Pakistan Journal of Commerce and Social Science最新文献_第3页

Theoretical Study of Indian Banking System 印度银行体系理论研究

Pakistan Journal of Commerce and Social Science Pub Date : 2022-05-12 DOI: 10.56209/jsc.v2i1.12

Ahmed Habeeb Khairullah, S. Rosita

{"title":"Theoretical Study of Indian Banking System","authors":"Ahmed Habeeb Khairullah, S. Rosita","doi":"10.56209/jsc.v2i1.12","DOIUrl":"https://doi.org/10.56209/jsc.v2i1.12","url":null,"abstract":"Banks play a significant part in India's financial system and contribute to economic growth. The banking industry is the foundation of every contemporary economy. It is one of the most significant foundations of the financial industry and plays a crucial role in economic performance. It is crucial for the growth of the nation's economy that financial demands be met; industry and agriculture demonstrate the greatest degree of dedication and accountability. Therefore, the growth of the nation is intimately tied to the growth of banks. Banks should not be seen as money changers in the contemporary economy, but as development leaders. In several economic sectors, they serve a crucial role in aggregating deposits and debt payments. The financial system reflects the country's economic life. Economic vitality is contingent upon the stability and efficacy of the financial system, which in turn is contingent upon a solid and sustainable banking system. A solid banking system that integrates deposits into productive sectors and a melting bank system allow the bank to fulfill its duties to investors. After India's independence, banks play a significant part in the country's social and economic growth. India is dominated by the banking industry, which accounts for more than half of the financial sector's assets. The Indian banking sector has seen a remarkable transformation due to the reforms of the financial industry, which are implemented in phases. In this context, the researcher has conducted an overview analysis of the Indian Banking System, resulting in the current paper.","PeriodicalId":37316,"journal":{"name":"Pakistan Journal of Commerce and Social Science","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-05-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79220409","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Regional Taxes and Levies Contribution to the Increase of Regional Original Income 地方税费对地区原始收入增长的贡献

Pakistan Journal of Commerce and Social Science Pub Date : 2022-04-17 DOI: 10.56209/jsc.v2i1.11

R. Rusli

引用次数: 0

Entrepreneurial Orientation and the Performance of the Agro-allied Enterprises in Akwa Ibom State, Nigeria 尼日利亚阿夸伊博姆州农业联合企业的创业取向与绩效

Pakistan Journal of Commerce and Social Science Pub Date : 2022-04-03 DOI: 10.56209/jsc.v2i1.6

N. Etim, E. Udoh, Enobong E. King

{"title":"Entrepreneurial Orientation and the Performance of the Agro-allied Enterprises in Akwa Ibom State, Nigeria","authors":"N. Etim, E. Udoh, Enobong E. King","doi":"10.56209/jsc.v2i1.6","DOIUrl":"https://doi.org/10.56209/jsc.v2i1.6","url":null,"abstract":"It is widely recognized that Small and Medium Enterprises (SMEs) are the major drivers of sustainable economic growth, sources of income generation and panacea for poverty reduction in developing countries. Unfortunately, they are faced with numerous challenges that threaten their existence and survival. This precarity of small entrepreneurial organizations in entrepreneurial ecosystem has prompted widespread attention by scholars and researchers. Hence, it is critical to take into consideration examining the performance of the enterprises. This study analyzed the effect of entrepreneurial orientation dimensions, personal and institutional characteristics on the performance of small and medium agro allied enterprises. Through the multistage sampling procedure, a total of 198 SMEs were selected for the study and data were collected with the aid of questionnaire. Data were analyzed using multiple regression analysis. Results revealed that among the entrepreneurial orientation dimensions, only risking taking and innovativeness significantly and positively affected the performance of SMEs agro allied enterprises. Furthermore, findings showed that except for size of business which was negatively related to the growth of SMEs, educational level of entrepreneurs, managerial and business experience positively and significantly impacted on the performance of SMEs. Policies to encourage SMEs invest in risky investments and create new product and services should be pursued.","PeriodicalId":37316,"journal":{"name":"Pakistan Journal of Commerce and Social Science","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-04-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83427838","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Strategic Flexibility and its Impact on Raising the Performance of Banks 战略灵活性及其对提高银行绩效的影响

Pakistan Journal of Commerce and Social Science Pub Date : 2022-03-30 DOI: 10.56209/jsc.v2i1.9

Hayder Jerri Mohsin, Jawad Al-Frijawy, Ahmed Talib Hameed, Laith Yousef Bani Hani, Noor Aldeen Kassem Al-Alawnh

