Rio Erismen Armen, Nabillah Fauziah Kuswendah, Asmuliadi Lubis
{"title":"MANAGEMENT OF PRODUCTIVE WAQF IN ACHMAD WARDI EYE HOSPITAL OF BWI-DD IN SERANG BANTEN","authors":"Rio Erismen Armen, Nabillah Fauziah Kuswendah, Asmuliadi Lubis","doi":"10.31958/imara.v6i1.4936","DOIUrl":"https://doi.org/10.31958/imara.v6i1.4936","url":null,"abstract":"The study aims to portray the model of waqf management by Achmad Wardi Eye Hospital (Rumah Sakit Mata Achmad Wardi or RSMAW) established by Indonesian Waqf Board (Badan Wakaf Indonesia or BWI) and Dompet Dhuafa (DD) in Serang, Banten, (hereinafter referred to RSMAW BWI-DD). Generally, the utilization of waqf assets for public facilities in Indonesia is still insignificant. Thus, the large potential of waqf has not yet delivered a significant economic and social impact. The study uses a qualitative method with library study and interviews as the data collection techniques. The findings show that RSMAW BWI-DD has applied all management procedures such planning, organizing, directing, and supervising activities. Meanwhile, the model of waqf management employed by RSMAW BWI-DD focuses on collecting waqf funds with Cash Waqf Linked Sukuk (CWLS) scheme and investing them to Indonesian sovereign sukuk. This model involves several parties, namely waqf nāẓir institution (Lembaga Nazhir Wakaf), Islamic financial institutions (called as Lembaga Keuangan Syariah Penerima Wakaf Uang or LKS PWU, Indonesian Waqf Board (Badan Wakaf Indonesia) and the Indonesian Ministry of Finance. The study concludes that management processes implemented by RSMAW BWI-DD are well-mannered in generating a positive impact to health sector in Indonesia.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"183 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122857909","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"INFLUENCE OF MANAGERIAL OWNERSHIP, LEVERAGE, PROFITABILITY, ON CORPORATE SOCIAL RESPONSIBILITY DISCLOSURE","authors":"Sri Madona Saleh, E. Yenti","doi":"10.31958/imara.v6i1.5663","DOIUrl":"https://doi.org/10.31958/imara.v6i1.5663","url":null,"abstract":"This study aims to see the effect of managerial ownership, leverage, profitability on the disclosure of corporate social responsibility. The type of research used is casual comparative quantitative. The results of this study indicate that managerial ownership has a positive and significant effect on corporate social responsibility. Leverage (DER) has a negative and insignificant effect on corporate social responsibility. Profitability (ROA) has a negative and insignificant effect on corporate social responsibility. Simultaneous testing concludes that managerial ownership, leverage (DER), and profitability (ROA) variables simultaneously have a significant effect on corporate social responsibility. From the coefficient of determination test, it can be concluded that 43.6% of corporate social responsibility disclosures can be explained by managerial ownership, leverage (DER) and profitability (ROA). Keywords:Corporate Social Responsibility, Managerial Ownership, Leverage, And Profitability ","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129478767","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"OPTIMIZATION OF PRODUCTIVE ZISWAF BY ZISWAF-BASED MINIMARKETS (CASE STUDY OF ALIF POINT MART MINIMARKET IN PADANG CITY)","authors":"Mahlil Bunaiya, Aufa Islami, Suud Sarim Karimullah","doi":"10.31958/imara.v6i1.5661","DOIUrl":"https://doi.org/10.31958/imara.v6i1.5661","url":null,"abstract":"Abstract: The problem of social inequality today has not yet shown the maximum realization of the constitutional mandate and religious teachings. The description of the above conditions is a motivation for individual businesses to optimize the distribution of Ziswaf productively as implemented by the Alif Point Mart minimarket in Padang City. This new effort has become a study in maximizing the distribution of Ziswaf by Alif Point Mart in Padang City. This type of research is field research; the nature of this research is descriptive-analytic. They are collecting data using observation and interview methods. Then, it will be examined, classified, and analyzed after ordering it in processing the data. Then conclude using a qualitative descriptive research approach. The research results show that Alif Point Mart is a business in the retail and culinary sector whose operations are a combination of a minimarket and coffee business with the main principles in sharia business management. Alif Point Mart is a Ziswaf-based Mini Market, meaning that it is a business that has capital from shareholder funds or investments. The profits are allocated for alms, infaq, productive waqf in the form of business capital for people in need, and when the gains have reached the mandatory zakat, zakat will be issued 2.5%. The distribution of zakat is a program carried out every year to existing zakat institutions.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"144 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132920381","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Amelty Lisa, S. Khotijah, Bobur Baxtishodovich Sobirov
