JEBIS Jurnal Ekonomi dan Bisnis Islam最新文献

{"title":"IDENTIFIKASI BI RATE, INDEKS HARGA SAHAM KOMPOSIT (IHSG), UANG BEREDAR TERHADAP INFLASI DI INDONESIA","authors":"Khalid Fauzi Aziz, Roni Yanto","doi":"10.30739/istiqro.v9i2.2002","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.2002","url":null,"abstract":"Penelitian ini bertujuan untuk mengidentifikasi pengaruh BI Rate, indeks harga saham komposit (IHSG), dan uang beredar terhadap inflasi di Indonesia. Metode penelitian yang digunakan untuk analisis data yaitu asumsi normality error, asumsi multikolinieritas, asumsi non-autokorelasi, asumsi homoskedastisitas, regresi linear berganda dan uji t. Jenis penelitian yang digunakan dalam penelitian ini yaitu kuantitatif deskriptif. Sehingga hasil dari analisis nantinya dijelaskan sesuai teknik analisis data yang digunakan. Hasil uji koefisien determinan memperoleh nilai r yang merupakan cermin dari variabel BI Rate, IHSG dan Uang Beredar mampu menjelaskan atau menerangkan variabel inflasi sebesar 75,23%, sisanya sebesar 24,77% dijelaskan oleh variabel-variabel lain. Berdasarkan hasil uji t didapatkan bahwa BI Rate saja yang mempengaruhi inflasi secara signifikan dengan data series selama tahun 2005 sampai 2022. Sedangkan IHSG dan Uang beredar tidak mempengaruhi inflasi secara signifikan dengan data series selama tahun 2005 sampai 2022. Hal ini dapat dikatakan bahwa tidak semua variabel selalu signifikan sesuai hipotesis, berapa tahun masa penelitian juga mempengaruhinya.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135357422","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE MEDIATION ROLE OF THE HUMAN DEVELOPMENT INDEX IN ECONOMIC GROWTH AND LABOR FORCE PARTICIPATION IN UNEMPLOYMENT: EVIDENCE FROM EAST JAVA PROVINCE DATA","authors":"None Dalilatun Nashohah","doi":"10.30739/istiqro.v9i2.2194","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.2194","url":null,"abstract":"Every developed and developing country is experiencing economic problems. The good and bad of a country's economy, one of which can be seen from the unemployment rate. The research methodology used is associative and explanatory research with a quantitative approach. This study consists of the independent variables in the form of Economic Growth and Labor Force Participation Rate, the dependent variable is in the form of unemployment, while the intervening variable is in the form of the Human Development Index (IPM). The object of this research is 38 regencies/cities in East Java Province. With a period from 2017 to 2022. The type of data used is in the form of secondary data which includes journals and websites such as the Central Bureau of Statistics or BPS Statistik Indonesia. The data analysis method used is PLS-SEM (Partial Least Square Path Modeling) with the help of SmartPLS 3.0.
