Imara: JURNAL RISET EKONOMI ISLAM最新文献

ANALYSIS OF THE EFFECT F REVENUE SHARE OF MUDHARABAH AND MUSYARAKAH FINANCING PROCEEDS ON RETURN ON INVESTMENT (ROI) OF AN ISLAMIC BANK: A CASE STUDY 伊斯兰银行的穆德哈拉巴和穆西亚拉卡融资收益分成对投资回报率（ROI）的影响分析：案例研究

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2023-07-20 DOI: 10.31958/imara.v7i1.8684

Azhar Alam, Maulidyah Indira Hasmarini, Novie Dwi Lestari, Afiq Miftahurizqi Alhaq

{"title":"ANALYSIS OF THE EFFECT F REVENUE SHARE OF MUDHARABAH AND MUSYARAKAH FINANCING PROCEEDS ON RETURN ON INVESTMENT (ROI) OF AN ISLAMIC BANK: A CASE STUDY","authors":"Azhar Alam, Maulidyah Indira Hasmarini, Novie Dwi Lestari, Afiq Miftahurizqi Alhaq","doi":"10.31958/imara.v7i1.8684","DOIUrl":"https://doi.org/10.31958/imara.v7i1.8684","url":null,"abstract":"This study aimed to determine the effect of revenue sharing on the results of mudharabah and musyarakah financing on Return On Investment (ROI) at PT. Bukopin Sharia Bank 2011-2020. Islamic banks have two financing principles: profit sharing (mudharabah) and profit-sharing (musharaka). This study uses the Partial Adjustment Model (PAM) research method. The population in this study is Islamic banking which is included in the group of Islamic Commercial Banks. The sample used in this study is Bukopin Sharia Bank and is sourced from data from the Bukopin Sharia Bank's annual financial report data. The data used in this study uses secondary data, namely data obtained indirectly from the source in the form of data on the annual financial statements of Bank Syariah Bukopin taken from the official website www.syariahbukopin.co.id. From the research that has been done, the results show that the mudharabah and musyarakah financing variables have a positive effect on Return On Investment (ROI). Based on the results of this study, it is expected that Islamic banking will further increase mudharabah and musyarakah financing. These two products are the hallmarks of Islamic banks, namely profit sharing, because they can affect the rate of return on investment.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"21 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-07-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139357294","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

THE IMPACT OF ZAKAT ON POVERTY LEVELS IN PADANG CITY BASED ON THE CIBEST MODEL 基于cibest模型的巴东市天课对贫困水平的影响

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-12-30 DOI: 10.31958/imara.v6i2.5836

Rozalinda Rozalinda, Ainul Ikhsan

引用次数: 0

EFFECT OF HIJRAH INTENTION, ISLAMIC BANK SERVICE QUALITY, AND ISLAMIC BRANDING ON LOYALTY IN THE USE OF SHARIA DIGITAL BANKING WITH SATISFACTION AS AN INTERVENING VARIABEL (Case Study BTN Syariah KCP Pekalongan) 回教意愿、回教银行服务质量和回教品牌对回教数字银行忠诚度的影响，以满意度为中介变量(以BTN回教银行为例)

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-12-30 DOI: 10.31958/imara.v6i2.5825

