Journal of Management and Business Innovations最新文献_第3页

Economic Empowerment Of Women Costumers Through The Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District 在丹戎巴莱塞拉丹地区的BTPN伊斯兰MMS，通过未来一揽子计划(PMD)赋予妇女消费者经济权力

Journal of Management and Business Innovations Pub Date : 2021-06-30 DOI: 10.30829/jombi.v3i01.9432

Dea Lora Veni, F. Lubis, Aqwa Naser Daulay

{"title":"Economic Empowerment Of Women Costumers Through The Future Package Program (PMD) At BTPN Syariah MMS, Tanjung Balai Selatan District","authors":"Dea Lora Veni, F. Lubis, Aqwa Naser Daulay","doi":"10.30829/jombi.v3i01.9432","DOIUrl":"https://doi.org/10.30829/jombi.v3i01.9432","url":null,"abstract":"Abstract - The Future Package (PMD) financing product is a financing provided by Bank BTPN Syariah to poor people, especially women, to empower underprivileged families to have a better life using the Murabahah and Wakalah agreement. This research is the first to aim to analyze and describe the implementation of the The Future Package (PMD) program at BTPN Syariah MMS Bank, Tanjungbalai Selatan District in an effort to empower the economy of female customers. Second, to determine the impact on customers in Tanjungbalai Selatan District with the The Future Package (PMD) at Bank BTPN Syariah. The research approach used in this research is descriptive qualitative with data collection methods using observation, interviews, and documentation. The results of the study conclude that first, as a whole, 90% of BTPN Syariah Bank has carried out the stages of financing requirements in accordance with the provisions. However, there is a less than optimal role of companion given by Bank BTPN Syaariah (maintenance). Second, the Future Package (PMD) 80% has a positive impact on the welfare of female customers in Tanjungbalai Selatan District to improve the economy of both families and communities. Those who want to open a business and increase business capital are helped by the Future Package program, although there are some customers who have not felt the impact of the Future Package (PMD) because of the less than optimal role of the companion given to them. Keyword : Community Economic Empowerment, Murabahah, Wakalah, Paket Masa Depan (PMD).","PeriodicalId":320040,"journal":{"name":"Journal of Management and Business Innovations","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121149028","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Effect Of Financial Literature On Financial Behaviour In The Mediation Of Financial Knowledge On Student Of The Faculty Of Economics And Business Muhammadiyah University 穆罕默德迪亚大学经贸系学生金融知识中介中金融文献对金融行为的影响

Journal of Management and Business Innovations Pub Date : 2021-06-30 DOI: 10.30829/jombi.v3i01.9458

M. Muslih, Trifa Maylani

{"title":"The Effect Of Financial Literature On Financial Behaviour In The Mediation Of Financial Knowledge On Student Of The Faculty Of Economics And Business Muhammadiyah University","authors":"M. Muslih, Trifa Maylani","doi":"10.30829/jombi.v3i01.9458","DOIUrl":"https://doi.org/10.30829/jombi.v3i01.9458","url":null,"abstract":"Abstract - The purpose of this study was to determine and analyze the effect of Financial Literacy on Financial Behavior mediated by Financial Knowledge on Students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra. The method used in this study is to use the associative approach and survey methods. The population in this study were students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra with a total of 4158 students. The number of samples used in this study amounted to 88 people using non-probability sampling, accidental sampling technique with the criteria for concentration of financial management students in 2017 and 2018 Stambuks. The data collection techniques used in this study used interview techniques and questionnaires/questionnaires. The data analysis technique in this study used descriptive statistical analysis and path analysis with partial least squares (PLS). Data processing in this study using the Smart PLS 3 Software program. The results of this study indicate that financial literacy has a positive and significant effect on financial behavior in students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra, Financial Literacy has a positive and significant effect on Financial Knowledge in students of the Faculty of Economics. and Business University of Muhammadiyah North Sumatra. Keyword : Financial Literacy, Financial Behavior, Financial Knowledge.","PeriodicalId":320040,"journal":{"name":"Journal of Management and Business Innovations","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128477889","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Implementation Of SWOT Analysis In Marketing Strategy For Murabahah Finance Products PMG-ASN Motorcycles During COVID 19 Pandemic 新冠疫情期间Murabahah金融产品PMG-ASN摩托车营销策略的SWOT分析实施

Journal of Management and Business Innovations Pub Date : 2021-06-30 DOI: 10.30829/jombi.v3i01.9460

Nuri Aslami, M.Si, Kevin Mifthah Hadi Lubis

{"title":"Implementation Of SWOT Analysis In Marketing Strategy For Murabahah Finance Products PMG-ASN Motorcycles During COVID 19 Pandemic","authors":"Nuri Aslami, M.Si, Kevin Mifthah Hadi Lubis","doi":"10.30829/jombi.v3i01.9460","DOIUrl":"https://doi.org/10.30829/jombi.v3i01.9460","url":null,"abstract":"Abstract— This study's findings include a marketing strategy, specifically the marketing of PMG-ASN Motorbike Murbahah financing products, implemented by PT. Bank Sumut during the Covid 19 pandemic, which includes several strategies, namely: picking up balls, building networks, providing excellent service and providing satisfying facilities to increase customer trust and satisfaction, so that custodians feel more secure. According to the SWOT analysis findings, PT. Bank Sumut has taken the risk of competing in a competitive market while also offering innovative products to customers. SO Strategy (potentially lucrative opportunities): Expanding market share, expanding collaboration with motorcycle dealers in North Sumatra, and building relationships with academics, government officials, and business leaders. WO strategy (Weakness Opportunities): Specifically, implementing a ball pick strategy, enhancing consumer loyalty, and improving product quality are examples of WO strategies. A strategic treat strategy (ST strategy) involves partnering with government departments and other dealers to define marketing objectives and improve service quality. A second technique is executing more excellent promotion through various media and establishing an effective and efficient marketing plan (Weakness Treats, or WT).Keywords: SWOT, marketing strategy, Covid Pandemic 19, Motorcycle PMG- ASN Products","PeriodicalId":320040,"journal":{"name":"Journal of Management and Business Innovations","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115863421","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Degradation Of The Mosque’s Roles In Sharia Maqashid Perspective 伊斯兰教法中清真寺角色的退化

Journal of Management and Business Innovations Pub Date : 2021-06-30 DOI: 10.30829/jombi.v3i01.9470

Nurul Jannah

引用次数: 0