Indian Journal of Economics and Finance最新文献

Adoption of UPI and Implementation of UPI-ATM in India: A Logit Analysis 印度采用 UPI 和实施 UPI-ATM：对数分析

Indian Journal of Economics and Finance Pub Date : 2024-02-28 DOI: 10.54105/ijef.e7990.03010523

Dr. Tirthankar Mandal

引用次数: 0

The Contributory Pension Scheme (CPS) and Sufficiency of Retirement Benefit of the Low-Income Retirees of the Federal Public Service in Nigeria 缴费型养老金计划（CPS）和尼日利亚联邦公务员系统低收入退休人员退休福利的充足性

Indian Journal of Economics and Finance Pub Date : 2024-02-28 DOI: 10.54105/ijef.a2562.03010523

O. Abere, BANJO, Kudirat Adeola, T. S. Saka

{"title":"The Contributory Pension Scheme (CPS) and Sufficiency of Retirement Benefit of the Low-Income Retirees of the Federal Public Service in Nigeria","authors":"O. Abere, BANJO, Kudirat Adeola, T. S. Saka","doi":"10.54105/ijef.a2562.03010523","DOIUrl":"https://doi.org/10.54105/ijef.a2562.03010523","url":null,"abstract":"This study examined the level of sufficient retirement benefit under the contributory pension scheme emanating from the pool of savings contributed that can suffice to provide the minimum needed livelihood. The secondary data of all pension contributions and retirement benefits were retrieved from series of publications of Pen Com from the years 2004 to 2022. The primary data population consists of 1316 retirees. EasyFit 5.6 Professional Software together with the Least Square Model, accumulation and annuity formulae was employed to analyse the secondary data and the responses from the respondents during survey. Arising from the data collected and the analysis carried out using the Consolidated Public Service Salary Structure, the level of comfort of low income retirees who spent 20 to 35 years in active service is nothing to write home about due to insufficient pension benefits as a result of the challenges investigated. The study recommends the implementation of minimum pension derived with requisite modalities of 20 years as the minimum qualifying length of service and only 10-year post retirement subsidy","PeriodicalId":371660,"journal":{"name":"Indian Journal of Economics and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140417499","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Measuring Asymmetric Volatility of Bank Nifty Index using Egarch Model 利用 Egarch 模型测量银行 Nifty 指数的非对称波动性

Indian Journal of Economics and Finance Pub Date : 2024-01-30 DOI: 10.54105/ijef.d1671.03021123

Dr. Ch. Naresh, Dr. Ravi Sankar Kummeta, Dr. N. Ramanjaneyulu

引用次数: 0

Productivity Saga of The Indian Informal Sector 印度非正规经济部门的生产力传奇

Indian Journal of Economics and Finance Pub Date : 2024-01-30 DOI: 10.54105/ijef.a2540.03010523

Anoushka Bose

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Does CBN Intervention Funds Contribute to Inflationary Pressure in Nigeria? An Empirical Investigation 尼日利亚中央银行干预基金是否助长了尼日利亚的通货膨胀压力？实证调查

Indian Journal of Economics and Finance Pub Date : 2023-11-30 DOI: 10.54105/ijef.b2547.113223

