Invest Journal of Sharia & Economic Law最新文献_第2页

Awareness of the Differences Between Islamic Insurance and Conventional Insurance amongst Students of Islamic Studies in Sri Lanka 斯里兰卡伊斯兰学生对伊斯兰保险与传统保险差异的认识

Invest Journal of Sharia & Economic Law Pub Date : 2023-06-06 DOI: 10.21154/invest.v3i1.5794

Mohamed Naushad Mohamed Minaz, Sayed Mohamed Mohamed Mazahir, Ahamed Mukthar Faiser Fathima Nihla, Kalanthar Lebbe Fathima Masliha

{"title":"Awareness of the Differences Between Islamic Insurance and Conventional Insurance amongst Students of Islamic Studies in Sri Lanka","authors":"Mohamed Naushad Mohamed Minaz, Sayed Mohamed Mohamed Mazahir, Ahamed Mukthar Faiser Fathima Nihla, Kalanthar Lebbe Fathima Masliha","doi":"10.21154/invest.v3i1.5794","DOIUrl":"https://doi.org/10.21154/invest.v3i1.5794","url":null,"abstract":"The purpose of this study is to assess the level of awareness and understanding of Takaful, an Islamic insurance scheme, as compared to traditional insurance among students of Islamic Studies in Sri Lanka. Despite the growing popularity of Takaful in the country, there is a notable lack of awareness and understanding of this concept among Sri Lankans. By conducting a survey among Sri Lankan students, this research seeks to determine the level of awareness and acceptance of Takaful, while identifying the factors that influence this perception. The research methodology employed was to collect data through questionnaires distributed to customers in Sri Lanka. The findings indicate that although there is a growing demand for Takaful in the country, a significant portion of the population is either unaware of its existence or hesitant to adopt it due to prevailing misconceptions. The study highlights the importance of increasing awareness and understanding of Takaful to encourage greater participation in this form of insurance. In addition, future research could examine the reasons for limited engagement with Takaful and explore strategies to promote insurance literacy and active participation in the industry.","PeriodicalId":315914,"journal":{"name":"Invest Journal of Sharia & Economic Law","volume":"93 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126371489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Application of Maintenance Functions in The Human Resources Management of Islamic Financial Institutions 维护功能在伊斯兰金融机构人力资源管理中的应用

Invest Journal of Sharia & Economic Law Pub Date : 2023-05-24 DOI: 10.21154/invest.v3i1.5128

Yosy Arik Putri Lestari

{"title":"The Application of Maintenance Functions in The Human Resources Management of Islamic Financial Institutions","authors":"Yosy Arik Putri Lestari","doi":"10.21154/invest.v3i1.5128","DOIUrl":"https://doi.org/10.21154/invest.v3i1.5128","url":null,"abstract":"Sharia Savings and Loan Cooperatives are unique in that they must balance their business principles with high and volatile work demands. The care function of human resource management is an essential aspect of ensuring employee well-being and job satisfaction within organizations, including sharia savings and loan cooperatives. This study specifically focuses on examining the application of maintenance functions at KSP BMT Surya Abadi Jenangan Ponorogo, an esteemed Islamic financial institution that has experienced rapid development in Indonesia and has contributed to economic improvement through its diverse financing products. This research aims to provide valuable insights into the organization's practices and contribute to the broader understanding of human resources management in Islamic institutions and ultimately improve the quality of their workforce and service performance. Through a comprehensive analysis, this study has illustrated the practices carried out by the organization in maintaining employee welfare and retention. KSP BMT SURYA Abadi Jenangan Ponorogo demonstrates efforts in prioritizing employee welfare and retention, with notable aspects including occupational health and safety, communication, and human resource welfare programs, although improvements are needed, particularly in the area of occupational health and safety.","PeriodicalId":315914,"journal":{"name":"Invest Journal of Sharia & Economic Law","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123916603","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

An Islamic Ethnomethodology Approach to Examine Mosque Accounting Practices 审视清真寺会计实践的伊斯兰民族方法学方法

Invest Journal of Sharia & Economic Law Pub Date : 2023-05-20 DOI: 10.21154/invest.v3i1.5511

