Profit Jurnal Kajian Ekonomi dan Perbankan Syariah最新文献

IMPLEMENTASI WALK IN CUSTOMER (WIC) DAN ENHANCED DUE DILIGENCE KEPADA NASABAH SEBAGAI PENCEGAHAN MONEY LAUNDERING PT. BANK SUMUT KCP SYARIAH H.M YAMIN

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-08-05 DOI: 10.33650/profit.v6i1.3492

Mufidatul Himmah, Mohammad Alief Hidayatullah, Siti Fatimah

{"title":"IMPLEMENTASI WALK IN CUSTOMER (WIC) DAN ENHANCED DUE DILIGENCE KEPADA NASABAH SEBAGAI PENCEGAHAN MONEY LAUNDERING PT. BANK SUMUT KCP SYARIAH H.M YAMIN","authors":"Mufidatul Himmah, Mohammad Alief Hidayatullah, Siti Fatimah","doi":"10.33650/profit.v6i1.3492","DOIUrl":"https://doi.org/10.33650/profit.v6i1.3492","url":null,"abstract":"Banking institutions are institutions that are often used by the public to carry out financial transactions, whether in the form of savings, transfers, investments and others. In this case, Islamic Banking carries out funding and lending activities by promoting various types of financial transaction services, becoming the main center in crime. money laundering and terrorism financing to hide illegal money. Therefore, the OJK has made regulations regarding the prevention of Money Laundering and the financing of Terrorism which includes CDD and EDD PT. Bank Sumut Syariah KCP H.M Yamin has implemented Customer Due Diligence on Walk In Customer (WIC) and Enhanced Due Diligence on Customers as an effort to prevent money laundering and terrorism financing. In this journal research using qualitative methods with a descriptive approach. the data taken is by interview and observation techniques. Observations indicate that the implementation of WIC on Customer Due Diligence is carried out when the Bank doubts customer information by conducting identification and verification. In addition, at WIC where previously WIC did not need to report to Customer Service when making transactions and went directly to the teller. However, for now there has been a circular letter of change from the Head Office of Bank Sumut Syariah regarding the implementation of WIC where WIC is required to report to Customer service first after obtaining approval from CS, then WIC can go directly to the teller. The implementation of Enhanced Due Diligence is carried out for Politically Exposed Person customers. But in practice at PT. Bank Sumut Syariah KCP H.M Yamin is carried out if there are suspicious transactions or when there are cases.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-08-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81938903","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

KONTRIBUSI GIRO DALAM PENGHIMPUNAN DANA CURRENT ACCOUNT SAVING ACCOUNT (CASA) PADA PT BANK SUMUT KCP SYARIAH SIMPANG KAYU BESAR

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-07-26 DOI: 10.33650/profit.v6i1.3516

Subairi Subairi, Khoirul Anwar, Eka Fatma Ramadhani, M. Hamzah

引用次数: 0

Sharia Marketing Model pada Bisnis Laundry Syariah (Case Study pada Zada Laundry Syariah Sumber Cirebon)

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-07-06 DOI: 10.33650/profit.v6i1.3376

Wartoyo Wartoyo, Nur Haida, Solikhul Mujab, M. K. Umam

{"title":"Sharia Marketing Model pada Bisnis Laundry Syariah (Case Study pada Zada Laundry Syariah Sumber Cirebon)","authors":"Wartoyo Wartoyo, Nur Haida, Solikhul Mujab, M. K. Umam","doi":"10.33650/profit.v6i1.3376","DOIUrl":"https://doi.org/10.33650/profit.v6i1.3376","url":null,"abstract":"Perkembangan Bisnis Laundry di zaman sekarang semakin pesat karena permintaan dan kebutuhan jasa laundry sangat dibutuhkan dari berbagai kalangan diantaranya masyarakat yang sibuk dengan pekerjaannya karena tak ada waktu untuk melakukan kegiatan mencuci pakaian sendiri, kalangan mahasiswa, masyarakat perumahan dan yang lainnya. Maka dari itu peneliti mengambil penelitian di tempat Zada Laundry syariah sebagai penelitian karena ingin mengetahui lebih dalam tentang model pemasaran syariah di Zada Laundry syariah apakah sudah sesuai dengan konsep-konsep bisnis syariah. Karena bisnis dan usaha sekarang masih banyak yang syariah tetapi belum menerapkan konsep syariah dan berkarakteristik syariah sesuai dengan aturannya dan ajaran islam sebagai dasar dan pedoman pada bisnis. Penelitian ini dilakukan untuk mengetahui bagaimana model pemasaran syariah pada usaha bisnis laundry di zada laundry syariah, untuk mengetahui bagaimana strategi pemasaran syariah pada usaha bisnis laundry di zada laundry syariah dan untuk mengetahui faktor apa saja yang menjadi kendala dalam pemasaran syariah pada usaha bisnis laundry di zada laundry syariah. Pendekatan penelitian kualitatif dalam penelitian ini untuk mengungkapkan data yang ada di lapangan dan menghubungkan sebab akibat terhadap suatu yang terjadi pada saat penelitian, dengan tujuan memperoleh gambaran realita model pemasaran syariah pada usaha bisnis laundry. Hasil penelitian ini menunjukkan bahwa dengan pendekatan syariah, seperti keterjaminan kesucian, memberikan diskon untuk pencucian alat ibadah dan masjid, pelayanan yang ramah, pelayanan yang tepat waktu dan memuaskan dapat menarik minat dari konsumen.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-07-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79271658","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Strategi manajemen produksi untuk memaksimalkan profitabilitas pada provider perspektif islam 伊斯兰视角提供者最大化盈利能力的生产管理战略