Dr. Akinboyo Olorunyomi Lawrence

{"title":"Does CBN Intervention Funds Contribute to Inflationary Pressure in Nigeria? An Empirical Investigation","authors":"Dr. Akinboyo Olorunyomi Lawrence","doi":"10.54105/ijef.b2547.113223","DOIUrl":"https://doi.org/10.54105/ijef.b2547.113223","url":null,"abstract":"The objective of this paper is to empirically evaluate the effects of the Central Bank of Nigeria’s (CBN) intervention on inflation in Nigeria from 2007M12 to 2020M8. The paper employed three-variable Vector Error Correction Model (VECM), with headline inflation examined as an endogenous function of the CBN’s intervention funds and exchange rate movements. The study finds that the CBN’s interventions through credit-easing to specific industries reduce inflation in the long term, particularly food inflation. The outcome suggests that there is divergence in the outcome of unconventional monetary policy in developed and developing countries. It also established that there is a three-month policy lag window in CBN’s response to inflation using intervention funds. This is in consistent with the claim that central banks of developing countries are more flexible in approach and rely more frequently on ‘unconventional’ monetary policy tools with proof that these tools have been successful in a stagflation economy. Nonetheless, the country still faces high supply side inflation rates, which only shows that these tools should be improved upon to increase efficiency and impact.","PeriodicalId":371660,"journal":{"name":"Indian Journal of Economics and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139203953","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Examining the Financial Inclusion Index to Determine the Financial Inclusion Status in India 研究金融包容性指数以确定印度的金融包容性状况

Indian Journal of Economics and Finance Pub Date : 2023-11-30 DOI: 10.54105/ijef.b2559.053123

Mr. Ramzi Abdullah Ahmed Hassan

引用次数: 0

Assessment on Distinct types of Crops in Kanchipuram District using Organic, Fertilizers, Pesticides and Plastic Mulching at Different Seasons 不同季节使用有机肥、化肥、杀虫剂和塑料覆盖物对坎奇普拉姆地区不同类型作物的评估

Indian Journal of Economics and Finance Pub Date : 2023-11-30 DOI: 10.54105/ijef.b2560.113223

J. Sekar, Dr. N. Palaniraj

{"title":"Assessment on Distinct types of Crops in Kanchipuram District using Organic, Fertilizers, Pesticides and Plastic Mulching at Different Seasons","authors":"J. Sekar, Dr. N. Palaniraj","doi":"10.54105/ijef.b2560.113223","DOIUrl":"https://doi.org/10.54105/ijef.b2560.113223","url":null,"abstract":"Our nation is a major economic player, providing a significant source of revenue for more than half of India's population. The country’s financial area depends on the rural exercises that assume a critical role in the public's advancement. The region picked for the review is Kanchipuram Locale in Tamil Nadu, which absolutely relies upon the horticultural pay from the various yields. The contribution of farming to the economy as well as the monetary state of the ranchers has been ought in this period of innovation. With 47% of the population working in agriculture, it is the most common occupation. Paddy is the major crop developed in Kanchipuram district. Other important crops include Millets like Ragi, Maize, Cumbu and Samai; pulses like Black gram, Green gram, Red gram, horse gram, and cow pea; oil seeds like groundnut, Gingelly, sunflower and Castor and sugarcane. Brinjal and Watermelon started using plastic mulching, which gives 3-4% profit in Kanchipuram’s district. The aim of this assessment is to study the agricultural sector of Kanchipuram district's major crops in different climatic environments like Navarai, Samba, Sornawari, etc. However, agricultural pollution has already begun as a result of contemporary agricultural methods like plastic mulching. Comparisons between organic mulching and plastic mulching materials are difficult since outcomes depend on the selected strategy, growth techniques and environmental factors. Due to the current agricultural byproducts like plastic mulching, this process promotes damage to the ecology, land, and environment. To overcome agricultural pollution, organic mulching and greenhouse technology are suggested.","PeriodicalId":371660,"journal":{"name":"Indian Journal of Economics and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139206440","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Assessement of Risk Control Activities on Financial Performance: A Case of Diocesian Secondary Schools in Moshi, Tanzania 风险控制活动对财务业绩的影响评估：坦桑尼亚莫希教区中学案例

Indian Journal of Economics and Finance Pub Date : 2023-11-30 DOI: 10.54105/ijef.b2556.113223

