IOSR Journal of Economics and Finance最新文献

{"title":"An Analysis of Foreign Exchange Reserves in India since 2001- 2016","authors":"Saba Abid, Neelam Jhawar","doi":"10.9790/5933-0802017074","DOIUrl":"https://doi.org/10.9790/5933-0802017074","url":null,"abstract":"The study is aimed at analysing the trend in Foreign Exchange Reserves and its components in India. The period of the study is defined from 2011 to 2016 and is based on secondary data.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"66 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131946700","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Socio-Economic Background Of Households and Health Status of Young Children (3-5 Years of Age) “A Case Study of Village Battle-Ballian, Udhampur”","authors":"Sharief Ahmed","doi":"10.9790/5933-0802031620","DOIUrl":"https://doi.org/10.9790/5933-0802031620","url":null,"abstract":"Existing literature suggests that health status is multi-dimensional; a result of complex causes such as socio-demographic factors (household amenities, food intakes of child, overall hygiene of the child, immunization status), environmental, genetic and biomedical factors and varies over the life cycle, implying intergenerational health effects. Studies show that health in early life has substantial effects on health and wellbeing throughout the entire life course. Literature shows that better-off people both socially and economically tend to be in better health and healthier people are more productive. Studies on intergenerational transmission of health report positive correlation between favorable maternal characteristics and survival probabilities of their children. Recognizing the multiplicity of pathways, the bidirectional nature of causes and effects between health status and economic development, it is quite possible to attempt a review on socioeconomic background of the household and health status of young children (36 months to 71 months) issues in one study. This study therefore focuses on the effects of parental socio-economic status (SES) on child health. Main focus of this paper is to find the effect of socio-economic background of the household as an indicator of SES and examine its impact on child health outcomes for children aging 3 to 5 years. Socio-economic status of household affects child development and better health as well as child development contribute to Economic Development of an Economy.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"8 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132292364","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Effectiveness of National Bank of Ethiopia in Choosing Appropriate Intermediate Target","authors":"Dawit Hayeso Borsamo, P. Aggarwal","doi":"10.9790/5933-0801035971","DOIUrl":"https://doi.org/10.9790/5933-0801035971","url":null,"abstract":"The study assesses the effectiveness of National Bank of Ethiopia in choosing appropriate intermediate targeting framework by examining the stability of long run money demand function from 1981 to 2014. To examine the stability of money demand the study used real gross domestic product (RGDP) as scale variable, saving deposit rate (Rt) as opportunity cost variable, average exchange rate (Ex) as indicator of openness of economy, and real money demand measured by (M2/Pt).The study used ADF unit root test, the Johansen and Juselius (1990) Co-integration, error correction model (ECM), and CUSUM and CUSUMSQ stability tests. The results of long run regression indicated that real broad money demand had positive and highly significant relationship with RGDP and exchange rate whereas saving interest rate has negative and insignificant relationship. In addition CUSUM and CUSUMSQ stability tests of long run money demand function showed the evidence for parameter stability. However, the short run model indicated instability of the parameters. Thus, monetary targeting framework based on broad money supply (M2) can be appropriate intermediate target of monetary policy in Ethiopia. This implies that national Bank of Ethiopia is Effective in choosing intermediate monetary policy target. In short run, however, monetary policy authority can better target multiple macroeconomic indicators.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129660539","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Ethical dispute control in Islamic banking relationship","authors":"I. Adamu, Ahmad Khilmy Abdul Rahim, A. Hamed","doi":"10.9790/5933-0801037277","DOIUrl":"https://doi.org/10.9790/5933-0801037277","url":null,"abstract":"This paper examines application of ethical practice in conflict management process in Islamic banking relationship.The paper used interpretive qualitative research, based on current practice of Jaiz Islamic bank in Nigeria.Data were gathered from Jaiz Islamic bank staff, through semi structured interview.The findings show that, Jaiz Islamic bank managers uses Sulh (conciliation and compromise) more than Mushawarah (consensus building) approach, once disagreements occur.If conflict escalates, they preferably employ non-binding arbitration process using experts like Fatawal-mufti and or CBN than arbiter judge (court \u0000annexed).Managers expresses their opposition to any form of court litigation, rather, they prefer out of court settlement to settle dispute, due to resultant effect of court litigation on business relationship continuity.Jaiz Islamic bankers therefore, are found to be innovative in conflict management in all customer related issues.The \u0000study contributes to literature of dispute control by effectively resolving dispute issues at less cost.