{"title":"RELEVANCE OF THE IMPLEMENTATION AND RESPONSE OF SHARIA ECONOMY IN THE DIGITALIZATION OF E-COMMERCE TRANSACTIONS IN INDONESIA","authors":"Amelty Lisa, S. Khotijah, Bobur Baxtishodovich Sobirov","doi":"10.31958/imara.v6i1.5682","DOIUrl":"https://doi.org/10.31958/imara.v6i1.5682","url":null,"abstract":"The purpose of this paper is to analyze how Islamic economics views and responds to the increasingly rapid development of digitalization, especially transactions that occur in on-line buying and selling or commonly referred to as e-commerce as well as to find out where the application of Islamic economics in e-commerce business activities is and to find out and clarify the validity of transactions that occur whether it is permissible and legal if transactions are carried out on the internet network in the form of e-commerce. This research uses the Library Research method or can also be called library research, meaning that the data source for this research is based on a literature review that comes from theses, scientific works, journals, news, and several sources that are relevant and support the discussion in this research. After analyzing some of the data that has been obtained, the researcher can conclude that e-commerce transactions are allowed and legitimate if they are carried out in accordance with the rules and regulations of Islamic law. In this case, it can also be concluded that the Islamic economy responds to the development of digitalization very positively. This is marked by the fact that Islam does not close itself off from the advancement of digitalization in on-line business because as a result of this progress, it has a positive influence on both the perpetrators and the Islamic economy itself.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"2315 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130344031","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"HALAL APPROACH ON FOOD PRODUCT DESIGN IN THE VILLAGE LEVEL","authors":"Zilal Afwa Ajidin, R. Tl","doi":"10.31958/imara.v6i1.5797","DOIUrl":"https://doi.org/10.31958/imara.v6i1.5797","url":null,"abstract":"This research aims to determine the management model for halal products at the village level. The model used is the Tetrapreneur Mutual Cooperation Movement (G2R). The four approaches to this tetrapreneur are business chain, business market, business quality and business brand. The object of this research is the fried meatball products in Bejiharjo Village, Gunungkidul Regency, DI Yogyakarta. The method used is descriptive qualitative approach with in-depth interviews and literature study. The results of this study indicate that the development of food product designs at the village level can be carried out with the support of capital access, product innovation, consumer awareness, halal services, digital marketing and ancillary services.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128453762","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Muhammad Irfan Tolabi, Abdul Aziz, Oumar Tidiane Doumbouya
{"title":"THE EFFECT OF ISLAMIC SERVICE QUALITY, PERCEIVED EASE AND RISK ON INTEREST IN USING BRI SYARIAH MOBILE BANKING WITH TRUST AS AN INTERVENING VARIABLE ΈCASE STUDY OF MAGELANG CITY COMMUNITYΉ","authors":"Muhammad Irfan Tolabi, Abdul Aziz, Oumar Tidiane Doumbouya","doi":"10.31958/imara.v5i2.2936","DOIUrl":"https://doi.org/10.31958/imara.v5i2.2936","url":null,"abstract":"The Effect of Islamic Service Quality, Perceived Ease and Risk on Interest in Using BRI Syariah Mobile Banking with Trust as an Intervening Variable (Case Study of Magelang City Community). The purpose of this study was to determine and analyze the effect of Islamic Service Quality (X1) Perceived Easiness (X2) Risk (X3) on Interest in Using Mobile Banking (Y) with Trust as an Intervening Variable (Case Study of Magelang City Community). The method used to collect data by distributing questionnaires to the people of Magelang City. The sample used in this study were 101 respondents with a purposive sampling technique. Then the data obtained were processed with SPSS Version 23. The analysis used in this study included instrument tests, statistical tests, classical assumption tests, and path analysis.Based on the results of the t test, it shows that Islamic service quality has a positive and significant effect on public interest, perceived convenience has a positive and insignificant effect on public interest, risk has a positive and insignificant effect on community interest, Islamic service quality has a positive and significant effect on public trust, perceived convenience has a positive and significant effect on public trust, risk has a positive and insignificant effect on public trust, trust has a positive and significant effect on public interest, trust is able to mediate Islamic service quality positively and significantly on public interest, trust is able to mediate perceived ease of interest community positively and significantly, trust is able to positively and significantly mediate the risk to public interest","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114239758","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Nur Iza Faizah, Fidri Fadillah Puspita, Diana Lestari, Indriyeni Indriyeni
{"title":"GROWTH RATES OF ISLAMIC FINANCE: A BIBLIOMETRIC ANALYSIS BASED ON THE NUMBER OF PUBLICATIONS","authors":"Nur Iza Faizah, Fidri Fadillah Puspita, Diana Lestari, Indriyeni Indriyeni","doi":"10.31958/imara.v5i2.2749","DOIUrl":"https://doi.org/10.31958/imara.v5i2.2749","url":null,"abstract":"Islamic Finance, which is related to \"Islamic finance\", is a form of activity related to money which is financial products and services with Islamic principles. Islamic finance aims to avoid all actions related to bad deeds in accordance with the Koran, such as the term MAGRIB, namely Maysir, Gharar, Riba, Haram and Dzalim. Conventional-based financial services such as banks, insurance, stocks, investments and all those related to their services are the most prominent in society. Thus, this study aims to present the latest trends from Islamic Finance studies. This study uses bibliometric analysis based on data obtained from Scopus. By entering the keywords used, related to Islamic Finance