Messenger of Armenian State University of Economics最新文献_第9页

Ակրեդիտիվով կատարվող հաշվարկների հիմնախնդիրները և դրանց լուծման ուղիները/Main Problems of Settlements by Letters of Credit and Ways of Their Solution Ակրեդիտիվովկատարվողհաշվարկներիհիմնախնդիրներըևդրանցլուծմանուղիները/信用证结算的主要问题和他们的解决方案的方法

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2022.3-45

Gayane Harutyunyan

{"title":"Ակրեդիտիվով կատարվող հաշվարկների հիմնախնդիրները և դրանց լուծման ուղիները/Main Problems of Settlements by Letters of Credit and Ways of Their Solution","authors":"Gayane Harutyunyan","doi":"10.52174/1829-0280_2022.3-45","DOIUrl":"https://doi.org/10.52174/1829-0280_2022.3-45","url":null,"abstract":"The development of economic\u0000relations and, at the same time, their complication, leads to the\u0000replacement of simple payment instruments with more complex\u0000and interesting instruments. It is noteworthy that this fact creates\u0000both opportunities and a number of problems.\u0000One of the most complex payment instruments is a letter of\u0000credit, settlements with which have both advantages and\u0000disadvantages.\u0000The paper reveals both economic and legal features of a\u0000letter of credit. Much attention is paid to the essence of the letter\u0000of credit, the legislative gaps related to the regulation of the\u0000letter of credit, which were identified as a result of comparing\u0000the relevant articles of the Civil Codes of the Republic of\u0000Armenia and the Russian Federation.\u0000As a result of studying foreign and domestic literature, the\u0000legal nature of a letter of credit, the terms of payment under a\u0000letter of credit, the types of obligations under a letter of credit,\u0000and their features were identified.","PeriodicalId":328482,"journal":{"name":"Messenger of Armenian State University of Economics","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121020463","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Chronology of Economic Instabilities of the EAEU Countries 欧亚经济联盟国家经济不稳定年表

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2023.1-60

M. Hovsepyan

引用次数: 0

Վերահսկողական սթրես թեստավորումը որպես ՀՀ առևտրային բանկերի ֆինանսական ռիսկերը կառավարելու նոր գործիք/SUPERVISORY STRESS TESTING AS A NEWTOOL FOR CONTROLLING FINANCIALRISKS OF RA COMMERCIAL BANKS ՎերահսկողականսթրեսթեստավորումըորպեսՀՀառևտրայինբանկերիֆինանսականռիսկերըկառավար——ելունորգործիք/监管压力测试作为控制NEWTOOL FINANCIALRISKS RA的商业银行

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2022.2-163

A. Hambardzumyan, Mesrop Mesropyan

{"title":"Վերահսկողական սթրես թեստավորումը որպես ՀՀ առևտրային բանկերի ֆինանսական ռիսկերը կառավարելու նոր գործիք/SUPERVISORY STRESS TESTING AS A NEW\u0000TOOL FOR CONTROLLING FINANCIAL\u0000RISKS OF RA COMMERCIAL BANKS","authors":"A. Hambardzumyan, Mesrop Mesropyan","doi":"10.52174/1829-0280_2022.2-163","DOIUrl":"https://doi.org/10.52174/1829-0280_2022.2-163","url":null,"abstract":"Nowadays, stress testing has emerged as a common tool for financial supervision and\u0000regulation with many countries undertaking related reforms. The International Financial\u0000Reporting Standard (IFRS) 9 has prescribed stress testing for banks and financial\u0000institutions as an exercise to determine the volatility in the expected credit loss in baseline and adverse scenarios such as significant deceleration in GDP growth or sharp increase in unemployment rates. The Basel Committee on Banking Supervision (BCBS) is finalising a new set of guidelines to replace the stress testing principles set in 2009. Using a concurrent stress testing approach will go a long way in strengthening the financial systems. Supervisory (concurrent) stress testing exercises today have many different goals, with some exercises having multiple objectives. The paper describes the features of supervisory stress testing, the study of macro and banking factors, their impact on the NPL ratio. The analysis will make it possible to introduce supervisory stress testing in Armenian banks and use it as an important tool for managing financial risks.","PeriodicalId":328482,"journal":{"name":"Messenger of Armenian State University of Economics","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126325928","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Լանդշաֆտային պլանավորման մեթոդաբանության ներդրումը ՀՀ ազգային էկոլոգիական ցանցի ստեղծման մեջ/Introduction of Landscape Planning Methodology in theEstablishment of the National Ecological Network of the RA ԼանդշաֆտայինպլանավորմանմեթոդաբանությաններդրումըՀՀազգայինէկոլոգիականցանցիստեղծմանմեջ/引入景观规划方法确立国家生态网络的RA