{"title":"Strategic Flexibility and its Impact on Raising the Performance of Banks","authors":"Hayder Jerri Mohsin, Jawad Al-Frijawy, Ahmed Talib Hameed, Laith Yousef Bani Hani, Noor Aldeen Kassem Al-Alawnh","doi":"10.56209/jsc.v2i1.9","DOIUrl":"https://doi.org/10.56209/jsc.v2i1.9","url":null,"abstract":"Strategic issues are the core of the work of business organizations and occupy the main pillar of the work of commercial banks, whose fields of work and their competitive environment have developed. Strategic flexibility has become an urgent and binding issue for the commercial banking sector to keep pace with environmental changes and developments and raise the performance of banks to keep pace with environmental developments. The research aims to delve into two very important variables by doing The commercial banking sector, which is flexibility The strategy and performance of the banks. Six commercial banks were chosen to be happy with the research (Baghdad, Iraqi investment, Gulf, investment development, Al-Mansour, Babylon). A member of bank managers, people's officials, and accountants in commercial banks. The data were subjected to statistical analysis by applying the statistical program (spss). The results demonstrated an impact on the overall level of the two variables. The study (strategic flexibility, bank performance) The findings revealed the existence of relationships between (banking service flexibility, competitive flexibility, investment flexibility, and human resource flexibility). And bank performance at the sub-dimension level (financial dimension, customer dimension, internal operations dimension, education and growth dimension). The study came to a set of conclusions and suggestions. ","PeriodicalId":37316,"journal":{"name":"Pakistan Journal of Commerce and Social Science","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-03-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77900246","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Impact of Interest Rates Changes on Banking Profitability Sector in India: An Empirical Research on the Profitability Performance of Selected Nationalized Banks in India 利率变动对印度银行业盈利能力的影响:印度国有银行盈利能力的实证研究

Pakistan Journal of Commerce and Social Science Pub Date : 2022-03-30 DOI: 10.56209/jsc.v2i1.7

Hingu Hitenkumar Dineshbhai

{"title":"Impact of Interest Rates Changes on Banking Profitability Sector in India: An Empirical Research on the Profitability Performance of Selected Nationalized Banks in India","authors":"Hingu Hitenkumar Dineshbhai","doi":"10.56209/jsc.v2i1.7","DOIUrl":"https://doi.org/10.56209/jsc.v2i1.7","url":null,"abstract":"The study designed the impact of an interest rate change on the profitability of the banking sector in India. In this work comparative analysis of various profitability performance ratios like ROA, ROE, ROCE, Net Profit Margin Ratio, EPS, etc… and also find out the impact of interest rate on banks profitability with the help of correlation and regression analysis of selected nine nationalized banks in India. The data is collected through various annual reports of selected respective banks from 2011-12 to 2019-20. For the analysis, the data researchers have used various statistical tools like Mean, Ratio, Correlation Analysis, and Regression Analysis. This study concluded that out of all selected ratios, ROA, ROCE, Net Profit Margin Ratio, Net Interest Income/Total assets, Net Interest Margin Ratio and Capital adequacy Ratio indicated that null hypothesis is rejected which means there is a significant difference between these ratios of selected nationalized banks during the study period and also found that Bank Rate has significantly impacted on Net Profit Margin Ratio in all selected nationalized banks in India.","PeriodicalId":37316,"journal":{"name":"Pakistan Journal of Commerce and Social Science","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-03-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86268923","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A Study on Non-Performing Assets (NPA) of Selected Private Sector Banks in India 印度部分民营银行不良资产(NPA)研究

Pakistan Journal of Commerce and Social Science Pub Date : 2022-01-26 DOI: 10.56209/jsc.v1i1.4

P. Meghanathi, Seema M. Dodiya

引用次数: 0

An Analytical Study of Liquidity and Profitability: Analysis of Selected Oil and Gas Companies in India 流动性和盈利能力的分析研究:对选定的印度油气公司的分析

Pakistan Journal of Commerce and Social Science Pub Date : 2022-01-26 DOI: 10.56209/jsc.v1i1.2

P. Meghanathi, A. Chakrawal

引用次数: 1

An Analytical Study of Liquidity and Assets Management Ratio of Selected Automobile Company in India 印度某汽车公司流动性与资产管理比率分析研究

Pakistan Journal of Commerce and Social Science Pub Date : 2022-01-26 DOI: 10.56209/jsc.v1i1.5