Audifas E. Said Audifas Said, Dr. Nyanjige Mayala, Dr. Ladis Komba

{"title":"Assessement of Risk Control Activities on Financial Performance: A Case of Diocesian Secondary Schools in Moshi, Tanzania","authors":"Audifas E. Said Audifas Said, Dr. Nyanjige Mayala, Dr. Ladis Komba","doi":"10.54105/ijef.b2556.113223","DOIUrl":"https://doi.org/10.54105/ijef.b2556.113223","url":null,"abstract":"The study was conducted to assess Risk Control activities of external audit on the financial performance in diocesan secondary school in Moshi, Tanzania. This study was guided by Stewardship Theory. and employed a quantitative approach and cross sectional survey design. Quantitative data were analyzed by using Statistical Package for Social Sciences (SPSS) version 22.Target population was 256 and the sample size was 156.Tables were used to present the study findings. The findings of this study revealed that although training and seminars are given to those Senior Management Teams (SMTs); to the schools on matters related to financial risk control activities ,little has been done to employ other strategies like dividing the schools in clusters and have specific time table to allow them to meet and share their ideas and knowledge. Subsequently, the findings revealed that most of the schools do not have current accounting software’s to the accounts deportments. In addition, the findings revealed that most of the secondary schools in the diocese have no reliable internets systems. The findings however, revealed that secondary schools in the diocese face a number of challenges in preparing financial statements. The study concludes that raising awareness on finance knowledge to other departments other than Accounts department is of paramount important in these diocesan secondary schools. So as to minimizes financial risks which might occur in the future. The study therefore recommends to have clusters meeting for short term training on matters related to risks control activities so as to end up with financial performance.","PeriodicalId":371660,"journal":{"name":"Indian Journal of Economics and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139202107","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Volatility Analysis of Indian Banking Sector using Bollinger Bands 利用布林线分析印度银行业的波动性

Indian Journal of Economics and Finance Pub Date : 2023-11-30 DOI: 10.54105/ijef.b2545.053123

Prof. Sandeep Bhattacharjee, Moumita Saha

引用次数: 0

Influence of Levels of Income on Micro and Small Business Operators’ Participation in Social Security Fund in Moshi Municipality 收入水平对莫希市小微企业经营者参加社会保障基金的影响

Indian Journal of Economics and Finance Pub Date : 2023-11-30 DOI: 10.54105/ijef.b2060.113223

Kyolo Said Kalla, Amembah A. Lamu Amos

{"title":"Influence of Levels of Income on Micro and Small Business Operators’ Participation in Social Security Fund in Moshi Municipality","authors":"Kyolo Said Kalla, Amembah A. Lamu Amos","doi":"10.54105/ijef.b2060.113223","DOIUrl":"https://doi.org/10.54105/ijef.b2060.113223","url":null,"abstract":"This research intended to assess the influence of income levels on micro and small business operators’ participation in social security fund (SSF) in Moshi Municipality, Tanzania. This study was guided by the Social Protection Theory (SPT) which described that Social Security Funds provides benefits to both individuals and households to propagate losses of earnings caused by sickness, maternity, employment injury, invalidity, old age or death. This research used a concurrent research design with a mixed research approach. The target population for the study was business operators found in Moshi Municipality totaling to 6,884. A sample size of 378 respondents obtained from Yamane (1964) formula through stratified random sampling and purposive Sampling. A structured questionnaire was administered as the tool for collecting primary data and Key informant Interviews were administered to gather additional qualitative data. Validity was ensured through discussion of the instrument with experts. Reliability of the instruments was obtained having Cronbach’s Alpha coefficient of 0.76. Ethical considerations were adhered toward conducting this study. Descriptive statistics and content analysis was used for quantitative and qualitative data respectively. The study revealed that level of income affects the way that small or micro business operator perceives the value of social security funds in Moshi Municipality. This study recommends that social security funds should set a minimum income threshold for participation to ensure that micro and small business operators with low level of income participate in the social security funds in Moshi Municipal Council.","PeriodicalId":371660,"journal":{"name":"Indian Journal of Economics and Finance","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-11-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139200697","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0