinking and a uniform treaty for internet banking with strategic rules and regulations to resolve the financial disputes arising from internet banking is an instruction for pragmatists in reaching a global uniform procedure, which is considered as the most important outcome of modern communication, i.e. internet banking. Drafting and adoption of the International Convention on internet banking under considerations of the United Nations Commission on International Trade Law through instructions and procedures of the central bank providing two conditions of goodwill and safety is an introduction for the realization of internet banking, which needs the contribution and cooperation of all countries including Iran. Internet banking may be misused and have harmful consequences for economy as much as it can contribute to develop economic, financial and banking activities. Aiming at improving internet banking and treating against violators and maintaining the clients' values, legal rules, either internal or international, are to maintain the clients' rights on the one hand and contribute to strengthening the foundations of this new economic technology on the other hand. In this context, this paper aims at study the legal aspects of internet banking in contexts of internal and international laws and explores the related rules with this technology briefly.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"106 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116848076","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Economic Impact of Corporate Governance in Saudi Arabia Economy","authors":"Alotaibi Mohamed Meteb","doi":"10.9790/5933-0705023949","DOIUrl":"https://doi.org/10.9790/5933-0705023949","url":null,"abstract":"The corporate governance concept has a great importance due to the financial declines and economic crises which several states have witnessed in the money markets and corporations located in a number of states in East Asia, Latin America and Russia during the 1990s of the twentieth century. Furthermore, the US economy has lately witnessed financial and accounting declines and the world financial crisis of 2008-2009 whose one of its most important reasons is related to the lack of transparency and disclosure of the financial and accounting data of a number of corporations and economic units of the money markets. Definitions of corporate governance are varied according to the different adopted viewpoints related to the research scope. Governance can be defined as the corporations’ rational governance through a group of laws, rules and bases that guarantee transparency and law enforcement. This Paper aims to identify the various concepts of governance and state the motives behind adopting this new trend while clarifying the main features and objectives of governance, the fundamentals upon which governance is based and the internal and external determinants the control the performance of governance. The study aims as well to review the most important criteria and different principles of governance in light of the institutional framework that organizes its work nature, the international endeavors to activate it. The study aims also to identify the status quo of the corporate governance in Saudi Arabia. The Paper relies on the descriptive method and depends on theoretical library researches and the literature review in this field. Finally, the study introduces its concluded results and","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115540914","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Empirical analysis of financial contributions of tourism to the gross domestic product of nigeria.","authors":"A. Asuquo, Peter A. Oti, Effiom Asuquo Etim","doi":"10.9790/5933-0705022438","DOIUrl":"https://doi.org/10.9790/5933-0705022438","url":null,"abstract":"This study evaluated the financial contributions of tourism to the gross domestic product of Nigeria from 2000-2015. To achieve the study objectives, ex-post facto research design was adopted and secondary data were collected. Data collected were analyzed using ordinary least square multiple regression technique. This was aimed at determining the cause-effect relationship between financial contributions of Tourism Sector to gross domestic product of Nigeria within the period under review. Results obtained from the analysis showed that there is a significant relationship between financial contributions of Tourism Sector to gross domestic product of Nigeria. A further analysis on contributions of other related sectors such as Health Sector, Transportation Sector, etc. yielded a non-significant relationship. Arising from the above results and conclusion, it was recommended amongst others that, in order to improve on the yield of the value of gross domestic product of Nigeria, government should develop Tourism Sector and other related sectors mentioned above. The major contribution of the work is therefore the discovery made concerning the course effect relationship between financial contributions of other related sectors to the growth of gross domestic product which normally should be positive, but was discovered to be negative based on empirical result of this work. Also the growth in tourism which normally should have had a significant relationship with growth in gross domestic product was discovered to be non-significant. It is therefore suggested that the tourism sector be accorded more attention in view of the volatility associated with revenue from petroleum products. Keywords: Tourism growth, Gross domestic product, Hospitality industries, Tourist, Tourist destination, Tourism expenditure","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"90 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125646110","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"“Preference pattern of Investors in Stock Market-A case study of Investors in North Karnataka Region”","authors":"A. Mirji, C. Prashantha","doi":"10.9790/5933-0705025052","DOIUrl":"https://doi.org/10.9790/5933-0705025052","url":null,"abstract":"Investors in the stock market in the study area have exhibited some significant trends regarding their preferences for investment. The study has covered 600 selected investor-respondents consisting of 482 male investors and 118 female investors in selected district head quarters of North Karnataka region. The major socio-economic profile of the respondents related to their sex, age categories, educational status, occupation, income groups and duration of experience in stock market. Majority of male investors seem to have preference for ‘Large’ and ‘Midcaps’ for investments while all the selected female respondents’ investors have preferred ‘small caps’. Preference for large and mid caps is more pronounced among majority of respondent investors with different socio-economic profiles like age, education, occupation, income and stock market experience. Male investors have exhibited more aggressive and risk assuming behaviour while female investors have indicated risk aversion approach.