Profit Jurnal Kajian Ekonomi dan Perbankan Syariah最新文献

{"title":"PASAR PERSAINGAN SEMPURNA DAN PASAR PERSAINGAN TIDAK SEMPURNA DALAM PERSPEKTIF ISLAM","authors":"N. Mukaromah, Temmy Wijaya","doi":"10.33650/PROFIT.V4I2.1621","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I2.1621","url":null,"abstract":"Conceptually, this research describes the structure between the perfect competition market and the imperfect competition market which is also seen from an Islamic perspective, which of course also talks about the structure of the perfect competition market and imperfect competition market, as well as several things about this. Market, which incidentally is a meeting place for buyers and sellers to carry out buying and selling transactions of goods and services, as well as a place for the community to meet the needs and drivers of the community's economy. There are various kinds of markets, for a broad picture the market is divided into perfect competition markets, and imperfect competitive markets in which there are still divisions such as monopolistic, monopolistic, and oligopolistic markets. A perfectly competitive market in which there are many sellers and buyers of similar goods. Meanwhile, the imperfect competitive market contains only one seller or a few sellers. In this report, some information is generated regarding the two types of markets, such as the meaning, differences in the perfect competition market and imperfect competition market, the advantages and disadvantages of perfect and imperfect competition markets, market mechanisms, etc. The data collection method used in this study was to collect data from related web literature studies","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74558131","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"MODEL LOCAL CULTURE TOURISM BERBASIS TANEAN LANJHANG DESA LARANGAN LUAR PAMEKASAN","authors":"M. Mansur, Ridan Muhtadi, Kamali Kamali, Akhmad Rofiki","doi":"10.33650/PROFIT.V4I2.1634","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I2.1634","url":null,"abstract":"This research aims to find the concept of local cultural tourism based on tanean lanjhang and applicable ways to preserve it by prioritizing the welfare of the surrounding community as well as in a sustainable manner. This qualitative-descriptive study collected data using in-depth interview techniques, participative observation and documentation. The result is that the field of local culture tourism does not only rely on tanean lanjhang, the Nurun Tajalla mosque, the sacred tomb of Bhujuk Jepara, mandhapa, tomang handicrafts and Nyato springs, but on reflection-products in the deepest contents of people's awareness. Preserving culture is ancestral fanaticism. Meanwhile, living in harmony, practice, economy, prosperity and sustainability in MICE-based regional tourism is local wisdom that deserves to be fought for and must be guarded by the Pamekasan authorities.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"83762526","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"KOLABORASI LEMBAGA KEUANGAN, PEMERINTAH DAN PERUSAHAAN DALAM MENINGKATKAN PERAN KOPERASI KARYAWAN INDUSTRI SEBAGAI ALTERNATIF SOLUSI DALAM PEMBANGUNAN SEKTOR EKONOMI INDONESIA","authors":"Endah Robiatul Adawiyah","doi":"10.33650/PROFIT.V4I1.911","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.911","url":null,"abstract":"The role of cooperative and MSMEs in economic growth are very important. In 1998, Indonesia experienced economic  crisis, the cooperative business units and MSMEs were relatively stable and able to survive compared to the large companies. According to date from the ministry of cooperatives and UMKM, in 2019 the number of cooperatives will be 126,343 units, although this number has decreased from 2014, which was 212,570 units. Seeing this certainly becomes a big hope  or opportunity for  Indonesia economic growth, however in general the development of cooperatives, still experiences various obstacles, especially in terms of capital and accessing capital sources. In Act no.3 of 2004, Bank Indonesian Bank policy in assisting the development of small and medium-sized businesses and cooperatives , is more about  technical assistance and institutional development. The task of managing credit has been transferred to SOEs including BRI, Bank BTN and PT. Nastional Capital Madani (PNM) banks.The optimization of the role of SOEs in the development of Indonesian cooperatives is indicated to be not optimal, especially