International Journal of Islamic Economics and Finance最新文献_第2页

Customer Perception and Price Sensitivity: A Study of Muslim Consumers Behavior on Shopee 顾客感知与价格敏感性:穆斯林消费者在Shopee上的行为研究

International Journal of Islamic Economics and Finance Pub Date : 2023-09-14 DOI: 10.32332/ijie.v5i01.7620

Nurfitriani Nurfitriani, Moh Agus Nugroho

{"title":"Customer Perception and Price Sensitivity: A Study of Muslim Consumers Behavior on Shopee","authors":"Nurfitriani Nurfitriani, Moh Agus Nugroho","doi":"10.32332/ijie.v5i01.7620","DOIUrl":"https://doi.org/10.32332/ijie.v5i01.7620","url":null,"abstract":"The surge in online shopping is on the rise, yet engaging in online selling comes with challenges. Vendors utilizing online platforms like Shopee must grasp the factors that sway buying choices. This becomes crucial as they strive to encourage consumers to purchase products they cannot physically interact with. While numerous investigations have been conducted, there exists an untouched area about Shopee consumers in Palu City. Previous research has revealed that both pricing and customer reviews have an impact on purchase decisions. Conversely, some studies negate their influence. Hence, the present study endeavors to elucidate the extent to which pricing and customer reviews shape the purchasing determinations of Shopee consumers, specifically in Palu City. This research sheds light on the subject by employing a questionnaire-based survey method and utilizing the SPSS software for analysis. Findings indicate that both factors, taken together or individually, wield a notable influence on the purchasing judgments made by Shopee consumers in Palu City. Given that purchasing choices stand as a metric for gauging marketing achievements, the insights from this study are anticipated to offer valuable guidance to digital marketplace sellers when devising their marketing strategies.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134972704","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Determinan Pertumbuhan Ekonomi IMT-GT Periode Tahun 2000-2021 2000-2021 年 IMT-GT 经济增长决定因素分析

International Journal of Islamic Economics and Finance Pub Date : 2023-08-30 DOI: 10.59841/jureksi.v1i3.484

None Aula Maulidah, None Yusrizal Yusrizal, None Khairina Tambunan

引用次数: 0

Analisis Determinan Tingkat Pengangguran di Kab Langkat 分析朗卡特的失业率

International Journal of Islamic Economics and Finance Pub Date : 2023-08-30 DOI: 10.59841/jureksi.v1i3.483

None Aidila Syafitri, None Yusrizal Yusrizal, None Khairina Tambunan

{"title":"Analisis Determinan Tingkat Pengangguran di Kab Langkat","authors":"None Aidila Syafitri, None Yusrizal Yusrizal, None Khairina Tambunan","doi":"10.59841/jureksi.v1i3.483","DOIUrl":"https://doi.org/10.59841/jureksi.v1i3.483","url":null,"abstract":"This research aims to analyze the determinants of the unemployment rate in Langkat Regency. The research method used is a quantitative method with the OLS (Ordinary Least Square) method. This shows that the variables Inflation, Economic Growth and Wage Level can explain the unemployment rate in Langkat Regency of 61.3% with the remaining 38.7% which will be explained by other factors. From the results of the partial significance test which were analyzed, the t-count of inflation was 0.125583 > 2.00665. It can be concluded that inflation significantly influences the unemployment rate in Langkat Regency. Meanwhile, for the Economic Growth variable, the calculated t value was -0.453940 < 2.00665, so it can be concluded that the Economic Growth variable does not significantly influence unemployment in Langkat Regency. Meanwhile, for the Wage Level variable, the calculated t value was 0.394292 > 2.00665, so it can be concluded that the Wage Level significantly influences the unemployment rate in Langkat Regency. Meanwhile, from the results of the simultaneous significant test, a value of 0.613873 > 3.59 can be obtained and it can also be seen that the probability value is smaller than the significance (α) of 5% or 0.000174 < 0.05, it can be concluded that Inflation , Economic Growth (GDP) and Wage Levels together (simultaneously) can influence the unemployment rate in Langkat Regency. ","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136242095","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Islamic Economics and Politico-Legal Policy: Defining The Fundamental Role of Government In Creating Prudential Business System 伊斯兰经济学与政法政策:界定政府在创建审慎商业制度中的基本角色

International Journal of Islamic Economics and Finance Pub Date : 2023-08-01 DOI: 10.18196/ijief.v6i2.16826

Abdillah Abdillah, Ali Ridho, JM Muslimin, Wildan Munawar, Salem Ahmed A Elkushli