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2022.2-109

N. Harutyunyan

{"title":"Լանդշաֆտային պլանավորման մեթոդաբանության ներդրումը ՀՀ ազգային էկոլոգիական ցանցի ստեղծման մեջ/Introduction of Landscape Planning Methodology in the\u0000Establishment of the National Ecological Network of the RA","authors":"N. Harutyunyan","doi":"10.52174/1829-0280_2022.2-109","DOIUrl":"https://doi.org/10.52174/1829-0280_2022.2-109","url":null,"abstract":"The task of nature conservation and landscape management has\u0000broadened and has become more differentiated as social changes\u0000occur and as European influence on environmental protection\u0000policies increases.\u0000The Convention on Biological Diversity requires signatory\u0000countries to establish networks of protected areas to conserve\u0000habitats and species. In the EU, the Habitats Directive obliges the\u0000Member States to designate representative habitats as protected\u0000areas within the framework of the «Natura 2000» network.\u0000Armenia has established various categories of protected\u0000areas and plans to establish more. Landscape planning can help\u0000in the selection of territories by identifying areas which are of\u0000great significance for the conservation of biodiversity and most\u0000sensitive to impacts of anthropogenic pressure. Landscape\u0000planning can also help during the process of determining the\u0000external boundaries of new protected areas and their internal\u0000zones.\u0000The information and analysis produced by a landscape\u0000planning process can provide important input to the preparation\u0000of protected areas’ management plans. A management plan sets\u0000out the objectives and management policies for a protected area\u0000and the actions which the protected area’s administration intends\u0000to carry out in pursue of those objectives and policies. Landscape\u0000planning provides a comprehensive and detailed assessment of\u0000the natural components of the territory under examination and of\u0000the policies and measures required to maintain ecosystem\u0000functions.","PeriodicalId":328482,"journal":{"name":"Messenger of Armenian State University of Economics","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123123083","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

M ain Approaches t o Calculating Human Capital, t heir Features a nd Applicability i n t he RA 人力资本计算的主要方法、特点及其在人力资本管理中的适用性

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2021_2_9

Haykaz Shahnazaryan

引用次数: 0

Պատերազմի հետևանքով Արցախի Հանրապետության ագրոպարենային համակարգի կորուստները և պետական աջակցության ծրագրերը/Losses of Agri-Food System Resulting from the War and State Assistance Programs in the Republic of Artsakh ՊատերազմիհետևանքովԱրցախիՀանրապետությանագրոպարենայինհամակարգիկորուստներըևպետականաջակցությանծրագրերը/食品系统的损失导致的战争和国家援助项目Artsakh共和国

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2022.3-95

S. Avetisyan, Marianna Khachatryan

{"title":"Պատերազմի հետևանքով Արցախի Հանրապետության ագրոպարենային համակարգի կորուստները և պետական աջակցության ծրագրերը/Losses of Agri-Food System Resulting from the War and State Assistance Programs in the Republic of Artsakh","authors":"S. Avetisyan, Marianna Khachatryan","doi":"10.52174/1829-0280_2022.3-95","DOIUrl":"https://doi.org/10.52174/1829-0280_2022.3-95","url":null,"abstract":"The\u0000main branch of the economy of the Republic of Artsakh is\u0000agriculture, which, together with the food industry, forms the\u0000agri-food system. Until September 27, 2020, i.e. the beginning\u0000of the 44-day war, the agri-food system of the republic was\u0000distinguished by high rates of development and a modern\u0000approach to the introduction of advanced technologies.\u0000However, as a result of the war, the system suffered heavy\u0000losses, the restoration and further development of which is a\u0000difficult but an inevitable process.\u0000The purpose of this study is to assess the losses of the agrifood system of the Republic of Artsakh, identify emerging\u0000problems and present proposals for their solution. In particular,\u0000the possibilities of effective use of limited production potential\u0000through innovative technologies and ensuring the food\u0000independence of the country were emphasized. The need for\u0000specialization of agricultural production, integration with the\u0000agro-processing sector and the development of cooperation is\u0000especially emphasized.","PeriodicalId":328482,"journal":{"name":"Messenger of Armenian State University of Economics","volume":"43 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133708866","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Էքսպերիմենտալ դասավանդում. լեզուների իմացության գնահատման բաղադրիչային-կուտակային համակարգի ներդրումը ՀՊՏՀ օրինակով / Experimental Teaching: Introduction of the Componential-Cumulative Assessment System of Language Competence (based on the example of ASUE) Էքսպերիմենտալդասավանդում。լեզուներիիմացությանգնահատմանբաղադրիչային——կուտակայինհամակարգիներդրումըՀՊՏՀօրինակով/实验教学:介绍Componential-Cumulative评估系统的语言能力(基于ASUE的例子)

