Journal of Management Information and Decision Science最新文献_第10页

Write – off doubtful assets in financial institutions - with special referance to select banking sectors 金融机构的呆帐资产核销。特别指选定的银行部门

Journal of Management Information and Decision Science Pub Date : 2022-06-30 DOI: 10.26524/jms.12.33

Shenbagavalli T

{"title":"Write – off doubtful assets in financial institutions - with special referance to select banking sectors","authors":"Shenbagavalli T","doi":"10.26524/jms.12.33","DOIUrl":"https://doi.org/10.26524/jms.12.33","url":null,"abstract":"The economic history of many countries reveals that financial sustainability provides not only economic development but also develops financial infrastructure, always both should go hand in hand” Now a days, financial institutions are playing vital role in the development of economy particularly banking sectors includes Commercial banks and Investment banks, leasing companies,microfinance institutions. All these forms of financial institutions are united for providing intermediate financial flow by accepting deposits from the individual depositors or wide range of Business Operations provided these financial flows to the individuals and corporate borrowers, mainly in the form of business and commercial lending in the form of short term and long-term basis and charge interest. Because of customers or clients just don’t pay what they owe, recession (trade and industrial activities are reduced) lower exports and restriction in cash withdrawals create high percentage of Non-Performing Assets (NPA). Particularly it creates Doubtful assets and loss assets. Usually banking sectors use the allowance method for purpose other than income tax and direct method to write off these assets. The finance minister informed the Lok Sabha that Schedule Commercial Banks have been written off loans worth Rs. 5.85-lakh crore. Due to large scale disruption caused by COVID- 19, bad loans in the banks are likely to increase by 200 to 300 bps by March 2021 this certainly call for special dispensation to deal with bad loans and to maintain financial health of banks. Towards this end Indian Bankers Association has again mooted a off balance sheet solution. This paper study the impact of these issues.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"28 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89858632","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

E government: dimensions attended in local governments in latin america case of mexico 电子化政府:以墨西哥为例的拉丁美洲地方政府参与的维度

Journal of Management Information and Decision Science Pub Date : 2022-06-30 DOI: 10.26524/jms.12.34

Israel Patiño Galvan

引用次数: 0

A study on role of consumer generated media in influencing consumer buying behaviour with reference to electronic devices 以电子设备为例，研究消费者产生的媒介对消费者购买行为的影响

Journal of Management Information and Decision Science Pub Date : 2022-06-30 DOI: 10.26524/jms.12.31

Galla Lavanya, Subbarayudu Y

引用次数: 0

A study of impact on capital structure and liquidity analysis of profitability towards hdfc bank hdfc银行盈利能力对资本结构和流动性的影响研究

Journal of Management Information and Decision Science Pub Date : 2022-06-30 DOI: 10.26524/jms.12.32

Venkatesan T, Nagarjan S K

{"title":"A study of impact on capital structure and liquidity analysis of profitability towards hdfc bank","authors":"Venkatesan T, Nagarjan S K","doi":"10.26524/jms.12.32","DOIUrl":"https://doi.org/10.26524/jms.12.32","url":null,"abstract":"The capital structure is one of the most important strategic financial decisions of firms. Since financing decisions influence profitability and hence firm’s value, this study examines the impact of capital structure on profitability of banks . In order to meet the objectives of this study a quantitative panel data methodology was employed. The data were obtained from the audited financial statements , from the period of 8 years (2010 – 2018). Of this, 75% constitute deposit and the remaining was non-deposit liabilities. The findings revealed that capital structure as measured by total debt to asset had statistically significant insignificant,though it has postive impact, whereas deposit to asset had statistically significant positive impact on capital structure. Moreover,loan to deposit, spread and asset size also had statistically significant and positive relationship with profitability. However, growth found to have statistically insignificant impact on profitability. Therefore, The bank should give due consideration to manage its debt properly, mobilize deposit sufficiently, increase loan advances, spread, and size in their financing decisions. Furthermore,it is also advised to reduce non-deposit debt financing and raise equity financing so that to keep costs of financing at minimumlevel and hence optimize profitability and the value of the bank. Besides, the policy maker, recommended reconsidering to raise the minimum capital requirement for banks. Finally, future researchers also recommended assessing the overall performance of banks and other business sectors in the area of this research.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79986033","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The impact of oil price change and its volatility on major global stock markets 石油价格变化及其波动性对全球主要股票市场的影响

Journal of Management Information and Decision Science Pub Date : 2022-03-31 DOI: 10.26524/jms.12.9

Mai Mahmoud Abdo

引用次数: 0

The nature of job satisfaction and the effect of marital status on job satisfaction in organisations in ghana 加纳组织中工作满意度的性质和婚姻状况对工作满意度的影响

Journal of Management Information and Decision Science Pub Date : 2022-03-31 DOI: 10.26524/jms.12.16

Francis Duah, Kyeremeh Kofi

引用次数: 0

Risk – return evaluation of selected pharma stocks trading in nse 股票交易的风险收益评价

Journal of Management Information and Decision Science Pub Date : 2022-03-31 DOI: 10.26524/jms.12.7

V Lava Kumar, S Asha Jyothi

引用次数: 0

A study on e-learning perspective for employees of corporate sector 企业员工网络学习视角研究

Journal of Management Information and Decision Science Pub Date : 2022-03-31 DOI: 10.26524/jms.12.6

Sumit Sharma, Rajesh Rathore

{"title":"A study on e-learning perspective for employees of corporate sector","authors":"Sumit Sharma, Rajesh Rathore","doi":"10.26524/jms.12.6","DOIUrl":"https://doi.org/10.26524/jms.12.6","url":null,"abstract":"This research looks at the correlation between employees' overall job performance, productivity, trainability, job happiness,organisational commitment with E-learning based training methods. E-learning has made it possible for organisations to completely re-engineer the training process, while also realising the many benefits that e- learning offers. The growth of any country requires the promotion of e-learning activities. People are concerned about the rapid expansion and educational progress in today's society. If a plan is made, then the desired outcomes are sure to follow. HR and learning and development Managers at all levels of the corporate hierarchy are always seeking new and more economical methods of educating the staff members. Although more expensive than classroom education, e-learning is also less expensive in the longer run. Additional expenditures, like as training facilities and travel fees for workers or trainers, are significantly decreased by using e-learning methods in conjunctions with traditional trainings. Although this is true, one instructional approach that remains here to stay is e-learning, which teaches people required information, skills, and attitudes. How it is developed, administered, and assessed will determine how effective it is, as well as how viable it is. This Research paper takes a detailed look at current condition of e-learning in India’s Corporate Sector. We analyse the efficacy of e-learning by analysing the literature that addresses the consequences of e-learning. This research agenda was developed with the purpose of uniting the science and practice of e-learning.","PeriodicalId":37730,"journal":{"name":"Journal of Management Information and Decision Science","volume":"89 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79934647","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Sustaining employee commitment by utilising hr practices in 2021: post covid scenario 2021年利用人力资源实践维持员工承诺:后疫情情景

Journal of Management Information and Decision Science Pub Date : 2022-03-31 DOI: 10.26524/jms.12.5

D Pranathi, G Nagasulochana

引用次数: 0

Perception of people toward life insurance policy 人们对人寿保险政策的看法

Journal of Management Information and Decision Science Pub Date : 2022-03-31 DOI: 10.26524/jms.12.2

Varsha Virani

引用次数: 0