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-06-13 DOI: 10.33650/profit.v6i1.3760

M. Syukur, Yoviana Fitri

引用次数: 0

ONLINE TAXIBIKE (GRAB) CONTRIBUTION IN COMMUNITY SERVICE IN MALANG DISTRICT 网上的士(抢)在玛琅社区服务中的贡献

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-05-16 DOI: 10.33650/profit.v6i1.3462

Moh Khoirul Anam, S. Saifuddin, Sulis Nada Fitriah

引用次数: 0

Penggunaan Kartu Brizzi Terhadap Efektivitas Santri Dalam Meminimalkan Penggunaan Uang Tunai (Studi Kasus Pondok Pesantren Nurul Jadid Wilayah Al-Hasyimiyah) Brizzi使用信用卡对Santri在减少现金使用方面的有效性进行了研究(hasyimiyah Pesantren的案例研究)

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-01-31 DOI: 10.33650/profit.v5i2.2337

Alvan Fathony, Linda Yas’a

引用次数: 0

ANALYSIS OF MARKETING MANAGEMENT IN INCREASING SAVING PRODUCTS IN KSPPS BMT NU, MLANDINGAN BRANCH, SITUBONDO KSPPS BMT分公司增加节余产品的营销管理分析

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-01-31 DOI: 10.33650/profit.v5i2.3301

S. Rizal, Mamik Sari Dewi

{"title":"ANALYSIS OF MARKETING MANAGEMENT IN INCREASING SAVING PRODUCTS IN KSPPS BMT NU, MLANDINGAN BRANCH, SITUBONDO","authors":"S. Rizal, Mamik Sari Dewi","doi":"10.33650/profit.v5i2.3301","DOIUrl":"https://doi.org/10.33650/profit.v5i2.3301","url":null,"abstract":"Marketing management is the key to the continuity of an organization’s business so that it runs according to its function. The development of financial institutions, both banks, and non-banks, will encourage financial institutions always to optimize their marketing activities. Analyzing the market and its environment to find out how big the opportunity is to seize the market and how big the threat is that must be faced. This article aims to find out how marketing management is in improving products at the BMT NU Mlandingan branch. This study uses a descriptive qualitative method by conducting structured interviews in the form of questions related to obtaining relevant informants from customers and employees of the BMT NU Mlandingan Branch. Marketing management process by doing market segmentation, target market, determination, positioning, and differentiation. Savings and financing products are good and increasing from the intensity of increasing the number of customers with the reason that customers are easier and understand the advantages of savings and financing products at the malandingan branch of BMT NU. The findings in this study indicate that promotions can increase the number of customers in a faster time and reach a wider audience using existing media. Keywords: Marketing management, Products, BMT","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"85879504","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

AKSELERASI PETUMBUHAN EKONOMI SYARIAH DALAM KONTEKS POLITIK EKONOMI DI INDONESIA 伊斯兰经济的加速在印度尼西亚的经济政治背景下

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-01-29 DOI: 10.33650/profit.v5i2.3269