 Based on the data and results of research that has been done, it was found that economic growth has a positive and significant effect on HDI (Human Development Index), economic growth has a significant positive effect on unemployment, the labor force participation rate has a negative and insignificant effect on HDI (development index). Man). The labor force participation rate has a negative and significant effect on unemployment, and the HDI (Human Development Index) has a negative and significant effect on unemployment.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"101 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135358972","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH PELAYANAN ISLAMI DAN KUALITAS PRODUK TERHADAP LOYALITAS NASABAH BSI DI PONDOK PESANTREN DARUSSALAM BLOKAGUNG KABUPATEN BANYUWANGI","authors":"Nur Anim Jauhariyah, Ulan Ani Setiawaty","doi":"10.30739/istiqro.v9i2.2443","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.2443","url":null,"abstract":"This study aims to analyze the effect of Islamic service and product quality partially and simultaneously on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi. This type of research uses quantitative research with an explanatory research approach. The data source used is primary data in the form of result data from distributing questionnaires to Bank Syariah Indonesia (BSI) customers at Darussalam Islamic Boarding School Blokagung Banyuwangi. The sampling technique with purposive sampling was 50 students who became customers of Bank Syariah Indonesia (BSI). Data analysis used in this study is multiple linear regression analysis with the help of SPSS software. The results of multiple linear regression analysis show that 1) Islamic service quality partially has a significant effect on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi; 2) Product quality partially has a significant effect on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi; 3) Sharia service quality and product quality simultaneously have a positive and significant effect on customer loyalty of Bank Syariah Indonesia (BSI) at Pondok Pesantren Darussalam Blokagung Banyuwangi","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135358975","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Peran Bumdes Dalam Menopang Modal Usaha Kecil Menengah (UKM) Desa Tebaban","authors":"Mijahamuddin Alwi, I Nengah Suastika, I Wayan Lasmawan","doi":"10.30739/istiqro.v9i2.1818","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.1818","url":null,"abstract":"Penelitian ini bertujuan untuk mengkaji peran Badan Usaha Milik Desa (BUMDes) dalam menopang modal Usaha Kecil Menengah (UKM) desa Tebaban. UKM mempunyai peran penting dalam perekonomian di Indonesia, khususnya bagi pemerintah tingkat desa. Tetapi, keberadaan UKM sering diabaikan dan tidak mendapat dukungan pemerintah setempat. Oleh karena itu, pemerintah harus melibatkan BUMDes untuk mendukung keberadaan UKM, agar masyarakat dapat meningkatkan potensi desa tersebut.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135358969","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Intellectual Capital dan Ukuran Perusahaan Terhadap Nilai Perusahaan Dengan Kinerja Keuangan Sebagai Variabel Intervening (Studi Kasus Pada Perbankan Yang Terdaftar di BEI Tahun 2017-2021)","authors":"None Alveno Prakoo Nugroho, Risal Rinofah, Ratih Kusumawardhani","doi":"10.30739/istiqro.v9i2.1849","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.1849","url":null,"abstract":"Penelitian ini ditujukan agar mengetahui pengaruh intellectual capital dan ukuran perusahaan pada nilai perusahaan perusahaan perbankan yang terdaftar di Bursa Efek Indonesia periode 2017-2021, dengan kinerja keuangan sebagai variabel intervensi dengan metode penelitian kuantitatif. Populasinya berupa perusahaan-perusahaan perbankan yang melantai di BEI tahun 2017 hingga tahun 2021 dengan pemilihan metode purposive sampling lalu diolah melalui SPSS v22 multiple regression dan path analysis. Penelitian ini menemukan terkait: intellectual capital juga memiliki dampak negatif yang besar terhadap nilai perusahaan sebaliknya memiliki dampak positif yang besar terhadap hasil keuangan; Ukuran perusahaan tidak berdampak besar terhadap kinerja keuangan; Kinerja keuangan memiliki dampak positif yang besar terhadap nilai perusahaan; intellectual capital memiliki dampak yang besar dampak terhadap nilai perusahaan, yang dampaknya dapat disesuaikan dengan kinerja keuangan sebagai variabel intervensi, dan dampak ukuran perusahaan terhadap nilai perusahaan tidak bergantung pada kinerja keuangan sebagai variabel intervensi.