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116157009","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A Study of Role in Financing of Agricultural and Industrial Sect ors by State Bank of India with Special Reference to Bihar (In Recent Years)","authors":"K. Mangal","doi":"10.9790/5933-0801032931","DOIUrl":"https://doi.org/10.9790/5933-0801032931","url":null,"abstract":"The role of state bank in agricultural and Industrial finance was very negligible till very recently Stat e Banks branch network had a strong urban basis and did not have an adequate coverage of rural areas. Keepin g this fact in view Government took a bold step of nationalizing the 14 Banks in 1969 in order to reduce the regi onal imbalances. The advances of State Bank of India towards a agricultural and Industrial Development are al so Increased enormously. Instead it has started new type of branches at important Centers known as State Bank of India Agricultural Development Banks. The bank (SBI-ADB) with the available resources and by the assistan ce from the NABARD has been assisting the potential farmers. Involvement of State Bank of India in agricultura l and Industrial finance in a big way is said to be a boon to the agriculturists and Industrialist. Moreover SBI ar e providing finance for farming, Industry, and other related activities which is a gate way for the prosperity of t he made to the examine the working of SBI to special of Bihar. I. Major objectives of the study 1 To examine the role of the state bank of India in agricultural and Industrial finance with special reference of Bihar. 2 To analyses the Impact of the finance on the sample borrowers, cropping pattern, income and employment levels in Bihar. 3 To examine the adequacy of credit provided for different schemes in Bihar. 4 To examine the repayment performance of the sample borrower farmers and Businessman of Bihar. 5 To examine the opinions of the borrowers on the finance extended by the State Bank of India. 6 To suggest ways and means for improving the operational efficiency of bank branches in financing the rural sector with special reference to State bank of India, Bihar. 7 To analyses the reasons for over dues in State bank of India to overcome the over dues in the bank 8 To examine Important causes for non-repayment of the loans are :(a) lack of supervision by the bank, (b) Crop failure, (c) Impression that bank loans are like subsidies granted by government which need not to be repaid, etc. II. Need for the study A study to examine the Impact of the State banks finance in rural development. The problems of both t he banker and farmer and gave suggestions to overcome the problems. It is also a known fact that the State Bank of India took initiative in opening separate branches for financing agricultural and Industrial development. Ther e are no systematic studies on the working of State Bank of India with specific references to branches in Bihar o ur study may also helps in understanding the working of SBI from the point view of its beneficiaries. This micro level study may helps in bringing out the changes helps in making suggestions of the empirical study. III. Summary State bank of India is the oldest and one of the largest commercial bank in India. It is serving the peopl e more than 200 years back. The bank provides a full range of corporate commercial and retail ","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"08 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129933185","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A Comparative study of satisfaction of consumers while using services of India Post and Private Courier Firms","authors":"M. Devika, Dr.V. Renuga","doi":"10.9790/5933-0801032628","DOIUrl":"https://doi.org/10.9790/5933-0801032628","url":null,"abstract":"","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123721400","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Imperatives of Domestic Debt Payments And Economic Growth: the Nigerian Evidence","authors":"J. UgwuOkereke","doi":"10.9790/5933-0801034651","DOIUrl":"https://doi.org/10.9790/5933-0801034651","url":null,"abstract":"","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114910541","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Current Exchange Rate Challenges And Nigeria’s Balance of Payment","authors":"J. UgwuOkereke","doi":"10.9790/5933-0801035258","DOIUrl":"https://doi.org/10.9790/5933-0801035258","url":null,"abstract":"","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"100 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122613618","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Contractual