{"title":"Islamic Economics and Politico-Legal Policy: Defining The Fundamental Role of Government In Creating Prudential Business System","authors":"Abdillah Abdillah, Ali Ridho, JM Muslimin, Wildan Munawar, Salem Ahmed A Elkushli","doi":"10.18196/ijief.v6i2.16826","DOIUrl":"https://doi.org/10.18196/ijief.v6i2.16826","url":null,"abstract":"This study aims to examine in depth the role of the government in stabilizing, allocating and distributing nation-wealth by minimizing monopoly from Islamic economics views as well as contemporary legal practices. The research method used is phenomenological-qualitative and empirical legal study. Data collected by observing the models formulated by fiqh experts and their implications for economic justice based on literature studies and empirical practices. The findings prove that in the discourse of fiqh and Islamic history, the government has strategic position in combating monopoly by its intervention in overcoming unfair economic practices. It has supreme political power and strong duty to create nation-welfare by paving the way towards social prosperity based on religious moral principles. The duty of government to stabilize, allocate and distribute nation-wealth must run on the notions of social justice and fair treatment for all. The existing rules of anti-monopoly may be compared and referred. The arguments that are in line to the conclusion: First, the historical facts at the beginning of Islam are in conformity of such a model. Second, there are some supportive legal arguments of fiqh scholars and existing present example. From these findings, it can be concluded that the study of Islamic economics has an important contribution in encouraging the role of the government to overcome the practice of monopolistic behavior or unfair business practices. In practical sense, such a policy must be realized in the type of checked and balanced social system that lead to social justice and good governance.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"97 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135053399","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Role of Halal Awareness on the Relationship between Religiosity and Halal Purchase Intention 清真意识在宗教性与清真购买意愿关系中的作用

International Journal of Islamic Economics and Finance Pub Date : 2023-08-01 DOI: 10.18196/ijief.v6i2.16685

Wahyuddin Albra, Darmawati Muchtar, Nurlela Nurlela, Muliani Muliani, Risna Safitri, Fitria Zaitun Nisa

{"title":"The Role of Halal Awareness on the Relationship between Religiosity and Halal Purchase Intention","authors":"Wahyuddin Albra, Darmawati Muchtar, Nurlela Nurlela, Muliani Muliani, Risna Safitri, Fitria Zaitun Nisa","doi":"10.18196/ijief.v6i2.16685","DOIUrl":"https://doi.org/10.18196/ijief.v6i2.16685","url":null,"abstract":"This study aims to investigate the effect of religiosity and halal awareness on halal purchase intention and analyze the mediating effect of halal awareness on the relationship between religiosity and halal purchase intention. The cluster sampling method was employed to select the sample size, and the total sample was 400 respondents from three regions of Aceh Province. This study used Structure Equation Modeling (SEM) AMOS to predict a set of indicators of latent variables constructed by several dimensions and indicators, i.e., religiosity was measured by ritual, ideology, intellectual, passion, and consequential dimensions, while halal awareness was determined by five indicators, as well as halal purchase intention. The validity and reliability were tested, and all the latent constructs had a good discriminant validity value. Additionally, the full model after modification was utilized to raise the Goodness of Fit (GOF). The results demonstrated that religiosity positively and significantly affected halal awareness. Similarly, religiosity and halal awareness positively and significantly affected halal purchase intention. It indicates that increasing religiosity and halal awareness enhance interest in buying halal food. It can be concluded that religiosity and awareness are vital indicators in explaining the increasing interest in buying halal products. Moreover, the mediating effect results uncovered a partial mediation of halal awareness on the relationship between religiosity and halal purchase intention. It implies that halal awareness has an essential role in mediating this relationship.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135053394","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Impact of Green Banking Implementation, Financial Performance, and Covid-19 Crisis on Islamic Bank Profitability in Indonesia 绿色银行实施、财务绩效和新冠肺炎危机对印尼伊斯兰银行盈利能力的影响

International Journal of Islamic Economics and Finance Pub Date : 2023-08-01 DOI: 10.18196/ijief.v6i2.16802