in the title of the article, this study succeeded in obtaining 2028 documents for more detailed analysis. Various applications are used, such as Microsoft Excel to perform frequency analysis, VOSviewer for data visualization. This study presents the results using standard bibliometric analysis such as year of publication, type of document, type of source, title of source, language, subject area, keywords, geographic distribution, authorship and active institution. Based on our results, there has been an extraordinary growth in Islamic finance publications since 2005. The increasing number of articles on Islamic finance shows the importance of Islamic-based finance in the financial services industry","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"60 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134132819","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE EFFECT OF ISLAMIC SERVICE QUALITY, BANKING IMAGE AND CORPORATE SOCIAL RESPONSIBILITY TOWARDS CUSTOMER LOYALTY WITH CUSTOMER SATISFACTION AS INTERVENING VARIABLES","authors":"Vita Nur Janah, I. Iskandar","doi":"10.31958/imara.v5i2.3255","DOIUrl":"https://doi.org/10.31958/imara.v5i2.3255","url":null,"abstract":"The purpose of this study was to determine the effect of Islamic servis quality, banking image and corporate social responsibility on customer loyalty with satisfaction as an intervening variable (case study of BPRS Sukowati Sragen customer). This study uses quantitative methods aimed at obtaining results from field data with existing theories. Samples were obtained as many as 100 respondents of BPRS Sukowati Sragen customers with accidental sampling technique. The data in this study are primary data obtained from respondents by filling out a questionnaire. Data analysis using instrument test, multiple regression analysis test, instrument test, classical assumption test and Path Analysis test with the help of SPSS version 25. The results of this study conclude that the quality of Islamic services has a positive and significant effect on customer loyalty. Banking image has a positive and significant effect on customer loyalty. CSR has a positive and significant effect on customer loyalty. The quality of Islamic services has a positive and significant effect on satisfaction. Banking image has a positive and significant effect on satisfaction. CSR has a positive and significant effect on satisfaction. Satisfaction is able to mediate all independent variables.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"2 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123854530","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"MAPPING THE SHARIAH SUPERVISORY BOARD ROLE IN ISLAMIC FINANCIAL INSTITUTION: AN ANALYTIC NETWORK PROCESS (ANP) APPROACH","authors":"Shellvy Lukito, Sepky Mardian, L. Zulkarnain","doi":"10.31958/imara.v5i2.3976","DOIUrl":"https://doi.org/10.31958/imara.v5i2.3976","url":null,"abstract":"This study aims to reveal the priority problems related to the Shariah Supervisory Board (SSB) and their solutions in monitoring the principles of sharia. This study uses a non-parametric approach with the Analytic Network Process (ANP) method. Primary data is obtained through in-depth interviews with academics and practitioners who have directly become the Sharia Supervisory Board. This study found that the main problem with the role of the Sharia Supervisory Board is independence, where there are multiple SSB positions in several Islamic financial institutions. Currently, the priority solutions agreed upon by the informants can be minimized by holding multiple positions in different sectors. This solution is expressed by considering conditions that are not yet ideal, where the number of DPS is still limited compared to the need for sharia supervision in Islamic financial institutions.","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"55 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125117698","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALYSIS OF THE EFFECT OF ISLAMIC COMMERCIAL BANK FINANCING AND INFLATION ON ECONOMIC GROWTH IN INDONESIA 2010-2019 PERIOD","authors":"Y. Yolanda, A. Machmud, Nabilah Yusof","doi":"10.31958/imara.v5i2.2756","DOIUrl":"https://doi.org/10.31958/imara.v5i2.2756","url":null,"abstract":"This study aims to analyze the effect of Islamic commercial bank financing on the analysis of financial development in Indonesia, and to analyze the effect of inflation on financial development in Indonesia. This research method is multivariate cointegration and error correction model (ECM). Research uses time series data using Time series data starts from 2010 to 2019 with a total of 40 data (n), the data is sourced from the financial services authority (OJK). The findings in this study indicate that Islamic commercial bank financing has a significant effect on economic growth in Indonesia. The coefficient value of -0,122 indicates that every 1% economic growth will reduce the economic growth index in Indonesia by 0.122%. Meanwhile, inflation has a positive and insignificant effect on economic growth in Indonesia. The coefficient value of 0.028 indicates that every 1% increase in inflation has no effect on the increase in the financial development index in Indonesia by 0.028%. It is fitting for the government in this case to encourage the development of Islamic banking to be proven to have contributed to economic growth through regulations that can support the acceleration of Islamic banking to the national economy","PeriodicalId":348178,"journal":{"name":"Imara: JURNAL RISET EKONOMI ISLAM","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122804201","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}