Liabilities in Internet Banking Contracts","authors":"Nariman Fakheri, Zahir Jafarniya, Seyed Gani Nazari","doi":"10.9790/5933-0801033239","DOIUrl":"https://doi.org/10.9790/5933-0801033239","url":null,"abstract":"The modern world deals with great changes on communication of information and development of new technologies of communication and information, making it inevitable to apply new management, economic, political, and legal methods and strategies. The new information and communication that is the basis of management in the modern world requires proper mechanisms and infrastructures in order to make the development of business and good environment for entrepreneur possible. One of the most important infrastructures is internet banking. Arising any issue, whether political, social, economic, or cultural, has consequences associated with different internal or international outcomes, regardless of their positive or negative results. Since financial issues have been always the most challenging issues in human societies, internet banking is dealt with economic issues in a different and new way and hence, it may include regulations to meet, internally or internationally, the legal needs of clients and custodians and contribute to developing this technology further. Global central bank thinking and a uniform treaty for internet banking with strategic rules and regulations to resolve the financial disputes arising from internet banking is an instruction for pragmatists in reaching a global uniform procedure, which is considered as the most important outcome of modern communication, i.e. internet banking. Drafting and adoption of the International Convention on internet banking under considerations of the United Nations Commission on International Trade Law through instructions and procedures of the central bank providing two conditions of goodwill and safety is an introduction for the realization of internet banking, which needs the contribution and cooperation of all countries including Iran. Internet banking may be misused and have harmful consequences for economy as much as it can contribute to develop economic, financial and banking activities. Aiming at improving internet banking and treating against violators and maintaining the clients' values, legal rules, either internal or international, are to maintain the clients' rights on the one hand and contribute to strengthening the foundations of this new economic technology on the other hand. In this context, this paper aims at study the legal aspects of internet banking in contexts of internal and international laws and explores the related rules with this technology briefly.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"73 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133925584","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Effect of Liquidity Management Practices on Profitability of Manufacturing Industry in Kenya","authors":"James N. Kung’u","doi":"10.9790/5933-0801038489","DOIUrl":"https://doi.org/10.9790/5933-0801038489","url":null,"abstract":"Industrial firms require liquid cash for smooth operations. Failure to convert current assets into liquid cash can force a profitable firm into liquidation. The purpose of this study was to determine the effect of liquidity management practices on profitability of industrial firms in Kenya. The study was explained by two cash management models; Baumol’s cash management model and Miller – Orr cash management model. Correlational research design was adopted. Two types of data were collected. Primary data was collected through the use of a questionnaire and secondary data through the use of a record survey sheet. Stratified random sampling technique was used to determine the sample size. Data analysis was through descriptive and inferential data analysis. The inferential data analysis, Pearson’s correlation, regression and ANOVA analysis were applied. The results of the analysis indicated that the correlation coefficient between liquidity cash management and profitability was 0.711 at 0.01 significant level. This showed a positive and significant relationship between liquidity management practices and profitability of industrial firms. R 2 value was 0.5055 which means that 50.55% of the corresponding variation in profitability can be explained by change in liquidity management practices. The rest 49.45% can be explained by other factors that are not in the model. The ANOVA results on liquidity management practices and profitability had an F-value of 90.677 which was significant with a P value = 0.000 meaning that the overall model was significant in the prediction of profitability in industrial firms in Kenya. It is recommended that the finance managers should establish optimal cash targets, lower and upper cash limits in their industrial firms. They should also invest excess cash into productive assets.","PeriodicalId":387621,"journal":{"name":"IOSR Journal of Economics and Finance","volume":"493 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121718275","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}