Ramdani Ramdani, Imron Mawardi, Sulaeman Sulaeman

{"title":"Impact of Green Banking Implementation, Financial Performance, and Covid-19 Crisis on Islamic Bank Profitability in Indonesia","authors":"Ramdani Ramdani, Imron Mawardi, Sulaeman Sulaeman","doi":"10.18196/ijief.v6i2.16802","DOIUrl":"https://doi.org/10.18196/ijief.v6i2.16802","url":null,"abstract":"The purpose of this research is to test empirically the impact of green banking implementation, financial performance, and Covid-19 crisis on Islamic bank profitability in Indonesia for the period of 2015-2021. This study uses two quantitative approaches, specifically static panel data method and dynamic panel data method (generalized method of moments or GMM). The secondary data used in this paper with a total sample of 10 Islamic commercial banks in Indonesia. This study finds that the implementation of Green Banking as the main determinant has a significant relationship to the profitability of Islamic Banks in Indonesia. The study also finds that financial performance variables such as CAR, NPF, and OEF show that contribution to the level of Islamic bank profitability in Indonesia. Further, other finding regarding the dummy crisis variable, Covid-19 crisis finds that a strong relationship to the Islamic bank profitability. It means that Covid-19 crisis will impact negatively to Islamic bank profitability in Indonesia. Based on the results of the robustness check, the model in this research is stated to be robust. The findings are expected to be useful for policy makers as well as for Islamic banking circles. Research results can be used as input in formulating policies in achieving sustainable development goals and economic and social recovery programs after the Covid-19 pandemic.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135053395","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Impact of Industry Concentration on Stability: The Case of Indonesian Islamic-Commercial Banks 产业集中度对稳定性的影响:以印尼伊斯兰商业银行为例

International Journal of Islamic Economics and Finance Pub Date : 2023-08-01 DOI: 10.18196/ijief.v6i2.17892

Teguh Santoso, Egi Arvian Firmansyah, Militcyano Samuel Sapulette, Maman Setiawan

{"title":"The Impact of Industry Concentration on Stability: The Case of Indonesian Islamic-Commercial Banks","authors":"Teguh Santoso, Egi Arvian Firmansyah, Militcyano Samuel Sapulette, Maman Setiawan","doi":"10.18196/ijief.v6i2.17892","DOIUrl":"https://doi.org/10.18196/ijief.v6i2.17892","url":null,"abstract":"This study aims at investigating the impact of the banking industry’s concentration on the stability of Islamic commercial banks in Indonesia. This study used a single country setting of 14 Islamic-commercial banks in Indonesia from 2011 to 2020. The data utilized in this study comprised all Islamic-commercial banks' assets in Indonesia, excluding commercial banks with Islamic business units. The influence of concentration level on the stability of Islamic-commercial banks was investigated using a panel data model. According to Hausman's test, the fixed-effect model is more suitable than the random-effect model. The findings indicate that the “concentration-stability” hypothesis was supported-robust using two concentration level measurements: CR4 and HHI. It is implied that banks tended to be more stable at the higher competition level. From the bank’s specific characteristics, only the cost-to-income ratio significantly influenced the bank's stability, as expected. Other bank-specific characteristics, such as bank size, credit risk, and income diversity, had no substantial influence on observed bank stability. A robustness check was performed by estimating new models that included multiple control variables that did not change the effect of concentration level on the bank’s stability. This study adds to the literature by demonstrating the “concentration-stability” hypothesis in the Indonesian Islamic-commercial banking industry. Moreover, this study’s results confirm the previous study’s findings using different methods and measures of industry concentration. In addition, this study is relevant in the context of the merger action of three large Islamic commercial banks.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"101 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135053378","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Investigating Institutional Investors' Behaviours toward Cash Waqf Linked Sukuk (CWLS) using DTPB 利用DTPB研究机构投资者对现金挂钩伊斯兰债券的行为

International Journal of Islamic Economics and Finance Pub Date : 2023-07-31 DOI: 10.18196/ijief.v6i2.16950

Dida Nurhaida, Farida Jasfar, Rifki Ismal, Acep Riana Jayaprawira

{"title":"Investigating Institutional Investors' Behaviours toward Cash Waqf Linked Sukuk (CWLS) using DTPB","authors":"Dida Nurhaida, Farida Jasfar, Rifki Ismal, Acep Riana Jayaprawira","doi":"10.18196/ijief.v6i2.16950","DOIUrl":"https://doi.org/10.18196/ijief.v6i2.16950","url":null,"abstract":"Cash Waqf Linked Sukuk (CWLS) is a newly developed social investment instrument to stimulate Indonesia's productive waqf movement. CWLS has numerous commercial and social benefits and worship values. However, despite these advantages, it takes a long time for CWLS to collect funds due to various challenges and inadequate investors' response rate, which is still far from expectation. Thus, this study looks into the contributing factors and antecedence that entail and determine the decision of an institutional investor to invest. The theoretical framework applied the decomposed theory of planned behavior (DTPB). Additionally, it highlights a new perspective by delivering the specific determinants that impact investors' attitudes, moral norms, and perceived behavior control. These factors offer a deep understanding of the association and determine their definite effects on intentions. Based on a survey of 250 respondents, analyzed using partial least squares – structural equation modeling (PLS-SEM), it was found that the proposed hypotheses were accepted. Above all, the important finding is the contribution of attitude as the dominant determinant impacting the investor's intention. It was mainly driven by perceived Ihsan as part of the Muslim religiosity dimension reflecting the spirit to do good. This study's findings provide deeper insight into untested behavior literature. This study will also benefit policymakers, academicians, and future researchers.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135314943","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Islamic Financial Literacy and Financial Inclusion: Examining the Intervening Role of Financial Self-Efficacy 伊斯兰金融素养与金融普惠:金融自我效能的中介作用检验