in capital finance working, in this study, the writer will focus more on the cooperative of employees in an industrial company, which is still less touched by the stakeholders until now on. (One employee cooperative of PT.Tirta  Investma (AQUA), Tirta Bangun Karya Cooperative, Subang Regency, West java, the research approach is  based on the basic  assumptions of social science,  which will be conducted by the way of researchers’ analyzing of phenomenon or reality, analized by using SWOT analysis. This study aims to Provide an  overview of the business cooperatives opportunities, especially cooperative  employees of an industry, explaining  the involvement and mengagement of stakeholders in develoving and finacing the role of industrial employee cooperatives as the main business partners of companies that shelter, For Describing  the government framework in providing the recommendations to  stakeholders in  cevelopment programs is to support government programs in priority economic fields.From the research conducted, it can be concluded that : Government policies relatied to the development of  industrial cooperatives, namely : in general, government policies in developing cooperative, as such  they are independent and  have been realized ate not only carried out by one or two ministry institutions but by various  institutions, such as the ministry of cooperatives and MSMEs, ministries industry,  ministry of trade, and BAPENAS, Bank of  Indonesia, BUMN and Non Bank Finacial Institutions. Various from of support are given to  cooperatives such as guidance, assistance and financing. Related to this the government always tries to  facilitate cooperatives to have  access to finance  from financial institutions or banks and non banks. These facilities include subsidized banking credit, guarantees of non-bank institutions, financing from SEO profit al","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-08-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89043307","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"DISTRIBUSI ZAKAT UNTUK KESEJAHTERAAN: STUDI PADA LAZ YATIM MANDIRI SURABAYA","authors":"M. Irfansyah, Moh. Romdlon Izzul Haq, Ziyanatun Nafisah, Erinda Kusuma Dayanti, Lilik Rahmawati","doi":"10.33650/PROFIT.V4I1.1218","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.1218","url":null,"abstract":"Zakat is a worship required by Allah SWT for every Muslim and zakat is included in the third pillar of Islam which is paying zakat. There is two kinds of zakat namely zakat soul (zakat fitrah) and zakat treasure (zakat maal). This study aims to find out how the management of zakat is carried out by one of the national amil zakat institutions, namely yatim mandiri in Surabaya. This research uses a qualitative method by observing one of the national amil zakat institutions (yatim mandiri). In this study, we researching how zakat management starts from how to get zakat funds then distributing zakat funds to the community, financial management with in the zakat institution, then the programs owned by the amil zakat institutions to the management of all zakat funds so that can make people who are less fortunate.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"74017830","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PERSEPSI KIAI DAN TOKOH NAHDHATUL ULAMA TERHADAP AKAD DAN PRODUK AL-QARDH AL-HASAN, RAHN DAN HADIAH DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARI’AH BAITUL MAL WA TAMWIL (KSPPS BMT NU) JAWA TIMUR DI GAPURA SUMENEP","authors":"Ainol Yaqin","doi":"10.33650/PROFIT.V4I1.866","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.866","url":null,"abstract":"ABSTRAKAkad dan Produk al-Qardh al-Hasan, Rahn dan Hadiah di Koperasi Simpan Pinjam Pembiayaan Syariah Baitul Mal Wa Tamwil Nahdhatul Ulama (KSPPS BMT NU) Jawa Timur di Gapura Sumenep dipersepsikan berbeda oleh kiai dan tokoh NU Gapura Sumenep. Penelitian ini bertujuan untuk menjelaskan (1) bagaimana persepsi kiai dan tokoh NU Gapura Sumenep terhadap akad dan produk al-Qardh al-Hasan, Rahn dan Hadiah di KSPPS BMT NU Jawa Timur di Gapura Sumenep, (2) apa dampak persepsi kiai dan tokoh NU Gapura Sumenep terhadap eksistensi dan perkembangan KSPPS BMT NU, dan (3) bagaimana KSPPS BMT NU menghadapi persepsi kiai dan tokoh NU terhadap hukum akad dan produk tersebut. Penelitian ini menggunakan pendekatan kualitatif jenis penelitian lapangan (field research). Sedangkan teknik penggalian data meliputi (1) pengamatan atau observasi, (2) wawancara