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"101 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115801345","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Dynamique Non Linéaire Du Marché Boursier Marocain : Une Application Des Modèles A Changement De Régimes","authors":"N. Bensaid","doi":"10.9790/5933-0705020915","DOIUrl":"https://doi.org/10.9790/5933-0705020915","url":null,"abstract":"In this paper, we study the dynamics of the Moroccan stock index the MASI as well as six Moroccan companies among the biggest market capitalizations. For this purpose, we characterize these dynamics by holding a particular class of the non-linear models, namely, the models with smooth transition « STAR » which are able to reproduce the switching regimes in the presence of transaction costs and in the presence of heterogeneous anticipations of the investors. The estimations done, conjugated to the theoretical framework, highlight the superiority of the process SETAR with regard to the linear model to reproduce the dynamics of the stock-exchange yields of the Moroccan companies, and to question the hypothesis of efficiency of financial markets.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"99 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131400469","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Conduct of Participants in The Retail Market for Metal Products in Kakamega County, Kenya","authors":"T. M.c, C. Ngala, J. Byaruhanga","doi":"10.9790/5933-0705027989","DOIUrl":"https://doi.org/10.9790/5933-0705027989","url":null,"abstract":"This paper investigates the conduct of participants in the retail market for metal products in Kakamega County, Kenya in bid to assess its competitiveness. The primary data used to analyze the market conduct is based principally on a sample of 249 respondents interviewed in 2015 in the Towns of Kakamega and Mumias. Descriptive survey and causal designs were employed due to their suitability in detailing the market conditions and in hypothesis testing. The results indicate that conduct in the retail market for metal products was influenced mainly by product promotion (displaying and giving discounts) and business networks while prices were determined through a mix of strategies including vertical coordination and collusion, thus confirming (Koutsoyianni's, 1993) observation that no industry is perfectly competitive. The findings have distinct policy relevance in several respects. First, they point to the need to formulate regulations requiring prices for metal products be displayed and that standard weights and measures be used in the entire retail market. This can ensure that the consumer is given the necessary market information in order to make rational decisions. Secondly, there is need for regulations calling on enterprises to join business associations/networks to enhance access to and utilization of market information. Thirdly, appropriate tariff rates for information, communication and technology as well as social media should be formulated to contribute to consumer enlightenment and product promotion. Finally, there is need for continuous reduction in opportunities for exploiting imperfectly informed buyers and sellers further helping to maintain competitive business conduct as well as markets.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116067570","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Indonesia Macro Economy Stability Pattern Prediction (Mundell-Flamming Model)","authors":"Rusiadi Rusiadi, Ade Novalina, Prawidya Khairani, A. Siahaan","doi":"10.9790/5933-0705021623","DOIUrl":"https://doi.org/10.9790/5933-0705021623","url":null,"abstract":"This study examines whether economic stability in Indonesia capable predicted by the model Mundell-Fleming. Prediction proxy stability of the interaction of fiscal and monetary policy. During Indonesia's economic stability is largely determined by the strength of economic fundamentals, while economic fundamentals are strongly influenced by fiscal and monetary policies. Therefore flemming Mundell predicts how strong the economic stability in Indonesia ?, the statement in the analysis by using a long-term predictions are Vector Autoregression. Research findings indicate patterns of interaction predictions variety of fiscal and monetary policy, both short term, medium term and long term. It turned out that fiscal policies are derived from taxes are more effective than government spending to control economic growth, investment and inflation, but government spending is more effective to control the exchange rate. The monetary policy of interest rates more effectively control the exchange rate and inflation, while the money supply is more effective in controlling the growth of economy and investment. Keyword:Mundell-Fleming, Macroeconomic Stability, Fiscal Policy, Monetary Policy.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124334941","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Potrait of Poverty and Related Categories Human Development Index (HDI) District/City In East Java (2005-2014)","authors":"Hadi Sumarsono, Lysia Novarinda","doi":"10.9790/5933-0705020108","DOIUrl":"https://doi.org/10.9790/5933-0705020108","url":null,"abstract":"Development is a tool used to archieve the goals of the nation and the economic growth is one indicator to assess the success of the development of a country. Economic growth has been and will remain to cornerstone of poverty reduction. This study analysis the poverty and Human Develpment Index (HDI) of East Java Province by using cointegration test. The time frame of this study began in 2005-2014. The scope of this study conducted in 38 districts/municipalities in East Java Province. In general HDI variable inrease, while the variable of poverty has decreased in East Java Province during the period 2005-2014. Result of data if there are 15 districts/cities that fall into Quandrant 1 which has a high HDI value and the percentage of low poverty. Quadrant 2 there are four district that have a lower HDI values and the percentage of high poverty. Quadrant 3 that have eight district that have a lower value and the percentages of low poverty. Quadrant 4 there are 11 districts that have a lower HDI value and the percentage of high poverty. Based on the result if the data that urban areas occupy the first quadrant. As a for areas that are in quadrant 4 is the district. Economic growth has been and will remain the cornerstone of poverty reduction. Poverty can make the effects serious enough for human development because of the problem of poverty is a complex problem actually stems from the purchasing power of people who are not able to meet the basic needs so that the other needs such as education and health was neglected. Poverty has long been a problem of Indonesia, and until now they have not shown signs of disappearing. The statistics continued to provide information is the large number of poor people, based on data from the Central Bureau of Statistic (BPS) number of poor Indonesia people in 2010 was 31.02 million (13.33%), while in the province of East Java 14.87%.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126708660","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Evaluation of the Effect of Independent Audit Quality and Ownership Structure on Earnings Management in the Listed Companies of Tehran Stock Exchange","authors":"A. Lisa, P. Zadeh","doi":"10.9790/5933-0705025356","DOIUrl":"https://doi.org/10.9790/5933-0705025356","url":null,"abstract":"","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134457105","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}