Awareness of the Differences Between Islamic Insurance and Conventional Insurance amongst Students of Islamic Studies in Sri Lanka

Mohamed Naushad Mohamed Minaz, Sayed Mohamed Mohamed Mazahir, Ahamed Mukthar Faiser Fathima Nihla, Kalanthar Lebbe Fathima Masliha
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Abstract

The purpose of this study is to assess the level of awareness and understanding of Takaful, an Islamic insurance scheme, as compared to traditional insurance among students of Islamic Studies in Sri Lanka. Despite the growing popularity of Takaful in the country, there is a notable lack of awareness and understanding of this concept among Sri Lankans. By conducting a survey among Sri Lankan students, this research seeks to determine the level of awareness and acceptance of Takaful, while identifying the factors that influence this perception. The research methodology employed was to collect data through questionnaires distributed to customers in Sri Lanka. The findings indicate that although there is a growing demand for Takaful in the country, a significant portion of the population is either unaware of its existence or hesitant to adopt it due to prevailing misconceptions. The study highlights the importance of increasing awareness and understanding of Takaful to encourage greater participation in this form of insurance. In addition, future research could examine the reasons for limited engagement with Takaful and explore strategies to promote insurance literacy and active participation in the industry.
斯里兰卡伊斯兰学生对伊斯兰保险与传统保险差异的认识
本研究的目的是评估与传统保险相比,斯里兰卡伊斯兰研究学生对伊斯兰保险计划回教保险的认识和理解程度。尽管回教礼在斯里兰卡越来越受欢迎,但斯里兰卡人对这一概念明显缺乏认识和理解。通过在斯里兰卡学生中进行一项调查,本研究旨在确定对回教考试的认识和接受程度,同时确定影响这种看法的因素。采用的研究方法是通过向斯里兰卡的客户分发问卷来收集数据。调查结果表明,尽管该国对回教礼的需求不断增长,但很大一部分人口要么不知道回教礼的存在,要么由于普遍存在的误解而对采用回教礼犹豫不决。该研究强调了提高对回教保险的认识和了解的重要性,以鼓励更多的人参与这种形式的保险。此外,未来的研究可以检查回教保险有限参与的原因,并探索提高保险素养和积极参与行业的策略。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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