dengan mencari informasi dan keterangan, dan (3) dokumentasi sebagai bukti adanya penelitian. Dari beberapa masalah di atas, hasil penelitian ini menyimpulkan bahwa (1) persepsi kiai dan tokoh Nahdhatul Ulama’ Gapura Sumenep terhadap akad dan produk al-Qardh al-Hasan, Rahn dan Hadiah di KSPPS BMT NU Jawa Timur di Gapura Sumenep ialah kiai dan tokoh yang memperbolehkan karena jelas dalil dan referensinya, sedangkan yang tidak memperbolehkan membawa kepada ranah tasawuf disebabkan kehati-hatian atau khawatir terjerumus pada syubhât bahkan haram, (2) dampak perbedaan persepsi kiai dan tokoh NU terhadap akad dan produk ialah menjadikan sebagian masyarakat tidak mengikuti transaksi di KSPPS BMT NU berdasarkan kiai dan tokoh yang diyakini kebenaran pendapatnya, dan (3) KSSPS BMT NU Jawa Timur mempunyai panduan hukum yang menyatakan bahwa semua akad dan produk di KSPPS BMT NU boleh dan halal untuk diaplikasikan serta dijalankan sesuai sistem syariah.Kata Kunci : Kiai, NU, KSPPS BMT NU      ","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81960990","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH PELAYANAN PRIMA TERHADAP KEPUASAN NASABAH (STUDI KASUS DI PT. BANK JATIM CAPEM MARON PROBOLINGGO)","authors":"Deddy Junaedi","doi":"10.33650/PROFIT.V4I1.858","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.858","url":null,"abstract":"This research is explanatory. The purpose of this study is (1) To analyze and determine the effect of service attitude aspects on customer satisfaction; (2) To analyze and determine the effect of service aspects Attention to customer satisfaction; (3) To analyze and determine the effect of service aspects of the Actions on customer satisfaction. The population in this study are customers who conduct financial transactions at Bank Jatim Capem Maron Probolinggo. Sampling at the time of the study using the method of accidental sampling took samples of anyone who was there or happened to be found when filling out the questionnaire. The results of this study are (1) Attitude has a significant and negative influence on Customer Satisfaction; (2) Attention has a significant and positive influence on Customer Satisfaction; (3) Action is the most dominant variable.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76122667","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH CASH FLOW, UKURAN PERUSAHAAN DAN KINERJA KEUANGAN TERHADAP KEBIJAKAN DIVIDEN PADA PERUSAHAAN INFRASTRUKTUR DI INDONESIA","authors":"Hestin Nurfatma, Purwohandoko Purwohandoko","doi":"10.33650/PROFIT.V4I1.1079","DOIUrl":"https://doi.org/10.33650/PROFIT.V4I1.1079","url":null,"abstract":"Penelitian ini dilakukan dengan tujuan untuk mengetahui pengaruh arus kas bebas, profitabilitas, likuiditas, ukuran perusahaan dan leverage terhadap kebijakan dividen (Dividend Payout Ratio). Jenis penelitian ini adalah penelitian kausal dan menggunakan data kuantitatif yang diperoleh dengan metode purposive sampling, berdasarkan kriteria yang ditetapkan sehingga 15 perusahaan Infrastruktur dapat diperoleh sesuai dengan kriteria. Teknik analisis data yang digunakan adalah regresi linier berganda. Hasil penelitian menemukan bahwa arus kas bebas, leverage, dan likuiditas tidak berpengaruh pada kebijakan dividen. Pengaruh. Profitabilitas memiliki pengaruh negatif pada kebijakan dividen karena cenderung menahan laba perusahaan sebagai laba ditahan. Ukuran perusahaan berpengaruh negatif pada kebijakan dividen karena alokasi laba bersih cenderung digunakan untuk investasi daripada didistribusikan dalam bentuk dividen.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-06-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76131729","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENERAPAN PRINSIP AL-IHSAN PADA AKTIVITAS BISNIS SEBUAH PERUSAHAAN: SEBUAH STUDI LAPANG DI “X” TRAVEL INDONESIA","authors":"A. Muis, Maulidatus Sholihah","doi":"10.33650/profit.v3i2.874","DOIUrl":"https://doi.org/10.33650/profit.v3i2.874","url":null,"abstract":"The purpose of this study is to explain how the application of Islamic business ethics, specifically the principle of al-ihsan in a company's business activities based on a field study at X Travel Indonesia. This study uses a mixed method approach, which is a merger of qualitative and quantitative approaches taken from the company's internal and external perspectives. To find out the application of the principle of al-ihsan in the internal scope of the company, data collection techniques used depht interviews to