N. Setiani, Fetria Eka Yudiana

{"title":"EFFECT OF HIJRAH INTENTION, ISLAMIC BANK SERVICE QUALITY, AND ISLAMIC BRANDING ON LOYALTY IN THE USE OF SHARIA DIGITAL BANKING WITH SATISFACTION AS AN INTERVENING VARIABEL (Case Study BTN Syariah KCP Pekalongan)","authors":"N. Setiani, Fetria Eka Yudiana","doi":"10.31958/imara.v6i2.5825","DOIUrl":"https://doi.org/10.31958/imara.v6i2.5825","url":null,"abstract":"This study was conducted to determine the effect of Hijrah Intention, Islamic Bank Service Quality, and Islamic Branding on Loyalty in the Use of Sharia Digital Banking. The method of collecting data is through a questionnaire distributed to the Bank's customers. The sample used in this study were 95 respondents with the non-probability sampling technique. This analysis includes instrument test, statistical test, classical assumption test, and path analysis. Based on the results of the study, it showed that Hijrah Intention had a negative and insignificant effect on customer satisfaction. Meanwhile, Islamic Bank Service Quality and Islamic Branding have a positive and significant effect on customer satisfaction. Hijrah Intention, Islamic Bank Service Quality, Islamic Branding have a positive and significant effect on customer loyalty. Customer satisfaction is not able to mediate Hijrah Intention to loyalty. Meanwhile, Islamic Bank Service Quality and Islamic Branding on customer loyalty can be mediated by customer satisfaction.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126387441","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

THE ECONOMY AND POVERTY REDUCTION; A DIMENSION OF HEALTH IN ISLAM 经济和减贫;伊斯兰教健康的一个方面

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-12-30 DOI: 10.31958/imara.v6i2.6785

Angga Syahputra, Husna Hayati

引用次数: 0

COMPARATIVE ANALYSIS OF ISLAMIC BANK PERFORMANCE BASED ON RGEC AND ISLAMICITY PERFORMANCE INDEX 基于rgec与伊斯兰性绩效指标的伊斯兰银行绩效比较分析

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-12-30 DOI: 10.31958/imara.v6i2.5883

D. Harahap, R. Lubis, Siti Ena Aisyah Simbolon, Ferri Alfadri

{"title":"COMPARATIVE ANALYSIS OF ISLAMIC BANK PERFORMANCE BASED ON RGEC AND ISLAMICITY PERFORMANCE INDEX","authors":"D. Harahap, R. Lubis, Siti Ena Aisyah Simbolon, Ferri Alfadri","doi":"10.31958/imara.v6i2.5883","DOIUrl":"https://doi.org/10.31958/imara.v6i2.5883","url":null,"abstract":"Comparative Analysis of Islamic Bank Performance Based on RGEC and Islamicity Performance Index. The increase in Islamic banking makes Islamic banks must be able to maintain their performance in order to survive. The performance of Islamic banks can be measured using the CAMELS method until 2013, but after the issuance of PBI Number 13/1/PBI/2011 and POJK Number 8/POJK.03/2014 regarding the assessment of the soundness of Islamic banks, Islamic banks used the RGEC method. However, the RGEC method is not able to reveal the social function of a bank. Meanwhile, Islamic banks need a measuring instrument that is able to reveal the social function of the bank. So this research uses the Islamicity Performance Index method. Therefore, the problem in the research is how to compare the performance of PT. Bank Muamalat Indonesia Tbk and PT. Bank Syariah Mandiri Tbk based on RGEC and Islamicity Performance Index. The population in this study is the financial performance report data of PT. Bank Muamalat Indonesia Tbk and PT. Bank Syariah Mandiri Tbk in 2016-2020. The samples in this study are financial ratios, namely NPF, FDR, GCG, ROA, CAR, PSR, ZPR, EDR, IIR, and IsIR. Meanwhile, the data analysis technique used independent sample t-test and Mann Whitney test. The result of this research is the performance of PT. Bank Syariah Mandiri Tbk is better than the performance of PT. Bank Muamalat Indonesia Tbk.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122518850","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

SWOT ANALYSIS OF THE DEVELOPMENT OF HALAL TOURISM IN IMPROVING THE ECONOMY OF THE COMMUNITY ISLAMIC ECONOMIC PERSPECTIVE Swot分析发展清真旅游在提高社区伊斯兰经济的前景

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-12-30 DOI: 10.31958/imara.v6i2.4886