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135358973","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Harga, Produk, Lokasi, Dan Promosi Terhadap Keputusan Pembelian Pada Kedai Kopi Borneo Di Kota Samarinda","authors":"Maria Uba Dosi, Finnah Fourqoniah, Arwin Sanjaya","doi":"10.30739/istiqro.v9i2.1863","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.1863","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui pengaruh harga, produk, lokasi, dan promosi terhadap keputusan pembelian pada Kedai Kopi Borneo Di Kota Samarinda. baik secara simultan maupun parsial. Adapun sampel dalam penelitian ini sebanyak 96 responden baik secara simultan maupun parsial. Pengambilan sampel dilakukan dengan teknik nonprobability sampling dengan teknik sampling yang digunakan adalah snowball sampling. Hasil penelitian menunjukkan bahwa secara parsial harga berpengaruh signifikan terhadap keputusan pembelian pada Kedai Kopi Borneo dengan taraf signifikan sebesar 0,002. Variabel produk secara parsial menunjukkan pengaruh tidak signifikan terhadap keputusan pembelian pada Kedai Kopi Borneo dengan taraf signifikan sebesar 0,810. Variabel lokasi secara parsial menunjukkan pengaruh tidak signifikan terhadap keputusan pembelian Pada Kedai Kopi Borneo dengan taraf signifikan sebesar 0,367. Variabel promosi secara parsial berpengaruh signifikan terhadap keputusan pembelian pada Kedai Kopi Borneo dengan taraf signifikan sebesar 0,000. Secara simultan pengaruh harga, produk, lokasi, dan promosi memiliki pengaruh yang signifikan terhadap keputusan pembelian pada Kedai Kopi Borneo. Besar pengaruh harga, produk, lokasi, dan promosi terhadap keputusan pembelian pada Kedai Kopi Borneo ditunjukkan dengan koefisien determinasi sebesar 0,669 atau 66,9% dimana kemampuan variabel-variabel bebas pada penelitian ini yaitu harga, produk, lokasi dan promosi secara bersama-sama dalam menjelaskan keputusan pembelian pada Kedai Kopi Borneo Samarinda sebagai variabel dependen adalah sebesar 0,669 atau 66,9%, dan sisanya 33,1% dapat dijelaskan oleh variabel lain diluar dari model regresi penelitian ini.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135358974","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH UKURAN PERUSAHAAN DAN NET WORKING CAPITAL TERHADAP CASH HOLDING DENGAN PROFITABILITAS SEBAGAI VARIABEL INTERVENING","authors":"Risal Rinofa, Fauzi Finanda Putra, Pristin Prima Sari","doi":"10.30739/istiqro.v9i2.2000","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.2000","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui pengaruh ukuran perusahaan dan net working capital terhadap cash holding dengan profitabilitas sebagai intervening pada perusahaan Consumer NonCyclicals yang terdaftar di Bursa Efek Indonesia pada periode 2017-2021. Penelitian ini menggunakan sampel 62 perusahaan yang menerbitkan laporan keuangan lengkap pada 31 Desember 2017 sampai 2021 dengan menggunakan metode purposive sampling. Metode yang digunakan adalah analisis linear berganda dan data diolah menggunakan SPSS serta analisis jalur path. Pada penelitian ini menunjukkan bahwa ukuran perusahaan dan netl working capitall mempengaruhi profitabilitas, ukuranl perusahaan tidak mempengaruhi cashl holding, netl working capitall dan profitabilitas mempengaruhi cash lholding, ukuran perusahaan tidak mempengaruhi cash holding melalui profitabilitas sebagai intervening, sedangkan net workingl capital mempengaruhi cashl holding melalui profitabilitasl sebagai lintervening.
 
 Kata Kunci : Ukuran lPerusahaan, Net Working Capital, Cash Holding, dan Profitabilitas","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135358978","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"PENGARUH PENERAPAN SISTEM INFORMASI MANAJEMEN DAN REWARD TERHADAP KINERJA DENGAN MEDIASI MOTIVASI PEGAWAI PADA POLITEKNIK NEGERI MALANG","authors":"None Fredy Perdana Anggara Selfiyan, None Ernani Hadiyati, None Nugroho Agus Santoso","doi":"10.30739/istiqro.v9i2.2176","DOIUrl":"https://doi.org/10.30739/istiqro.v9i2.2176","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh penerapan SIM dan reward terhadap kinerja pegawai dengan motivasi sebagai variabel mediasi. Penelitian ini merupakan penelitian explanatory research dengan metode kuantitatif yang yang diartikan sebagai metode yang berdasarkan pada filsafat positivisme. Sampel data yang digunakan pada penelitian ini dihitung menggunakan rumus slovin, yaitu sebanyak 107 dari 147 tenaga kependidikan Pegawai Negeri Sipil (PNS) di Politeknik Negeri Malang (Polinema). Disproportionate stratified random sampling digunakan sebagai teknik pengambilan sampel. Analisis data menggunakan Partial Least Square (PLS) dengan skala Likert sebagai alat ukur dan smartPLS 3.0 sebagai alat uji. Hasil penelitian menunjukkan: (i) Penerapan sistem informasi manajemen berpengaruh signifikan terhadap kinerja pegawai; (ii) Reward berpengaruh signifikan terhadap kinerja pegawai; (iii) Penerapan sistem informasi manajemen berpengaruh signifikan terhadap motivasi (iv) Reward berpengaruh signifikan terhadap motivasi; (v) Motivasi berpengaruh signifikan terhadap kinerja pegawai; (vi) Penerapan sistem informasi manajemen berpengaruh signifikan melalui motivasi; (vii) Reward berpengaruh signifikan terhadap kinerja pegawai melalui motivasi.