M. Thalib

{"title":"An Islamic Ethnomethodology Approach to Examine Mosque Accounting Practices","authors":"M. Thalib","doi":"10.21154/invest.v3i1.5511","DOIUrl":"https://doi.org/10.21154/invest.v3i1.5511","url":null,"abstract":"This study utilizes an Islamic paradigm with an Islamic ethnomethodology approach to investigate mosque accounting practices. The study uses both primary data, obtained through interviews and observations, and secondary data, which consists of documentation of mosque financial information records in books and on information boards. The data is analyzed through five stages: charity, knowledge, faith, revelation information, and good deeds, and collected through interviews, observation, and documentation. The study results show that mosque accounting practices are based on three main values: sincerity, responsibility, and trustworthiness. First, capital and cost accounting are practiced based on sincerity, which is reflected through the voluntary donations of funds by donors for the prosperity of the masjid, and the optimal work of administrators who do not receive a salary. Second, a simple accounting recording method is used, requiring a sense of responsibility, which is reflected through detailed financial records in album booklets and on bulletin boards. Third, accountability for incoming and outgoing funds is conditional on maintaining the congregation's trust, which is reflected in the expressions of the informants who stated that financial responsibility is their effort to maintain donors' trust. The implication of this research is to present the concept of mosque accounting practices based on the values of faith and fear of God. It concludes that mosque accounting is not only about material (money) but also about a sense of faith in the creator. Further research can study mosque accounting using other social theoretical approaches, such as Islamic phenomenology.","PeriodicalId":315914,"journal":{"name":"Invest Journal of Sharia & Economic Law","volume":"83 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130734843","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Money Multiplication in Islamic Banking – A Discussion on its Impact on Distributive Justice 伊斯兰银行的货币倍增——论其对分配正义的影响

Invest Journal of Sharia & Economic Law Pub Date : 2023-05-20 DOI: 10.21154/invest.v3i1.5780

Omar Javaid

引用次数: 0

Electricity Consumption and Economic Growth: Evidence From Nigeria 电力消费与经济增长:来自尼日利亚的证据

Invest Journal of Sharia & Economic Law Pub Date : 2023-05-20 DOI: 10.21154/invest.v3i1.5949

B. Mohammed

{"title":"Electricity Consumption and Economic Growth: Evidence From Nigeria","authors":"B. Mohammed","doi":"10.21154/invest.v3i1.5949","DOIUrl":"https://doi.org/10.21154/invest.v3i1.5949","url":null,"abstract":"As one of the significant components of energy consumption, the importance of electricity to economic growth has been recognized by economists and business people, engineering, and government agencies. This paper seeks to investigate the impact of electricity consumption on economic growth in Nigeria from 1986 to 2021 by using the Autoregressive Distributed Lag (ARDL) model. The properties of the series were first checked using Augmented Dickey fuller (ADF) and Phillip Peron (PP) unit root tests, and the result found a mixture of the order of integration, which paved the use ARDL model. The findings of the ARDL bond test indicate the present cointegration. Evidence from the short run reveals that the speed of adjustment is negative and statically significant, confirming the expected equilibrium process in the short-run dynamics among the variables under study. The results also show that energy consumption, inflation, and industrial product are statistically significant and positively affect Nigeria's short and long-run economic growth. At the same time, Unemployment is negative and statistically significant both in the short and long run. Based on the findings, the paper recommends that government should undertake serious measures to curtail the shortage of electricity consumption in the country to promote economic growth in general. The government should adopt appropriate policies to reduce Unemployment, adversely affecting economic growth.","PeriodicalId":315914,"journal":{"name":"Invest Journal of Sharia & Economic Law","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114349749","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Legal Framework To Support Islamic Banking and Finance In The United Arab Emirates 支持阿拉伯联合酋长国伊斯兰银行和金融的法律框架

Invest Journal of Sharia & Economic Law Pub Date : 2022-12-29 DOI: 10.21154/invest.v2i2.5341

Mahmoud Ismaeil Mohamed Mashal

{"title":"Legal Framework To Support Islamic Banking and Finance In The United Arab Emirates","authors":"Mahmoud Ismaeil Mohamed Mashal","doi":"10.21154/invest.v2i2.5341","DOIUrl":"https://doi.org/10.21154/invest.v2i2.5341","url":null,"abstract":"The duality of the banking system in the United Arab Emirates and its impact on economic development today represents the reality of banking systems in countries that license Islamic banking, especially with the state's first taking into account the traditional banking system. In contrast, banks, institutions, ministries, and organizations that manage work in this field practice these systems have been enabled in Muslim countries under the pressure of economic globalization. At the same time, the country is striving to develop the field of Islamic economy, support Islamic banking while enabling modern technologies and intelligent applications in the digital age, and encourage innovation in Islamic banking and finance. This trend calls for further research and deep consideration to clarify the role of the United Arab Emirates in supporting the Islamic economy and its banking and Islamic finance, as the idea of the duality of the banking system may seem contradictory in its application. As a result of this research, the Government of Dubai has started a strategic plan to develop the Islamic economy sector. The goal is to make Dubai the leading center for Islamic finance, e-commerce, the digital content industry, design and innovation, knowledge, education, and research, as well as the global reference for Islamic economy standards. The UAE government has adopted blockchain technology to implement government transactions and to achieve the desired results; the country launched the UAE Blockchain Strategy 2021m. The characteristics of the Islamic banking system reflect the reality of Sharia rulings without living and manipulation. However, the current situation has many observations, so coexistence has become at the expense of differentiation.","PeriodicalId":315914,"journal":{"name":"Invest Journal of Sharia & Economic Law","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114245869","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Influence of Plafond, Tenor, Application Process, and Loan Frequency on The Growth of Bank Syariah Indonesia's MSMEs Customers 平台、期限、申请流程和贷款频率对印尼伊斯兰银行中小微企业客户增长的影响