Kishankumar M. Rathod, Abhishek Pandya

{"title":"An Analytical Study of Liquidity and Assets Management Ratio of Selected Automobile Company in India","authors":"Kishankumar M. Rathod, Abhishek Pandya","doi":"10.56209/jsc.v1i1.5","DOIUrl":"https://doi.org/10.56209/jsc.v1i1.5","url":null,"abstract":"The primary objective of this research is to assess the liquidity and asset management positions of selected vehicle manufacturers and to give recommendations for improving their liquidity and asset management positions. The current research spans five years, from 2015-2016 to 2019-2020. Three organizations were chosen for this research, and five ratios were calculated: the current ratio, the liquidity ratio, the working capital turnover ratio, the total asset turnover ratio, and the fixed asset turnover ratio. ANOVA was employed to test the hypothesis. The research's principal results reveal that there is no statistically significant variation in the different asset management and liquidity ratios of chosen vehicle businesses during the study period. According to data interpretation, the comparison of all the selected three automobile industry's ratios indicates that Maruti Suzuki Ltd. is in a better position than the other selected automobile companies, as its average of the selected ratios is 12.85, which is higher than the other selected automobile companies. Thus, Maruti Suzuki Ltd. outperforms the other automotive manufacturers.","PeriodicalId":37316,"journal":{"name":"Pakistan Journal of Commerce and Social Science","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-01-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80075748","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Robustness of the Poverty Measures: Evidence from Farm Households in Akwa Ibom State, Nigeria 贫困措施的稳健性:来自尼日利亚阿夸伊博姆州农户的证据

Pakistan Journal of Commerce and Social Science Pub Date : 2022-01-26 DOI: 10.56209/jsc.v1i1.3

N. Etim, O. Ukoha

{"title":"Robustness of the Poverty Measures: Evidence from Farm Households in Akwa Ibom State, Nigeria","authors":"N. Etim, O. Ukoha","doi":"10.56209/jsc.v1i1.3","DOIUrl":"https://doi.org/10.56209/jsc.v1i1.3","url":null,"abstract":"The use of a plethora of poverty indexes is sometimes fraught with difficulties. The purpose of this research was to quantitatively assess poverty and to examine the robustness of the poverty metrics. Selecting representative farm homes required a multistage sample technique, which was implemented. A total of 150 rural homes were surveyed using questionnaires. Stochastic dominance and the weighted poverty measures of Foster, Greer and Thorbecke were used in this work to examine the weighted poverty measures' resilience and sensitivity to changes in the poverty line. According to the findings, as people become older and their families get larger, the likelihood, severity, and depth of poverty increases. An asymptotic sampling distribution was utilized to infer whether poverty was larger across a variety of hypothetical poverty lines by stochastic dominance analysis. First-order stochastic dominance was found, with the Cumulative Distribution Function (CDF) of households headed by people over 60 years old lying totally above the other distribution functions (CDFs). The CDF of single families was lower than the CDF of married households, according to the findings. At any poverty level, the CDF of families with more than 10 household members stochastically dominated those with fewer family members. Many households will be lifted out of poverty if poverty-reduction initiatives are targeted at those over 60 and those with big families.","PeriodicalId":37316,"journal":{"name":"Pakistan Journal of Commerce and Social Science","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-01-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83512745","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PASTEL Analysis of Micro, Small and Medium Enterprises After Covid-19 in India 新冠肺炎疫情后印度中小微企业的stel分析

Pakistan Journal of Commerce and Social Science Pub Date : 2022-01-26 DOI: 10.56209/jsc.v1i1.1

Ajmera Tushar Rameshbhai, Ashvinkumar H. Solanki

{"title":"PASTEL Analysis of Micro, Small and Medium Enterprises After Covid-19 in India","authors":"Ajmera Tushar Rameshbhai, Ashvinkumar H. Solanki","doi":"10.56209/jsc.v1i1.1","DOIUrl":"https://doi.org/10.56209/jsc.v1i1.1","url":null,"abstract":"Micro, Small and Medium Enterprises are major sector in Indian economy in relation with GDP (Gross Domestic Product), Export and Employment generation for the country. According to Ministry of Statistic and Programme Implementation (MOSPI), the share of MSME for Gross Value Added (GVA) in total GVA during the year 2016-17 was 31.8% which is considered as significant contribution to economy. As per Directorate General of Commercial Intelligence and Statistics (DGCIS) the portion of MSME related products in total export from India during 2018-19 was 48.10% with this it is indicated most important sector for economy but after declaration of lockdown due to Covid-19 that lead to major impact on MSME sector. In this study researcher try to identify the PESTEL Environment after Covid-19 and ATMA-NIRBHAR BHARAT Abhiyan initiated by Indian Government on 12th May 2020. The major finding of the study indicated major decision are taken by government of India and Atma-Nirbhar Bharta Abhiyan give boost to MSMEs in future and widely increases number of MSMEs . In India movement also started Vocal for Local that lead to strengthen MSMEs in future.","PeriodicalId":37316,"journal":{"name":"Pakistan Journal of Commerce and Social Science","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-01-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78653914","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1