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135357423","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"THE EFFECT OF CREDIT PORTFOLIO DIVERSIFICATION STRATEGY ON THE RISK OF BAD CREDIT IN INDONESIAN ISLAMIC BANKING FOR 2018-2022 PERIOD","authors":"Ihdina Sabilal Haq","doi":"10.32505/j-ebis.vi0.5560","DOIUrl":"https://doi.org/10.32505/j-ebis.vi0.5560","url":null,"abstract":"Purpose – The purpose of this study is to examine the effect of a credit portfolio diversification strategy on the risk of bad loans in Islamic banking in Indonesia for the 2018-2022 period. \u0000Design/methodology/approach – Exogenous variables in this study include credit portfolio diversification based on contract and type of usage. Meanwhile, the endogenous variable is the risk of bad credit in Islamic banking. The loan portfolio diversification variable based on the contract and type of use is calculated using the Herfindahl-Hirschman Index (HHI). The bad credit risk variable uses the Non Performing Financing (NPF) proxy. The population in this study are Islamic Commercial Banks and Sharia Business Units in 2018-2022 using a saturated sample technique. In addition, Ordinary Least Square (OLS) Regression Analysis is used in the data analysis method. \u0000Findings – The results of this study indicate that the diversification of the credit portfolio based on the contract and the type of usage both partially and simultaneously has a significant effect on the risk of bad credit in Islamic Banking. \u0000Research limitations/implications – This study is limited to Islamic commercial banks and Islamic business units in Indonesia. There are three types of financing, namely financing based on contract-, type of use and business sector and not the business sector of credit beneficiary, but in this study only uses diversification of financing based on contracts and usage due to limited data and research time. \u0000Practical implications – The role of credit diversification based on contract and type of usage in reducing the risk of bad credit that may be useful for sharia banking, both sharia commercial banks and sharia business units in Indonesia, is related to the need for a credit portfolio diversification strategy policy to reduce the risk of bad credit in companies as well as for further researchers as an additional reference. for research that uses the topic of factors that influence the level of credit risk in Islamic banking. \u0000Originality/value – This study provides new insights about the role of credit diversification based on contracts and the type of use that can significantly affect the risk of bad credit in Islamic banking in Indonesia.","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-04-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44532383","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"DETERMINAN RATE OF RETURN PADA PERBANKAN SYARIAH","authors":"Hurriah Ali Hasan, Gagaring Pagalung, Muslimin H Kara","doi":"10.47435/adz-dzahab.v7i2.1281","DOIUrl":"https://doi.org/10.47435/adz-dzahab.v7i2.1281","url":null,"abstract":"Artikel ini bertujuan untuk mengidentifikasi determinan tingkat pengembalian simpanan pada bank syariah. Penelitian ini menyelidiki faktor-faktor yang mempengaruhi tingkat pengembalian di bank syariah. Penelitian ini mengkaji determinan dan hubungan sebab akibat antara determinan utama pertumbuhan, yaitu deposito investasi mudharabah, tingkat bunga, tingkat pengembalian dan pendapatan pada bank syariah periode 2020 – 2021. Data dianalisis dengan menggunakan pendekatan kuantitatif yang menunjukkan hasil empiris bahwa deposito investasi mudharabah, tingkat bunga, tingkat pengembalian dan pendapatan, berkontribusi terhadap pertumbuhan perbankan syariah di Indonesia. \u0000Kata Kunci: Bank Syariah; Deposito; Rate of Return","PeriodicalId":32457,"journal":{"name":"JEBIS Jurnal Ekonomi dan Bisnis Islam","volume":"30 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81906173","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}