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2022.4-156

Lusine Harutyunyan, Ruzanna Sargsyan, Alla Mkrtchyan, Lilit Hakobyan

{"title":"Էքսպերիմենտալ դասավանդում. լեզուների իմացության գնահատման բաղադրիչային-կուտակային համակարգի ներդրումը ՀՊՏՀ օրինակով / Experimental Teaching: Introduction of the Componential-Cumulative Assessment System of Language Competence (based on the example of ASUE)","authors":"Lusine Harutyunyan, Ruzanna Sargsyan, Alla Mkrtchyan, Lilit Hakobyan","doi":"10.52174/1829-0280_2022.4-156","DOIUrl":"https://doi.org/10.52174/1829-0280_2022.4-156","url":null,"abstract":"The result of every course implies aquisition of course contents or learning\u0000outcomes by the learner/student. The choice of types and\u0000approaches of assessment of the aquisition level of learning\u0000outcomes have been a thorny issue throughout all the stages of\u0000the history of teaching methodology. The paper addresses the\u0000problem of language competence assessment. During the second\u0000semester of the 2021-2022 academic year, within the framework\u0000of experimental teaching, the ASUE Chair of Languages initiated\u0000the implementation of a new componential-cumulative\u0000assessment system for language courses. Based on the results of\u0000the approbation of the system, the survey conducted among\u0000teachers and students, as well as focus group discussions and\u0000SWOT analysis, the authors make several suggestions and\u0000adaptations to make the system more applicable and effective.","PeriodicalId":328482,"journal":{"name":"Messenger of Armenian State University of Economics","volume":"98 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130734205","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Causal Relationship Between Gross Domestic Savings and Economic Growth 国内储蓄总额与经济增长的因果关系

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2021_3_7

Davit Vardanyan

引用次数: 0

Decision-Making Process in Local Authorities and Opportunities to Implement the System in Yerevan 地方当局的决策过程和在埃里温实施该制度的机会

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2021_4_80

Sargis Asatryants, Mariana Qocharyan

引用次数: 0

Ներդրումային ֆոնդի կառավարման վճարի ողջամիտ մակարդակը/Reasonable Level of the Management Fee of an Investment Fund Ներդրումայինֆոնդիկառավարմանվճարիողջա——միտմակարդակը/合理水平的投资基金的管理费

Messenger of Armenian State University of Economics Pub Date : 1900-01-01 DOI: 10.52174/1829-0280_2022.3-152

Tigran Davtyan

{"title":"Ներդրումային ֆոնդի կառավարման վճարի ողջամիտ մակարդակը/Reasonable Level of the Management Fee of an Investment Fund","authors":"Tigran Davtyan","doi":"10.52174/1829-0280_2022.3-152","DOIUrl":"https://doi.org/10.52174/1829-0280_2022.3-152","url":null,"abstract":"Despite being of paramount importance to fund managers, management fees could\u0000diminish net returns (gross returns net of management and other fees) received by fund\u0000members or investors. Finding out the fair and reasonable level of management fees is\u0000especially important in the context of pension fund management, as it has not only a mere\u0000financial impact but also a social consequence.\u0000In this paper, several pension funds are analyzed to find the factors affecting the level\u0000of management fees, such as the portfolio management type, the asset allocation, the age\u0000of funds, etc. Besides, other types of fee structures (such as performance fees with a\u0000hybrid structure) are applied to Armenian mandatory pension funds to figure out the total\u0000level of fees relative to the current NAV-based fees. Finally, the active returns of the\u0000pension funds are estimated by constructing benchmarks and comparing the actual\u0000returns with the returns of benchmarks to check the feasibility of performance fees.\u0000As the results show, including performance fees into the current fee structure may not\u0000only make compensation to managers more reasonable but also significantly reduce\u0000expenses for future retirees.","PeriodicalId":328482,"journal":{"name":"Messenger of Armenian State University of Economics","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121309743","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0