International Journal of Islamic Economics and Finance Pub Date : 2023-07-31 DOI: 10.18196/ijief.v6i2.16384

Muslichah Muslichah, Yuniarti Hidayah Suyoso Putra, Rose Abdullah, Abdul Kadir Usry

{"title":"Islamic Financial Literacy and Financial Inclusion: Examining the Intervening Role of Financial Self-Efficacy","authors":"Muslichah Muslichah, Yuniarti Hidayah Suyoso Putra, Rose Abdullah, Abdul Kadir Usry","doi":"10.18196/ijief.v6i2.16384","DOIUrl":"https://doi.org/10.18196/ijief.v6i2.16384","url":null,"abstract":"Financial self-efficacy is used as an intermediary variable in this study to examine how Islamic financial literacy affects financial inclusion. The participants in this study are final-semester Muslim economics students. Accidental sampling is the method employed. The response percentage for the 300 questionnaires distributed—181 of which were returned—was 60%. The investigation came to two important conclusions. First, financial inclusion and financial self-efficacy are significantly impacted by Islamic financial literacy. Second, the effect of Islamic financial literacy on financial inclusion is not significant. These findings may have an impact on legislators, service providers, and institutions of higher learning. Islamic finance should be a subject covered in higher education, either as part of the core curriculum or as an elective. To help the consumer better understand the given product information, the service provider should give them comprehensive information. The provision of financial education to certain groups, such as housewives or workers in offices, must be addressed in a number of ways by policymakers.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"59 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135314952","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Waqif Preference of Waqf-Based Qardhul Hassan Financing in Malaysia: An Analytic Hierarchy Process Perspective 基于waqf的马来西亚Qardhul Hassan融资的waqf偏好:层次分析法视角

International Journal of Islamic Economics and Finance Pub Date : 2023-07-31 DOI: 10.18196/ijief.v6i2.17701

Hanudin Amin, Muhamad Abduh, Imran Mehboob Shaikh, Faizah Panggi, Pg Mohd Faezul Fikri Ag Omar, Hamid Rizal, Mohd Fahmi Ghazali, Dzuljastri Abdul Razak

{"title":"Waqif Preference of Waqf-Based Qardhul Hassan Financing in Malaysia: An Analytic Hierarchy Process Perspective","authors":"Hanudin Amin, Muhamad Abduh, Imran Mehboob Shaikh, Faizah Panggi, Pg Mohd Faezul Fikri Ag Omar, Hamid Rizal, Mohd Fahmi Ghazali, Dzuljastri Abdul Razak","doi":"10.18196/ijief.v6i2.17701","DOIUrl":"https://doi.org/10.18196/ijief.v6i2.17701","url":null,"abstract":"Although Islamic banking products like tawarruq and bay al-inah personal financing products available in the Malaysian Islamic banking market, their ability to meet the need of those disadvantaged in the case of health crisis like COVID-19 or financial crisis are somehow marginal. There is a need for Islamic social finance products to meet this challenge and one of them is the offered qardhul hassan financing funded through crowdfunding on the basis of waqf. This is called waqf-based qardhul hassan financing. For this purpose, this study introduces QAFSCALE, referred to qardhul hassan financing scale to gauge waqif preference on the facility should it is made available in the market. A total of 324 waqif or donors were participated in this study to identify their preference in donating their money in the facility should it is introduced. This study used Attia’s (2010) maqasid al-Shariah theory to generate the QAFSCALE, beginning from the conceptualisations, dimensions and importantly the batter items that represent the QAFSCALE. Analytic Hierarchy Process (AHP) is used. The results obtained indicate that humanity factor is ranked first in importance, followed by family factor, consumer factor and ummah factor. This study limitation is the sample size. A broader sample would have made the result better. Adding to that, the newly designed scale is first of its kind in the context of waqf-based qardhul hassan financing and more studies needed to prove its applicability and generalization, at least. The results obtained might be of interest to managers of Islamic banks and the like to understand their potential waqif preference in the context of waqf-based qardhul hassan financing. Four factors drawn from QAFSCALE were evaluated to identify important factors leading to the waqif contribution on waqf.","PeriodicalId":33058,"journal":{"name":"International Journal of Islamic Economics and Finance","volume":"64 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135315059","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0