five informants and direct observation. Meanwhile, to find out the application of the principle of al-ihsan in the external scope of the company, a survey was conducted to 86 partners and customers of X Travel Indonesia. Based on the results of the assessment of its customers, it was found that X Travel Indonesia has applied the principle of al-ihsan to its business activities with a score of 82.79%. Forms of the application of the principle of al-ihsan in X Travel Indonesia in the field of Production include: The existence of a refund mechanism; Finance: Carrying out social services and charity every month of Ramadan, Settling debts by deliberation and family relations; Marketing: Delivering to customers if there are deficiencies in each service, Do not bring down other competitors and even support each other; Human Resources: Be friendly and establish a family feel, Forgive staff if there is a mistake by continuing to act decisively if necessary","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-12-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75734881","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"ETIKA DAN BISNIS PERSPEKTIF EKONOMI ISLAM","authors":"Antoni Antoni","doi":"10.33650/profit.v2i1.550","DOIUrl":"https://doi.org/10.33650/profit.v2i1.550","url":null,"abstract":"Praktek bisnis yang hadir ditengah masyarakat pada umumnya paling tidak dapat digambarkan dengan dua cara pandang, pertama doing business like a business yaitu berbisnis untuk mendapatkan manfaat ekonomi. Kedua doing business not only like a business yaitu berbisnis bukan hanya untuk motif bisnis dengan mengedepankan nilai-nilai yang etis untuk mendapatkan benefit ekonomi. Cara pandang ini melahirkan perilaku yang bersentuhan dengan prinsip keadilan dan nilai kemanusiaan. Antara perilaku bisnis yang bermoral dan a moral.Konsep etika antara pandangan pemikir Barat dan pemikir Islam berjalan beriringan dengan nilai-nilai etisnya. Etika memiliki peranan penting dalam menjaga keseimbangan bisnis, terlepas apakah etika umum atau etika Islam. Menurut Al-Mathuridi (w.333/944) dan Dun Scotus (w.1308) tentang moralitas, bahwa manusia memiliki dua kecenderungan yang berlawanan yaitu kasih sayang untuk keadilan (affection for justice) dan kasih sayang untuk mendapatkan keuntungan (affection for advantages).Etika Islam merupakan filsafat moral dan ajaran yang syarat dengan nilai-nilai yang sejalan dengan prinsip keadilan dan kemanusiaan. Yang bersumber dari al-Quran, al-Sunnah, Ijtihad. Etika Islam hadir dalam lingkungan bisnis memberikan guidence dan menawarkan pendekatan-pendekatan bagaimana menjalankan bisnis yang mendukung tercapainya motif ekonomi para pelaku bisnis tanpa harus mengesampingkan nilai-nilai etik yang dipegang masyarakat","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-07-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87891750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"MANAJEMEN EKONOMI MANDIRI PONDOK PESANTREN DALAM MEWUJUDKAN KUALITAS LAYANAN PENDIDIKAN","authors":"Moh. Rifa’i","doi":"10.33650/PROFIT.V3I1.538","DOIUrl":"https://doi.org/10.33650/PROFIT.V3I1.538","url":null,"abstract":"Pondok Pesantren memiliki kewajiban meningkatkan kualitas layanan pendidikan bagi para penggunanya. Hal itu dapat dilakukan dengan adanya dukungan kemandirian pada sektor perekonomian yang kontributif. Layanan pendidikan yang berkualitas membutuhkan dana yang cukup. Fenomena tersebut dapat kita rasakan sampai detik ini. Kenapa demikian?, karena kemandirian ekonomi yang baik pada suatu lembaga pendidikan dapat memberikan kontribusi besar terhadap terwujudnya kelengkapan fasilitas-fasilitas pendidikan yang bahkan tidak dapat diadakan dengan hanya mengandalkan keterbatasan sumbangan pendidikan dari para peserta didik. Dan kelengkapan fasilitas tersebut realitanya dapat meningkatkan layanan dan menjadikan peserta didik berkualitas. Penelitian ini menggunakan pendekatan-pendekatan campuran untuk mendapatkan data yang diperlukan sehingga ditemukan hasil penelitian yang autentik. Dalam penelitian ini ditemukan bahwa kualitas layanan pendidikan dapat diwujudkan dengan strategi memandirikan perekonomian yang ada dengan melibatkan berbagai aspek sumber daya yang ada sehingga dapat memberikan kontribusi besar terhadap kebutuhan layanan pendidikan yang berkualitas","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2019-06-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"90668217","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}