Wartoyo Wartoyo

{"title":"AKSELERASI PETUMBUHAN EKONOMI SYARIAH DALAM KONTEKS POLITIK EKONOMI DI INDONESIA","authors":"Wartoyo Wartoyo","doi":"10.33650/profit.v5i2.3269","DOIUrl":"https://doi.org/10.33650/profit.v5i2.3269","url":null,"abstract":"Based on statistical data, there is a tendency for a decline in the performance of Islamic banks, which is characterized by stagnation in market share growth that has not reached the target in recent years. There are several factors that are suspected to be obstacles to the development of the Islamic banking industry in Indonesia, ranging from the inadequacy of human resources to the ambivalence between the concept of sharia and operations in the field. The complexity of the problem has an impact on the low public trust about the existence of Islamic banks among conventional financial institutions. As a result, the enthusiasm and response of the public towards Islamic financial products and services in the banking sector, insurance, capital markets and other sectors have become flat, and instead become an obstacle to the growth of assets and market shares of the Islamic financial industry. For this reason, cooperation between stakeholders is needed so that the problems in the development of Islamic banks are not only sourced from one aspect, but almost all aspects from upstream to downstream, starting from regulation, human resources, product quality, quantity of Islamic banks and also the level of education and public understanding. the product is still very minimal can be resolved properly to support the sustainability and development of the Islamic economy.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-01-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"89004078","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

STRATEGI PEMASARAN DALAM MENINGKATKAN NASABAH PADA ASURANSI SYARIAH PT ASURANSI JIWA SYARIAH BUMIPUTERA CABANG SURABAYA 增加客户的营销策略，包括:伊斯兰教法PT伊斯兰人寿保险

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-01-27 DOI: 10.33650/profit.v5i2.3201

Lilik Rahmawati, Farichatus Sholikhah, H. Muslimah, Indi Rafiqa Amalia, Laila Maghfiroh

引用次数: 0

ANALISIS PENGGUNAAN ISTIHSA 分析在自动贩卖机交易中使用ISTIHSA<N的用法

Profit Jurnal Kajian Ekonomi dan Perbankan Syariah Pub Date : 2022-01-06 DOI: 10.33650/profit.v4i2.1583

Salimadin Salimadin

{"title":"ANALISIS PENGGUNAAN ISTIHSA<N DALAM TRANSAKSI JUAL BELI VIA VENDING MACHINE","authors":"Salimadin Salimadin","doi":"10.33650/profit.v4i2.1583","DOIUrl":"https://doi.org/10.33650/profit.v4i2.1583","url":null,"abstract":"ABSTRAKIstihsa>n merupakan metode penetapan hukum Islam yang berdasarkan prinsip al-Qur’a>n dan hadits serta berdasarkan tujuan syari’at Islam. Istihsa>n itu sendiri dalam pengaplikasiannya merupakan metode yang dipakai para ulama khususnya kalangan Hanafiyah, tidak lepas dari itu, dengan pesatnya perkembangan ilmu pengetahuan dan teknologi istihsa>n lahir sebagai solusi dalam penentuan hukum baru yang belum ada ketentuannya baik dalam nash al-Qur’a>n maupun hadits, adapun kasus baru yang membutuhkan jawaban penetapan hukum diantaranya yaitu dalam bidang muamalah seperti jual beli online dan belanja di supermarket. Dalam keuangan dan ekonomi kontemporer kasus-kasus seperti itu membutuhkan penyelesaian hukum, maka istihsa>n disini hadir dan berperan sebagai solusi penyelesaian hukum yang terjadi di masyarakat apakah boleh atau tidak suatu transaksi akad yang berdasarkan tradisi manusia modern.Kata Kunci: Istihsa>n; Hukum Islam; Ekonomi; Keuangan KontemporerABSTRACTmethod used by the scholars, especially among Hanafiyah, not separated from it, with the rapid development of science and technology istihsan was born as a solution in the determination of new laws that do not yet have provisions both in the text of Istihsan is a determination method of Islamic law based on the principle of Qur’an and Hadith and based on Islamic Shari'a purpose. istihsan itself to apply a the Qur'an and Hadith, as for new cases that require answers to the determination of the law including in the field of muamalah such as buying and selling online and shopping in supermarkets. In contemporary finance and economics such cases require legal settlement, the istihsan here is present and serves as a solution to the settlement of the law in permissibility or not a transaction contract based on tradition of modern humans.Keywords: Istihsan; Islamic Law; Economics; Contemporary Finance.","PeriodicalId":33535,"journal":{"name":"Profit Jurnal Kajian Ekonomi dan Perbankan Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88686887","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0