Heny Maulina Shodik, Hendri Hermawan Adinugraha, Razie Bin Nasarruddin

引用次数: 0

THE EFFECT OF CYBERLOAFING BEHAVIOR, LOCUS OF CONTROL, AND WORK DISCIPLINE ON EMPLOYEE PERFORMANCE WITH ISLAMIC WORK ETHIC AS MODERATOR (Case Study at PT Kebon Agung Trangkil Pati Sugar Factory) 以伊斯兰职业道德为调节因子的网络漫游行为、控制点和工作纪律对员工绩效的影响(以康邦阿贡Trangkil Pati糖厂为例)

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-12-30 DOI: 10.31958/imara.v6i2.4627

Amelia Novita Sari, Saifudin Saifudin

引用次数: 0

THE ROLE OF ZISWAF IN ENSURING THE RESILIENCE OF MSMES DURING THE COVIDͳ19 PANDEMIC IN INDONESIA ziswaf在确保印度尼西亚covidͳ19大流行期间中小微企业的复原力方面的作用

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-12-30 DOI: 10.31958/imara.v6i2.6023

Ishmah Zahirah, Laila Pimada Masruro, Muhammad Fakhri Arsyi, Irvan Fauzi

引用次数: 1

BANKRUPTCY PREDICTION ANALYSIS OF MANUFACTURING COMPANIES CONSUMER GOODS INDUSTRY SECTOR USING ALTMAN Z-SCORE METHOD DURING THE COVID-19 PANDEMIC 基于altman z-score方法的新冠肺炎大流行期间制造业企业破产预测分析

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-06-30 DOI: 10.31958/imara.v6i1.5681

Nita Fitria, Helmalia Putri, Khoirulis Shabirin, Oumar Tidiane Doumbouya

{"title":"BANKRUPTCY PREDICTION ANALYSIS OF MANUFACTURING COMPANIES CONSUMER GOODS INDUSTRY SECTOR USING ALTMAN Z-SCORE METHOD DURING THE COVID-19 PANDEMIC","authors":"Nita Fitria, Helmalia Putri, Khoirulis Shabirin, Oumar Tidiane Doumbouya","doi":"10.31958/imara.v6i1.5681","DOIUrl":"https://doi.org/10.31958/imara.v6i1.5681","url":null,"abstract":"The main problem in this thesis is that during the Covid-19 pandemic in 2020 the company experienced a decline in sales and company profits also decreased and some even experienced losses, and the company's total debt increased, this led to the factors that led to the company's bankruptcy. The purpose of this study was to determine the prediction of company bankruptcy before the pandemic and during the pandemic using the first Altman Z-Score model. The type of research used is descriptive research. The research method used is quantitative. Data collection techniques through documentation in the form of financial reports of eleven companies engaged in the Consumer Goods Industry Sector listed on the IDX for the 2017-2020 period through the official website www.idx.co.id. The data analysis technique used the first model Altman Z-Score method. The results of research that have been conducted on eleven companies engaged in the Consumer Goods Industrial Sector listed on the IDX in the 2017-2020 period, namely the period before the pandemic and during the Covid-19 pandemic using the Almant Z-Score method, obtained the following results: First, companies that are not affected by the pandemic are PT. HM Sampoerna Tbk and PT. Bantoel International Investama Tbk, and PT Sariguna Primatirta Tbk. Second, the companies affected by the pandemic are PT. Kino Indonesia Tbk, PT. Akasha Wira International Tbk, PT. Campina Ice Cream Industri Tbk, PT. Prima Cakrawala Abadi Tbk. Third, for other companies, namely PT. Merck Tbk, PT. Martina Berto Tbk, PT. FKS Food Sejahtera Tbk, and PT. Kedaung Indah Can Tbk was in a dangerous zone in the period before the pandemic and during the pandemic","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128592274","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

CONSTRAINTS AND STRATEGIES OF ISSUING MUNICIPAL SUKUK IN INDONESIA 印尼市政伊斯兰债券发行的制约因素与策略

Imara: JURNAL RISET EKONOMI ISLAM Pub Date : 2022-06-15 DOI: 10.31958/imara.v6i1.5658

Muhammad Maulana Hamzah, L. M. Baga, I. T. Saptono

引用次数: 1