Invest Journal of Sharia & Economic Law Pub Date : 2022-12-27 DOI: 10.21154/invest.v2i2.5405

Anisa Lia Viantina, Ratih Purbowisanti, Dhidhin Noer Ady Rahmanto, Dunyati Ilmiah, Novi Febriyanti

{"title":"The Influence of Plafond, Tenor, Application Process, and Loan Frequency on The Growth of Bank Syariah Indonesia's MSMEs Customers","authors":"Anisa Lia Viantina, Ratih Purbowisanti, Dhidhin Noer Ady Rahmanto, Dunyati Ilmiah, Novi Febriyanti","doi":"10.21154/invest.v2i2.5405","DOIUrl":"https://doi.org/10.21154/invest.v2i2.5405","url":null,"abstract":"Micro, Small, and Medium Enterprises (MSMEs) are essential to economic growth. However, the growth of MSMEs is constrained by difficulties in accessing capital. This study aims to determine the effect of the variable amount of financing (plafond), the application process, the repayment period (tenor), and the frequency of borrowing on the growth of MSMEs. This study uses a quantitative method with a sample of 80 respondents from Bank Syariah Indonesia branch office Sleman Prambanan customers. The sample selection used a purposive sampling technique with the criteria that Bank Syariah Indonesia branch office Sleman Prambanan customers were SMEs in the Yogyakarta and Klaten areas and used financing products such as BSI KUR Micro, BSI KUR Kecil, and BSI Super Micro. The analytical technique used is the classical assumption test, multiple linear regression analysis, t-test, F test, and the coefficient of determination with the help of SPSS software. The results show that the amount of financing (plafond) and the repayment period (tenor) have a positive effect. In contrast, the application process and the borrowing frequency do not positively affect the growth of MSMEs.","PeriodicalId":315914,"journal":{"name":"Invest Journal of Sharia & Economic Law","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125154938","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

KONSEP INFLASI : PERBANDINGAN PEMIKIRAN IBNU KHALDUN DAN AL MAQRIZI SERTA IMPLIKASINYA DI INDONESIA

Invest Journal of Sharia & Economic Law Pub Date : 2022-12-18 DOI: 10.21154/invest.v2i2.5099

Moh. Abdul Aziz Alwa, Amin Wahyudi

{"title":"KONSEP INFLASI : PERBANDINGAN PEMIKIRAN IBNU KHALDUN DAN AL MAQRIZI SERTA IMPLIKASINYA DI INDONESIA","authors":"Moh. Abdul Aziz Alwa, Amin Wahyudi","doi":"10.21154/invest.v2i2.5099","DOIUrl":"https://doi.org/10.21154/invest.v2i2.5099","url":null,"abstract":"Inflation is a problem in the economic system that has occurred repeatedly from the beginning of the development of human civilization. Since people started using money to trade goods and services, inflation has remained constant. On the other hand, the inflation rate is also used as a macroeconomic analysis of a country/region, such as economic growth, external balance, and income distribution. Conditions of high inflation, if not handled thoughtfully and appropriately, will cause economic depression. However, in the Islamic world, there are scholars, namely, Ibn Khaldun and Al-Maqrizi. These two Muslim thinkers provide an overview of the phenomenon of inflation since the 14th century AD. This research seeks to find the slices of Ibn Khaldun and Al-Maqrizi's thoughts about the causes of inflation and to offer solutions to the phenomenon of inflation that occurs. We chose the literature study research to explore the thoughts of Ibn Khaldun and Al-Marqizi in classic books and several primary sources that discuss the thoughts of the two and compare them with the concept and conditions of inflation in Indonesia through the official websites of BPS and Bank Indonesia. The study found that a country's weak administrative system and corrupt mentality cause inflation. To overcome inflation, improving the two causes of inflation above is the solution offered by these two experts.","PeriodicalId":315914,"journal":{"name":"Invest Journal of Sharia & Economic Law","volume":"20 3","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121018329","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Maqāshid Sharia-Based Zakat Distribution Model: Zakat Distribution Program in National Zakat Agency DKI Jakarta Maqāshid基于伊斯兰教的天课分配模式:雅加达国家天课机构DKI的天课分配项目

Invest Journal of Sharia & Economic Law Pub Date : 2022-12-15 DOI: 10.21154/invest.v2i2.5101

S. Mahmudah, Moh Abdul Aziz Alwa

引用次数: 1

The Relevance of Ibn Khaldun’s Economic Thought on The Prices Mechanism in The Modern Economy 伊本·赫勒敦经济学思想对现代经济中价格机制的启示

Invest Journal of Sharia & Economic Law Pub Date : 2022-12-07 DOI: 10.21154/invest.v2i2.5092

Khoirun Nisak

引用次数: 0

Invest Journal of Sharia &amp; Economic Law最新文献

Invest Journal of Sharia & Economic Law最新文献